Aditya Birla Sun Life Retirement Fund - The 40s Plan Overview
Category Retirement Fund
BMSMONEY Rank 13
BMSMONEY Rating
Growth Option As On: 18-04-2024
NAV ₹16.06 (R) 0.0% ₹17.37 (D) 0.0%
Returns Gro. Opt. 1Y 3Y 5Y 7Y 10Y
LumpSum Reg. P 26.59% 10.51% 9.68% -% -%
LumpSum Dir. P 28.39% 12.13% 11.37% -% -%
SIP Reg. P 21.09% 12.76% 12.05% -% -%
SIP Dir. P 22.83% 14.33% 13.69% -% -%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
0.15 0.09 0.44 -4.1% 0.02
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
9.63% -9.51% -10.29% 0.94 6.28%

NAV Date: 18-04-2024

Scheme Name NAV Rupee Change Percent Change
Aditya Birla Sun Life Retirement Fund-The 40s Plan-Regular - Payout of IDCW 14.94
0.0000
0.0000%
Aditya Birla Sun Life Retirement Fund-The 40s Plan-Regular Plan-Growth 16.06
0.0000
0.0000%
Aditya Birla Sun Life Retirement Fund-The 40s Plan- Direct - Payout of IDCW 16.16
0.0000
0.0000%
Aditya Birla Sun Life Retirement Fund-The 40s Plan-Direct Plan-Growth 17.37
0.0000
0.0000%

Review Date: Feb. 29, 2024

Performance of the Aditya Birla Sun Life Retirement Fund - The 40S Plan has been analyzed on 19 performance parameters. Out of seven return parameters, the fund has zero return parameters in first quartile; whereas zero risk parameters (out of five) in first quartile. Similarly zero risk-adjusted performance parameters are in first quartile. Based on this performance Aditya Birla Sun Life Retirement Fund - The 40S Plan has achieved 13th (out of 25 funds), which is average rank in the Retirement Fund category. Essentially, among its peer group of similar types of funds, it stands in the very good position, a testament to its successful track record. The Retirement Fund category has 25 funds.
Our ranking method uses a composite performance score to rank funds in a category. The score incorporates the fund's return, risk, and risk adjusted performance of the last three years.

The Aditya Birla Sun Life Retirement Fund - The 40S Plan has below average return performance, as more than 25% 1 year and above return parameters are below average in Retirement Fund category. The details are provided below.'
    '
  1. 1 Month Return%: One month return shows funds performance in very short period of time, the Aditya Birla Sun Life Retirement Fund - The 40S Plan has given return of 1.37% in last one month which is poor as it is in the below average in Retirement Fund.
  2. 3 Month Return%: Three month return shows funds performance in short period of time, the Aditya Birla Sun Life Retirement Fund - The 40S Plan has given return of 6.17% in last three month which is poor as it is in the below average in Retirement Fund.
  3. 6 Month Return%: Six month return shows funds performance in short period of time, the Aditya Birla Sun Life Retirement Fund - The 40S Plan has given return of 10.74% in last six month which is poor as it is in the below average in Retirement Fund.
  4. 1 Year Return%: The Aditya Birla Sun Life Retirement Fund - The 40S Plan has given return of 25.9% in last one year which is good as it is above average in Retirement Fund. The one year return rank of Aditya Birla Sun Life Retirement Fund - The 40S Plan is 12 in 25 funds. The investment of ₹ 10,000 in this fund would have become ₹ 12590.0 in one year.
  5. 3 Year Return%: The Aditya Birla Sun Life Retirement Fund - The 40S Plan has given return of 8.87% in last three year which is poor as it is in the below average with return rank of 16 in 25 funds. in Retirement Fund.
  6. 1 Year SIP Return%: The Aditya Birla Sun Life Retirement Fund - The 40S Plan has given return of 25.94% in last one year which is good as it is above average with return rank of 12 in 25 funds. in Retirement Fund.
  7. 3 Year SIP Return%: The Aditya Birla Sun Life Retirement Fund - The 40S Plan has given return of 12.76% in last three year which is poor as it is in the below average with return rank of 13 in 25 funds. in Retirement Fund.
    8. '
'

