Uti Unit Linked Insurance Plan Datagrid
Category Dynamic Asset Allocation or Balanced Advantage
BMSMONEY Rank 24
Rating
Growth Option 27-04-2026
NAV ₹40.86(R) +0.4% ₹44.41(D) +0.4%
Returns 1Y 3Y 5Y 7Y 10Y
Lumpsum Regular -1.12% 7.9% 6.82% 6.81% 7.35%
Direct -0.5% 8.63% 7.58% 7.56% 8.06%
Benchmark
SIP (XIRR) Regular -3.67% 4.16% 5.62% 6.54% 6.67%
Direct -3.08% 4.86% 6.35% 7.29% 7.42%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
0.15 0.07 0.38 -1.05% -0.57
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
6.44% -8.04% -8.14% 0.82 4.87%
Fund AUM As on: 30/12/2025 5302 Cr
Top Dynamic Asset Allocation or Balanced Advantage
Fund Name Rank Rating
SBI Balanced Advantage Fund 1
Axis Balanced Advantage Fund 2
Icici Prudential Balanced Advantage Fund 3
Dsp Dynamic Asset Allocation Fund 4
Hdfc Balanced Advantage Fund 5
Bank of India Balanced Advantage Fund 6

NAV Date: 27-04-2026

Scheme Name NAV Rupee Change Percent Change
UTI - Unit Linked Insurance Plan 40.86
0.1600
0.4000%
UTI - Unit Linked Insurance Plan- Direct 44.41
0.1800
0.4000%

Review Date: 27-04-2026

Beginning of Analysis

uti unit linked insurance plan is the 15th ranked fund in the Dynamic Asset Allocation or Balanced Advantage Fund category. The category has total 26 funds. The uti unit linked insurance plan has shown an average past performence in Dynamic Asset Allocation or Balanced Advantage Fund. The fund has a Jensen Alpha of -1.05% which is lower than the category average of 0.76%, showing poor performance. The fund has a Sharpe Ratio of 0.15 which is lower than the category average of 0.41.
The past performance of the fund may or may not be sustained in the future. The review is not investment advice nor is it a recommendation to buy or sell funds. The ranking is based on proprietary methodology developed by bmsmoney. The methodology is based on the past performance of the funds and does not guarantee future performance.
Dynamic Asset Allocation or Balanced Advantage Mutual Funds

uti unit linked insurance plan Return Analysis

  • The fund has given a return of 3.42%, -0.83 and -3.94 in last one, three and six months respectively. In the same period the category average return was 4.73%, 0.39% and -1.87% respectively.
  • uti unit linked insurance plan has given a return of -0.5% in last one year. In the same period the Dynamic Asset Allocation or Balanced Advantage Fund category average return was 4.15%.
  • The fund has given a return of 8.63% in last three years and ranked 28.0th out of twenty nine funds in the category. In the same period the Dynamic Asset Allocation or Balanced Advantage Fund category average return was 12.57%.
  • The fund has given a return of 7.58% in last five years and ranked 18th out of nineteen funds in the category. In the same period the Dynamic Asset Allocation or Balanced Advantage Fund category average return was 10.8%.
  • The fund has given a return of 8.06% in last ten years and ranked 10th out of ten funds in the category. In the same period the category average return was 11.18%.
  • The fund has given a SIP return of -3.08% in last one year whereas category average SIP return is 1.38%. The fund one year return rank in the category is 34th in 36 funds
  • The fund has SIP return of 4.86% in last three years and ranks 26th in 29 funds. Baroda BNP Paribas Balanced Advantage Fund has given the highest SIP return (10.31%) in the category in last three years.
  • The fund has SIP return of 6.35% in last five years whereas category average SIP return is 9.55%.

uti unit linked insurance plan Risk Analysis

  • The fund has a standard deviation of 6.44 and semi deviation of 4.87. The category average standard deviation is 8.74 and semi deviation is 6.75.
  • The fund has a Value at Risk (VaR) of -8.04 and a maximum drawdown of -8.14. The category average VaR is -12.09 and the maximum drawdown is -9.96. The fund has a beta of 0.74 which shows that fund is less volatile than the benchmark.

