Uti Unit Linked Insurance Plan Datagrid
Category Dynamic Asset Allocation or Balanced Advantage
BMSMONEY Rank 23
Rating
Growth Option 24-07-2026
NAV ₹42.42(R) -0.0% ₹46.17(D) -0.0%
Returns 1Y 3Y 5Y 7Y 10Y
Lumpsum Regular 0.13% 7.32% 6.55% 8.52% 7.2%
Direct 0.74% 8.04% 7.3% 9.29% 7.91%
Benchmark
SIP (XIRR) Regular 3.47% 5.39% 5.72% 7.24% 7.11%
Direct 4.08% 6.08% 6.44% 8.0% 7.85%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
0.19 0.09 0.39 -0.32% 0.02
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
6.64% -8.04% -8.13% 0.83 4.91%
Fund AUM As on: 30/12/2025 5302 Cr
Top Dynamic Asset Allocation or Balanced Advantage
Fund Name Rank Rating
ICICI Prudential Balanced Advantage Fund 1
DSP Dynamic Asset Allocation Fund 2
Aditya Birla Sun Life Balanced Advantage Fund 3
HDFC Balanced Advantage Fund 4
Baroda BNP Paribas Balanced Advantage Fund 5
Axis Balanced Advantage Fund 6

NAV Date: 24-07-2026

Scheme Name NAV Rupee Change Percent Change
UTI - Unit Linked Insurance Plan 42.42
0.0000
0.0000%
UTI - Unit Linked Insurance Plan- Direct 46.17
0.0000
0.0000%

Review Date: 24-07-2026

Beginning of Analysis

UTI unit linked insurance plan is the 15th ranked fund in the Dynamic Asset Allocation or Balanced Advantage Fund category. The category has total 26 funds. The 3 star rating shows an average past performance of the UTI unit linked insurance plan in Dynamic Asset Allocation or Balanced Advantage Fund. The fund has a Jensen Alpha of -0.32% which is lower than the category average of 1.39%, reflecting poor performance. The fund has a Sharpe Ratio of 0.19 which is lower than the category average of 0.38.
The past performance of the fund may or may not be sustained in the future. The review is not investment advice nor is it a recommendation to buy or sell funds. The ranking is based on proprietary methodology developed by bmsmoney. The methodology is based on the past performance of the funds and does not guarantee future performance.
Dynamic Asset Allocation or Balanced Advantage Mutual Funds

UTI unit linked insurance plan Return Analysis

  • The fund has given a return of 1.12%, 4.38 and 3.1 in last one, three and six months respectively. In the same period the category average return was -0.17%, 1.94% and 1.74% respectively.
  • UTI unit linked insurance plan has given a return of 0.74% in last one year. In the same period the Dynamic Asset Allocation or Balanced Advantage Fund category average return was 1.56%.
  • The fund has given a return of 8.04% in last three years and ranked 25.0th out of twenty nine funds in the category. In the same period the Dynamic Asset Allocation or Balanced Advantage Fund category average return was 10.25%.
  • The fund has given a return of 7.3% in last five years and ranked 18th out of nineteen funds in the category. In the same period the Dynamic Asset Allocation or Balanced Advantage Fund category average return was 9.72%.
  • The fund has given a return of 7.91% in last ten years and ranked 9th out of ten funds in the category. In the same period the category average return was 10.59%.
  • The fund has given a SIP return of 4.08% in last one year whereas category average SIP return is 2.24%. The fund one year return rank in the category is 12th in 36 funds
  • The fund has SIP return of 6.08% in last three years and ranks 19th in 29 funds. Aditya Birla Sun Life Balanced Advantage Fund has given the highest SIP return (9.64%) in the category in last three years.
  • The fund has SIP return of 6.44% in last five years whereas category average SIP return is 8.37%.

UTI unit linked insurance plan Risk Analysis

  • The fund has a standard deviation of 6.64 and semi deviation of 4.91. The category average standard deviation is 9.31 and semi deviation is 6.93.
  • The fund has a Value at Risk (VaR) of -8.04 and a maximum drawdown of -8.13. The category average VaR is -12.46 and the maximum drawdown is -10.25. The fund has a beta of 0.74 which shows that fund is less volatile than the benchmark.

