Previously Known As : Uti Treasury Advantage Fund
Uti Low Duration Fund Datagrid
Category Low Duration Fund
BMSMONEY Rank 2
Rating
Growth Option 28-10-2026
NAV ₹3831.93(R) 0.0% ₹3898.32(D) 0.0%
Returns 1Y 3Y 5Y 7Y 10Y
Lumpsum Regular 5.6% 7.01% 6.39% 6.97% 5.85%
Direct 5.73% 7.11% 6.5% 7.08% 5.97%
Benchmark
SIP (XIRR) Regular 5.51% 6.57% 6.04% 6.53% 5.71%
Direct 5.64% 6.68% 6.15% 6.64% 5.83%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
2.17 1.49 0.72 0.75% 0.05
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
0.62% 0.0% 0.0% 0.3 0.41%
Fund AUM As on: 30/12/2025 2998 Cr
Top Low Duration Fund
Fund Name Rank Rating
ICICI Prudential Savings Fund 1
UTI Low Duration Fund 2
Axis Treasury Advantage Fund 3
Tata Treasury Advantage Fund 4

NAV Date: 28-10-2026

Scheme Name NAV Rupee Change Percent Change
UTI Low Duration Fund - Discontinued Monthly Dividend Option 1011.79
0.0200
0.0000%
UTI Low Duration Fund - Direct Plan - Weekly IDCW 1022.35
0.0300
0.0000%
UTI Low Duration Fund - Discontinued - Periodic Dividend Plan 1079.24
0.0200
0.0000%
UTI Low Duration Fund - Discontinued Flexi Dividend Plan 1090.12
0.0200
0.0000%
UTI Low Duration Fund - Regular Plan - Fortnightly IDCW 1332.28
0.0300
0.0000%
UTI Low Duration Fund - Direct Plan - Fortnightly IDCW 1341.15
0.0400
0.0000%
UTI Low Duration Fund - Direct Plan - Annual IDCW 1443.03
0.0400
0.0000%
UTI Low Duration Fund - Regular Plan - Flexi IDCW 1457.45
0.0300
0.0000%
UTI Low Duration Fund - Regular Plan - Quarterly IDCW 1460.13
0.0300
0.0000%
UTI Low Duration Fund - Regular Plan - Daily IDCW (Reinvestment) 1476.91
0.0300
0.0000%
UTI Low Duration Fund - Regular Plan - Weekly IDCW 1480.65
0.0300
0.0000%
UTI Low Duration Fund - Direct Plan - Daily IDCW (Reinvestment) 1488.36
0.0400
0.0000%
UTI Low Duration Fund - Regular Plan - Monthly IDCW 1506.48
0.0300
0.0000%
UTI Low Duration Fund - Direct Plan - Half-Yearly IDCW 1508.34
0.0400
0.0000%
UTI Low Duration Fund - Regular Plan - Half-Yearly IDCW 1512.65
0.0300
0.0000%
UTI Low Duration Fund - Direct Plan - Monthly IDCW 1522.01
0.0400
0.0000%
UTI Low Duration Fund - Direct Plan - Flexi IDCW 1654.9
0.0500
0.0000%
UTI Low Duration Fund - Direct Plan - Quarterly IDCW 2090.16
0.0600
0.0000%
UTI Low Duration Fund - Discontinued - Quarterly Dividend Option 2396.38
0.0500
0.0000%
UTI Low Duration Fund - Regular Plan - Bonus Option 3202.68
0.0600
0.0000%
UTI Low Duration Fund - Discontinued - Annaul Dividend Option 3641.6
0.0700
0.0000%
UTI Low Duration Fund - Regular Plan - Growth Option 3831.93
0.0800
0.0000%
UTI Low Duration Fund - Direct Plan - Growth Option 3898.32
0.1100
0.0000%
UTI Low Duration Fund - Discontinued Bonus Option 4517.72
0.0900
0.0000%
UTI Low Duration Fund - Discontinued Growth Option 6777.35
0.1400
0.0000%