The Aditya Birla Sun Life Retirement Fund - The 40S Plan has poor risk performance, as non of above risk paramerters are above average Retirement Fund category. The details are provided below. '
    '
  1. Standard Deviation: It is a measure of the dispersion of a set of data from its mean. It is calculated as the square root of variance by determining the variation between each data point relative to the mean. The higher the standard deviation, the greater the risk. The Aditya Birla Sun Life Retirement Fund - The 40S Plan has standard deviation of 9.63 which is poor as it is in the below average with risk rank of 7 in 15 funds. in Retirement Fund.
  2. Semi Deviation: It is a measure of the dispersion of a set of data from its mean. It is calculated as the square root of variance by determining the variation between each data point relative to the mean. The higher the semi-deviation, the greater the risk. It uses only negative returns for calculation. The Aditya Birla Sun Life Retirement Fund - The 40S Plan has semi deviation of 6.28 which is poor as it is in the below average with risk rank of 6 in 15 funds. in Retirement Fund.
  3. Max Drawdown %: It is the maximum observed loss from a peak to a trough of a portfolio before a new peak is attained. The Aditya Birla Sun Life Retirement Fund - The 40S Plan has max drawdown of -10.29% which is poor as it is in the below average with risk rank of 11 in 15 funds. in Retirement Fund.
  4. 1Y VaR at 95%: It is the maximum expected loss of an investment over a given time period with a given probability of confidence. The Aditya Birla Sun Life Retirement Fund - The 40S Plan has 1Y VaR at 95% of -9.51% which is poor as it is in the below average with risk rank of 7 in 15 funds. in Retirement Fund.
  5. Average Drawdown %: It is the average of the drawdowns over a period of time. The Aditya Birla Sun Life Retirement Fund - The 40S Plan has average drawdown of -4.56% which is very poor as it is in the fourth quartile with risk rank of 13 in 15 funds. in Retirement Fund.
    6. '
'

The Aditya Birla Sun Life Retirement Fund - The 40S Plan has poor risk adjusted performance, as non of above risk adjusted paramerters are above average in Retirement Fund category. The details are provided below. '
    '
  1. Sterling Ratio: It is a measure of risk-adjusted return. The Aditya Birla Sun Life Retirement Fund - The 40S Plan has Sterling Ratio of 0.44 which is very poor as it is in the fourth quartile with risk rank of 12 in 15 funds. in Retirement Fund.
  2. Sortino Ratio: It is a measure of risk-adjusted return. The Aditya Birla Sun Life Retirement Fund - The 40S Plan has Sortino Ratio of 0.09 which is very poor as it is in the fourth quartile with risk rank of 12 in 15 funds. in Retirement Fund.
  3. Jensen Alpha %: It is a measure of risk-adjusted return. The Aditya Birla Sun Life Retirement Fund - The 40S Plan has Jensen Alpha of -4.1% which is very poor as it is in the fourth quartile with risk rank of 14 in 15 funds. in Retirement Fund.
  4. Treynor Ratio: It is a measure of risk-adjusted return. The Aditya Birla Sun Life Retirement Fund - The 40S Plan has Treynor Ratio of 0.02 which is very poor as it is in the fourth quartile with risk rank of 12 in 15 funds. in Retirement Fund.
  5. Modigliani Square Measure %: It is a measure of risk-adjusted return. The Aditya Birla Sun Life Retirement Fund - The 40S Plan has Modigliani Square Measure of 8.32% which is very poor as it is in the fourth quartile with risk rank of 12 in 15 funds. in Retirement Fund.
  6. Alpha %: It is a measure of risk-adjusted return. The Aditya Birla Sun Life Retirement Fund - The 40S Plan has Alpha of -4.38% which is very poor as it is in the fourth quartile with risk rank of 14 in 15 funds. in Retirement Fund.
    7. '
'


