Aditya Birla Sun Life Retirement Fund - The 50s Plan Datagrid
Category Retirement Fund
BMSMONEY Rank 20
Rating
Growth Option 12-02-2026
NAV ₹14.96(R) +0.09% ₹16.46(D) +0.09%
Returns 1Y 3Y 5Y 7Y 10Y
Lumpsum Regular 8.2% 8.67% 5.95% -% -%
Direct 9.68% 10.11% 7.38% -% -%
Nifty 500 TRI 14.19% 17.78% 14.76% 16.15% 16.32%
SIP (XIRR) Regular -9.03% 5.89% 6.59% -% -%
Direct -7.81% 7.35% 8.03% -% -%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
0.68 0.32 0.63 3.57% 0.09
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
3.42% -3.69% -2.95% 0.25 2.5%
Fund AUM As on: 30/12/2025 27 Cr
Top Retirement Fund
Fund Name Rank Rating
Icici Prudential Retirement Fund - Pure Equity Plan 1
Icici Prudential Retirement Fund - Hybrid Aggressive Plan 2
Hdfc Retirement Savings Fund - Equity Plan 3
Union Retirement Fund 4
Icici Prudential Retirement Fund - Hybrid Conservative Plan 5
UTI Retirement Fund 6

NAV Date: 12-02-2026

Scheme Name NAV Rupee Change Percent Change
Aditya Birla Sun Life Retirement Fund-The 50s Plan- Regular - Payout of IDCW 12.17
0.0100
0.0900%
Aditya Birla Sun Life Retirement Fund-The 50s Plan- Direct - Payout of IDCW 13.39
0.0100
0.0900%
Aditya Birla Sun Life Retirement Fund-The 50s Plan-Regular Plan-Growth 14.96
0.0100
0.0900%
Aditya Birla Sun Life Retirement Fund-The 50s Plan-Direct Plan-Growth 16.46
0.0200
0.0900%

Review Date: 12-02-2026

Beginning of Analysis

Aditya Birla Sun Life Retirement Fund - The 50s Plan is the 15th ranked fund in the Retirement Fund category. The category has total 26 funds. The Aditya Birla Sun Life Retirement Fund - The 50s Plan has shown an average past performence in Retirement Fund. The fund has a Jensen Alpha of 3.57% which is higher than the category average of 2.92%. Here the fund has shown good performance in terms of risk adjusted returns. The fund has a Sharpe Ratio of 0.68 which is lower than the category average of 0.78.
The past performance of the fund may or may not be sustained in the future. The review is not investment advice nor is it a recommendation to buy or sell funds. The ranking is based on proprietary methodology developed by bmsmoney. The methodology is based on the past performance of the funds and does not guarantee future performance.
Retirement Mutual Funds

Aditya Birla Sun Life Retirement Fund - The 50s Plan Return Analysis

The Aditya Birla Sun Life Retirement Fund - The 50s Plan has delivered a mixed performance across various time horizons, showcasing both strengths and challenges when compared to its Retirement Fund peers and the Nifty 500 TRI benchmark. This analysis examines the fund’s returns over periods ranging from one month to ten years, alongside its Systematic Investment Plan (SIP) performance, highlighting its rankings within the Retirement Fund category and its ability to outperform or underperform the benchmark and category averages.

  • The fund has given a return of 1.23%, 1.16 and 4.19 in last one, three and six months respectively. In the same period the category average return was 0.85%, 0.05% and 3.89% respectively.
  • Aditya Birla Sun Life Retirement Fund - The 50s Plan has given a return of 9.68% in last one year. In the same period the Nifty 500 TRI return was 14.19%. The fund has given 4.51% less return than the benchmark return.
  • The fund has given a return of 10.11% in last three years and rank 19th out of 26 funds in the category. In the same period the Nifty 500 TRI return was 17.78%. The fund has given 7.67% less return than the benchmark return.
  • Aditya Birla Sun Life Retirement Fund - The 50s Plan has given a return of 7.38% in last five years and category average returns is 11.55% in same period. The fund ranked 18th out of 21 funds in the category. In the same period the Nifty 500 TRI return was 14.76%. The fund has given 7.38% less return than the benchmark return.
  • The fund has given a SIP return of -7.81% in last one year whereas category average SIP return is 2.81%. The fund one year return rank in the category is 21st in 29 funds
  • The fund has SIP return of 7.35% in last three years and ranks 18th in 26 funds. Icici Prudential Retirement Fund - Pure Equity Plan has given the highest SIP return (22.13%) in the category in last three years.
  • The fund has SIP return of 8.03% in last five years whereas category average SIP return is 11.58%.

