Previously Known As : Uti Treasury Advantage Fund
Uti Low Duration Fund Datagrid
Category Low Duration Fund
BMSMONEY Rank 2
Rating
Growth Option 29-07-2026
NAV ₹3792.16(R) +0.01% ₹3856.35(D) +0.01%
Returns 1Y 3Y 5Y 7Y 10Y
Lumpsum Regular 6.09% 7.17% 7.39% 7.12% 5.96%
Direct 6.2% 7.27% 7.51% 7.23% 6.08%
Benchmark
SIP (XIRR) Regular 6.37% 3.14% 5.72% 6.44% 5.47%
Direct 6.48% 3.24% 5.82% 6.55% 5.58%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
2.17 1.49 0.72 0.75% 0.05
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
0.62% 0.0% 0.0% 0.3 0.41%
Fund AUM As on: 30/12/2025 2998 Cr
Top Low Duration Fund
Fund Name Rank Rating
ICICI Prudential Savings Fund 1
UTI Low Duration Fund 2
Axis Treasury Advantage Fund 3
Tata Treasury Advantage Fund 4

NAV Date: 29-07-2026

Scheme Name NAV Rupee Change Percent Change
UTI Low Duration Fund - Discontinued Monthly Dividend Option 1016.53
0.1100
0.0100%
UTI Low Duration Fund - Direct Plan - Weekly IDCW 1021.52
-1.3800
-0.1400%
UTI Low Duration Fund - Discontinued - Periodic Dividend Plan 1079.48
0.1100
0.0100%
UTI Low Duration Fund - Discontinued Flexi Dividend Plan 1088.56
0.1200
0.0100%
UTI Low Duration Fund - Regular Plan - Fortnightly IDCW 1329.92
0.1400
0.0100%
UTI Low Duration Fund - Direct Plan - Fortnightly IDCW 1338.58
0.1500
0.0100%
UTI Low Duration Fund - Direct Plan - Annual IDCW 1427.49
0.1600
0.0100%
UTI Low Duration Fund - Regular Plan - Flexi IDCW 1442.32
0.1500
0.0100%
UTI Low Duration Fund - Regular Plan - Quarterly IDCW 1444.97
0.1500
0.0100%
UTI Low Duration Fund - Regular Plan - Daily IDCW (Reinvestment) 1461.58
0.1500
0.0100%
UTI Low Duration Fund - Regular Plan - Weekly IDCW 1465.28
0.1600
0.0100%
UTI Low Duration Fund - Direct Plan - Daily IDCW (Reinvestment) 1472.34
0.1600
0.0100%
UTI Low Duration Fund - Regular Plan - Monthly IDCW 1490.84
0.1600
0.0100%
UTI Low Duration Fund - Direct Plan - Half-Yearly IDCW 1492.1
0.1600
0.0100%
UTI Low Duration Fund - Regular Plan - Half-Yearly IDCW 1496.95
0.1600
0.0100%
UTI Low Duration Fund - Direct Plan - Monthly IDCW 1505.63
0.1600
0.0100%
UTI Low Duration Fund - Direct Plan - Flexi IDCW 1637.1
0.1800
0.0100%
UTI Low Duration Fund - Direct Plan - Quarterly IDCW 2067.66
0.2200
0.0100%
UTI Low Duration Fund - Discontinued - Quarterly Dividend Option 2371.51
0.2500
0.0100%
UTI Low Duration Fund - Regular Plan - Bonus Option 3169.44
0.3400
0.0100%
UTI Low Duration Fund - Discontinued - Annaul Dividend Option 3603.81
0.3800
0.0100%
UTI Low Duration Fund - Regular Plan - Growth Option 3792.16
0.4000
0.0100%
UTI Low Duration Fund - Direct Plan - Growth Option 3856.35
0.4200
0.0100%
UTI Low Duration Fund - Discontinued Bonus Option 4470.84
0.4700
0.0100%
UTI Low Duration Fund - Discontinued Growth Option 6707.02
0.7100
0.0100%

Review Date: 29-07-2026

Beginning of Analysis

UTI Low Duration Fund is the second ranked fund in the Low Duration Fund category. The category has total 19 funds. The 5 star rating shows an excellent past performance of the UTI Low Duration Fund in Low Duration Fund. The fund has a Jensen Alpha of 0.75% which is higher than the category average of 0.36%. Here the fund has shown very good performance in terms of risk adjusted returns. The fund has a Sharpe Ratio of 2.17 which is higher than the category average of 1.6.
The past performance of the fund may or may not be sustained in the future. The review is not investment advice nor is it a recommendation to buy or sell funds. The ranking is based on proprietary methodology developed by bmsmoney. The methodology is based on the past performance of the funds and does not guarantee future performance.
Low Duration Mutual Funds are a category of debt mutual funds that invest in debt and money market instruments with a portfolio duration of 6 to 12 months. These funds aim to provide relatively stable returns with lower interest rate risk compared to longer-duration debt funds. They invest in a mix of instruments such as government securities, corporate bonds, and money market instruments. Low Duration Mutual Funds are ideal for conservative investors seeking stable returns with lower interest rate risk. These funds invest in debt and money market instruments with a portfolio duration of 6 to 12 months, making them less sensitive to interest rate changes compared to long-duration funds. While they offer moderate returns with relatively lower risk, they may underperform in a falling interest rate environment. Investors should carefully assess their risk tolerance, investment horizon, and financial goals before investing in these funds. Additionally, choosing funds managed by experienced professionals can help optimize risk-adjusted returns.

