Uti Money Market Fund Datagrid
Category Money Market Fund
BMSMONEY Rank 1
Rating
Growth Option 05-12-2025
NAV ₹3173.36(R) +0.04% ₹3212.85(D) +0.04%
Returns 1Y 3Y 5Y 7Y 10Y
Lumpsum Regular 7.57% 7.58% 6.21% 6.5% 6.75%
Direct 7.66% 7.67% 6.3% 6.59% 6.85%
Benchmark
SIP (XIRR) Regular 7.1% 5.5% 5.61% 5.96% 6.35%
Direct 7.18% 5.59% 5.7% 6.05% 6.45%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
5.53 33.56 0.76 6.31% 0.17
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
0.33% 0.0% 0.0% 0.11 0.19%
Fund AUM As on: 30/06/2025 17039 Cr
Top Money Market Fund
Fund Name Rank Rating
Uti Money Market Fund 1
Nippon India Money Market Fund 2
Aditya Birla Sun Life Money Manager Fund 3
Axis Money Market Fund 4
Tata Money Market Fund 5

NAV Date: 05-12-2025

Scheme Name NAV Rupee Change Percent Change
UTI Money Market Fund - Direct Plan - Daily IDCW (Reinvestment) 1030.93
0.0000
0.0000%
UTI Money Market Fund - Regular Plan - Monthly IDCW 1037.71
0.4100
0.0400%
UTI Money Market Fund - Regular Plan - Weekly IDCW 1100.84
0.4300
0.0400%
UTI Money Market Fund - Regular Plan - Daily IDCW (Reinvestment) 1127.85
0.4400
0.0400%
UTI Money Market Fund - Direct Plan - Weekly IDCW 1139.32
0.4500
0.0400%
UTI Money Market Fund - Regular Plan - Fortnightly IDCW 1160.31
0.4500
0.0400%
UTI MMF - Regular Plan - Flexi Dividend Option 1227.86
0.4800
0.0400%
UTI Money Market Fund - Direct Plan - Fortnightly IDCW 1252.3
0.4900
0.0400%
UTI Money Market Fund - Direct Plan - Monthly IDCW 1572.69
0.6200
0.0400%
UTI Money Market Fund - Direct Plan - Flexi IDCW 1646.88
0.6500
0.0400%
UTI Money Market Fund - Direct Plan - Quarterly IDCW 1704.78
0.6700
0.0400%
UTI Money Market Fund - Regular Plan - Half-Yearly IDCW 1783.21
0.7000
0.0400%
UTI Money Market Fund - Direct Plan - Half-Yearly IDCW 1795.21
0.7100
0.0400%
UTI Money Market Fund - Regular Plan - Annual IDCW 1890.13
0.7400
0.0400%
UTI Money Market Fund - Direct Plan - Annual IDCW 1906.98
0.7500
0.0400%
UTI MMF- Discontinued - Regular Plan - Periodic Dividend Option 2603.41
1.0200
0.0400%
UTI MMF - Regular Plan - Growth Option 3173.36
1.2400
0.0400%
UTI MMF - Direct Plan - Growth Option 3212.85
1.2600
0.0400%
UTI MMF- Discontinued - Regular Plan - Flexi Dividend Option 3956.67
1.5400
0.0400%
UTI MMF-Discontinued - Regular Plan -Growth 7332.81
2.8600
0.0400%

Review Date: 05-12-2025

Beginning of Analysis

Uti Money Market Fund is the top ranked fund in the Money Market Fund category. The category has total 20 funds. The 5 star rating shows an excellent past performance of the Uti Money Market Fund in Money Market Fund. The fund has a Jensen Alpha of 6.31% which is higher than the category average of 6.01%. Here the fund has shown very good performance in terms of risk adjusted returns. The fund has a Sharpe Ratio of 5.53 which is higher than the category average of 4.42.
The past performance of the fund may or may not be sustained in the future. The review is not investment advice nor is it a recommendation to buy or sell funds. The ranking is based on proprietary methodology developed by bmsmoney. The methodology is based on the past performance of the funds and does not guarantee future performance.
Money Market Mutual Funds are ideal for investors seeking a safe, liquid, and low-risk investment option for short-term cash management. These funds invest in high-quality, short-term money market instruments with a maturity of up to 1 year, offering quick redemption (within 1 business day) and stable returns. While they provide better returns than savings accounts, they may underperform compared to other debt funds with longer maturities. Investors should consider their liquidity needs, risk tolerance, and investment horizon before investing in Money Market Funds. Additionally, the absence of a lock-in period makes them a flexible choice for managing short-term financial goals.

