Previously Known As : Axis Retirement Savings Fund - Conservative Plan
Axis Retirement Fund - Conservative Plan Datagrid
Category Retirement Fund
BMSMONEY Rank 19
Rating
Growth Option 13-03-2026
NAV ₹15.72(R) -0.71% ₹17.29(D) -0.71%
Returns 1Y 3Y 5Y 7Y 10Y
Lumpsum Regular 4.59% 9.1% 6.3% -% -%
Direct 5.73% 10.55% 7.87% -% -%
Nifty 500 TRI 7.03% 15.05% 12.45% 13.56% 14.3%
SIP (XIRR) Regular -1.84% 4.83% 4.33% -% -%
Direct -0.83% 6.15% 5.74% -% -%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
0.67 0.31 0.59 -0.79% -1.09
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
5.88% -6.2% -6.75% 0.41 4.34%
Fund AUM As on: 30/12/2025 54 Cr
Top Retirement Fund
Fund Name Rank Rating
Icici Prudential Retirement Fund - Pure Equity Plan 1
Icici Prudential Retirement Fund - Hybrid Aggressive Plan 2
Union Retirement Fund 3
Icici Prudential Retirement Fund - Hybrid Conservative Plan 4
Aditya Birla Sun Life Retirement Fund - The 40s Plan 5
Aditya Birla Sun Life Retirement Fund - The 30s Plan 6

NAV Date: 13-03-2026

Scheme Name NAV Rupee Change Percent Change
Axis Retirement Savings Fund - Conservative Plan - Regular Growth 15.72
-0.1100
-0.7100%
Axis Retirement Savings Fund - Conservative Plan - Regular Plan - IDCW 15.72
-0.1100
-0.7100%
Axis Retirement Savings Fund - Conservative Plan - Direct Plan - IDCW 17.1
-0.1200
-0.7100%
Axis Retirement Savings Fund - Conservative Plan - Direct Growth 17.29
-0.1200
-0.7100%

Review Date: 13-03-2026

Beginning of Analysis

In the Retirement Fund category, Axis Retirement Fund - Conservative Plan is the 26th ranked fund. The category has total 26 funds. The 1 star rating shows a very poor past performance of the Axis Retirement Fund - Conservative Plan in Retirement Fund. The fund has a Jensen Alpha of -0.79% which is lower than the category average of 0.17%, reflecting poor performance. The fund has a Sharpe Ratio of 0.67 which is lower than the category average of 0.81.
The past performance of the fund may or may not be sustained in the future. The review is not investment advice nor is it a recommendation to buy or sell funds. The ranking is based on proprietary methodology developed by bmsmoney. The methodology is based on the past performance of the funds and does not guarantee future performance.
Retirement Mutual Funds

Axis Retirement Fund - Conservative Plan Return Analysis

The Axis Retirement Fund - Conservative Plan has delivered a mixed performance across various time horizons, showcasing both strengths and challenges when compared to its Retirement Fund peers and the Nifty 500 TRI benchmark. This analysis examines the fund’s returns over periods ranging from one month to ten years, alongside its Systematic Investment Plan (SIP) performance, highlighting its rankings within the Retirement Fund category and its ability to outperform or underperform the benchmark and category averages.

  • The fund has given a return of -2.41%, -2.89 and -0.59 in last one, three and six months respectively. In the same period the category average return was -4.87%, -5.35% and -3.84% respectively.
  • Axis Retirement Fund - Conservative Plan has given a return of 5.73% in last one year. In the same period the Nifty 500 TRI return was 7.03%. The fund has given 1.3% less return than the benchmark return.
  • The fund has given a return of 10.55% in last three years and rank 17th out of twenty six funds in the category. In the same period the Nifty 500 TRI return was 15.05%. The fund has given 4.5% less return than the benchmark return.
  • Axis Retirement Fund - Conservative Plan has given a return of 7.87% in last five years and category average returns is 10.49% in same period. The fund ranked 19th out of twenty five funds in the category. In the same period the Nifty 500 TRI return was 12.45%. The fund has given 4.58% less return than the benchmark return.
  • The fund has given a SIP return of -0.83% in last one year whereas category average SIP return is -4.39%. The fund one year return rank in the category is 9th in 28 funds
  • The fund has SIP return of 6.15% in last three years and ranks 9th in 25 funds. Icici Prudential Retirement Fund - Pure Equity Plan has given the highest SIP return (15.04%) in the category in last three years.
  • The fund has SIP return of 5.74% in last five years whereas category average SIP return is 8.08%.