Aditya Birla Sun Life Retirement Fund - The 50s Plan Risk Analysis

  • The fund has a standard deviation of 3.42 and semi deviation of 2.5. The category average standard deviation is 8.01 and semi deviation is 5.9.
  • The fund has a Value at Risk (VaR) of -3.69 and a maximum drawdown of -2.95. The category average VaR is -9.65 and the maximum drawdown is -9.97. The fund has a beta of 0.25 which shows that fund is less volatile than the benchmark.

Standard deviation measures the fund's return volatility and Semi deviation focuses on downside volatility. Value at Risk (VaR) is a measure of the risk of investments. Maximum Drawdown is the maximum loss from a peak to a trough of a portfolio. Beta measures the volatility of the fund compared to the benchmark. A beta of 1 indicates that the fund will move in line with the benchmark. A beta of more than 1 indicates that the fund will be more volatile than the benchmark and vice versa.


  • Very Good Performance in Retirement Fund Category
  • Good Performance in Retirement Fund Category
  • Poor Performance in Retirement Fund Category
  • Very Poor Performance in Retirement Fund Category

    • Investors beware: Mutual Fund investments are subject to market risks. Please read the scheme related documents carefully.

    Data Source: www.amfiindia.com

    SEBI Categorization


    KPIs* Fund Nifty 500 TRI Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 1.11 0.69
    0.76
    		-0.02 | 2.96 7 | 29 Very Good
    3M Return % 0.82 -0.67
    -0.24
    		-3.30 | 1.70 4 | 29 Very Good
    6M Return % 3.49 5.12
    3.29
    		-1.51 | 8.75 10 | 29 Good
    1Y Return % 8.20 14.19
    9.92
    		4.36 | 22.40 18 | 29 Average
    3Y Return % 8.67 17.78
    13.31
    		5.30 | 26.50 20 | 26 Average
    5Y Return % 5.95 14.76
    10.18
    		4.05 | 21.26 19 | 21 Poor
    1Y SIP Return % -9.03
    1.63
    		-13.21 | 18.84 21 | 29 Average
    3Y SIP Return % 5.89
    9.06
    		3.15 | 20.43 18 | 26 Average
    5Y SIP Return % 6.59
    10.23
    		4.01 | 21.14 17 | 21 Average
    Standard Deviation 3.42
    8.01
    		1.11 | 14.52 5 | 26 Very Good
    Semi Deviation 2.50
    5.90
    		0.79 | 10.62 5 | 26 Very Good
    Max Drawdown % -2.95
    -9.97
    		-19.00 | -0.42 5 | 26 Very Good
    VaR 1 Y % -3.69
    -9.66
    		-20.07 | 0.00 4 | 26 Very Good
    Average Drawdown % -0.97
    -3.82
    		-9.60 | -0.15 3 | 26 Very Good
    Sharpe Ratio 0.68
    0.78
    		-0.30 | 1.25 21 | 26 Average
    Sterling Ratio 0.63
    0.64
    		0.50 | 0.92 13 | 26 Good
    Sortino Ratio 0.32
    0.38
    		-0.11 | 0.63 21 | 26 Average
    Jensen Alpha % 3.57
    2.92
    		-0.68 | 6.31 11 | 26 Good
    Treynor Ratio 0.09
    0.11
    		-0.09 | 0.27 23 | 26 Poor
    Modigliani Square Measure % 29.33
    24.99
    		14.96 | 69.23 6 | 26 Very Good
    Alpha % -5.13
    -2.86
    		-8.48 | 7.63 20 | 26 Average
    Return data last Updated On : Feb. 12, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Dec. 31, 2025
    KPIs: Key Performance Indicators

