Uti Unit Linked Insurance Plan Datagrid
Category Dynamic Asset Allocation or Balanced Advantage
BMSMONEY Rank 18
Rating
Growth Option 04-12-2025
NAV ₹42.52(R) -0.02% ₹46.11(D) -0.02%
Returns 1Y 3Y 5Y 7Y 10Y
Lumpsum Regular 4.55% 8.92% 8.64% 7.82% 8.09%
Direct 5.23% 9.67% 9.42% 8.58% 8.81%
Benchmark
SIP (XIRR) Regular 5.87% 9.03% 7.54% 8.49% 8.03%
Direct 6.55% 9.78% 8.29% 9.26% 8.78%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
0.59 0.29 0.62 0.51% 0.04
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
5.44% -5.68% -4.53% 0.77 3.83%
Fund AUM As on: 30/06/2025 5437 Cr
Top Dynamic Asset Allocation or Balanced Advantage
Fund Name Rank Rating
Icici Prudential Balanced Advantage Fund 1
Hdfc Balanced Advantage Fund 2
SBI Balanced Advantage Fund 3
Aditya Birla Sun Life Balanced Advantage Fund 4
Dsp Dynamic Asset Allocation Fund 5
Baroda BNP Paribas Balanced Advantage Fund 6

NAV Date: 04-12-2025

Scheme Name NAV Rupee Change Percent Change
UTI - Unit Linked Insurance Plan 42.52
-0.0100
-0.0200%
UTI - Unit Linked Insurance Plan- Direct 46.11
-0.0100
-0.0200%

Review Date: 04-12-2025

Beginning of Analysis

In the Dynamic Asset Allocation or Balanced Advantage Fund category, uti unit linked insurance plan is the 15th ranked fund. The category has total 26 funds. The uti unit linked insurance plan has shown an average past performence in Dynamic Asset Allocation or Balanced Advantage Fund. The fund has a Jensen Alpha of 0.51% which is higher than the category average of 0.11%. Here the fund has shown good performance in terms of risk adjusted returns. The fund has a Sharpe Ratio of 0.59 which is lower than the category average of 0.79.
The past performance of the fund may or may not be sustained in the future. The review is not investment advice nor is it a recommendation to buy or sell funds. The ranking is based on proprietary methodology developed by bmsmoney. The methodology is based on the past performance of the funds and does not guarantee future performance.
Dynamic Asset Allocation or Balanced Advantage Mutual Funds

uti unit linked insurance plan Return Analysis

  • The fund has given a return of 0.12%, 1.13 and 1.97 in last one, three and six months respectively. In the same period the category average return was 0.41%, 3.03% and 4.14% respectively.
  • uti unit linked insurance plan has given a return of 5.23% in last one year. In the same period the Dynamic Asset Allocation or Balanced Advantage Fund category average return was 5.09%.
  • The fund has given a return of 9.67% in last three years and ranked 27.0th out of 27 funds in the category. In the same period the Dynamic Asset Allocation or Balanced Advantage Fund category average return was 12.77%.
  • The fund has given a return of 9.42% in last five years and ranked 17th out of 18 funds in the category. In the same period the Dynamic Asset Allocation or Balanced Advantage Fund category average return was 12.69%.
  • The fund has given a return of 8.81% in last ten years and ranked 9th out of ten funds in the category. In the same period the category average return was 11.55%.
  • The fund has given a SIP return of 6.55% in last one year whereas category average SIP return is 10.02%. The fund one year return rank in the category is 30th in 34 funds
  • The fund has SIP return of 9.78% in last three years and ranks 24th in 27 funds. Hdfc Balanced Advantage Fund has given the highest SIP return (15.35%) in the category in last three years.
  • The fund has SIP return of 8.29% in last five years whereas category average SIP return is 11.36%.

uti unit linked insurance plan Risk Analysis

  • The fund has a standard deviation of 5.44 and semi deviation of 3.83. The category average standard deviation is 7.64 and semi deviation is 5.58.
  • The fund has a Value at Risk (VaR) of -5.68 and a maximum drawdown of -4.53. The category average VaR is -8.74 and the maximum drawdown is -9.33. The fund has a beta of 0.74 which shows that fund is less volatile than the benchmark.

