Icici Prudential Retirement Fund - Pure Equity Plan Datagrid
Category Retirement Fund
BMSMONEY Rank 2
Rating
Growth Option 27-07-2026
NAV ₹35.03(R) +0.89% ₹39.14(D) +0.9%
Returns 1Y 3Y 5Y 7Y 10Y
Lumpsum Regular 8.49% 19.87% 19.96% 19.27% -%
Direct 9.94% 21.52% 21.62% 21.04% -%
Nifty 500 TRI 2.3% 12.11% 12.34% 15.43% 13.47%
SIP (XIRR) Regular 9.98% 13.85% 18.24% 20.28% -%
Direct 11.42% 15.43% 19.89% 21.98% -%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
0.91 0.46 0.81 6.21% 0.15
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
16.38% -21.07% -16.62% 1.09 11.68%
Fund AUM As on: 30/12/2025 1546 Cr
Top Retirement Fund
Fund Name Rank Rating
ICICI Prudential Retirement Fund - Hybrid Aggressive Plan 1
ICICI Prudential Retirement Fund - Pure Equity Plan 2
Aditya Birla Sun Life Retirement Fund - The 30s Plan 3
ICICI Prudential Retirement Fund - Hybrid Conservative Plan 4
Union Retirement Fund 5
UTI Retirement Fund 6

NAV Date: 27-07-2026

Scheme Name NAV Rupee Change Percent Change
ICICI Prudential Retirement Fund - Pure Equity - Growth Option 35.03
0.3100
0.8900%
ICICI Prudential Retirement Fund - Pure Equity - IDCW Option 35.04
0.3100
0.8900%
ICICI Prudential Retirement Fund - Pure Equity - Direct Plan - IDCW Option 39.13
0.3500
0.9000%
ICICI Prudential Retirement Fund - Pure Equity - Direct Plan - Growth Option 39.14
0.3500
0.9000%

Review Date: 27-07-2026

Beginning of Analysis

In the Retirement Fund category, ICICI Prudential Retirement Fund - Pure Equity Plan is the top ranked fund. The category has total 26 funds. The ICICI Prudential Retirement Fund - Pure Equity Plan has shown an excellent past performence in Retirement Fund. The fund has a Jensen Alpha of 6.21% which is higher than the category average of 0.09%. Here the fund has shown very good performance in terms of risk adjusted returns. The fund has a Sharpe Ratio of 0.91 which is higher than the category average of 0.38.
The past performance of the fund may or may not be sustained in the future. The review is not investment advice nor is it a recommendation to buy or sell funds. The ranking is based on proprietary methodology developed by bmsmoney. The methodology is based on the past performance of the funds and does not guarantee future performance.
Retirement Mutual Funds

ICICI Prudential Retirement Fund - Pure Equity Plan Return Analysis

The ICICI Prudential Retirement Fund - Pure Equity Plan has delivered a mixed performance across various time horizons, showcasing both strengths and challenges when compared to its Retirement Fund peers and the Nifty 500 TRI benchmark. This analysis examines the fund’s returns over periods ranging from one month to ten years, alongside its Systematic Investment Plan (SIP) performance, highlighting its rankings within the Retirement Fund category and its ability to outperform or underperform the benchmark and category averages.

  • The fund has given a return of 1.27%, 2.03 and 8.0 in last one, three and six months respectively. In the same period the category average return was 0.79%, 2.73% and 3.8% respectively.
  • ICICI Prudential Retirement Fund - Pure Equity Plan has given a return of 9.94% in last one year. In the same period the Nifty 500 TRI return was 2.3%. The fund has given 7.64% more return than the benchmark return.
  • The fund has given a return of 21.52% in last three years and rank 1st out of twenty six funds in the category. In the same period the Nifty 500 TRI return was 12.11%. The fund has given 9.41% more return than the benchmark return.
  • ICICI Prudential Retirement Fund - Pure Equity Plan has given a return of 21.62% in last five years and category average returns is 10.4% in same period. The fund ranked 1st out of twenty five funds in the category. In the same period the Nifty 500 TRI return was 12.34%. The fund has given 9.28% more return than the benchmark return.
  • The fund has given a SIP return of 11.42% in last one year whereas category average SIP return is 5.82%. The fund one year return rank in the category is 4th in 29 funds
  • The fund has SIP return of 15.43% in last three years and ranks 2nd in 26 funds. Aditya Birla Sun Life Retirement Fund - The 30s Plan has given the highest SIP return (15.48%) in the category in last three years.
  • The fund has SIP return of 19.89% in last five years whereas category average SIP return is 10.11%.

