Aditya Birla Sun Life Retirement Fund - The 30s Plan Datagrid
Category Retirement Fund
BMSMONEY Rank 7
Rating
Growth Option 04-12-2025
NAV ₹20.58(R) -0.2% ₹22.82(D) -0.19%
Returns 1Y 3Y 5Y 7Y 10Y
Lumpsum Regular 4.09% 14.36% 13.12% -% -%
Direct 5.4% 15.88% 14.74% -% -%
Nifty 500 TRI 3.82% 15.22% 17.88% 15.87% 14.96%
SIP (XIRR) Regular 15.53% 14.97% 12.58% -% -%
Direct 16.98% 16.49% 14.09% -% -%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
0.67 0.33 0.52 -0.5% 0.09
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
13.19% -18.01% -19.0% 0.94 9.6%
Fund AUM As on: 30/06/2025 390 Cr
Top Retirement Fund
Fund Name Rank Rating
Icici Prudential Retirement Fund - Pure Equity Plan 1
Icici Prudential Retirement Fund - Hybrid Aggressive Plan 2
Hdfc Retirement Savings Fund - Equity Plan 3
Union Retirement Fund 4
Aditya Birla Sun Life Retirement Fund - The 40s Plan 5
Icici Prudential Retirement Fund - Hybrid Conservative Plan 6

NAV Date: 04-12-2025

Scheme Name NAV Rupee Change Percent Change
Aditya Birla Sun Life Retirement Fund-The 30s Plan-Regular - Payout of IDCW 16.76
-0.0300
-0.2000%
Aditya Birla Sun Life Retirement Fund-The 30s Plan-Direct - Payout of IDCW 18.57
-0.0400
-0.1900%
Aditya Birla Sun Life Retirement Fund-The 30s Plan-Regular Growth 20.58
-0.0400
-0.2000%
Aditya Birla Sun Life Retirement Fund-The 30s Plan-Direct Growth 22.82
-0.0400
-0.1900%

Review Date: 04-12-2025

Beginning of Analysis

Aditya Birla Sun Life Retirement Fund - The 30s Plan is the 11th ranked fund in the Retirement Fund category. The category has total 26 funds. The 4 star rating shows a very good past performance of the Aditya Birla Sun Life Retirement Fund - The 30s Plan in Retirement Fund. The fund has a Jensen Alpha of -0.5% which is lower than the category average of 3.01%, showing poor performance. The fund has a Sharpe Ratio of 0.67 which is lower than the category average of 0.77.
The past performance of the fund may or may not be sustained in the future. The review is not investment advice nor is it a recommendation to buy or sell funds. The ranking is based on proprietary methodology developed by bmsmoney. The methodology is based on the past performance of the funds and does not guarantee future performance.
Retirement Mutual Funds

Aditya Birla Sun Life Retirement Fund - The 30s Plan Return Analysis

The Aditya Birla Sun Life Retirement Fund - The 30s Plan has delivered a mixed performance across various time horizons, showcasing both strengths and challenges when compared to its Retirement Fund peers and the Nifty 500 TRI benchmark. This analysis examines the fund’s returns over periods ranging from one month to ten years, alongside its Systematic Investment Plan (SIP) performance, highlighting its rankings within the Retirement Fund category and its ability to outperform or underperform the benchmark and category averages.

  • The fund has given a return of 0.32%, 3.54 and 6.19 in last one, three and six months respectively. In the same period the category average return was 0.16%, 2.59% and 3.25% respectively.
  • Aditya Birla Sun Life Retirement Fund - The 30s Plan has given a return of 5.4% in last one year. In the same period the Nifty 500 TRI return was 3.82%. The fund has given 1.58% more return than the benchmark return.
  • The fund has given a return of 15.88% in last three years and rank 7th out of 26 funds in the category. In the same period the Nifty 500 TRI return was 15.22%. The fund has given 0.66% more return than the benchmark return.
  • Aditya Birla Sun Life Retirement Fund - The 30s Plan has given a return of 14.74% in last five years and category average returns is 13.13% in same period. The fund ranked 8th out of 21 funds in the category. In the same period the Nifty 500 TRI return was 17.88%. The fund has given 3.14% less return than the benchmark return.
  • The fund has given a SIP return of 16.98% in last one year whereas category average SIP return is 9.57%. The fund one year return rank in the category is 3rd in 29 funds
  • The fund has SIP return of 16.49% in last three years and ranks 3rd in 26 funds. Icici Prudential Retirement Fund - Pure Equity Plan has given the highest SIP return (24.11%) in the category in last three years.
  • The fund has SIP return of 14.09% in last five years whereas category average SIP return is 11.76%.

