Aditya Birla Sun Life Retirement Fund - The 50s Plan Datagrid
Category Retirement Fund
BMSMONEY Rank 11
Rating
Growth Option 03-07-2026
NAV ₹15.12(R) -0.07% ₹16.71(D) -0.07%
Returns 1Y 3Y 5Y 7Y 10Y
Lumpsum Regular 3.98% 7.61% 5.94% 5.74% -%
Direct 5.37% 9.05% 7.36% 7.2% -%
Nifty 500 TRI 0.02% 13.21% 12.52% 14.43% 13.9%
SIP (XIRR) Regular 5.09% 6.21% 6.72% 6.14% -%
Direct 6.49% 7.65% 8.16% 7.57% -%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
0.35 0.14 0.54 -0.38% -1.72
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
4.14% -3.89% -3.59% 0.27 3.3%
Fund AUM As on: 30/12/2025 27 Cr
Top Retirement Fund
Fund Name Rank Rating
ICICI Prudential Retirement Fund - Pure Equity Plan 1
ICICI Prudential Retirement Fund - Hybrid Aggressive Plan 2
Union Retirement Fund 3
ICICI Prudential Retirement Fund - Hybrid Conservative Plan 4
UTI Retirement Fund 5
Aditya Birla Sun Life Retirement Fund - The 30s Plan 6

NAV Date: 03-07-2026

Scheme Name NAV Rupee Change Percent Change
Aditya Birla Sun Life Retirement Fund-The 50s Plan- Regular - Payout of IDCW 12.3
-0.0100
-0.0700%
Aditya Birla Sun Life Retirement Fund-The 50s Plan- Direct - Payout of IDCW 13.6
-0.0100
-0.0700%
Aditya Birla Sun Life Retirement Fund-The 50s Plan-Regular Plan-Growth 15.12
-0.0100
-0.0700%
Aditya Birla Sun Life Retirement Fund-The 50s Plan-Direct Plan-Growth 16.71
-0.0100
-0.0700%

Review Date: 03-07-2026

Beginning of Analysis

In the Retirement Fund category, Aditya Birla Sun Life Retirement Fund - The 50s Plan is the 15th ranked fund. The category has total 26 funds. The 3 star rating shows an average past performance of the Aditya Birla Sun Life Retirement Fund - The 50s Plan in Retirement Fund. The fund has a Jensen Alpha of -0.38% which is lower than the category average of 0.12%. The fund has a Sharpe Ratio of 0.35 which is lower than the category average of 0.38.
The past performance of the fund may or may not be sustained in the future. The review is not investment advice nor is it a recommendation to buy or sell funds. The ranking is based on proprietary methodology developed by bmsmoney. The methodology is based on the past performance of the funds and does not guarantee future performance.
Retirement Mutual Funds

Aditya Birla Sun Life Retirement Fund - The 50s Plan Return Analysis

The Aditya Birla Sun Life Retirement Fund - The 50s Plan has delivered a mixed performance across various time horizons, showcasing both strengths and challenges when compared to its Retirement Fund peers and the Nifty 500 TRI benchmark. This analysis examines the fund’s returns over periods ranging from one month to ten years, alongside its Systematic Investment Plan (SIP) performance, highlighting its rankings within the Retirement Fund category and its ability to outperform or underperform the benchmark and category averages.

  • The fund has given a return of 1.98%, 4.58 and 2.45 in last one, three and six months respectively. In the same period the category average return was 3.63%, 8.18% and 0.62% respectively.
  • Aditya Birla Sun Life Retirement Fund - The 50s Plan has given a return of 5.37% in last one year. In the same period the Nifty 500 TRI return was 0.02%. The fund has given 5.35% more return than the benchmark return.
  • The fund has given a return of 9.05% in last three years and rank 18th out of twenty six funds in the category. In the same period the Nifty 500 TRI return was 13.21%. The fund has given 4.16% less return than the benchmark return.
  • Aditya Birla Sun Life Retirement Fund - The 50s Plan has given a return of 7.36% in last five years and category average returns is 10.62% in same period. The fund ranked 21st out of twenty five funds in the category. In the same period the Nifty 500 TRI return was 12.52%. The fund has given 5.16% less return than the benchmark return.
  • The fund has given a SIP return of 6.49% in last one year whereas category average SIP return is 6.03%. The fund one year return rank in the category is 10th in 29 funds
  • The fund has SIP return of 7.65% in last three years and ranks 9th in 26 funds. ICICI Prudential Retirement Fund - Pure Equity Plan has given the highest SIP return (16.29%) in the category in last three years.
  • The fund has SIP return of 8.16% in last five years whereas category average SIP return is 10.28%.

