Icici Prudential Retirement Fund - Hybrid Conservative Plan Datagrid
Category Retirement Fund
BMSMONEY Rank 4
Rating
Growth Option 11-09-2026
NAV ₹18.3(R) -0.2% ₹20.22(D) -0.2%
Returns 1Y 3Y 5Y 7Y 10Y
Lumpsum Regular 4.76% 8.54% 7.64% 8.33% -%
Direct 6.02% 9.79% 8.84% 9.71% -%
Nifty 500 TRI -0.12% 10.06% 10.12% 15.39% 13.13%
SIP (XIRR) Regular 4.21% 5.0% 7.67% 8.02% -%
Direct 5.48% 6.28% 8.94% 9.31% -%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
0.88 0.38 0.75 1.99% 0.16
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
4.45% -5.76% -3.17% 0.26 3.49%
Fund AUM As on: 30/12/2025 88 Cr
Top Retirement Fund
Fund Name Rank Rating
ICICI Prudential Retirement Fund - Hybrid Aggressive Plan 1
ICICI Prudential Retirement Fund - Pure Equity Plan 2
Aditya Birla Sun Life Retirement Fund - The 30s Plan 3
ICICI Prudential Retirement Fund - Hybrid Conservative Plan 4
Union Retirement Fund 5
UTI Retirement Fund 6

NAV Date: 11-09-2026

Scheme Name NAV Rupee Change Percent Change
ICICI Prudential Retirement Fund - Hybrid Conservative - Growth Option 18.3
-0.0400
-0.2000%
ICICI Prudential Retirement Fund - Hybrid Conservative - IDCW Option 18.3
-0.0400
-0.2000%
ICICI Prudential Retirement Fund - Hybrid Conservative - Direct Plan - Growth Option 20.22
-0.0400
-0.2000%
ICICI Prudential Retirement Fund - Hybrid Conservative - Direct Plan - IDCW Option 20.22
-0.0400
-0.2000%

Review Date: 11-09-2026

Beginning of Analysis

In the Retirement Fund category, ICICI Prudential Retirement Fund - Hybrid Conservative Plan is the 4th ranked fund. The category has total 26 funds. The ICICI Prudential Retirement Fund - Hybrid Conservative Plan has shown an excellent past performence in Retirement Fund. The fund has a Jensen Alpha of 1.99% which is higher than the category average of 0.09%. Here the fund has shown very good performance in terms of risk adjusted returns. The fund has a Sharpe Ratio of 0.88 which is higher than the category average of 0.38.
The past performance of the fund may or may not be sustained in the future. The review is not investment advice nor is it a recommendation to buy or sell funds. The ranking is based on proprietary methodology developed by bmsmoney. The methodology is based on the past performance of the funds and does not guarantee future performance.
Retirement Mutual Funds

ICICI Prudential Retirement Fund - Hybrid Conservative Plan Return Analysis

The ICICI Prudential Retirement Fund - Hybrid Conservative Plan has delivered a mixed performance across various time horizons, showcasing both strengths and challenges when compared to its Retirement Fund peers and the Nifty 500 TRI benchmark. This analysis examines the fund’s returns over periods ranging from one month to ten years, alongside its Systematic Investment Plan (SIP) performance, highlighting its rankings within the Retirement Fund category and its ability to outperform or underperform the benchmark and category averages.

  • The fund has given a return of -0.97%, 2.46 and 3.43 in last one, three and six months respectively. In the same period the category average return was -1.76%, 3.99% and 5.19% respectively.
  • ICICI Prudential Retirement Fund - Hybrid Conservative Plan has given a return of 6.02% in last one year. In the same period the Nifty 500 TRI return was -0.12%. The fund has given 6.14% more return than the benchmark return.
  • The fund has given a return of 9.79% in last three years and rank 11th out of twenty six funds in the category. In the same period the Nifty 500 TRI return was 10.06%. The fund has given 0.27% less return than the benchmark return.
  • ICICI Prudential Retirement Fund - Hybrid Conservative Plan has given a return of 8.84% in last five years and category average returns is 9.34% in same period. The fund ranked 13th out of twenty five funds in the category. In the same period the Nifty 500 TRI return was 10.12%. The fund has given 1.28% less return than the benchmark return.
  • The fund has given a SIP return of 5.48% in last one year whereas category average SIP return is 4.09%. The fund one year return rank in the category is 10th in 29 funds
  • The fund has SIP return of 6.28% in last three years and ranks 9th in 26 funds. Aditya Birla Sun Life Retirement Fund - The 30s Plan has given the highest SIP return (14.9%) in the category in last three years.
  • The fund has SIP return of 8.94% in last five years whereas category average SIP return is 9.23%.