Review Date: 28-10-2026

Beginning of Analysis

In the Low Duration Fund category, UTI Low Duration Fund is the second ranked fund. The category has total 19 funds. The 5 star rating shows an excellent past performance of the UTI Low Duration Fund in Low Duration Fund. The fund has a Jensen Alpha of 0.75% which is higher than the category average of 0.36%. Here the fund has shown very good performance in terms of risk adjusted returns. The fund has a Sharpe Ratio of 2.17 which is higher than the category average of 1.6.
The past performance of the fund may or may not be sustained in the future. The review is not investment advice nor is it a recommendation to buy or sell funds. The ranking is based on proprietary methodology developed by bmsmoney. The methodology is based on the past performance of the funds and does not guarantee future performance.
Low Duration Mutual Funds are a category of debt mutual funds that invest in debt and money market instruments with a portfolio duration of 6 to 12 months. These funds aim to provide relatively stable returns with lower interest rate risk compared to longer-duration debt funds. They invest in a mix of instruments such as government securities, corporate bonds, and money market instruments. Low Duration Mutual Funds are ideal for conservative investors seeking stable returns with lower interest rate risk. These funds invest in debt and money market instruments with a portfolio duration of 6 to 12 months, making them less sensitive to interest rate changes compared to long-duration funds. While they offer moderate returns with relatively lower risk, they may underperform in a falling interest rate environment. Investors should carefully assess their risk tolerance, investment horizon, and financial goals before investing in these funds. Additionally, choosing funds managed by experienced professionals can help optimize risk-adjusted returns.

UTI Low Duration Fund Return Analysis

  • The fund has given a return of 0.19%, 1.1 and 2.84 in last one, three and six months respectively. In the same period the category average return was 0.19%, 1.09% and 2.84% respectively.
  • UTI Low Duration Fund has given a return of 5.73% in last one year. In the same period the Low Duration Fund category average return was 5.76%.
  • The fund has given a return of 7.11% in last three years and ranked 14.0th out of nineteen funds in the category. In the same period the Low Duration Fund category average return was 7.18%.
  • The fund has given a return of 6.5% in last five years and ranked 12th out of seventeen funds in the category. In the same period the Low Duration Fund category average return was 6.56%.
  • The fund has given a return of 5.97% in last ten years and ranked 15th out of fifteen funds in the category. In the same period the category average return was 6.72%.
  • The fund has given a SIP return of 5.64% in last one year whereas category average SIP return is 5.68%. The fund one year return rank in the category is 14th in 22 funds
  • The fund has SIP return of 6.68% in last three years and ranks 15th in 19 funds. Nippon India Low Duration Fund has given the highest SIP return (6.9%) in the category in last three years.
  • The fund has SIP return of 6.15% in last five years whereas category average SIP return is 6.22%.

UTI Low Duration Fund Risk Analysis

  • The fund has a standard deviation of 0.62 and semi deviation of 0.41. The category average standard deviation is 0.64 and semi deviation is 0.42.
  • The fund has a beta of 0.21 which shows that fund is less volatile than the benchmark.

Standard deviation measures the fund's return volatility and Semi deviation focuses on downside volatility. Value at Risk (VaR) is a measure of the risk of investments. Maximum Drawdown is the maximum loss from a peak to a trough of a portfolio. Beta measures the volatility of the fund compared to the benchmark. A beta of 1 indicates that the fund will move in line with the benchmark. A beta of more than 1 indicates that the fund will be more volatile than the benchmark and vice versa.


  • Very Good Performance in Low Duration Fund Category
  • Good Performance in Low Duration Fund Category
  • Poor Performance in Low Duration Fund Category
  • Very Poor Performance in Low Duration Fund Category

    • Investors beware: Mutual Fund investments are subject to market risks. Please read the scheme related documents carefully.

    Data Source: www.amfiindia.com

    SEBI Categorization


    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.16
    0.14
    		0.06 | 0.23 11 | 22 Good
    3M Return % 1.06
    0.95
    		0.79 | 1.19 5 | 22 Very Good
    6M Return % 2.78
    2.59
    		2.28 | 2.94 4 | 22 Very Good
    1Y Return % 5.60
    5.18
    		4.59 | 5.67 2 | 21 Very Good
    3Y Return % 7.01
    6.63
    		6.07 | 7.13 2 | 19 Very Good
    5Y Return % 6.39
    6.04
    		5.44 | 6.50 2 | 17 Very Good
    7Y Return % 6.97
    6.07
    		5.30 | 7.73 2 | 17 Very Good
    10Y Return % 5.85
    6.23
    		5.77 | 6.91 12 | 15 Average
    15Y Return % 6.99
    7.12
    		6.53 | 7.73 9 | 12 Average
    1Y SIP Return % 5.51
    5.12
    		4.55 | 5.75 4 | 20 Very Good
    3Y SIP Return % 6.57
    6.18
    		5.60 | 6.64 2 | 18 Very Good
    5Y SIP Return % 6.04
    5.70
    		5.10 | 6.22 2 | 16 Very Good
    7Y SIP Return % 6.53
    5.83
    		5.14 | 6.53 1 | 16 Very Good
    10Y SIP Return % 5.71
    5.58
    		5.04 | 6.19 3 | 14 Very Good
    15Y SIP Return % 6.05
    6.05
    		4.86 | 6.79 8 | 12 Average
    Standard Deviation 0.62
    0.64
    		0.59 | 0.70 6 | 19 Good
    Semi Deviation 0.41
    0.42
    		0.39 | 0.47 7 | 19 Good
    Sharpe Ratio 2.17
    1.60
    		0.85 | 2.49 2 | 19 Very Good
    Sterling Ratio 0.72
    0.69
    		0.63 | 0.75 2 | 19 Very Good
    Sortino Ratio 1.49
    0.99
    		0.44 | 1.87 2 | 19 Very Good
    Jensen Alpha % 0.75
    0.36
    		-0.07 | 0.82 2 | 19 Very Good
    Treynor Ratio 0.05
    0.04
    		0.02 | 0.05 1 | 19 Very Good
    Modigliani Square Measure % 1.98
    1.47
    		0.78 | 2.28 2 | 19 Very Good
    Alpha % -0.61
    -0.97
    		-1.45 | -0.35 2 | 19 Very Good
    Return data last Updated On : Oct. 28, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : June 30, 2026
    KPIs: Key Performance Indicators