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KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Better Than Cat. Avg In 1st Quartile In 4th Quartile
1M Return % 3.13
2.54
-0.15 | 5.86 9 | 25
Yes
No
No
3M Return % 2.40
3.21
1.32 | 8.38 14 | 25
No
No
No
6M Return % 10.57
11.30
3.20 | 27.78 12 | 25
No
No
No
1Y Return % 26.59
24.67
4.95 | 56.18 12 | 25
Yes
No
No
3Y Return % 10.51
13.06
3.50 | 29.85 15 | 25
No
No
No
5Y Return % 9.68
11.25
4.03 | 21.08 10 | 18
No
No
No
1Y SIP Return % 21.09
15.09
-10.23 | 53.65 12 | 25
Yes
No
No
3Y SIP Return % 12.76
13.26
2.33 | 30.46 14 | 25
No
No
No
5Y SIP Return % 12.05
13.34
3.11 | 28.12 10 | 18
No
No
No
Standard Deviation 9.63
8.83
1.65 | 13.69 7 | 15
No
No
No
Semi Deviation 6.28
6.04
1.30 | 9.47 6 | 15
No
No
No
Max Drawdown % -10.29
-7.80
-13.93 | -1.99 11 | 15
No
No
No
VaR 1 Y % -9.51
-9.10
-14.54 | -2.14 7 | 15
No
No
No
Average Drawdown % -4.56
-3.25
-6.85 | -0.51 13 | 15
No
No
Yes
Sharpe Ratio 0.15
0.47
-2.08 | 1.39 12 | 15
No
No
Yes
Sterling Ratio 0.44
0.80
0.30 | 1.43 12 | 15
No
No
Yes
Sortino Ratio 0.09
0.31
-0.54 | 0.82 12 | 15
No
No
Yes
Jensen Alpha % -4.10
1.78
-4.98 | 11.75 14 | 15
No
No
Yes
Treynor Ratio 0.02
0.08
-0.03 | 0.23 12 | 15
No
No
Yes
Modigliani Square Measure % 8.32
14.62
2.83 | 27.85 12 | 15
No
No
Yes
Alpha % -4.38
0.23
-8.19 | 8.31 14 | 15
No
No
Yes
Return data last Updated On : April 18, 2024.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Feb. 29, 2024
KPIs: Key Performance Indicators

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KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Better Than Cat. Avg In 1st Quartile In 4th Quartile
1M Return % 3.25 2.63 -0.07 | 6.00 9 | 25
Yes
No
No
3M Return % 2.75 3.50 1.58 | 8.77 13 | 25
No
No
No
6M Return % 11.33 11.93 3.83 | 28.70 12 | 25
No
No
No
1Y Return % 28.39 26.11 6.22 | 58.25 12 | 25
Yes
No
No
3Y Return % 12.13 14.45 4.83 | 31.63 14 | 25
No
No
No
5Y Return % 11.37 12.68 5.41 | 22.94 9 | 18
No
No
No
1Y SIP Return % 22.83 16.46 -9.03 | 55.81 12 | 25
Yes
No
No
3Y SIP Return % 14.33 14.59 3.64 | 32.19 13 | 25
No
No
No
5Y SIP Return % 13.69 14.74 4.46 | 29.90 10 | 18
No
No
No
Standard Deviation 9.63 8.83 1.65 | 13.69 7 | 15
No
No
No
Semi Deviation 6.28 6.04 1.30 | 9.47 6 | 15
No
No
No
Max Drawdown % -10.29 -7.80 -13.93 | -1.99 11 | 15
No
No
No
VaR 1 Y % -9.51 -9.10 -14.54 | -2.14 7 | 15
No
No
No
Average Drawdown % -4.56 -3.25 -6.85 | -0.51 13 | 15
No
No
Yes
Sharpe Ratio 0.15 0.47 -2.08 | 1.39 12 | 15
No
No
Yes
Sterling Ratio 0.44 0.80 0.30 | 1.43 12 | 15
No
No
Yes
Sortino Ratio 0.09 0.31 -0.54 | 0.82 12 | 15
No
No
Yes
Jensen Alpha % -4.10 1.78 -4.98 | 11.75 14 | 15
No
No
Yes
Treynor Ratio 0.02 0.08 -0.03 | 0.23 12 | 15
No
No
Yes
Modigliani Square Measure % 8.32 14.62 2.83 | 27.85 12 | 15
No
No
Yes
Alpha % -4.38 0.23 -8.19 | 8.31 14 | 15
No
No
Yes
Return data last Updated On : April 18, 2024.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Feb. 29, 2024
KPIs: Key Performance Indicators