Standard deviation measures the fund's return volatility and Semi deviation focuses on downside volatility. Value at Risk (VaR) is a measure of the risk of investments. Maximum Drawdown is the maximum loss from a peak to a trough of a portfolio. Beta measures the volatility of the fund compared to the benchmark. A beta of 1 indicates that the fund will move in line with the benchmark. A beta of more than 1 indicates that the fund will be more volatile than the benchmark and vice versa.


  • Very Good Performance in Dynamic Asset Allocation or Balanced Advantage Fund Category
  • Good Performance in Dynamic Asset Allocation or Balanced Advantage Fund Category
  • Poor Performance in Dynamic Asset Allocation or Balanced Advantage Fund Category
  • Very Poor Performance in Dynamic Asset Allocation or Balanced Advantage Fund Category

    • Investors beware: Mutual Fund investments are subject to market risks. Please read the scheme related documents carefully.

    Data Source: www.amfiindia.com

    SEBI Categorization


    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.07
    0.30
    		-1.62 | 1.57 25 | 34 Average
    3M Return % 0.98
    2.71
    		-1.16 | 5.16 31 | 34 Poor
    6M Return % 1.64
    3.49
    		-0.40 | 6.42 30 | 34 Poor
    1Y Return % 4.55
    3.78
    		-5.63 | 10.64 16 | 34 Good
    3Y Return % 8.92
    11.36
    		7.77 | 17.33 25 | 27 Poor
    5Y Return % 8.64
    11.33
    		7.36 | 20.56 16 | 18 Poor
    7Y Return % 7.82
    10.95
    		7.79 | 16.24 14 | 15 Poor
    10Y Return % 8.09
    10.41
    		7.53 | 15.20 9 | 10 Average
    15Y Return % 5.61
    10.13
    		5.61 | 12.41 6 | 6 Average
    1Y SIP Return % 5.87
    8.66
    		-1.24 | 14.65 29 | 34 Poor
    3Y SIP Return % 9.03
    10.53
    		5.57 | 14.64 23 | 27 Poor
    5Y SIP Return % 7.54
    10.05
    		6.16 | 16.51 16 | 18 Poor
    7Y SIP Return % 8.49
    11.32
    		7.23 | 18.00 14 | 15 Poor
    10Y SIP Return % 8.03
    10.86
    		8.03 | 16.27 10 | 10 Poor
    15Y SIP Return % 7.51
    11.41
    		7.51 | 14.95 6 | 6 Average
    Standard Deviation 5.44
    7.64
    		5.44 | 14.06 1 | 26 Very Good
    Semi Deviation 3.83
    5.59
    		3.81 | 10.67 2 | 26 Very Good
    Max Drawdown % -4.53
    -9.33
    		-25.84 | -4.53 1 | 26 Very Good
    VaR 1 Y % -5.68
    -8.74
    		-22.27 | -4.30 3 | 26 Very Good
    Average Drawdown % -2.17
    -3.63
    		-7.36 | -2.17 1 | 26 Very Good
    Sharpe Ratio 0.59
    0.79
    		0.23 | 1.39 21 | 26 Average
    Sterling Ratio 0.62
    0.63
    		0.25 | 0.96 15 | 26 Average
    Sortino Ratio 0.29
    0.39
    		0.11 | 0.78 21 | 26 Average
    Jensen Alpha % 0.51
    0.11
    		-4.96 | 5.34 12 | 26 Good
    Treynor Ratio 0.04
    0.06
    		0.02 | 0.10 21 | 26 Average
    Modigliani Square Measure % 10.44
    10.20
    		4.32 | 15.15 11 | 26 Good
    Alpha % -1.64
    0.80
    		-2.85 | 7.70 23 | 26 Poor
    Return data last Updated On : Dec. 4, 2025.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Oct. 31, 2025
    KPIs: Key Performance Indicators