Standard deviation measures the fund's return volatility and Semi deviation focuses on downside volatility. Value at Risk (VaR) is a measure of the risk of investments. Maximum Drawdown is the maximum loss from a peak to a trough of a portfolio. Beta measures the volatility of the fund compared to the benchmark. A beta of 1 indicates that the fund will move in line with the benchmark. A beta of more than 1 indicates that the fund will be more volatile than the benchmark and vice versa.


  • Very Good Performance in Dynamic Asset Allocation or Balanced Advantage Fund Category
  • Good Performance in Dynamic Asset Allocation or Balanced Advantage Fund Category
  • Poor Performance in Dynamic Asset Allocation or Balanced Advantage Fund Category
  • Very Poor Performance in Dynamic Asset Allocation or Balanced Advantage Fund Category

    • Investors beware: Mutual Fund investments are subject to market risks. Please read the scheme related documents carefully.

    Data Source: www.amfiindia.com

    SEBI Categorization


    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 1.08
    -0.28
    		-2.51 | 1.08 1 | 37 Very Good
    3M Return % 4.23
    1.62
    		-0.19 | 4.23 1 | 37 Very Good
    6M Return % 2.80
    1.14
    		-2.72 | 5.67 7 | 36 Very Good
    1Y Return % 0.13
    0.32
    		-5.82 | 7.32 19 | 36 Average
    3Y Return % 7.32
    8.86
    		2.57 | 13.74 23 | 29 Average
    5Y Return % 6.55
    8.38
    		4.02 | 14.56 16 | 19 Poor
    7Y Return % 8.52
    10.27
    		6.21 | 14.83 15 | 17 Average
    10Y Return % 7.20
    9.45
    		6.95 | 13.63 9 | 10 Average
    15Y Return % 6.16
    10.25
    		6.16 | 12.52 6 | 6 Average
    1Y SIP Return % 3.47
    1.00
    		-3.83 | 7.73 7 | 36 Very Good
    3Y SIP Return % 5.39
    4.94
    		-2.61 | 8.43 17 | 29 Average
    5Y SIP Return % 5.72
    7.05
    		1.77 | 11.14 15 | 19 Average
    7Y SIP Return % 7.24
    9.14
    		3.87 | 15.01 15 | 17 Average
    10Y SIP Return % 7.11
    9.64
    		7.11 | 14.17 10 | 10 Poor
    15Y SIP Return % 7.12
    10.59
    		7.12 | 13.93 6 | 6 Average
    Standard Deviation 6.64
    9.31
    		6.52 | 16.53 2 | 29 Very Good
    Semi Deviation 4.91
    6.93
    		4.66 | 11.70 2 | 29 Very Good
    Max Drawdown % -8.13
    -10.25
    		-26.93 | -5.47 8 | 29 Very Good
    VaR 1 Y % -8.04
    -12.46
    		-22.85 | -5.38 3 | 29 Very Good
    Average Drawdown % 3.28
    4.63
    		3.02 | 7.90 27 | 29 Poor
    Sharpe Ratio 0.19
    0.38
    		-0.13 | 0.72 25 | 29 Poor
    Sterling Ratio 0.39
    0.48
    		0.10 | 0.69 24 | 29 Average
    Sortino Ratio 0.09
    0.18
    		-0.02 | 0.33 25 | 29 Poor
    Jensen Alpha % -0.32
    1.39
    		-4.84 | 6.27 24 | 29 Average
    Treynor Ratio 0.02
    0.03
    		-0.01 | 0.06 25 | 29 Poor
    Modigliani Square Measure % 1.44
    2.89
    		-0.95 | 5.40 25 | 29 Poor
    Alpha % -0.93
    1.92
    		-4.56 | 9.57 25 | 29 Poor
    Return data last Updated On : July 24, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : June 30, 2026
    KPIs: Key Performance Indicators