Investment Period Regular Direct
Return % Current Value of ₹ 10000 Return % Current Value of ₹ 10000
1D 0.0 ₹ 10000.0 0.0 ₹ 10000.0
1W -0.93 ₹ 9907.0 -0.91 ₹ 9909.0
1M 3.13 ₹ 10313.0 3.25 ₹ 10325.0
3M 2.4 ₹ 10240.0 2.75 ₹ 10275.0
6M 10.57 ₹ 11057.0 11.33 ₹ 11133.0
1Y 26.59 ₹ 12659.0 28.39 ₹ 12839.0
3Y 10.51 ₹ 13496.0 12.13 ₹ 14097.0
5Y 9.68 ₹ 15876.0 11.37 ₹ 17130.0
7Y - ₹ - - ₹ -
10Y - ₹ - - ₹ -
15Y - ₹ - - ₹ -

Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.

Investment Period Invested Amount Regular Direct
XIRR % Current Value of Invested Amount XIRR % Current Value of Invested Amount
1Y ₹ 12000 21.0939 ₹ 13332.132 22.8285 ₹ 13438.476
3Y ₹ 36000 12.7569 ₹ 43553.628 14.3309 ₹ 44552.988
5Y ₹ 60000 12.0485 ₹ 81207.6 13.686 ₹ 84566.04
7Y ₹ 84000 - ₹ - - ₹ -
10Y ₹ 120000 - ₹ - - ₹ -
15Y ₹ 180000 - ₹ - - ₹ -