Axis Retirement Fund - Conservative Plan Risk Analysis

  • The fund has a standard deviation of 5.88 and semi deviation of 4.34. The category average standard deviation is 7.97 and semi deviation is 5.87.
  • The fund has a Value at Risk (VaR) of -6.2 and a maximum drawdown of -6.75. The category average VaR is -9.51 and the maximum drawdown is -9.97. The fund has a beta of 0.4 which shows that fund is less volatile than the benchmark.

Standard deviation measures the fund's return volatility and Semi deviation focuses on downside volatility. Value at Risk (VaR) is a measure of the risk of investments. Maximum Drawdown is the maximum loss from a peak to a trough of a portfolio. Beta measures the volatility of the fund compared to the benchmark. A beta of 1 indicates that the fund will move in line with the benchmark. A beta of more than 1 indicates that the fund will be more volatile than the benchmark and vice versa.


  • Very Good Performance in Retirement Fund Category
  • Good Performance in Retirement Fund Category
  • Poor Performance in Retirement Fund Category
  • Very Poor Performance in Retirement Fund Category

    • Investors beware: Mutual Fund investments are subject to market risks. Please read the scheme related documents carefully.

    Data Source: www.amfiindia.com

    SEBI Categorization


    KPIs* Fund Nifty 500 TRI Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % -2.48 -8.21
    -4.96
    		-8.66 | 0.30 9 | 29 Good
    3M Return % -3.10 -9.72
    -5.61
    		-11.03 | 0.75 10 | 29 Good
    6M Return % -1.06 -7.62
    -4.38
    		-12.26 | 1.59 8 | 29 Very Good
    1Y Return % 4.59 7.03
    5.88
    		2.39 | 18.65 16 | 29 Good
    3Y Return % 9.10 15.05
    11.69
    		5.31 | 24.28 18 | 26 Average
    5Y Return % 6.30 12.45
    9.20
    		4.31 | 19.63 20 | 25 Average
    1Y SIP Return % -1.84
    -5.34
    		-14.97 | 3.44 11 | 29 Good
    3Y SIP Return % 4.83
    5.15
    		0.79 | 13.39 11 | 26 Good
    5Y SIP Return % 4.33
    7.13
    		3.18 | 17.20 21 | 25 Average
    Standard Deviation 5.88
    7.97
    		1.10 | 14.15 12 | 26 Good
    Semi Deviation 4.34
    5.87
    		0.78 | 10.35 12 | 26 Good
    Max Drawdown % -6.75
    -9.97
    		-19.00 | -0.42 12 | 26 Good
    VaR 1 Y % -6.20
    -9.51
    		-20.07 | 0.00 12 | 26 Good
    Average Drawdown % -1.86
    -3.53
    		-7.26 | -0.21 8 | 26 Good
    Sharpe Ratio 0.67
    0.81
    		-0.25 | 1.55 20 | 26 Average
    Sterling Ratio 0.59
    0.66
    		0.48 | 0.99 18 | 26 Average
    Sortino Ratio 0.31
    0.39
    		-0.09 | 0.80 20 | 26 Average
    Jensen Alpha % -0.79
    0.17
    		-3.49 | 7.29 18 | 26 Average
    Treynor Ratio -1.09
    -2.04
    		-18.09 | -0.33 16 | 26 Average
    Modigliani Square Measure % 14.84
    16.75
    		3.89 | 26.68 19 | 26 Average
    Alpha % -6.98
    -3.96
    		-9.80 | 8.15 21 | 26 Average
    Return data last Updated On : March 13, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Feb. 27, 2026
    KPIs: Key Performance Indicators