ICICI Prudential Retirement Fund - Pure Equity Plan Risk Analysis

  • The fund has a standard deviation of 16.38 and semi deviation of 11.68. The category average standard deviation is 9.64 and semi deviation is 7.17.
  • The fund has a Value at Risk (VaR) of -21.07 and a maximum drawdown of -16.62. The category average VaR is -12.9 and the maximum drawdown is -10.32. The fund has a beta of 1.05 which shows that fund is more volatile than the benchmark.

Standard deviation measures the fund's return volatility and Semi deviation focuses on downside volatility. Value at Risk (VaR) is a measure of the risk of investments. Maximum Drawdown is the maximum loss from a peak to a trough of a portfolio. Beta measures the volatility of the fund compared to the benchmark. A beta of 1 indicates that the fund will move in line with the benchmark. A beta of more than 1 indicates that the fund will be more volatile than the benchmark and vice versa.


  • Very Good Performance in Retirement Fund Category
  • Good Performance in Retirement Fund Category
  • Poor Performance in Retirement Fund Category
  • Very Poor Performance in Retirement Fund Category

    • Investors beware: Mutual Fund investments are subject to market risks. Please read the scheme related documents carefully.

    Data Source: www.amfiindia.com

    SEBI Categorization


    KPIs* Fund Nifty 500 TRI Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 1.16 0.82
    0.70
    		-0.07 | 2.09 5 | 29 Very Good
    3M Return % 1.71 1.92
    2.44
    		0.53 | 7.61 22 | 29 Average
    6M Return % 7.32 2.06
    3.22
    		-2.52 | 13.08 5 | 29 Very Good
    1Y Return % 8.49 2.30
    2.93
    		-2.99 | 13.74 2 | 29 Very Good
    3Y Return % 19.87 12.11
    9.72
    		4.94 | 19.87 1 | 26 Very Good
    5Y Return % 19.96 12.34
    9.13
    		4.06 | 19.96 1 | 25 Very Good
    7Y Return % 19.27 15.43
    10.54
    		4.12 | 19.27 1 | 18 Very Good
    1Y SIP Return % 9.98
    4.64
    		-3.56 | 20.03 4 | 29 Very Good
    3Y SIP Return % 13.85
    6.37
    		2.53 | 13.99 2 | 26 Very Good
    5Y SIP Return % 18.24
    8.86
    		4.58 | 18.24 1 | 25 Very Good
    7Y SIP Return % 20.28
    9.94
    		3.90 | 20.28 1 | 18 Very Good
    Standard Deviation 16.38
    9.65
    		1.31 | 16.38 26 | 26 Poor
    Semi Deviation 11.68
    7.17
    		0.96 | 11.68 26 | 26 Poor
    Max Drawdown % -16.62
    -10.32
    		-19.00 | -0.74 21 | 26 Average
    VaR 1 Y % -21.07
    -12.90
    		-25.74 | -0.37 22 | 26 Poor
    Average Drawdown % 7.15
    5.15
    		0.38 | 11.62 7 | 26 Very Good
    Sharpe Ratio 0.91
    0.38
    		-0.55 | 0.91 2 | 26 Very Good
    Sterling Ratio 0.81
    0.51
    		0.33 | 0.81 1 | 26 Very Good
    Sortino Ratio 0.46
    0.18
    		-0.19 | 0.46 1 | 26 Very Good
    Jensen Alpha % 6.21
    0.09
    		-3.62 | 6.21 1 | 26 Very Good
    Treynor Ratio 0.15
    0.07
    		-0.19 | 0.19 4 | 26 Very Good
    Modigliani Square Measure % 14.03
    5.75
    		-8.49 | 14.04 2 | 26 Very Good
    Alpha % 8.09
    -3.60
    		-9.58 | 8.09 1 | 26 Very Good
    Return data last Updated On : July 27, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : June 30, 2026
    KPIs: Key Performance Indicators