Date NAV Regular Growth NAV Direct Growth
18-04-2024 16.063 17.368
16-04-2024 16.051 17.353
15-04-2024 16.08 17.384
12-04-2024 16.214 17.527
09-04-2024 16.18 17.488
08-04-2024 16.188 17.496
05-04-2024 16.156 17.46
04-04-2024 16.132 17.434
03-04-2024 16.099 17.397
02-04-2024 16.088 17.385
01-04-2024 16.06 17.353
28-03-2024 15.925 17.204
27-03-2024 15.819 17.09
26-03-2024 15.752 17.017
22-03-2024 15.765 17.029
21-03-2024 15.694 16.951
20-03-2024 15.558 16.804
19-03-2024 15.575 16.821
18-03-2024 15.671 16.924
15-03-2024 15.631 16.879
14-03-2024 15.708 16.962
13-03-2024 15.572 16.813
12-03-2024 15.832 17.094
11-03-2024 15.92 17.188
07-03-2024 16.012 17.285
06-03-2024 15.972 17.242
05-03-2024 15.996 17.266
04-03-2024 16.037 17.31
01-03-2024 16.003 17.271
29-02-2024 15.884 17.143
28-02-2024 15.881 17.139
27-02-2024 16.044 17.314
26-02-2024 16.017 17.283
23-02-2024 16.058 17.326
22-02-2024 16.036 17.302
21-02-2024 15.992 17.253
20-02-2024 16.015 17.278
19-02-2024 15.996 17.257
16-02-2024 15.938 17.192
15-02-2024 15.839 17.084
14-02-2024 15.774 17.014
13-02-2024 15.744 16.981
12-02-2024 15.697 16.93
09-02-2024 15.806 17.045
08-02-2024 15.809 17.048
07-02-2024 15.9 17.146
06-02-2024 15.897 17.142
05-02-2024 15.777 17.011
02-02-2024 15.802 17.036
01-02-2024 15.754 16.984
31-01-2024 15.788 17.02
30-01-2024 15.669 16.891
29-01-2024 15.737 16.964
25-01-2024 15.605 16.819
24-01-2024 15.609 16.822
23-01-2024 15.501 16.705
19-01-2024 15.686 16.903
18-01-2024 15.646 16.859
17-01-2024 15.657 16.87
16-01-2024 15.845 17.072
15-01-2024 15.857 17.084
12-01-2024 15.812 17.034
11-01-2024 15.686 16.897
10-01-2024 15.634 16.841
09-01-2024 15.621 16.826
08-01-2024 15.612 16.815
05-01-2024 15.721 16.931
04-01-2024 15.682 16.888
03-01-2024 15.546 16.741
02-01-2024 15.593 16.792
01-01-2024 15.67 16.873
29-12-2023 15.64 16.839
28-12-2023 15.611 16.807
27-12-2023 15.584 16.778
26-12-2023 15.478 16.663
22-12-2023 15.462 16.643
21-12-2023 15.412 16.589
20-12-2023 15.34 16.511
19-12-2023 15.538 16.723
18-12-2023 15.521 16.704
15-12-2023 15.542 16.725
14-12-2023 15.455 16.631
13-12-2023 15.268 16.429
12-12-2023 15.235 16.392
11-12-2023 15.282 16.443
08-12-2023 15.218 16.372
07-12-2023 15.182 16.332
06-12-2023 15.173 16.323
05-12-2023 15.149 16.295
04-12-2023 15.117 16.261
01-12-2023 14.961 16.091
30-11-2023 14.832 15.952
29-11-2023 14.774 15.889
28-11-2023 14.684 15.791
24-11-2023 14.639 15.741
23-11-2023 14.659 15.761
22-11-2023 14.654 15.755
21-11-2023 14.653 15.754
20-11-2023 14.615 15.713
17-11-2023 14.634 15.732
16-11-2023 14.64 15.737
15-11-2023 14.6 15.693
13-11-2023 14.513 15.598
10-11-2023 14.476 15.557
09-11-2023 14.434 15.511
08-11-2023 14.449 15.527
07-11-2023 14.421 15.496
06-11-2023 14.401 15.474
03-11-2023 14.328 15.394
02-11-2023 14.254 15.314
01-11-2023 14.152 15.204
31-10-2023 14.188 15.242
30-10-2023 14.211 15.266
27-10-2023 14.194 15.245
26-10-2023 14.052 15.093
25-10-2023 14.18 15.23
23-10-2023 14.251 15.305
20-10-2023 14.452 15.519
19-10-2023 14.528 15.6
18-10-2023 14.54 15.612
17-10-2023 14.592 15.667
16-10-2023 14.564 15.637
13-10-2023 14.599 15.673
12-10-2023 14.609 15.682
11-10-2023 14.6 15.672
10-10-2023 14.551 15.62
09-10-2023 14.466 15.527
06-10-2023 14.601 15.67
05-10-2023 14.572 15.638
04-10-2023 14.486 15.546
03-10-2023 14.557 15.621
29-09-2023 14.565 15.628
27-09-2023 14.576 15.639
26-09-2023 14.533 15.592
25-09-2023 14.525 15.582
22-09-2023 14.513 15.567
21-09-2023 14.518 15.572