ICICI Prudential Retirement Fund - Hybrid Conservative Plan Risk Analysis

  • The fund has a standard deviation of 4.45 and semi deviation of 3.49. The category average standard deviation is 9.64 and semi deviation is 7.17.
  • The fund has a Value at Risk (VaR) of -5.76 and a maximum drawdown of -3.17. The category average VaR is -12.9 and the maximum drawdown is -10.32. The fund has a beta of 0.31 which shows that fund is less volatile than the benchmark.

Standard deviation measures the fund's return volatility and Semi deviation focuses on downside volatility. Value at Risk (VaR) is a measure of the risk of investments. Maximum Drawdown is the maximum loss from a peak to a trough of a portfolio. Beta measures the volatility of the fund compared to the benchmark. A beta of 1 indicates that the fund will move in line with the benchmark. A beta of more than 1 indicates that the fund will be more volatile than the benchmark and vice versa.


  • Very Good Performance in Retirement Fund Category
  • Good Performance in Retirement Fund Category
  • Poor Performance in Retirement Fund Category
  • Very Poor Performance in Retirement Fund Category

    • Investors beware: Mutual Fund investments are subject to market risks. Please read the scheme related documents carefully.

    Data Source: www.amfiindia.com

    SEBI Categorization


    KPIs* Fund Nifty 500 TRI Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % -1.07 -3.39
    -1.85
    		-3.98 | -0.32 9 | 29 Good
    3M Return % 2.15 3.88
    3.71
    		0.85 | 8.17 19 | 29 Average
    6M Return % 2.80 4.42
    4.61
    		-1.56 | 16.92 17 | 29 Average
    1Y Return % 4.76 -0.12
    2.18
    		-5.52 | 12.45 7 | 29 Very Good
    3Y Return % 8.54 10.06
    8.57
    		4.82 | 17.31 11 | 26 Good
    5Y Return % 7.64 10.12
    8.09
    		3.84 | 17.92 13 | 25 Good
    7Y Return % 8.33 15.39
    10.54
    		4.02 | 19.47 11 | 18 Average
    1Y SIP Return % 4.21
    2.94
    		-7.49 | 17.12 10 | 29 Good
    3Y SIP Return % 5.00
    4.73
    		0.33 | 13.41 9 | 26 Good
    5Y SIP Return % 7.67
    8.00
    		3.75 | 16.76 12 | 25 Good
    7Y SIP Return % 8.02
    9.76
    		3.82 | 19.78 11 | 18 Average
    Standard Deviation 4.45
    9.65
    		1.31 | 16.38 5 | 26 Very Good
    Semi Deviation 3.49
    7.17
    		0.96 | 11.68 5 | 26 Very Good
    Max Drawdown % -3.17
    -10.32
    		-19.00 | -0.74 3 | 26 Very Good
    VaR 1 Y % -5.76
    -12.90
    		-25.74 | -0.37 7 | 26 Very Good
    Average Drawdown % 1.88
    5.15
    		0.38 | 11.62 23 | 26 Poor
    Sharpe Ratio 0.88
    0.38
    		-0.55 | 0.91 3 | 26 Very Good
    Sterling Ratio 0.75
    0.51
    		0.33 | 0.81 3 | 26 Very Good
    Sortino Ratio 0.38
    0.18
    		-0.19 | 0.46 3 | 26 Very Good
    Jensen Alpha % 1.99
    0.09
    		-3.62 | 6.21 4 | 26 Very Good
    Treynor Ratio 0.16
    0.07
    		-0.19 | 0.19 2 | 26 Very Good
    Modigliani Square Measure % 13.46
    5.75
    		-8.49 | 14.04 3 | 26 Very Good
    Alpha % -5.24
    -3.60
    		-9.58 | 8.09 16 | 26 Average
    Return data last Updated On : Sept. 11, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : June 30, 2026
    KPIs: Key Performance Indicators