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    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.12 0.41 -1.48 | 1.62 25 | 34 Average
    3M Return % 1.13 3.03 -0.82 | 5.56 31 | 34 Poor
    6M Return % 1.97 4.14 0.37 | 7.15 30 | 34 Poor
    1Y Return % 5.23 5.09 -4.32 | 11.28 21 | 34 Average
    3Y Return % 9.67 12.77 9.67 | 18.05 27 | 27 Poor
    5Y Return % 9.42 12.69 8.73 | 21.31 17 | 18 Poor
    7Y Return % 8.58 12.18 8.58 | 16.97 15 | 15 Poor
    10Y Return % 8.81 11.55 8.34 | 15.96 9 | 10 Average
    1Y SIP Return % 6.55 10.02 0.23 | 15.30 30 | 34 Poor
    3Y SIP Return % 9.78 11.94 7.00 | 15.35 24 | 27 Poor
    5Y SIP Return % 8.29 11.36 7.55 | 17.25 17 | 18 Poor
    7Y SIP Return % 9.26 12.57 8.62 | 18.74 14 | 15 Poor
    10Y SIP Return % 8.78 12.01 8.78 | 17.01 10 | 10 Poor
    Standard Deviation 5.44 7.64 5.44 | 14.06 1 | 26 Very Good
    Semi Deviation 3.83 5.59 3.81 | 10.67 2 | 26 Very Good
    Max Drawdown % -4.53 -9.33 -25.84 | -4.53 1 | 26 Very Good
    VaR 1 Y % -5.68 -8.74 -22.27 | -4.30 3 | 26 Very Good
    Average Drawdown % -2.17 -3.63 -7.36 | -2.17 1 | 26 Very Good
    Sharpe Ratio 0.59 0.79 0.23 | 1.39 21 | 26 Average
    Sterling Ratio 0.62 0.63 0.25 | 0.96 15 | 26 Average
    Sortino Ratio 0.29 0.39 0.11 | 0.78 21 | 26 Average
    Jensen Alpha % 0.51 0.11 -4.96 | 5.34 12 | 26 Good
    Treynor Ratio 0.04 0.06 0.02 | 0.10 21 | 26 Average
    Modigliani Square Measure % 10.44 10.20 4.32 | 15.15 11 | 26 Good
    Alpha % -1.64 0.80 -2.85 | 7.70 23 | 26 Poor
    Return data last Updated On : Dec. 4, 2025.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Oct. 31, 2025
    KPIs: Key Performance Indicators

    Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.


    Date Uti Unit Linked Insurance Plan NAV Regular Growth Uti Unit Linked Insurance Plan NAV Direct Growth
    04-12-2025 42.5221 46.1074
    03-12-2025 42.4521 46.0308
    02-12-2025 42.5326 46.1172
    01-12-2025 42.5266 46.11
    28-11-2025 42.5772 46.1625
    27-11-2025 42.6495 46.2401
    26-11-2025 42.6391 46.2281
    25-11-2025 42.4615 46.0348
    24-11-2025 42.5137 46.0906
    21-11-2025 42.5141 46.0888
    20-11-2025 42.6785 46.2662
    19-11-2025 42.6297 46.2125
    18-11-2025 42.5155 46.088
    17-11-2025 42.5943 46.1726
    14-11-2025 42.5227 46.0927
    13-11-2025 42.5459 46.117
    12-11-2025 42.6325 46.2101
    11-11-2025 42.4858 46.0504
    10-11-2025 42.4653 46.0274
    07-11-2025 42.3753 45.9275
    06-11-2025 42.4117 45.9662
    04-11-2025 42.4944 46.0543

    Fund Launch Date: 01/Oct/1971
    Fund Category: Dynamic Asset Allocation or Balanced Advantage
    Investment Objective: Investment objective of the scheme is primarily to provide return through growth in the NAV or through dividend distribution (IDCW) and reinvestment thereof. Amounts collected under the scheme shall generally be invested as follows: (a) Not less than 60% of the funds in debt instruments with low to medium risk profile. (b) Not more than 40% of the funds in equities and equity related instruments.
    Fund Description: An open ended tax saving cum insurance scheme.
    Fund Benchmark: NIFTY 50 Hybrid Composite Debt 50:50 Index
    Source: Fund FactSheet

    Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.