20-09-2023 14.625 15.686
18-09-2023 14.71 15.777
15-09-2023 14.665 15.727
14-09-2023 14.612 15.669
13-09-2023 14.57 15.624
12-09-2023 14.542 15.593
11-09-2023 14.633 15.69
08-09-2023 14.583 15.635
07-09-2023 14.531 15.578
06-09-2023 14.476 15.519
05-09-2023 14.478 15.52
04-09-2023 14.427 15.465
01-09-2023 14.363 15.394
31-08-2023 14.343 15.373
30-08-2023 14.344 15.373
29-08-2023 14.34 15.369
28-08-2023 14.321 15.347
25-08-2023 14.296 15.32
24-08-2023 14.382 15.41
23-08-2023 14.36 15.387
22-08-2023 14.315 15.338
21-08-2023 14.289 15.309
18-08-2023 14.252 15.268
17-08-2023 14.286 15.304
16-08-2023 14.352 15.374
14-08-2023 14.319 15.337
11-08-2023 14.331 15.342
10-08-2023 14.42 15.437
09-08-2023 14.453 15.471
08-08-2023 14.458 15.476
07-08-2023 14.449 15.466
04-08-2023 14.411 15.423
03-08-2023 14.348 15.355
02-08-2023 14.373 15.382
01-08-2023 14.524 15.542
31-07-2023 14.527 15.545
28-07-2023 14.46 15.471
27-07-2023 14.45 15.46
26-07-2023 14.478 15.49
25-07-2023 14.424 15.432
24-07-2023 14.424 15.431
21-07-2023 14.402 15.405
20-07-2023 14.248 15.24
19-07-2023 14.194 15.182
18-07-2023 14.139 15.122
17-07-2023 14.14 15.122
14-07-2023 14.055 15.03
13-07-2023 13.968 14.936
12-07-2023 13.959 14.927
11-07-2023 13.939 14.905
10-07-2023 13.856 14.815
07-07-2023 13.852 14.809
06-07-2023 13.893 14.852
05-07-2023 13.875 14.833
04-07-2023 13.898 14.857
03-07-2023 13.86 14.815
30-06-2023 13.801 14.75
28-06-2023 13.652 14.59
27-06-2023 13.595 14.529
26-06-2023 13.503 14.43
23-06-2023 13.479 14.402
22-06-2023 13.542 14.47
21-06-2023 13.602 14.533
20-06-2023 13.583 14.513
19-06-2023 13.555 14.481
16-06-2023 13.52 14.442
15-06-2023 13.435 14.351
14-06-2023 13.466 14.384
13-06-2023 13.42 14.335
12-06-2023 13.342 14.251
09-06-2023 13.312 14.217
08-06-2023 13.327 14.233
07-06-2023 13.369 14.277
06-06-2023 13.297 14.2
05-06-2023 13.256 14.156
02-06-2023 13.217 14.112
01-06-2023 13.164 14.055
31-05-2023 13.157 14.047
30-05-2023 13.156 14.046
29-05-2023 13.169 14.059
26-05-2023 13.129 14.015
25-05-2023 13.045 13.924
24-05-2023 13.067 13.947
23-05-2023 13.095 13.976
22-05-2023 13.076 13.956
19-05-2023 13.055 13.932
18-05-2023 13.051 13.927
17-05-2023 13.053 13.928
16-05-2023 13.088 13.966
15-05-2023 13.123 14.003
12-05-2023 13.054 13.927
11-05-2023 13.053 13.926
10-05-2023 13.047 13.919
09-05-2023 13.029 13.899
08-05-2023 12.95 13.815
05-05-2023 12.879 13.737
04-05-2023 12.96 13.824
03-05-2023 12.884 13.741
02-05-2023 12.896 13.754
28-04-2023 12.861 13.715
27-04-2023 12.779 13.627
26-04-2023 12.728 13.571
25-04-2023 12.709 13.551
24-04-2023 12.719 13.561
21-04-2023 12.662 13.499
20-04-2023 12.689 13.528
19-04-2023 12.663 13.499
18-04-2023 12.682 13.519

Fund Launch Date: 19/Feb/2019
Fund Category: Retirement Fund
Investment Objective: The primary investment objective of the Scheme is income generation and capital appreciation for its investors which will be in line with theirretirement goals by investing in a mix of equity, equity related instruments along with debt and money market instruments. The Scheme does not guarantee/indicate any returns. There can be no assurance that the schemes ™ objectives will be achieved.
Fund Description: An open-ended retirement solution oriented scheme having a lock-in of 5 years or till retirement age(whichever is earlier)
Fund Benchmark: CRISIL Hybrid 35+65 - Aggressive Index
Source: Fund FactSheet

Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.