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    KPIs* Fund Nifty 500 TRI Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % -0.97 -3.39 -1.76 -3.91 | -0.23 9 | 29 Good
    3M Return % 2.46 3.88 3.99 1.10 | 8.52 19 | 29 Average
    6M Return % 3.43 4.42 5.19 -1.04 | 17.71 17 | 29 Average
    1Y Return % 6.02 -0.12 3.34 -4.57 | 13.95 7 | 29 Very Good
    3Y Return % 9.79 10.06 9.78 6.00 | 18.93 11 | 26 Good
    5Y Return % 8.84 10.12 9.34 5.06 | 19.54 13 | 25 Good
    7Y Return % 9.71 15.39 11.92 5.32 | 21.23 11 | 18 Average
    1Y SIP Return % 5.48 4.09 -6.51 | 18.68 10 | 29 Good
    3Y SIP Return % 6.28 5.90 1.48 | 14.90 9 | 26 Good
    5Y SIP Return % 8.94 9.23 4.94 | 18.39 12 | 25 Good
    7Y SIP Return % 9.31 11.10 5.05 | 21.50 11 | 18 Average
    Standard Deviation 4.45 9.65 1.31 | 16.38 5 | 26 Very Good
    Semi Deviation 3.49 7.17 0.96 | 11.68 5 | 26 Very Good
    Max Drawdown % -3.17 -10.32 -19.00 | -0.74 3 | 26 Very Good
    VaR 1 Y % -5.76 -12.90 -25.74 | -0.37 7 | 26 Very Good
    Average Drawdown % 1.88 5.15 0.38 | 11.62 23 | 26 Poor
    Sharpe Ratio 0.88 0.38 -0.55 | 0.91 3 | 26 Very Good
    Sterling Ratio 0.75 0.51 0.33 | 0.81 3 | 26 Very Good
    Sortino Ratio 0.38 0.18 -0.19 | 0.46 3 | 26 Very Good
    Jensen Alpha % 1.99 0.09 -3.62 | 6.21 4 | 26 Very Good
    Treynor Ratio 0.16 0.07 -0.19 | 0.19 2 | 26 Very Good
    Modigliani Square Measure % 13.46 5.75 -8.49 | 14.04 3 | 26 Very Good
    Alpha % -5.24 -3.60 -9.58 | 8.09 16 | 26 Average
    Return data last Updated On : Sept. 11, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : June 30, 2026
    KPIs: Key Performance Indicators

    Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.


    Date Icici Prudential Retirement Fund - Hybrid Conservative Plan NAV Regular Growth Icici Prudential Retirement Fund - Hybrid Conservative Plan NAV Direct Growth
    11-09-2026 18.3045 20.2155
    10-09-2026 18.3415 20.2557
    09-09-2026 18.366 20.2822
    08-09-2026 18.3709 20.2868
    07-09-2026 18.3705 20.2857
    04-09-2026 18.3656 20.2783
    03-09-2026 18.355 20.266
    02-09-2026 18.3405 20.2493
    01-09-2026 18.3851 20.2978
    31-08-2026 18.4187 20.3343
    28-08-2026 18.4537 20.3709
    27-08-2026 18.4548 20.3714
    25-08-2026 18.4902 20.4092
    24-08-2026 18.4741 20.3907
    21-08-2026 18.4744 20.389
    20-08-2026 18.4726 20.3864
    19-08-2026 18.4901 20.4051
    18-08-2026 18.4854 20.3992
    17-08-2026 18.5023 20.4172
    14-08-2026 18.5321 20.448
    13-08-2026 18.5258 20.4404
    12-08-2026 18.5157 20.4286
    11-08-2026 18.503 20.4139

    Fund Launch Date: 07/Feb/2019
    Fund Category: Retirement Fund
    Investment Objective: To generate regular income through investments predominantly in debt and money market instruments. The Scheme also seeks to generate long term capital appreciation from the portion of equity investments under the Scheme. However, there is no assurance or guarantee that the investment objective of the plan would be achieved.
    Fund Description: An open ended retirement solution oriented scheme having a lock-in of 5 years or till retirement age.(whichever is earlier)
    Fund Benchmark: Nifty 50 Hybrid Composite Debt 15:85 Index
    Source: Fund FactSheet

    Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.