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    KPIs* Fund Nifty 500 TRI Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % -2.41 -8.21 -4.87 -8.58 | 0.40 9 | 29 Good
    3M Return % -2.89 -9.72 -5.35 -10.81 | 1.05 9 | 29 Good
    6M Return % -0.59 -7.62 -3.84 -11.58 | 2.16 7 | 29 Very Good
    1Y Return % 5.73 7.03 7.10 3.65 | 20.27 17 | 29 Average
    3Y Return % 10.55 15.05 12.96 6.52 | 25.98 17 | 26 Average
    5Y Return % 7.87 12.45 10.49 5.58 | 21.27 19 | 25 Average
    1Y SIP Return % -0.83 -4.39 -13.55 | 4.72 9 | 28 Good
    3Y SIP Return % 6.15 6.12 1.96 | 15.04 9 | 25 Good
    5Y SIP Return % 5.74 8.08 4.36 | 18.87 18 | 24 Average
    Standard Deviation 5.88 7.97 1.10 | 14.15 12 | 26 Good
    Semi Deviation 4.34 5.87 0.78 | 10.35 12 | 26 Good
    Max Drawdown % -6.75 -9.97 -19.00 | -0.42 12 | 26 Good
    VaR 1 Y % -6.20 -9.51 -20.07 | 0.00 12 | 26 Good
    Average Drawdown % -1.86 -3.53 -7.26 | -0.21 8 | 26 Good
    Sharpe Ratio 0.67 0.81 -0.25 | 1.55 20 | 26 Average
    Sterling Ratio 0.59 0.66 0.48 | 0.99 18 | 26 Average
    Sortino Ratio 0.31 0.39 -0.09 | 0.80 20 | 26 Average
    Jensen Alpha % -0.79 0.17 -3.49 | 7.29 18 | 26 Average
    Treynor Ratio -1.09 -2.04 -18.09 | -0.33 16 | 26 Average
    Modigliani Square Measure % 14.84 16.75 3.89 | 26.68 19 | 26 Average
    Alpha % -6.98 -3.96 -9.80 | 8.15 21 | 26 Average
    Return data last Updated On : March 13, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Feb. 27, 2026
    KPIs: Key Performance Indicators

    Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.


    Date Axis Retirement Fund - Conservative Plan NAV Regular Growth Axis Retirement Fund - Conservative Plan NAV Direct Growth
    13-03-2026 15.7193 17.2904
    12-03-2026 15.8318 17.4137
    11-03-2026 15.9272 17.5182
    10-03-2026 15.9936 17.5907
    09-03-2026 15.8809 17.4664
    06-03-2026 15.9842 17.5787
    05-03-2026 16.0601 17.6616
    04-03-2026 15.9781 17.5711
    02-03-2026 16.0644 17.665
    27-02-2026 16.1497 17.7576
    26-02-2026 16.1933 17.805
    25-02-2026 16.1855 17.796
    24-02-2026 16.1652 17.7733
    23-02-2026 16.2111 17.8233
    20-02-2026 16.1559 17.7612
    18-02-2026 16.2416 17.8545
    17-02-2026 16.2237 17.8345
    16-02-2026 16.1872 17.7939
    13-02-2026 16.1188 17.7174

    Fund Launch Date: 20/Dec/2019
    Fund Category: Retirement Fund
    Investment Objective: The investment objective of the Investment Plan(s) under the Scheme is to provide long-term capital appreciation / income by investing in a mix of equity, debt and other instruments to help investors meet their retirement goals. However, there can be no assurance that the investment objective of the Scheme will be achieved. To generate regular income through investments predominantly in debt and money market instruments and to generate long term capital appreciation by investing certain portion of the porolio in equity and equity related securities. The Investment Plan may also invest in units of Gold ETF or units of REITs & InvITs for income generation / wealth creation.
    Fund Description: An open-ended retirement solution oriented scheme having a lock-in of 5 years or till retirement age (whichever is earlier )
    Fund Benchmark: NIFTY 50 Hybrid Short Duration Debt 25:75 Index
    Source: Fund FactSheet

    Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.