Aditya Birla Sun Life Retirement Fund - The 30s Plan Datagrid
Category Retirement Fund
BMSMONEY Rank 6
Rating
Growth Option 13-03-2026
NAV ₹18.79(R) -2.36% ₹20.9(D) -2.36%
Returns 1Y 3Y 5Y 7Y 10Y
Lumpsum Regular 12.19% 14.53% 8.43% 9.42% -%
Direct 13.63% 16.05% 9.96% 11.09% -%
Nifty 500 TRI 7.03% 15.05% 12.45% 13.56% 14.3%
SIP (XIRR) Regular -6.89% 6.16% 8.56% 9.89% -%
Direct -5.63% 7.61% 10.07% 11.5% -%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
0.8 0.39 0.57 -0.7% -0.43
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
12.84% -18.01% -19.0% 0.95 9.36%
Fund AUM As on: 30/12/2025 427 Cr
Top Retirement Fund
Fund Name Rank Rating
Icici Prudential Retirement Fund - Pure Equity Plan 1
Icici Prudential Retirement Fund - Hybrid Aggressive Plan 2
Union Retirement Fund 3
Icici Prudential Retirement Fund - Hybrid Conservative Plan 4
Aditya Birla Sun Life Retirement Fund - The 40s Plan 5
Aditya Birla Sun Life Retirement Fund - The 30s Plan 6

NAV Date: 13-03-2026

Scheme Name NAV Rupee Change Percent Change
Aditya Birla Sun Life Retirement Fund-The 30s Plan-Regular - Payout of IDCW 15.3
-0.3700
-2.3600%
Aditya Birla Sun Life Retirement Fund-The 30s Plan-Direct - Payout of IDCW 17.02
-0.4100
-2.3600%
Aditya Birla Sun Life Retirement Fund-The 30s Plan-Regular Growth 18.79
-0.4500
-2.3600%
Aditya Birla Sun Life Retirement Fund-The 30s Plan-Direct Growth 20.9
-0.5000
-2.3600%

Review Date: 13-03-2026

Beginning of Analysis

In the Retirement Fund category, Aditya Birla Sun Life Retirement Fund - The 30s Plan is the 11th ranked fund. The category has total 26 funds. The Aditya Birla Sun Life Retirement Fund - The 30s Plan has shown a very good past performence in Retirement Fund. The fund has a Jensen Alpha of -0.7% which is lower than the category average of 0.17%, reflecting poor performance. The fund has a Sharpe Ratio of 0.8 which is lower than the category average of 0.81.
The past performance of the fund may or may not be sustained in the future. The review is not investment advice nor is it a recommendation to buy or sell funds. The ranking is based on proprietary methodology developed by bmsmoney. The methodology is based on the past performance of the funds and does not guarantee future performance.
Retirement Mutual Funds

Aditya Birla Sun Life Retirement Fund - The 30s Plan Return Analysis

The Aditya Birla Sun Life Retirement Fund - The 30s Plan has delivered a mixed performance across various time horizons, showcasing both strengths and challenges when compared to its Retirement Fund peers and the Nifty 500 TRI benchmark. This analysis examines the fund’s returns over periods ranging from one month to ten years, alongside its Systematic Investment Plan (SIP) performance, highlighting its rankings within the Retirement Fund category and its ability to outperform or underperform the benchmark and category averages.

  • The fund has given a return of -8.26%, -8.91 and -6.39 in last one, three and six months respectively. In the same period the category average return was -4.87%, -5.35% and -3.84% respectively.
  • Aditya Birla Sun Life Retirement Fund - The 30s Plan has given a return of 13.63% in last one year. In the same period the Nifty 500 TRI return was 7.03%. The fund has given 6.6% more return than the benchmark return.
  • The fund has given a return of 16.05% in last three years and rank 5th out of twenty six funds in the category. In the same period the Nifty 500 TRI return was 15.05%. The fund has given 1.0% more return than the benchmark return.
  • Aditya Birla Sun Life Retirement Fund - The 30s Plan has given a return of 9.96% in last five years and category average returns is 10.49% in same period. The fund ranked 11th out of twenty five funds in the category. In the same period the Nifty 500 TRI return was 12.45%. The fund has given 2.49% less return than the benchmark return.
  • The fund has given a SIP return of -5.63% in last one year whereas category average SIP return is -4.39%. The fund one year return rank in the category is 18th in 28 funds
  • The fund has SIP return of 7.61% in last three years and ranks 4th in 25 funds. Icici Prudential Retirement Fund - Pure Equity Plan has given the highest SIP return (15.04%) in the category in last three years.
  • The fund has SIP return of 10.07% in last five years whereas category average SIP return is 8.08%.

