Icici Prudential Retirement Fund - Pure Equity Plan Datagrid
Category Retirement Fund
BMSMONEY Rank 1
Rating
Growth Option 04-12-2025
NAV ₹33.88(R) -0.67% ₹37.54(D) -0.64%
Returns 1Y 3Y 5Y 7Y 10Y
Lumpsum Regular 9.18% 22.97% 24.74% -% -%
Direct 10.64% 24.66% 26.45% -% -%
Nifty 500 TRI 3.82% 15.22% 17.88% 15.87% 14.96%
SIP (XIRR) Regular 19.96% 22.37% 21.43% -% -%
Direct 21.6% 24.11% 23.12% -% -%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
1.16 0.59 0.89 6.0% 0.16
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
14.7% -14.33% -16.62% 1.07 10.76%
Fund AUM As on: 30/06/2025 1177 Cr
Top Retirement Fund
Fund Name Rank Rating
Icici Prudential Retirement Fund - Pure Equity Plan 1
Icici Prudential Retirement Fund - Hybrid Aggressive Plan 2
Hdfc Retirement Savings Fund - Equity Plan 3
Union Retirement Fund 4
Aditya Birla Sun Life Retirement Fund - The 40s Plan 5
Icici Prudential Retirement Fund - Hybrid Conservative Plan 6

NAV Date: 04-12-2025

Scheme Name NAV Rupee Change Percent Change
ICICI Prudential Retirement Fund - Pure Equity - Growth Option 33.88
-0.2300
-0.6700%
ICICI Prudential Retirement Fund - Pure Equity - IDCW Option 33.88
-0.2300
-0.6700%
ICICI Prudential Retirement Fund - Pure Equity - Direct Plan - IDCW Option 37.53
-0.2400
-0.6400%
ICICI Prudential Retirement Fund - Pure Equity - Direct Plan - Growth Option 37.54
-0.2400
-0.6400%

Review Date: 04-12-2025

Beginning of Analysis

In the Retirement Fund category, Icici Prudential Retirement Fund - Pure Equity Plan is the top ranked fund. The category has total 26 funds. The Icici Prudential Retirement Fund - Pure Equity Plan has shown an excellent past performence in Retirement Fund. The fund has a Jensen Alpha of 6.0% which is higher than the category average of 3.01%. Here the fund has shown very good performance in terms of risk adjusted returns. The fund has a Sharpe Ratio of 1.16 which is higher than the category average of 0.77.
The past performance of the fund may or may not be sustained in the future. The review is not investment advice nor is it a recommendation to buy or sell funds. The ranking is based on proprietary methodology developed by bmsmoney. The methodology is based on the past performance of the funds and does not guarantee future performance.
Retirement Mutual Funds

Icici Prudential Retirement Fund - Pure Equity Plan Return Analysis

The Icici Prudential Retirement Fund - Pure Equity Plan has delivered a mixed performance across various time horizons, showcasing both strengths and challenges when compared to its Retirement Fund peers and the Nifty 500 TRI benchmark. This analysis examines the fund’s returns over periods ranging from one month to ten years, alongside its Systematic Investment Plan (SIP) performance, highlighting its rankings within the Retirement Fund category and its ability to outperform or underperform the benchmark and category averages.

  • The fund has given a return of -0.4%, 5.33 and 8.81 in last one, three and six months respectively. In the same period the category average return was 0.16%, 2.59% and 3.25% respectively.
  • Icici Prudential Retirement Fund - Pure Equity Plan has given a return of 10.64% in last one year. In the same period the Nifty 500 TRI return was 3.82%. The fund has given 6.82% more return than the benchmark return.
  • The fund has given a return of 24.66% in last three years and rank 1st out of 26 funds in the category. In the same period the Nifty 500 TRI return was 15.22%. The fund has given 9.44% more return than the benchmark return.
  • Icici Prudential Retirement Fund - Pure Equity Plan has given a return of 26.45% in last five years and category average returns is 13.13% in same period. The fund ranked 1st out of 21 funds in the category. In the same period the Nifty 500 TRI return was 17.88%. The fund has given 8.57% more return than the benchmark return.
  • The fund has given a SIP return of 21.6% in last one year whereas category average SIP return is 9.57%. The fund one year return rank in the category is 1st in 29 funds
  • The fund has SIP return of 24.11% in last three years and ranks 1st in 26 funds. The fund has given the highest SIP return in the category in last three years.
  • The fund has SIP return of 23.12% in last five years whereas category average SIP return is 11.76%.