Standard deviation measures the fund's return volatility and Semi deviation focuses on downside volatility. Value at Risk (VaR) is a measure of the risk of investments. Maximum Drawdown is the maximum loss from a peak to a trough of a portfolio. Beta measures the volatility of the fund compared to the benchmark. A beta of 1 indicates that the fund will move in line with the benchmark. A beta of more than 1 indicates that the fund will be more volatile than the benchmark and vice versa.


  • Very Good Performance in Dynamic Asset Allocation or Balanced Advantage Fund Category
  • Good Performance in Dynamic Asset Allocation or Balanced Advantage Fund Category
  • Poor Performance in Dynamic Asset Allocation or Balanced Advantage Fund Category
  • Very Poor Performance in Dynamic Asset Allocation or Balanced Advantage Fund Category

    • Investors beware: Mutual Fund investments are subject to market risks. Please read the scheme related documents carefully.

    Data Source: www.amfiindia.com

    SEBI Categorization


    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 3.36
    4.62
    		0.70 | 8.38 33 | 36 Poor
    3M Return % -0.98
    0.09
    		-3.35 | 3.84 30 | 36 Poor
    6M Return % -4.23
    -2.47
    		-12.39 | 3.51 30 | 36 Poor
    1Y Return % -1.12
    2.87
    		-1.12 | 8.07 36 | 36 Poor
    3Y Return % 7.90
    11.14
    		6.23 | 17.07 27 | 29 Poor
    5Y Return % 6.82
    9.44
    		4.46 | 17.23 17 | 19 Poor
    7Y Return % 6.81
    9.98
    		5.71 | 14.61 15 | 16 Poor
    10Y Return % 7.35
    10.04
    		7.35 | 14.80 10 | 10 Poor
    15Y Return % 5.95
    10.16
    		5.95 | 12.39 6 | 6 Average
    1Y SIP Return % -3.67
    0.12
    		-8.72 | 7.28 30 | 35 Poor
    3Y SIP Return % 4.16
    5.85
    		-3.33 | 9.03 21 | 28 Average
    5Y SIP Return % 5.62
    8.11
    		1.89 | 13.55 16 | 18 Poor
    7Y SIP Return % 6.54
    9.43
    		3.40 | 15.62 14 | 15 Poor
    10Y SIP Return % 6.67
    9.77
    		6.67 | 14.69 10 | 10 Poor
    15Y SIP Return % 6.80
    10.67
    		6.80 | 14.20 6 | 6 Average
    Standard Deviation 6.44
    8.74
    		6.42 | 15.13 2 | 28 Very Good
    Semi Deviation 4.87
    6.75
    		4.69 | 11.49 2 | 28 Very Good
    Max Drawdown % -8.14
    -9.96
    		-26.93 | -5.47 8 | 28 Good
    VaR 1 Y % -8.04
    -12.09
    		-22.73 | -5.38 3 | 28 Very Good
    Average Drawdown % -3.28
    -4.63
    		-7.90 | -3.02 3 | 28 Very Good
    Sharpe Ratio 0.15
    0.41
    		-0.08 | 0.78 24 | 28 Poor
    Sterling Ratio 0.38
    0.49
    		0.12 | 0.72 23 | 28 Poor
    Sortino Ratio 0.07
    0.18
    		0.00 | 0.37 24 | 28 Poor
    Jensen Alpha % -1.05
    0.77
    		-4.66 | 5.09 23 | 28 Poor
    Treynor Ratio -0.57
    -0.42
    		-0.57 | -0.33 28 | 28 Poor
    Modigliani Square Measure % 7.02
    8.96
    		5.12 | 11.90 24 | 28 Poor
    Alpha % -1.27
    1.03
    		-3.97 | 5.99 24 | 28 Poor
    Return data last Updated On : April 27, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : March 30, 2026
    KPIs: Key Performance Indicators