Aditya Birla Sun Life Retirement Fund - The 30s Plan Risk Analysis

  • The fund has a standard deviation of 12.84 and semi deviation of 9.36. The category average standard deviation is 7.97 and semi deviation is 5.87.
  • The fund has a Value at Risk (VaR) of -18.01 and a maximum drawdown of -19.0. The category average VaR is -9.51 and the maximum drawdown is -9.97. The fund has a beta of 0.93 which shows that fund is less volatile than the benchmark.

Standard deviation measures the fund's return volatility and Semi deviation focuses on downside volatility. Value at Risk (VaR) is a measure of the risk of investments. Maximum Drawdown is the maximum loss from a peak to a trough of a portfolio. Beta measures the volatility of the fund compared to the benchmark. A beta of 1 indicates that the fund will move in line with the benchmark. A beta of more than 1 indicates that the fund will be more volatile than the benchmark and vice versa.


  • Very Good Performance in Retirement Fund Category
  • Good Performance in Retirement Fund Category
  • Poor Performance in Retirement Fund Category
  • Very Poor Performance in Retirement Fund Category

    • Investors beware: Mutual Fund investments are subject to market risks. Please read the scheme related documents carefully.

    Data Source: www.amfiindia.com

    SEBI Categorization


    KPIs* Fund Nifty 500 TRI Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % -8.35 -8.21
    -4.96
    		-8.66 | 0.30 27 | 29 Poor
    3M Return % -9.21 -9.72
    -5.61
    		-11.03 | 0.75 25 | 29 Poor
    6M Return % -6.98 -7.62
    -4.38
    		-12.26 | 1.59 21 | 29 Average
    1Y Return % 12.19 7.03
    5.88
    		2.39 | 18.65 3 | 29 Very Good
    3Y Return % 14.53 15.05
    11.69
    		5.31 | 24.28 6 | 26 Very Good
    5Y Return % 8.43 12.45
    9.20
    		4.31 | 19.63 12 | 25 Good
    7Y Return % 9.42 13.56
    9.55
    		4.31 | 17.66 9 | 18 Good
    1Y SIP Return % -6.89
    -5.34
    		-14.97 | 3.44 19 | 29 Average
    3Y SIP Return % 6.16
    5.15
    		0.79 | 13.39 6 | 26 Very Good
    5Y SIP Return % 8.56
    7.13
    		3.18 | 17.20 6 | 25 Very Good
    7Y SIP Return % 9.89
    9.28
    		3.63 | 19.51 8 | 18 Good
    Standard Deviation 12.84
    7.97
    		1.10 | 14.15 24 | 26 Poor
    Semi Deviation 9.36
    5.87
    		0.78 | 10.35 24 | 26 Poor
    Max Drawdown % -19.00
    -9.97
    		-19.00 | -0.42 26 | 26 Poor
    VaR 1 Y % -18.01
    -9.51
    		-20.07 | 0.00 25 | 26 Poor
    Average Drawdown % -6.71
    -3.53
    		-7.26 | -0.21 25 | 26 Poor
    Sharpe Ratio 0.80
    0.81
    		-0.25 | 1.55 12 | 26 Good
    Sterling Ratio 0.57
    0.66
    		0.48 | 0.99 21 | 26 Average
    Sortino Ratio 0.39
    0.39
    		-0.09 | 0.80 12 | 26 Good
    Jensen Alpha % -0.70
    0.17
    		-3.49 | 7.29 17 | 26 Average
    Treynor Ratio -0.43
    -2.04
    		-18.09 | -0.33 5 | 26 Very Good
    Modigliani Square Measure % 16.47
    16.75
    		3.89 | 26.68 13 | 26 Good
    Alpha % -1.73
    -3.96
    		-9.80 | 8.15 6 | 26 Very Good
    Return data last Updated On : March 13, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Feb. 27, 2026
    KPIs: Key Performance Indicators