Icici Prudential Retirement Fund - Pure Equity Plan Risk Analysis

  • The fund has a standard deviation of 14.7 and semi deviation of 10.76. The category average standard deviation is 8.1 and semi deviation is 5.99.
  • The fund has a Value at Risk (VaR) of -14.33 and a maximum drawdown of -16.62. The category average VaR is -9.67 and the maximum drawdown is -9.97. The fund has a beta of 1.05 which shows that fund is more volatile than the benchmark.

Standard deviation measures the fund's return volatility and Semi deviation focuses on downside volatility. Value at Risk (VaR) is a measure of the risk of investments. Maximum Drawdown is the maximum loss from a peak to a trough of a portfolio. Beta measures the volatility of the fund compared to the benchmark. A beta of 1 indicates that the fund will move in line with the benchmark. A beta of more than 1 indicates that the fund will be more volatile than the benchmark and vice versa.


  • Very Good Performance in Retirement Fund Category
  • Good Performance in Retirement Fund Category
  • Poor Performance in Retirement Fund Category
  • Very Poor Performance in Retirement Fund Category

    • Investors beware: Mutual Fund investments are subject to market risks. Please read the scheme related documents carefully.

    Data Source: www.amfiindia.com

    SEBI Categorization


    KPIs* Fund Nifty 500 TRI Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % -0.50 0.33
    0.06
    		-1.56 | 0.95 24 | 29 Average
    3M Return % 4.96 4.18
    2.30
    		-1.16 | 4.96 1 | 29 Very Good
    6M Return % 8.07 4.72
    2.67
    		-0.85 | 8.07 1 | 29 Very Good
    1Y Return % 9.18 3.82
    3.24
    		-2.35 | 9.18 1 | 29 Very Good
    3Y Return % 22.97 15.22
    12.10
    		5.32 | 22.97 1 | 26 Very Good
    5Y Return % 24.74 17.88
    11.73
    		3.76 | 24.74 1 | 21 Very Good
    1Y SIP Return % 19.96
    8.32
    		2.69 | 19.96 1 | 29 Very Good
    3Y SIP Return % 22.37
    11.14
    		5.27 | 22.37 1 | 26 Very Good
    5Y SIP Return % 21.43
    10.42
    		4.02 | 21.43 1 | 21 Very Good
    Standard Deviation 14.70
    8.10
    		1.10 | 14.70 26 | 26 Poor
    Semi Deviation 10.76
    5.99
    		0.79 | 10.76 26 | 26 Poor
    Max Drawdown % -16.62
    -9.97
    		-19.00 | -0.42 21 | 26 Average
    VaR 1 Y % -14.33
    -9.67
    		-20.07 | 0.00 21 | 26 Average
    Average Drawdown % -8.42
    -4.41
    		-10.34 | -0.15 23 | 26 Poor
    Sharpe Ratio 1.16
    0.77
    		-0.08 | 1.16 1 | 26 Very Good
    Sterling Ratio 0.89
    0.64
    		0.48 | 0.89 1 | 26 Very Good
    Sortino Ratio 0.59
    0.37
    		-0.03 | 0.59 1 | 26 Very Good
    Jensen Alpha % 6.00
    3.01
    		-0.62 | 6.00 1 | 26 Very Good
    Treynor Ratio 0.16
    0.12
    		-0.02 | 0.28 2 | 26 Very Good
    Modigliani Square Measure % 21.26
    25.31
    		14.74 | 72.17 14 | 26 Good
    Alpha % 6.99
    -2.81
    		-8.18 | 6.99 1 | 26 Very Good
    Return data last Updated On : Dec. 4, 2025.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Oct. 31, 2025
    KPIs: Key Performance Indicators