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    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.19 0.19 0.10 | 0.30 13 | 24 Average
    3M Return % 1.10 1.09 0.90 | 1.24 14 | 24 Average
    6M Return % 2.84 2.84 2.62 | 3.04 14 | 24 Average
    1Y Return % 5.73 5.76 5.31 | 6.05 13 | 22 Average
    3Y Return % 7.11 7.18 6.95 | 7.32 14 | 19 Average
    5Y Return % 6.50 6.56 6.38 | 6.73 12 | 17 Average
    7Y Return % 7.08 6.58 6.10 | 8.13 2 | 17 Very Good
    10Y Return % 5.97 6.72 5.97 | 7.24 15 | 15 Poor
    1Y SIP Return % 5.64 5.68 5.23 | 6.07 14 | 22 Average
    3Y SIP Return % 6.68 6.73 6.46 | 6.90 15 | 19 Average
    5Y SIP Return % 6.15 6.22 6.00 | 6.36 11 | 17 Average
    7Y SIP Return % 6.64 6.34 6.06 | 6.80 2 | 17 Very Good
    10Y SIP Return % 5.83 6.07 5.72 | 6.40 14 | 15 Poor
    Standard Deviation 0.62 0.64 0.59 | 0.70 6 | 19 Good
    Semi Deviation 0.41 0.42 0.39 | 0.47 7 | 19 Good
    Sharpe Ratio 2.17 1.60 0.85 | 2.49 2 | 19 Very Good
    Sterling Ratio 0.72 0.69 0.63 | 0.75 2 | 19 Very Good
    Sortino Ratio 1.49 0.99 0.44 | 1.87 2 | 19 Very Good
    Jensen Alpha % 0.75 0.36 -0.07 | 0.82 2 | 19 Very Good
    Treynor Ratio 0.05 0.04 0.02 | 0.05 1 | 19 Very Good
    Modigliani Square Measure % 1.98 1.47 0.78 | 2.28 2 | 19 Very Good
    Alpha % -0.61 -0.97 -1.45 | -0.35 2 | 19 Very Good
    Return data last Updated On : Oct. 28, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : June 30, 2026
    KPIs: Key Performance Indicators

    Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.


    Date Uti Low Duration Fund NAV Regular Growth Uti Low Duration Fund NAV Direct Growth
    28-10-2026 3831.9301 3898.3159
    27-10-2026 3831.8537 3898.2086
    26-10-2026 3831.2175 3897.5318
    23-10-2026 3829.0649 3895.2535
    22-10-2026 3829.5971 3895.7654
    21-10-2026 3831.578 3897.7509
    19-10-2026 3833.9106 3900.0647
    16-10-2026 3831.8812 3897.9118
    15-10-2026 3832.3606 3898.3699
    14-10-2026 3833.3826 3899.3799
    13-10-2026 3834.6037 3900.5925
    12-10-2026 3833.4987 3899.4389
    09-10-2026 3833.6204 3899.4741
    08-10-2026 3832.5249 3898.3302
    07-10-2026 3832.5996 3898.3767
    06-10-2026 3832.1983 3897.9389
    05-10-2026 3831.6172 3897.3183
    01-10-2026 3828.4946 3894.0242
    30-09-2026 3827.941 3893.4317
    29-09-2026 3826.0962 3891.5441
    28-09-2026 3825.6635 3891.0928

    Fund Launch Date: 05/May/1999
    Fund Category: Low Duration Fund
    Investment Objective: The investment objective is to generate reasonable income for its investors consistent with high liquidity by investing in a portfolio of debt & money market instruments. However there can be no assurance that the investment objective of the Scheme will be achieved. The Scheme does not guarantee / indicate any returns.
    Fund Description: An open ended low duration debt scheme investing in instruments such that the Macaulay duration of the portfolios is between 6 months and 12 months
    Fund Benchmark: CRISIL LowDuration DebtIndex
    Source: Fund FactSheet

    Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.