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    KPIs* Fund Nifty 500 TRI Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % -8.26 -8.21 -4.87 -8.58 | 0.40 27 | 29 Poor
    3M Return % -8.91 -9.72 -5.35 -10.81 | 1.05 25 | 29 Poor
    6M Return % -6.39 -7.62 -3.84 -11.58 | 2.16 21 | 29 Average
    1Y Return % 13.63 7.03 7.10 3.65 | 20.27 3 | 29 Very Good
    3Y Return % 16.05 15.05 12.96 6.52 | 25.98 5 | 26 Very Good
    5Y Return % 9.96 12.45 10.49 5.58 | 21.27 11 | 25 Good
    7Y Return % 11.09 13.56 10.93 5.64 | 19.46 8 | 18 Good
    1Y SIP Return % -5.63 -4.39 -13.55 | 4.72 18 | 28 Average
    3Y SIP Return % 7.61 6.12 1.96 | 15.04 4 | 25 Very Good
    5Y SIP Return % 10.07 8.08 4.36 | 18.87 4 | 24 Very Good
    7Y SIP Return % 11.50 10.28 4.88 | 21.24 6 | 17 Good
    Standard Deviation 12.84 7.97 1.10 | 14.15 24 | 26 Poor
    Semi Deviation 9.36 5.87 0.78 | 10.35 24 | 26 Poor
    Max Drawdown % -19.00 -9.97 -19.00 | -0.42 26 | 26 Poor
    VaR 1 Y % -18.01 -9.51 -20.07 | 0.00 25 | 26 Poor
    Average Drawdown % -6.71 -3.53 -7.26 | -0.21 25 | 26 Poor
    Sharpe Ratio 0.80 0.81 -0.25 | 1.55 12 | 26 Good
    Sterling Ratio 0.57 0.66 0.48 | 0.99 21 | 26 Average
    Sortino Ratio 0.39 0.39 -0.09 | 0.80 12 | 26 Good
    Jensen Alpha % -0.70 0.17 -3.49 | 7.29 17 | 26 Average
    Treynor Ratio -0.43 -2.04 -18.09 | -0.33 5 | 26 Very Good
    Modigliani Square Measure % 16.47 16.75 3.89 | 26.68 13 | 26 Good
    Alpha % -1.73 -3.96 -9.80 | 8.15 6 | 26 Very Good
    Return data last Updated On : March 13, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Feb. 27, 2026
    KPIs: Key Performance Indicators

    Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.


    Date Aditya Birla Sun Life Retirement Fund - The 30s Plan NAV Regular Growth Aditya Birla Sun Life Retirement Fund - The 30s Plan NAV Direct Growth
    13-03-2026 18.792 20.905
    12-03-2026 19.246 21.41
    11-03-2026 19.366 21.542
    10-03-2026 19.537 21.732
    09-03-2026 19.276 21.44
    06-03-2026 19.68 21.888
    05-03-2026 19.846 22.072
    04-03-2026 19.626 21.826
    02-03-2026 19.998 22.238
    27-02-2026 20.281 22.551
    26-02-2026 20.511 22.805
    25-02-2026 20.476 22.767
    24-02-2026 20.358 22.634
    23-02-2026 20.596 22.898
    20-02-2026 20.566 22.862
    19-02-2026 20.528 22.819
    18-02-2026 20.777 23.096
    17-02-2026 20.677 22.983
    16-02-2026 20.576 22.87
    13-02-2026 20.503 22.787

    Fund Launch Date: 19/Feb/2019
    Fund Category: Retirement Fund
    Investment Objective: The primary investment objective of the Scheme is income generation and capital appreciation for its investors which will be in line with theirretirement goals by investing in a mix of equity, equity related instruments along with debt and money market instruments. The Scheme does not guarantee/indicate any returns. There can be no assurance that the schemes ™ objectives will be achieved.
    Fund Description: An open-ended retirement solution oriented scheme having a lock-in of 5 years or till retirement age(whichever is earlier)
    Fund Benchmark: S&P BSE 200 Total Return Index
    Source: Fund FactSheet

    Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.