UTI Low Duration Fund Return Analysis

  • The fund has given a return of 0.48%, 1.77 and 3.37 in last one, three and six months respectively. In the same period the category average return was 0.49%, 1.79% and 3.4% respectively.
  • UTI Low Duration Fund has given a return of 6.2% in last one year. In the same period the Low Duration Fund category average return was 6.24%.
  • The fund has given a return of 7.27% in last three years and ranked 15.0th out of nineteen funds in the category. In the same period the Low Duration Fund category average return was 7.37%.
  • The fund has given a return of 7.51% in last five years and ranked 1st out of seventeen funds in the category. In the same period the Low Duration Fund category average return was 6.59%.
  • The fund has given a return of 6.08% in last ten years and ranked 15th out of fifteen funds in the category. In the same period the category average return was 6.83%.
  • The fund has given a SIP return of 6.48% in last one year whereas category average SIP return is 6.55%. The fund one year return rank in the category is 16th in 22 funds
  • The fund has SIP return of 3.24% in last three years and ranks 12th in 19 funds. Kotak Low Duration Fund has given the highest SIP return (3.5%) in the category in last three years.
  • The fund has SIP return of 5.82% in last five years whereas category average SIP return is 5.83%.

UTI Low Duration Fund Risk Analysis

  • The fund has a standard deviation of 0.62 and semi deviation of 0.41. The category average standard deviation is 0.64 and semi deviation is 0.42.
  • The fund has a beta of 0.21 which shows that fund is less volatile than the benchmark.

Standard deviation measures the fund's return volatility and Semi deviation focuses on downside volatility. Value at Risk (VaR) is a measure of the risk of investments. Maximum Drawdown is the maximum loss from a peak to a trough of a portfolio. Beta measures the volatility of the fund compared to the benchmark. A beta of 1 indicates that the fund will move in line with the benchmark. A beta of more than 1 indicates that the fund will be more volatile than the benchmark and vice versa.


  • Very Good Performance in Low Duration Fund Category
  • Good Performance in Low Duration Fund Category
  • Poor Performance in Low Duration Fund Category
  • Very Poor Performance in Low Duration Fund Category

    • Investors beware: Mutual Fund investments are subject to market risks. Please read the scheme related documents carefully.

    Data Source: www.amfiindia.com

    SEBI Categorization


    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.48
    0.45
    		0.37 | 0.51 3 | 22 Very Good
    3M Return % 1.74
    1.66
    		1.49 | 1.81 4 | 22 Very Good
    6M Return % 3.32
    3.13
    		2.81 | 3.35 3 | 21 Very Good
    1Y Return % 6.09
    5.64
    		5.09 | 6.26 2 | 21 Very Good
    3Y Return % 7.17
    6.81
    		6.27 | 7.40 2 | 19 Very Good
    5Y Return % 7.39
    6.07
    		5.39 | 7.39 1 | 17 Very Good
    7Y Return % 7.12
    6.21
    		5.49 | 7.26 2 | 17 Very Good
    10Y Return % 5.96
    6.34
    		5.89 | 7.04 12 | 15 Average
    15Y Return % 7.08
    7.20
    		6.63 | 7.82 9 | 12 Average
    1Y SIP Return % 6.37
    5.97
    		5.38 | 6.55 2 | 21 Very Good
    3Y SIP Return % 3.14
    2.77
    		2.22 | 3.31 2 | 19 Very Good
    5Y SIP Return % 5.72
    5.30
    		4.70 | 5.88 2 | 17 Very Good
    7Y SIP Return % 6.44
    5.69
    		5.00 | 6.44 1 | 17 Very Good
    10Y SIP Return % 5.47
    5.37
    		4.83 | 6.01 4 | 15 Very Good
    15Y SIP Return % 5.85
    5.86
    		4.14 | 6.71 9 | 13 Average
    Standard Deviation 0.62
    0.64
    		0.59 | 0.70 6 | 19 Good
    Semi Deviation 0.41
    0.42
    		0.39 | 0.47 7 | 19 Good
    Sharpe Ratio 2.17
    1.60
    		0.85 | 2.49 2 | 19 Very Good
    Sterling Ratio 0.72
    0.69
    		0.63 | 0.75 2 | 19 Very Good
    Sortino Ratio 1.49
    0.99
    		0.44 | 1.87 2 | 19 Very Good
    Jensen Alpha % 0.75
    0.36
    		-0.07 | 0.82 2 | 19 Very Good
    Treynor Ratio 0.05
    0.04
    		0.02 | 0.05 1 | 19 Very Good
    Modigliani Square Measure % 1.98
    1.47
    		0.78 | 2.28 2 | 19 Very Good
    Alpha % -0.61
    -0.97
    		-1.45 | -0.35 2 | 19 Very Good
    Return data last Updated On : July 29, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : June 30, 2026
    KPIs: Key Performance Indicators