Aditya Birla Sun Life Retirement Fund - The 30s Plan Risk Analysis

  • The fund has a standard deviation of 13.19 and semi deviation of 9.6. The category average standard deviation is 8.1 and semi deviation is 5.99.
  • The fund has a Value at Risk (VaR) of -18.01 and a maximum drawdown of -19.0. The category average VaR is -9.67 and the maximum drawdown is -9.97. The fund has a beta of 0.93 which shows that fund is less volatile than the benchmark.

Standard deviation measures the fund's return volatility and Semi deviation focuses on downside volatility. Value at Risk (VaR) is a measure of the risk of investments. Maximum Drawdown is the maximum loss from a peak to a trough of a portfolio. Beta measures the volatility of the fund compared to the benchmark. A beta of 1 indicates that the fund will move in line with the benchmark. A beta of more than 1 indicates that the fund will be more volatile than the benchmark and vice versa.


  • Very Good Performance in Retirement Fund Category
  • Good Performance in Retirement Fund Category
  • Poor Performance in Retirement Fund Category
  • Very Poor Performance in Retirement Fund Category

    • Investors beware: Mutual Fund investments are subject to market risks. Please read the scheme related documents carefully.

    Data Source: www.amfiindia.com

    SEBI Categorization


    KPIs* Fund Nifty 500 TRI Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.21 0.33
    0.06
    		-1.56 | 0.95 14 | 29 Good
    3M Return % 3.21 4.18
    2.30
    		-1.16 | 4.96 7 | 29 Very Good
    6M Return % 5.53 4.72
    2.67
    		-0.85 | 8.07 3 | 29 Very Good
    1Y Return % 4.09 3.82
    3.24
    		-2.35 | 9.18 11 | 29 Good
    3Y Return % 14.36 15.22
    12.10
    		5.32 | 22.97 7 | 26 Very Good
    5Y Return % 13.12 17.88
    11.73
    		3.76 | 24.74 8 | 21 Good
    1Y SIP Return % 15.53
    8.32
    		2.69 | 19.96 3 | 29 Very Good
    3Y SIP Return % 14.97
    11.14
    		5.27 | 22.37 3 | 26 Very Good
    5Y SIP Return % 12.58
    10.42
    		4.02 | 21.43 5 | 21 Very Good
    Standard Deviation 13.19
    8.10
    		1.10 | 14.70 24 | 26 Poor
    Semi Deviation 9.60
    5.99
    		0.79 | 10.76 23 | 26 Poor
    Max Drawdown % -19.00
    -9.97
    		-19.00 | -0.42 26 | 26 Poor
    VaR 1 Y % -18.01
    -9.67
    		-20.07 | 0.00 25 | 26 Poor
    Average Drawdown % -10.34
    -4.41
    		-10.34 | -0.15 26 | 26 Poor
    Sharpe Ratio 0.67
    0.77
    		-0.08 | 1.16 20 | 26 Average
    Sterling Ratio 0.52
    0.64
    		0.48 | 0.89 25 | 26 Poor
    Sortino Ratio 0.33
    0.37
    		-0.03 | 0.59 18 | 26 Average
    Jensen Alpha % -0.50
    3.01
    		-0.62 | 6.00 25 | 26 Poor
    Treynor Ratio 0.09
    0.12
    		-0.02 | 0.28 22 | 26 Poor
    Modigliani Square Measure % 14.96
    25.31
    		14.74 | 72.17 24 | 26 Poor
    Alpha % -1.90
    -2.81
    		-8.18 | 6.99 9 | 26 Good
    Return data last Updated On : Dec. 4, 2025.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Oct. 31, 2025
    KPIs: Key Performance Indicators