    Rotate the phone! Best viewed in landscape mode on mobile.
    KPIs* Fund Nifty 500 TRI Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % -0.40 0.33 0.16 -1.44 | 1.04 24 | 29 Average
    3M Return % 5.33 4.18 2.59 -0.81 | 5.33 1 | 29 Very Good
    6M Return % 8.81 4.72 3.25 -0.30 | 8.81 1 | 29 Very Good
    1Y Return % 10.64 3.82 4.43 -1.22 | 10.64 1 | 29 Very Good
    3Y Return % 24.66 15.22 13.39 6.53 | 24.66 1 | 26 Very Good
    5Y Return % 26.45 17.88 13.13 5.03 | 26.45 1 | 21 Very Good
    1Y SIP Return % 21.60 9.57 3.84 | 21.60 1 | 29 Very Good
    3Y SIP Return % 24.11 12.42 6.44 | 24.11 1 | 26 Very Good
    5Y SIP Return % 23.12 11.76 5.22 | 23.12 1 | 21 Very Good
    Standard Deviation 14.70 8.10 1.10 | 14.70 26 | 26 Poor
    Semi Deviation 10.76 5.99 0.79 | 10.76 26 | 26 Poor
    Max Drawdown % -16.62 -9.97 -19.00 | -0.42 21 | 26 Average
    VaR 1 Y % -14.33 -9.67 -20.07 | 0.00 21 | 26 Average
    Average Drawdown % -8.42 -4.41 -10.34 | -0.15 23 | 26 Poor
    Sharpe Ratio 1.16 0.77 -0.08 | 1.16 1 | 26 Very Good
    Sterling Ratio 0.89 0.64 0.48 | 0.89 1 | 26 Very Good
    Sortino Ratio 0.59 0.37 -0.03 | 0.59 1 | 26 Very Good
    Jensen Alpha % 6.00 3.01 -0.62 | 6.00 1 | 26 Very Good
    Treynor Ratio 0.16 0.12 -0.02 | 0.28 2 | 26 Very Good
    Modigliani Square Measure % 21.26 25.31 14.74 | 72.17 14 | 26 Good
    Alpha % 6.99 -2.81 -8.18 | 6.99 1 | 26 Very Good
    Return data last Updated On : Dec. 4, 2025.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Oct. 31, 2025
    KPIs: Key Performance Indicators

    Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.


    Date Icici Prudential Retirement Fund - Pure Equity Plan NAV Regular Growth Icici Prudential Retirement Fund - Pure Equity Plan NAV Direct Growth
    04-12-2025 33.88 37.54
    03-12-2025 33.82 37.47
    02-12-2025 34.11 37.78
    01-12-2025 34.12 37.8
    28-11-2025 34.24 37.93
    27-11-2025 34.25 37.93
    26-11-2025 34.29 37.98
    25-11-2025 33.9 37.55
    24-11-2025 33.86 37.5
    21-11-2025 34.03 37.69
    20-11-2025 34.3 37.98
    19-11-2025 34.29 37.97
    18-11-2025 34.2 37.87
    17-11-2025 34.36 38.04
    14-11-2025 34.26 37.93
    13-11-2025 34.21 37.88
    12-11-2025 34.28 37.95
    11-11-2025 34.06 37.7
    10-11-2025 34.0 37.64
    07-11-2025 33.89 37.51
    06-11-2025 33.78 37.38
    04-11-2025 34.05 37.69

    Fund Launch Date: 07/Feb/2019
    Fund Category: Retirement Fund
    Investment Objective: To generate long-term capital appreciation and income generation to investors from a portfolio that is predominantly invested in equity and equity related securities. However, there is no assurance or guarantee that the investment objective of the plan would be achieved.
    Fund Description: An open ended retirement solution oriented scheme having a lock-in of 5 years or till retirement age.(whichever is earlier)
    Fund Benchmark: Nifty 500 Total Return Index
    Source: Fund FactSheet

    Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.