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    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.48 0.49 0.44 | 0.58 14 | 24 Average
    3M Return % 1.77 1.79 1.62 | 1.89 17 | 24 Average
    6M Return % 3.37 3.40 3.16 | 3.54 17 | 23 Average
    1Y Return % 6.20 6.24 5.86 | 6.51 14 | 22 Average
    3Y Return % 7.27 7.37 7.17 | 7.56 15 | 19 Average
    5Y Return % 7.51 6.59 6.32 | 7.51 1 | 17 Very Good
    7Y Return % 7.23 6.73 6.22 | 7.65 2 | 17 Very Good
    10Y Return % 6.08 6.83 6.08 | 7.41 15 | 15 Poor
    1Y SIP Return % 6.48 6.55 6.13 | 6.78 16 | 22 Average
    3Y SIP Return % 3.24 3.31 3.13 | 3.50 12 | 19 Average
    5Y SIP Return % 5.82 5.83 5.63 | 6.02 9 | 17 Good
    7Y SIP Return % 6.55 6.22 5.91 | 6.76 2 | 17 Very Good
    10Y SIP Return % 5.58 5.86 5.47 | 6.24 14 | 15 Poor
    Standard Deviation 0.62 0.64 0.59 | 0.70 6 | 19 Good
    Semi Deviation 0.41 0.42 0.39 | 0.47 7 | 19 Good
    Sharpe Ratio 2.17 1.60 0.85 | 2.49 2 | 19 Very Good
    Sterling Ratio 0.72 0.69 0.63 | 0.75 2 | 19 Very Good
    Sortino Ratio 1.49 0.99 0.44 | 1.87 2 | 19 Very Good
    Jensen Alpha % 0.75 0.36 -0.07 | 0.82 2 | 19 Very Good
    Treynor Ratio 0.05 0.04 0.02 | 0.05 1 | 19 Very Good
    Modigliani Square Measure % 1.98 1.47 0.78 | 2.28 2 | 19 Very Good
    Alpha % -0.61 -0.97 -1.45 | -0.35 2 | 19 Very Good
    Return data last Updated On : July 29, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : June 30, 2026
    KPIs: Key Performance Indicators

    Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.


    Date Uti Low Duration Fund NAV Regular Growth Uti Low Duration Fund NAV Direct Growth
    29-07-2026 3792.1629 3856.346
    28-07-2026 3791.7611 3855.9264
    27-07-2026 3790.7527 3854.8899
    24-07-2026 3787.7243 3851.7772
    23-07-2026 3786.8146 3850.8411
    22-07-2026 3786.1307 3850.1346
    21-07-2026 3786.3048 3850.3007
    20-07-2026 3784.733 3848.6913
    17-07-2026 3784.119 3848.0339
    16-07-2026 3782.3283 3846.2019
    15-07-2026 3780.4581 3844.2891
    14-07-2026 3779.7781 3843.5867
    13-07-2026 3782.316 3846.1564
    10-07-2026 3781.0421 3844.8281
    09-07-2026 3779.5044 3843.2534
    08-07-2026 3777.7107 3841.4184
    07-07-2026 3781.0679 3844.8213
    06-07-2026 3782.2092 3845.9708
    03-07-2026 3781.1443 3844.8549
    02-07-2026 3780.4379 3844.1257
    01-07-2026 3778.008 3841.6438
    30-06-2026 3775.768 3839.3551
    29-06-2026 3774.2258 3837.776

    Fund Launch Date: 05/May/1999
    Fund Category: Low Duration Fund
    Investment Objective: The investment objective is to generate reasonable income for its investors consistent with high liquidity by investing in a portfolio of debt & money market instruments. However there can be no assurance that the investment objective of the Scheme will be achieved. The Scheme does not guarantee / indicate any returns.
    Fund Description: An open ended low duration debt scheme investing in instruments such that the Macaulay duration of the portfolios is between 6 months and 12 months
    Fund Benchmark: CRISIL LowDuration DebtIndex
    Source: Fund FactSheet

    Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.