Aditya Birla Sun Life Retirement Fund - The 50s Plan Datagrid
Category Retirement Fund
BMSMONEY Rank 13
Rating
Growth Option 04-12-2025
NAV ₹14.81(R) -0.15% ₹16.25(D) -0.14%
Returns 1Y 3Y 5Y 7Y 10Y
Lumpsum Regular 4.72% 7.98% 5.59% -% -%
Direct 6.15% 9.42% 7.02% -% -%
Nifty 500 TRI 3.82% 15.22% 17.88% 15.87% 14.96%
SIP (XIRR) Regular 6.69% 7.9% 6.41% -% -%
Direct 8.15% 9.36% 7.82% -% -%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
0.77 0.36 0.66 4.06% 0.11
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
3.41% -3.69% -2.95% 0.25 2.53%
Fund AUM As on: 30/06/2025 26 Cr
Top Retirement Fund
Fund Name Rank Rating
Icici Prudential Retirement Fund - Pure Equity Plan 1
Icici Prudential Retirement Fund - Hybrid Aggressive Plan 2
Hdfc Retirement Savings Fund - Equity Plan 3
Union Retirement Fund 4
Aditya Birla Sun Life Retirement Fund - The 40s Plan 5
Icici Prudential Retirement Fund - Hybrid Conservative Plan 6

NAV Date: 04-12-2025

Scheme Name NAV Rupee Change Percent Change
Aditya Birla Sun Life Retirement Fund-The 50s Plan- Regular - Payout of IDCW 12.05
-0.0200
-0.1500%
Aditya Birla Sun Life Retirement Fund-The 50s Plan- Direct - Payout of IDCW 13.22
-0.0200
-0.1400%
Aditya Birla Sun Life Retirement Fund-The 50s Plan-Regular Plan-Growth 14.81
-0.0200
-0.1500%
Aditya Birla Sun Life Retirement Fund-The 50s Plan-Direct Plan-Growth 16.25
-0.0200
-0.1400%

Review Date: 04-12-2025

Beginning of Analysis

Aditya Birla Sun Life Retirement Fund - The 50s Plan is the 15th ranked fund in the Retirement Fund category. The category has total 26 funds. The Aditya Birla Sun Life Retirement Fund - The 50s Plan has shown an average past performence in Retirement Fund. The fund has a Jensen Alpha of 4.06% which is higher than the category average of 3.01%. Here the fund has shown good performance in terms of risk adjusted returns. The fund has a Sharpe Ratio of 0.77 which is lower than the category average of 0.77.
The past performance of the fund may or may not be sustained in the future. The review is not investment advice nor is it a recommendation to buy or sell funds. The ranking is based on proprietary methodology developed by bmsmoney. The methodology is based on the past performance of the funds and does not guarantee future performance.
Retirement Mutual Funds

Aditya Birla Sun Life Retirement Fund - The 50s Plan Return Analysis

The Aditya Birla Sun Life Retirement Fund - The 50s Plan has delivered a mixed performance across various time horizons, showcasing both strengths and challenges when compared to its Retirement Fund peers and the Nifty 500 TRI benchmark. This analysis examines the fund’s returns over periods ranging from one month to ten years, alongside its Systematic Investment Plan (SIP) performance, highlighting its rankings within the Retirement Fund category and its ability to outperform or underperform the benchmark and category averages.

  • The fund has given a return of -0.1%, 1.98 and 3.33 in last one, three and six months respectively. In the same period the category average return was 0.16%, 2.59% and 3.25% respectively.
  • Aditya Birla Sun Life Retirement Fund - The 50s Plan has given a return of 6.15% in last one year. In the same period the Nifty 500 TRI return was 3.82%. The fund has given 2.33% more return than the benchmark return.
  • The fund has given a return of 9.42% in last three years and rank 21st out of 26 funds in the category. In the same period the Nifty 500 TRI return was 15.22%. The fund has given 5.8% less return than the benchmark return.
  • Aditya Birla Sun Life Retirement Fund - The 50s Plan has given a return of 7.02% in last five years and category average returns is 13.13% in same period. The fund ranked 19th out of 21 funds in the category. In the same period the Nifty 500 TRI return was 17.88%. The fund has given 10.86% less return than the benchmark return.
  • The fund has given a SIP return of 8.15% in last one year whereas category average SIP return is 9.57%. The fund one year return rank in the category is 14th in 29 funds
  • The fund has SIP return of 9.36% in last three years and ranks 19th in 26 funds. Icici Prudential Retirement Fund - Pure Equity Plan has given the highest SIP return (24.11%) in the category in last three years.
  • The fund has SIP return of 7.82% in last five years whereas category average SIP return is 11.76%.