Aditya Birla Sun Life Retirement Fund - The 50s Plan Risk Analysis

  • The fund has a standard deviation of 4.14 and semi deviation of 3.3. The category average standard deviation is 9.2 and semi deviation is 7.14.
  • The fund has a Value at Risk (VaR) of -3.89 and a maximum drawdown of -3.59. The category average VaR is -12.9 and the maximum drawdown is -10.32. The fund has a beta of 0.25 which shows that fund is less volatile than the benchmark.

Standard deviation measures the fund's return volatility and Semi deviation focuses on downside volatility. Value at Risk (VaR) is a measure of the risk of investments. Maximum Drawdown is the maximum loss from a peak to a trough of a portfolio. Beta measures the volatility of the fund compared to the benchmark. A beta of 1 indicates that the fund will move in line with the benchmark. A beta of more than 1 indicates that the fund will be more volatile than the benchmark and vice versa.


  • Very Good Performance in Retirement Fund Category
  • Good Performance in Retirement Fund Category
  • Poor Performance in Retirement Fund Category
  • Very Poor Performance in Retirement Fund Category

    • Investors beware: Mutual Fund investments are subject to market risks. Please read the scheme related documents carefully.

    Data Source: www.amfiindia.com

    SEBI Categorization


    KPIs* Fund Nifty 500 TRI Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 1.87 4.02
    3.54
    		1.32 | 5.63 28 | 29 Poor
    3M Return % 4.24 10.33
    7.90
    		2.22 | 17.82 23 | 29 Average
    6M Return % 1.78 -2.66
    0.07
    		-6.03 | 6.51 8 | 29 Very Good
    1Y Return % 3.98 0.02
    1.63
    		-4.37 | 11.27 6 | 29 Very Good
    3Y Return % 7.61 13.21
    10.61
    		5.04 | 22.02 19 | 26 Average
    5Y Return % 5.94 12.52
    9.34
    		4.14 | 20.97 22 | 25 Poor
    7Y Return % 5.74 14.43
    10.09
    		4.22 | 18.49 17 | 18 Poor
    1Y SIP Return % 5.09
    4.84
    		-3.40 | 19.70 12 | 28 Good
    3Y SIP Return % 6.21
    6.96
    		3.15 | 14.68 11 | 25 Good
    5Y SIP Return % 6.72
    9.12
    		4.66 | 18.54 18 | 24 Average
    7Y SIP Return % 6.14
    10.53
    		4.34 | 21.00 16 | 18 Poor
    Standard Deviation 4.14
    9.20
    		1.27 | 15.52 3 | 26 Very Good
    Semi Deviation 3.30
    7.14
    		0.97 | 11.69 3 | 26 Very Good
    Max Drawdown % -3.59
    -10.32
    		-19.00 | -0.76 4 | 26 Very Good
    VaR 1 Y % -3.89
    -12.90
    		-25.74 | -0.37 3 | 26 Very Good
    Average Drawdown % -1.42
    -5.22
    		-11.62 | -0.38 3 | 26 Very Good
    Sharpe Ratio 0.35
    0.38
    		-0.70 | 1.01 16 | 26 Average
    Sterling Ratio 0.54
    0.51
    		0.32 | 0.84 6 | 26 Very Good
    Sortino Ratio 0.14
    0.17
    		-0.23 | 0.48 16 | 26 Average
    Jensen Alpha % -0.38
    0.12
    		-3.84 | 8.83 12 | 26 Good
    Treynor Ratio -1.72
    -1.55
    		-9.84 | -0.38 23 | 26 Poor
    Modigliani Square Measure % 11.55
    11.87
    		-3.41 | 21.72 15 | 26 Average
    Alpha % -2.34
    -1.85
    		-5.47 | 8.91 12 | 26 Good
    Return data last Updated On : July 3, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : March 30, 2026
    KPIs: Key Performance Indicators