Uti Money Market Fund Return Analysis

  • The fund has given a return of 0.5%, 1.56 and 3.18 in last one, three and six months respectively. In the same period the category average return was 0.5%, 1.55% and 3.17% respectively.
  • Uti Money Market Fund has given a return of 7.66% in last one year. In the same period the Money Market Fund category average return was 7.57%.
  • The fund has given a return of 7.67% in last three years and ranked 5.0th out of 21 funds in the category. In the same period the Money Market Fund category average return was 7.53%.
  • The fund has given a return of 6.3% in last five years and ranked 5th out of 16 funds in the category. In the same period the Money Market Fund category average return was 6.2%.
  • The fund has given a return of 6.85% in last ten years and ranked 6th out of 11 funds in the category. In the same period the category average return was 6.75%.
  • The fund has given a SIP return of 7.18% in last one year whereas category average SIP return is 7.13%. The fund one year return rank in the category is 8th in 22 funds
  • The fund has SIP return of 5.59% in last three years and ranks 6th in 21 funds. Tata Money Market Fund has given the highest SIP return (5.71%) in the category in last three years.
  • The fund has SIP return of 5.7% in last five years whereas category average SIP return is 5.62%.

Uti Money Market Fund Risk Analysis

  • The fund has a standard deviation of 0.33 and semi deviation of 0.19. The category average standard deviation is 0.32 and semi deviation is 0.19.
  • The fund has a beta of 0.14 which shows that fund is less volatile than the benchmark.

Standard deviation measures the fund's return volatility and Semi deviation focuses on downside volatility. Value at Risk (VaR) is a measure of the risk of investments. Maximum Drawdown is the maximum loss from a peak to a trough of a portfolio. Beta measures the volatility of the fund compared to the benchmark. A beta of 1 indicates that the fund will move in line with the benchmark. A beta of more than 1 indicates that the fund will be more volatile than the benchmark and vice versa.


  • Very Good Performance in Money Market Fund Category
  • Good Performance in Money Market Fund Category
  • Poor Performance in Money Market Fund Category
  • Very Poor Performance in Money Market Fund Category

    • Investors beware: Mutual Fund investments are subject to market risks. Please read the scheme related documents carefully.

    Data Source: www.amfiindia.com

    SEBI Categorization


    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.49
    0.47
    		0.42 | 0.49 1 | 22 Very Good
    3M Return % 1.54
    1.47
    		1.28 | 1.54 1 | 22 Very Good
    6M Return % 3.14
    3.00
    		2.59 | 3.14 2 | 22 Very Good
    1Y Return % 7.57
    7.23
    		6.40 | 7.57 1 | 22 Very Good
    3Y Return % 7.58
    7.19
    		6.36 | 7.58 1 | 21 Very Good
    5Y Return % 6.21
    5.87
    		4.99 | 6.22 2 | 16 Very Good
    7Y Return % 6.50
    6.25
    		5.22 | 6.59 6 | 13 Good
    10Y Return % 6.75
    6.42
    		5.62 | 6.84 4 | 11 Good
    15Y Return % 7.51
    7.24
    		6.54 | 7.60 3 | 11 Very Good
    1Y SIP Return % 7.10
    6.79
    		5.97 | 7.10 1 | 22 Very Good
    3Y SIP Return % 5.50
    5.16
    		4.39 | 5.50 1 | 21 Very Good
    5Y SIP Return % 5.61
    5.30
    		4.43 | 5.61 1 | 16 Very Good
    7Y SIP Return % 5.96
    5.65
    		4.75 | 5.99 2 | 13 Very Good
    10Y SIP Return % 6.35
    6.03
    		5.14 | 6.42 3 | 11 Very Good
    15Y SIP Return % 6.91
    6.61
    		5.80 | 7.00 3 | 11 Very Good
    Standard Deviation 0.33
    0.32
    		0.27 | 0.35 9 | 21 Good
    Semi Deviation 0.19
    0.19
    		0.16 | 0.21 9 | 21 Good
    Sharpe Ratio 5.53
    4.42
    		2.17 | 5.59 2 | 21 Very Good
    Sterling Ratio 0.76
    0.72
    		0.64 | 0.76 1 | 21 Very Good
    Sortino Ratio 33.56
    16.55
    		2.10 | 35.29 2 | 21 Very Good
    Jensen Alpha % 6.31
    6.01
    		5.20 | 6.33 2 | 21 Very Good
    Treynor Ratio 0.17
    0.15
    		0.07 | 0.21 6 | 21 Very Good
    Modigliani Square Measure % 16.69
    16.03
    		13.75 | 18.81 5 | 21 Very Good
    Alpha % -0.45
    -0.84
    		-1.59 | -0.45 1 | 21 Very Good
    Return data last Updated On : Dec. 5, 2025.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Nov. 28, 2025
    KPIs: Key Performance Indicators