Aditya Birla Sun Life Retirement Fund - The 50s Plan Risk Analysis

  • The fund has a standard deviation of 3.41 and semi deviation of 2.53. The category average standard deviation is 8.1 and semi deviation is 5.99.
  • The fund has a Value at Risk (VaR) of -3.69 and a maximum drawdown of -2.95. The category average VaR is -9.67 and the maximum drawdown is -9.97. The fund has a beta of 0.25 which shows that fund is less volatile than the benchmark.

Standard deviation measures the fund's return volatility and Semi deviation focuses on downside volatility. Value at Risk (VaR) is a measure of the risk of investments. Maximum Drawdown is the maximum loss from a peak to a trough of a portfolio. Beta measures the volatility of the fund compared to the benchmark. A beta of 1 indicates that the fund will move in line with the benchmark. A beta of more than 1 indicates that the fund will be more volatile than the benchmark and vice versa.


  • Very Good Performance in Retirement Fund Category
  • Good Performance in Retirement Fund Category
  • Poor Performance in Retirement Fund Category
  • Very Poor Performance in Retirement Fund Category

    • Investors beware: Mutual Fund investments are subject to market risks. Please read the scheme related documents carefully.

    Data Source: www.amfiindia.com

    SEBI Categorization


    KPIs* Fund Nifty 500 TRI Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % -0.21 0.33
    0.06
    		-1.56 | 0.95 23 | 29 Average
    3M Return % 1.64 4.18
    2.30
    		-1.16 | 4.96 20 | 29 Average
    6M Return % 2.61 4.72
    2.67
    		-0.85 | 8.07 14 | 29 Good
    1Y Return % 4.72 3.82
    3.24
    		-2.35 | 9.18 7 | 29 Very Good
    3Y Return % 7.98 15.22
    12.10
    		5.32 | 22.97 23 | 26 Poor
    5Y Return % 5.59 17.88
    11.73
    		3.76 | 24.74 19 | 21 Poor
    1Y SIP Return % 6.69
    8.32
    		2.69 | 19.96 14 | 29 Good
    3Y SIP Return % 7.90
    11.14
    		5.27 | 22.37 20 | 26 Average
    5Y SIP Return % 6.41
    10.42
    		4.02 | 21.43 17 | 21 Average
    Standard Deviation 3.41
    8.10
    		1.10 | 14.70 3 | 26 Very Good
    Semi Deviation 2.53
    5.99
    		0.79 | 10.76 4 | 26 Very Good
    Max Drawdown % -2.95
    -9.97
    		-19.00 | -0.42 5 | 26 Very Good
    VaR 1 Y % -3.69
    -9.67
    		-20.07 | 0.00 4 | 26 Very Good
    Average Drawdown % -1.13
    -4.41
    		-10.34 | -0.15 3 | 26 Very Good
    Sharpe Ratio 0.77
    0.77
    		-0.08 | 1.16 11 | 26 Good
    Sterling Ratio 0.66
    0.64
    		0.48 | 0.89 11 | 26 Good
    Sortino Ratio 0.36
    0.37
    		-0.03 | 0.59 12 | 26 Good
    Jensen Alpha % 4.06
    3.01
    		-0.62 | 6.00 12 | 26 Good
    Treynor Ratio 0.11
    0.12
    		-0.02 | 0.28 14 | 26 Good
    Modigliani Square Measure % 31.47
    25.31
    		14.74 | 72.17 5 | 26 Very Good
    Alpha % -4.50
    -2.81
    		-8.18 | 6.99 18 | 26 Average
    Return data last Updated On : Dec. 4, 2025.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Oct. 31, 2025
    KPIs: Key Performance Indicators