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    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 1.12 -0.17 -2.32 | 1.19 3 | 37 Very Good
    3M Return % 4.38 1.94 0.32 | 4.38 1 | 37 Very Good
    6M Return % 3.10 1.74 -2.11 | 6.42 9 | 36 Very Good
    1Y Return % 0.74 1.56 -4.62 | 7.96 23 | 36 Average
    3Y Return % 8.04 10.25 3.91 | 15.44 25 | 29 Poor
    5Y Return % 7.30 9.72 5.35 | 15.26 18 | 19 Poor
    7Y Return % 9.29 11.57 7.56 | 15.54 16 | 17 Poor
    10Y Return % 7.91 10.59 7.82 | 14.38 9 | 10 Average
    1Y SIP Return % 4.08 2.24 -2.49 | 8.37 12 | 36 Good
    3Y SIP Return % 6.08 6.28 -1.31 | 9.64 19 | 29 Average
    5Y SIP Return % 6.44 8.37 3.13 | 11.85 17 | 19 Poor
    7Y SIP Return % 8.00 10.44 5.26 | 15.74 15 | 17 Average
    10Y SIP Return % 7.85 10.80 7.85 | 14.90 10 | 10 Poor
    Standard Deviation 6.64 9.31 6.52 | 16.53 2 | 29 Very Good
    Semi Deviation 4.91 6.93 4.66 | 11.70 2 | 29 Very Good
    Max Drawdown % -8.13 -10.25 -26.93 | -5.47 8 | 29 Very Good
    VaR 1 Y % -8.04 -12.46 -22.85 | -5.38 3 | 29 Very Good
    Average Drawdown % 3.28 4.63 3.02 | 7.90 27 | 29 Poor
    Sharpe Ratio 0.19 0.38 -0.13 | 0.72 25 | 29 Poor
    Sterling Ratio 0.39 0.48 0.10 | 0.69 24 | 29 Average
    Sortino Ratio 0.09 0.18 -0.02 | 0.33 25 | 29 Poor
    Jensen Alpha % -0.32 1.39 -4.84 | 6.27 24 | 29 Average
    Treynor Ratio 0.02 0.03 -0.01 | 0.06 25 | 29 Poor
    Modigliani Square Measure % 1.44 2.89 -0.95 | 5.40 25 | 29 Poor
    Alpha % -0.93 1.92 -4.56 | 9.57 25 | 29 Poor
    Return data last Updated On : July 24, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : June 30, 2026
    KPIs: Key Performance Indicators

    Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.


    Date Uti Unit Linked Insurance Plan NAV Regular Growth Uti Unit Linked Insurance Plan NAV Direct Growth
    24-07-2026 42.422 46.1728
    23-07-2026 42.4239 46.1742
    22-07-2026 42.5442 46.3044
    21-07-2026 42.7039 46.4775
    20-07-2026 42.6755 46.4458
    17-07-2026 42.6397 46.4045
    16-07-2026 42.667 46.4336
    15-07-2026 42.556 46.312
    14-07-2026 42.416 46.1589
    13-07-2026 42.5942 46.3521
    10-07-2026 42.5845 46.3393
    09-07-2026 42.4056 46.144
    08-07-2026 42.2686 45.9941
    07-07-2026 42.6397 46.3972
    06-07-2026 42.5439 46.2922
    03-07-2026 42.3752 46.1064
    02-07-2026 42.3095 46.0342
    01-07-2026 42.1027 45.8084
    30-06-2026 42.0121 45.7091
    29-06-2026 41.9019 45.5885
    25-06-2026 41.993 45.6847
    24-06-2026 41.9706 45.6596

    Fund Launch Date: 01/Oct/1971
    Fund Category: Dynamic Asset Allocation or Balanced Advantage
    Investment Objective: Investment objective of the scheme is primarily to provide return through growth in the NAV or through dividend distribution (IDCW) and reinvestment thereof. Amounts collected under the scheme shall generally be invested as follows: (a) Not less than 60% of the funds in debt instruments with low to medium risk profile. (b) Not more than 40% of the funds in equities and equity related instruments.
    Fund Description: An open ended tax saving cum insurance scheme.
    Fund Benchmark: NIFTY 50 Hybrid Composite Debt 50:50 Index
    Source: Fund FactSheet

    Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.