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    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 3.42 4.73 0.75 | 8.51 33 | 36 Poor
    3M Return % -0.83 0.39 -3.03 | 4.21 31 | 36 Poor
    6M Return % -3.94 -1.87 -11.83 | 3.82 32 | 36 Poor
    1Y Return % -0.50 4.15 -0.50 | 9.39 36 | 36 Poor
    3Y Return % 8.63 12.57 7.61 | 18.84 28 | 29 Poor
    5Y Return % 7.58 10.80 5.79 | 17.96 18 | 19 Poor
    7Y Return % 7.56 11.23 7.05 | 15.31 15 | 16 Poor
    10Y Return % 8.06 11.18 8.06 | 15.56 10 | 10 Poor
    1Y SIP Return % -3.08 1.38 -7.49 | 8.61 34 | 36 Poor
    3Y SIP Return % 4.86 7.30 -2.00 | 10.31 26 | 29 Poor
    5Y SIP Return % 6.35 9.55 3.27 | 14.28 18 | 19 Poor
    7Y SIP Return % 7.29 10.72 4.77 | 16.35 15 | 16 Poor
    10Y SIP Return % 7.42 10.93 7.42 | 15.42 10 | 10 Poor
    Standard Deviation 6.44 8.74 6.42 | 15.13 2 | 28 Very Good
    Semi Deviation 4.87 6.75 4.69 | 11.49 2 | 28 Very Good
    Max Drawdown % -8.14 -9.96 -26.93 | -5.47 8 | 28 Good
    VaR 1 Y % -8.04 -12.09 -22.73 | -5.38 3 | 28 Very Good
    Average Drawdown % -3.28 -4.63 -7.90 | -3.02 3 | 28 Very Good
    Sharpe Ratio 0.15 0.41 -0.08 | 0.78 24 | 28 Poor
    Sterling Ratio 0.38 0.49 0.12 | 0.72 23 | 28 Poor
    Sortino Ratio 0.07 0.18 0.00 | 0.37 24 | 28 Poor
    Jensen Alpha % -1.05 0.77 -4.66 | 5.09 23 | 28 Poor
    Treynor Ratio -0.57 -0.42 -0.57 | -0.33 28 | 28 Poor
    Modigliani Square Measure % 7.02 8.96 5.12 | 11.90 24 | 28 Poor
    Alpha % -1.27 1.03 -3.97 | 5.99 24 | 28 Poor
    Return data last Updated On : April 27, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : March 30, 2026
    KPIs: Key Performance Indicators

    Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.


    Date Uti Unit Linked Insurance Plan NAV Regular Growth Uti Unit Linked Insurance Plan NAV Direct Growth
    27-04-2026 40.863 44.4135
    24-04-2026 40.7006 44.2349
    23-04-2026 40.926 44.4791
    22-04-2026 41.1744 44.7483
    21-04-2026 41.2773 44.8595
    20-04-2026 41.1091 44.676
    17-04-2026 41.0714 44.6328
    16-04-2026 40.9487 44.4988
    15-04-2026 40.8998 44.4449
    13-04-2026 40.5108 44.0209
    10-04-2026 40.6636 44.1847
    09-04-2026 40.3982 43.8957
    08-04-2026 40.5091 44.0155
    07-04-2026 39.7622 43.2032
    06-04-2026 39.6894 43.1235
    02-04-2026 39.3943 42.8
    01-04-2026 39.4493 42.8591
    30-03-2026 39.112 42.4912
    27-03-2026 39.533 42.9466

    Fund Launch Date: 01/Oct/1971
    Fund Category: Dynamic Asset Allocation or Balanced Advantage
    Investment Objective: Investment objective of the scheme is primarily to provide return through growth in the NAV or through dividend distribution (IDCW) and reinvestment thereof. Amounts collected under the scheme shall generally be invested as follows: (a) Not less than 60% of the funds in debt instruments with low to medium risk profile. (b) Not more than 40% of the funds in equities and equity related instruments.
    Fund Description: An open ended tax saving cum insurance scheme.
    Fund Benchmark: NIFTY 50 Hybrid Composite Debt 50:50 Index
    Source: Fund FactSheet

    Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.