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    KPIs* Fund Nifty 500 TRI Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % -0.10 0.33 0.16 -1.44 | 1.04 23 | 29 Average
    3M Return % 1.98 4.18 2.59 -0.81 | 5.33 18 | 29 Average
    6M Return % 3.33 4.72 3.25 -0.30 | 8.81 13 | 29 Good
    1Y Return % 6.15 3.82 4.43 -1.22 | 10.64 6 | 29 Very Good
    3Y Return % 9.42 15.22 13.39 6.53 | 24.66 21 | 26 Average
    5Y Return % 7.02 17.88 13.13 5.03 | 26.45 19 | 21 Poor
    1Y SIP Return % 8.15 9.57 3.84 | 21.60 14 | 29 Good
    3Y SIP Return % 9.36 12.42 6.44 | 24.11 19 | 26 Average
    5Y SIP Return % 7.82 11.76 5.22 | 23.12 17 | 21 Average
    Standard Deviation 3.41 8.10 1.10 | 14.70 3 | 26 Very Good
    Semi Deviation 2.53 5.99 0.79 | 10.76 4 | 26 Very Good
    Max Drawdown % -2.95 -9.97 -19.00 | -0.42 5 | 26 Very Good
    VaR 1 Y % -3.69 -9.67 -20.07 | 0.00 4 | 26 Very Good
    Average Drawdown % -1.13 -4.41 -10.34 | -0.15 3 | 26 Very Good
    Sharpe Ratio 0.77 0.77 -0.08 | 1.16 11 | 26 Good
    Sterling Ratio 0.66 0.64 0.48 | 0.89 11 | 26 Good
    Sortino Ratio 0.36 0.37 -0.03 | 0.59 12 | 26 Good
    Jensen Alpha % 4.06 3.01 -0.62 | 6.00 12 | 26 Good
    Treynor Ratio 0.11 0.12 -0.02 | 0.28 14 | 26 Good
    Modigliani Square Measure % 31.47 25.31 14.74 | 72.17 5 | 26 Very Good
    Alpha % -4.50 -2.81 -8.18 | 6.99 18 | 26 Average
    Return data last Updated On : Dec. 4, 2025.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Oct. 31, 2025
    KPIs: Key Performance Indicators

    Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.


    Date Aditya Birla Sun Life Retirement Fund - The 50s Plan NAV Regular Growth Aditya Birla Sun Life Retirement Fund - The 50s Plan NAV Direct Growth
    04-12-2025 14.8109 16.2484
    03-12-2025 14.8142 16.2513
    02-12-2025 14.8331 16.2715
    01-12-2025 14.8355 16.2736
    28-11-2025 14.8608 16.2996
    27-11-2025 14.8629 16.3013
    26-11-2025 14.8773 16.3165
    25-11-2025 14.8308 16.2649
    24-11-2025 14.8168 16.2489
    21-11-2025 14.8052 16.2344
    20-11-2025 14.8553 16.2887
    19-11-2025 14.8404 16.2718
    18-11-2025 14.8302 16.2601
    17-11-2025 14.8488 16.2799
    14-11-2025 14.8235 16.2504
    13-11-2025 14.8245 16.2509
    12-11-2025 14.8413 16.2688
    11-11-2025 14.8106 16.2345
    10-11-2025 14.8193 16.2435
    07-11-2025 14.8086 16.23
    06-11-2025 14.8094 16.2302
    04-11-2025 14.842 16.2648

    Fund Launch Date: 19/Feb/2019
    Fund Category: Retirement Fund
    Investment Objective: The primary investment objective of the Scheme is income generation and capital appreciation for its investors which will be in line with theirretirement goals by investing in a mix of equity, equity related instruments along with debt and money market instruments. The Scheme does not guarantee/indicate any returns. There can be no assurance that the schemes ™ objectives will be achieved.
    Fund Description: An open-ended retirement solution oriented scheme having a lock-in of 5 years or till retirement age(whichever is earlier)
    Fund Benchmark: CRISIL Short Term DebtHybrid 75+25 Fund Index
    Source: Fund FactSheet

    Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.