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    KPIs* Fund Nifty 500 TRI Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 1.27 0.82 0.79 -0.04 | 2.17 5 | 29 Very Good
    3M Return % 2.03 1.92 2.73 0.77 | 7.95 20 | 29 Average
    6M Return % 8.00 2.06 3.80 -2.05 | 13.83 5 | 29 Very Good
    1Y Return % 9.94 2.30 4.10 -2.01 | 15.25 2 | 29 Very Good
    3Y Return % 21.52 12.11 10.95 6.11 | 21.52 1 | 26 Very Good
    5Y Return % 21.62 12.34 10.40 5.29 | 21.62 1 | 25 Very Good
    7Y Return % 21.04 15.43 11.92 5.42 | 21.04 1 | 18 Very Good
    1Y SIP Return % 11.42 5.82 -2.61 | 21.61 4 | 29 Very Good
    3Y SIP Return % 15.43 7.57 3.71 | 15.48 2 | 26 Very Good
    5Y SIP Return % 19.89 10.11 5.77 | 19.89 1 | 25 Very Good
    7Y SIP Return % 21.98 11.26 5.11 | 21.98 1 | 18 Very Good
    Standard Deviation 16.38 9.65 1.31 | 16.38 26 | 26 Poor
    Semi Deviation 11.68 7.17 0.96 | 11.68 26 | 26 Poor
    Max Drawdown % -16.62 -10.32 -19.00 | -0.74 21 | 26 Average
    VaR 1 Y % -21.07 -12.90 -25.74 | -0.37 22 | 26 Poor
    Average Drawdown % 7.15 5.15 0.38 | 11.62 7 | 26 Very Good
    Sharpe Ratio 0.91 0.38 -0.55 | 0.91 2 | 26 Very Good
    Sterling Ratio 0.81 0.51 0.33 | 0.81 1 | 26 Very Good
    Sortino Ratio 0.46 0.18 -0.19 | 0.46 1 | 26 Very Good
    Jensen Alpha % 6.21 0.09 -3.62 | 6.21 1 | 26 Very Good
    Treynor Ratio 0.15 0.07 -0.19 | 0.19 4 | 26 Very Good
    Modigliani Square Measure % 14.03 5.75 -8.49 | 14.04 2 | 26 Very Good
    Alpha % 8.09 -3.60 -9.58 | 8.09 1 | 26 Very Good
    Return data last Updated On : July 27, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : June 30, 2026
    KPIs: Key Performance Indicators

    Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.


    Date Icici Prudential Retirement Fund - Pure Equity Plan NAV Regular Growth Icici Prudential Retirement Fund - Pure Equity Plan NAV Direct Growth
    27-07-2026 35.03 39.14
    24-07-2026 34.72 38.79
    23-07-2026 34.72 38.79
    22-07-2026 34.96 39.06
    21-07-2026 35.21 39.33
    20-07-2026 35.21 39.34
    17-07-2026 35.21 39.33
    16-07-2026 35.21 39.33
    15-07-2026 35.17 39.28
    14-07-2026 34.98 39.06
    13-07-2026 35.17 39.28
    10-07-2026 35.22 39.33
    09-07-2026 34.86 38.93
    08-07-2026 34.49 38.52
    07-07-2026 35.1 39.2
    06-07-2026 35.26 39.37
    03-07-2026 35.03 39.11
    02-07-2026 35.05 39.14
    01-07-2026 34.79 38.84
    30-06-2026 34.62 38.64
    29-06-2026 34.63 38.65

    Fund Launch Date: 07/Feb/2019
    Fund Category: Retirement Fund
    Investment Objective: To generate long-term capital appreciation and income generation to investors from a portfolio that is predominantly invested in equity and equity related securities. However, there is no assurance or guarantee that the investment objective of the plan would be achieved.
    Fund Description: An open ended retirement solution oriented scheme having a lock-in of 5 years or till retirement age.(whichever is earlier)
    Fund Benchmark: Nifty 500 Total Return Index
    Source: Fund FactSheet

    Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.