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    KPIs* Fund Nifty 500 TRI Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.32 0.33 0.16 -1.44 | 1.04 12 | 29 Good
    3M Return % 3.54 4.18 2.59 -0.81 | 5.33 7 | 29 Very Good
    6M Return % 6.19 4.72 3.25 -0.30 | 8.81 3 | 29 Very Good
    1Y Return % 5.40 3.82 4.43 -1.22 | 10.64 10 | 29 Good
    3Y Return % 15.88 15.22 13.39 6.53 | 24.66 7 | 26 Very Good
    5Y Return % 14.74 17.88 13.13 5.03 | 26.45 8 | 21 Good
    1Y SIP Return % 16.98 9.57 3.84 | 21.60 3 | 29 Very Good
    3Y SIP Return % 16.49 12.42 6.44 | 24.11 3 | 26 Very Good
    5Y SIP Return % 14.09 11.76 5.22 | 23.12 5 | 21 Very Good
    Standard Deviation 13.19 8.10 1.10 | 14.70 24 | 26 Poor
    Semi Deviation 9.60 5.99 0.79 | 10.76 23 | 26 Poor
    Max Drawdown % -19.00 -9.97 -19.00 | -0.42 26 | 26 Poor
    VaR 1 Y % -18.01 -9.67 -20.07 | 0.00 25 | 26 Poor
    Average Drawdown % -10.34 -4.41 -10.34 | -0.15 26 | 26 Poor
    Sharpe Ratio 0.67 0.77 -0.08 | 1.16 20 | 26 Average
    Sterling Ratio 0.52 0.64 0.48 | 0.89 25 | 26 Poor
    Sortino Ratio 0.33 0.37 -0.03 | 0.59 18 | 26 Average
    Jensen Alpha % -0.50 3.01 -0.62 | 6.00 25 | 26 Poor
    Treynor Ratio 0.09 0.12 -0.02 | 0.28 22 | 26 Poor
    Modigliani Square Measure % 14.96 25.31 14.74 | 72.17 24 | 26 Poor
    Alpha % -1.90 -2.81 -8.18 | 6.99 9 | 26 Good
    Return data last Updated On : Dec. 4, 2025.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Oct. 31, 2025
    KPIs: Key Performance Indicators

    Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.


    Date Aditya Birla Sun Life Retirement Fund - The 30s Plan NAV Regular Growth Aditya Birla Sun Life Retirement Fund - The 30s Plan NAV Direct Growth
    04-12-2025 20.584 22.815
    03-12-2025 20.548 22.775
    02-12-2025 20.625 22.859
    01-12-2025 20.683 22.922
    28-11-2025 20.708 22.948
    27-11-2025 20.72 22.961
    26-11-2025 20.757 23.001
    25-11-2025 20.548 22.768
    24-11-2025 20.474 22.686
    21-11-2025 20.577 22.797
    20-11-2025 20.779 23.02
    19-11-2025 20.805 23.048
    18-11-2025 20.672 22.9
    17-11-2025 20.784 23.024
    14-11-2025 20.671 22.896
    13-11-2025 20.665 22.888
    12-11-2025 20.62 22.838
    11-11-2025 20.532 22.739
    10-11-2025 20.508 22.713
    07-11-2025 20.448 22.643
    06-11-2025 20.377 22.564
    04-11-2025 20.541 22.743

    Fund Launch Date: 19/Feb/2019
    Fund Category: Retirement Fund
    Investment Objective: The primary investment objective of the Scheme is income generation and capital appreciation for its investors which will be in line with theirretirement goals by investing in a mix of equity, equity related instruments along with debt and money market instruments. The Scheme does not guarantee/indicate any returns. There can be no assurance that the schemes ™ objectives will be achieved.
    Fund Description: An open-ended retirement solution oriented scheme having a lock-in of 5 years or till retirement age(whichever is earlier)
    Fund Benchmark: S&P BSE 200 Total Return Index
    Source: Fund FactSheet

    Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.