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    KPIs* Fund Nifty 500 TRI Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 1.23 0.69 0.85 0.02 | 3.06 7 | 29 Very Good
    3M Return % 1.16 -0.67 0.05 -2.89 | 2.00 4 | 29 Very Good
    6M Return % 4.19 5.12 3.89 -0.66 | 9.49 10 | 29 Good
    1Y Return % 9.68 14.19 11.19 5.44 | 24.04 18 | 29 Average
    3Y Return % 10.11 17.78 14.61 6.50 | 28.22 19 | 26 Average
    5Y Return % 7.38 14.76 11.55 5.32 | 22.91 18 | 21 Average
    1Y SIP Return % -7.81 2.81 -12.25 | 20.44 21 | 29 Average
    3Y SIP Return % 7.35 10.32 4.33 | 22.13 18 | 26 Average
    5Y SIP Return % 8.03 11.58 5.24 | 22.82 17 | 21 Average
    Standard Deviation 3.42 8.01 1.11 | 14.52 5 | 26 Very Good
    Semi Deviation 2.50 5.90 0.79 | 10.62 5 | 26 Very Good
    Max Drawdown % -2.95 -9.97 -19.00 | -0.42 5 | 26 Very Good
    VaR 1 Y % -3.69 -9.66 -20.07 | 0.00 4 | 26 Very Good
    Average Drawdown % -0.97 -3.82 -9.60 | -0.15 3 | 26 Very Good
    Sharpe Ratio 0.68 0.78 -0.30 | 1.25 21 | 26 Average
    Sterling Ratio 0.63 0.64 0.50 | 0.92 13 | 26 Good
    Sortino Ratio 0.32 0.38 -0.11 | 0.63 21 | 26 Average
    Jensen Alpha % 3.57 2.92 -0.68 | 6.31 11 | 26 Good
    Treynor Ratio 0.09 0.11 -0.09 | 0.27 23 | 26 Poor
    Modigliani Square Measure % 29.33 24.99 14.96 | 69.23 6 | 26 Very Good
    Alpha % -5.13 -2.86 -8.48 | 7.63 20 | 26 Average
    Return data last Updated On : Feb. 12, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Dec. 31, 2025
    KPIs: Key Performance Indicators

    Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.


    Date Aditya Birla Sun Life Retirement Fund - The 50s Plan NAV Regular Growth Aditya Birla Sun Life Retirement Fund - The 50s Plan NAV Direct Growth
    12-02-2026 14.9632 16.4571
    11-02-2026 14.95 16.4419
    10-02-2026 14.9239 16.4127
    09-02-2026 14.9034 16.3895
    06-02-2026 14.854 16.3334
    05-02-2026 14.875 16.3559
    04-02-2026 14.8686 16.3482
    03-02-2026 14.8416 16.3179
    02-02-2026 14.7226 16.1865
    30-01-2026 14.7754 16.2428
    29-01-2026 14.7665 16.2325
    28-01-2026 14.7586 16.2231
    27-01-2026 14.7201 16.1802
    23-01-2026 14.705 16.1614
    22-01-2026 14.7492 16.2093
    21-01-2026 14.7147 16.1709
    20-01-2026 14.7257 16.1823
    19-01-2026 14.7889 16.2512
    16-01-2026 14.7954 16.2566
    14-01-2026 14.7929 16.2526
    13-01-2026 14.804 16.2643
    12-01-2026 14.7985 16.2577

    Fund Launch Date: 19/Feb/2019
    Fund Category: Retirement Fund
    Investment Objective: The primary investment objective of the Scheme is income generation and capital appreciation for its investors which will be in line with theirretirement goals by investing in a mix of equity, equity related instruments along with debt and money market instruments. The Scheme does not guarantee/indicate any returns. There can be no assurance that the schemes ™ objectives will be achieved.
    Fund Description: An open-ended retirement solution oriented scheme having a lock-in of 5 years or till retirement age(whichever is earlier)
    Fund Benchmark: CRISIL Short Term DebtHybrid 75+25 Fund Index
    Source: Fund FactSheet

    Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.