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    KPIs* Fund Nifty 500 TRI Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 1.98 4.02 3.63 1.42 | 5.75 27 | 29 Poor
    3M Return % 4.58 10.33 8.18 2.45 | 18.23 23 | 29 Average
    6M Return % 2.45 -2.66 0.62 -5.57 | 7.21 8 | 29 Very Good
    1Y Return % 5.37 0.02 2.79 -3.40 | 12.74 6 | 29 Very Good
    3Y Return % 9.05 13.21 11.85 6.22 | 23.70 18 | 26 Average
    5Y Return % 7.36 12.52 10.62 5.38 | 22.63 21 | 25 Average
    7Y Return % 7.20 14.43 11.47 5.53 | 20.25 17 | 18 Poor
    1Y SIP Return % 6.49 6.03 -2.34 | 21.27 10 | 29 Good
    3Y SIP Return % 7.65 8.11 4.34 | 16.29 9 | 26 Good
    5Y SIP Return % 8.16 10.28 5.85 | 20.20 16 | 25 Average
    7Y SIP Return % 7.57 11.88 5.56 | 22.73 15 | 18 Average
    Standard Deviation 4.14 9.20 1.27 | 15.52 3 | 26 Very Good
    Semi Deviation 3.30 7.14 0.97 | 11.69 3 | 26 Very Good
    Max Drawdown % -3.59 -10.32 -19.00 | -0.76 4 | 26 Very Good
    VaR 1 Y % -3.89 -12.90 -25.74 | -0.37 3 | 26 Very Good
    Average Drawdown % -1.42 -5.22 -11.62 | -0.38 3 | 26 Very Good
    Sharpe Ratio 0.35 0.38 -0.70 | 1.01 16 | 26 Average
    Sterling Ratio 0.54 0.51 0.32 | 0.84 6 | 26 Very Good
    Sortino Ratio 0.14 0.17 -0.23 | 0.48 16 | 26 Average
    Jensen Alpha % -0.38 0.12 -3.84 | 8.83 12 | 26 Good
    Treynor Ratio -1.72 -1.55 -9.84 | -0.38 23 | 26 Poor
    Modigliani Square Measure % 11.55 11.87 -3.41 | 21.72 15 | 26 Average
    Alpha % -2.34 -1.85 -5.47 | 8.91 12 | 26 Good
    Return data last Updated On : July 3, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : March 30, 2026
    KPIs: Key Performance Indicators

    Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.


    Date Aditya Birla Sun Life Retirement Fund - The 50s Plan NAV Regular Growth Aditya Birla Sun Life Retirement Fund - The 50s Plan NAV Direct Growth
    03-07-2026 15.1191 16.7147
    02-07-2026 15.1299 16.726
    01-07-2026 15.1007 16.6931
    30-06-2026 15.1 16.6917
    29-06-2026 15.0908 16.681
    25-06-2026 15.0916 16.6794
    24-06-2026 15.1006 16.6887
    23-06-2026 15.0696 16.6539
    22-06-2026 15.0912 16.6771
    19-06-2026 15.0633 16.6445
    18-06-2026 15.0596 16.6398
    17-06-2026 15.0309 16.6075
    16-06-2026 15.0038 16.577
    15-06-2026 15.0041 16.5767
    12-06-2026 14.9662 16.533
    11-06-2026 14.8859 16.4438
    10-06-2026 14.9002 16.4589
    09-06-2026 14.9302 16.4915
    08-06-2026 14.8605 16.4139
    05-06-2026 14.8838 16.4378
    04-06-2026 14.8641 16.4154
    03-06-2026 14.8415 16.3899

    Fund Launch Date: 19/Feb/2019
    Fund Category: Retirement Fund
    Investment Objective: The primary investment objective of the Scheme is income generation and capital appreciation for its investors which will be in line with theirretirement goals by investing in a mix of equity, equity related instruments along with debt and money market instruments. The Scheme does not guarantee/indicate any returns. There can be no assurance that the schemes ™ objectives will be achieved.
    Fund Description: An open-ended retirement solution oriented scheme having a lock-in of 5 years or till retirement age(whichever is earlier)
    Fund Benchmark: CRISIL Short Term DebtHybrid 75+25 Fund Index
    Source: Fund FactSheet

    Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.