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    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.50 0.50 0.48 | 0.52 8 | 22 Good
    3M Return % 1.56 1.55 1.50 | 1.59 7 | 22 Good
    6M Return % 3.18 3.17 3.09 | 3.25 10 | 22 Good
    1Y Return % 7.66 7.57 7.17 | 7.77 7 | 22 Good
    3Y Return % 7.67 7.53 6.78 | 7.81 5 | 21 Very Good
    5Y Return % 6.30 6.20 5.90 | 6.45 5 | 16 Good
    7Y Return % 6.59 6.60 6.25 | 7.34 7 | 13 Good
    10Y Return % 6.85 6.75 6.15 | 7.01 6 | 11 Good
    1Y SIP Return % 7.18 7.13 6.89 | 7.29 8 | 22 Good
    3Y SIP Return % 5.59 5.48 4.84 | 5.71 6 | 21 Very Good
    5Y SIP Return % 5.70 5.62 5.44 | 5.83 5 | 16 Good
    7Y SIP Return % 6.05 5.99 5.77 | 6.20 5 | 13 Good
    10Y SIP Return % 6.45 6.36 6.07 | 6.55 5 | 11 Good
    Standard Deviation 0.33 0.32 0.27 | 0.35 9 | 21 Good
    Semi Deviation 0.19 0.19 0.16 | 0.21 9 | 21 Good
    Sharpe Ratio 5.53 4.42 2.17 | 5.59 2 | 21 Very Good
    Sterling Ratio 0.76 0.72 0.64 | 0.76 1 | 21 Very Good
    Sortino Ratio 33.56 16.55 2.10 | 35.29 2 | 21 Very Good
    Jensen Alpha % 6.31 6.01 5.20 | 6.33 2 | 21 Very Good
    Treynor Ratio 0.17 0.15 0.07 | 0.21 6 | 21 Very Good
    Modigliani Square Measure % 16.69 16.03 13.75 | 18.81 5 | 21 Very Good
    Alpha % -0.45 -0.84 -1.59 | -0.45 1 | 21 Very Good
    Return data last Updated On : Dec. 5, 2025.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Nov. 28, 2025
    KPIs: Key Performance Indicators

    Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.


    Date Uti Money Market Fund NAV Regular Growth Uti Money Market Fund NAV Direct Growth
    05-12-2025 3173.3552 3212.8485
    04-12-2025 3172.1161 3211.586
    03-12-2025 3171.7909 3211.2489
    02-12-2025 3171.5238 3210.9706
    01-12-2025 3171.0611 3210.4941
    28-11-2025 3169.8001 3209.1939
    27-11-2025 3169.3073 3208.6871
    26-11-2025 3168.6331 3207.9966
    25-11-2025 3168.0719 3207.4205
    24-11-2025 3167.3673 3206.6993
    21-11-2025 3165.8493 3205.1387
    20-11-2025 3165.3673 3204.6428
    19-11-2025 3164.9201 3204.1822
    18-11-2025 3164.4112 3203.659
    17-11-2025 3163.7443 3202.976
    14-11-2025 3162.2314 3201.4206
    13-11-2025 3161.7312 3200.9063
    12-11-2025 3161.1842 3200.3447
    11-11-2025 3160.4231 3199.5663
    10-11-2025 3159.8819 3199.0105
    07-11-2025 3158.3143 3197.3998
    06-11-2025 3157.7259 3196.7963

    Fund Launch Date: 23/Apr/1997
    Fund Category: Money Market Fund
    Investment Objective: The investment objective of the scheme is to generate reasonable income with high level of liquidity by investing in a portfolio of money market instruments. However there can be no assurance that the investment objective of the Scheme will be achieved. The Scheme does not guarantee / indicate any returns.
    Fund Description: An open ended debt scheme investing in money market instruments
    Fund Benchmark: CRISIL Money Market Index
    Source: Fund FactSheet

    Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.