Previously Known As : Axis Retirement Savings Fund - Conservative Plan
Axis Retirement Fund - Conservative Plan Datagrid
Category Retirement Fund
BMSMONEY Rank 24
Rating
Growth Option 11-09-2026
NAV ₹15.74(R) -0.27% ₹17.39(D) -0.26%
Returns 1Y 3Y 5Y 7Y 10Y
Lumpsum Regular -0.83% 6.19% 4.8% -% -%
Direct 0.09% 7.47% 6.26% -% -%
Nifty 500 TRI -0.12% 10.06% 10.12% 15.39% 13.13%
SIP (XIRR) Regular -2.62% 0.51% 4.17% -% -%
Direct -1.73% 1.65% 5.52% -% -%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
0.22 0.1 0.44 -1.35% 0.05
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
6.8% -9.73% -6.75% 0.37 5.24%
Fund AUM As on: 30/12/2025 54 Cr
Top Retirement Fund
Fund Name Rank Rating
ICICI Prudential Retirement Fund - Hybrid Aggressive Plan 1
ICICI Prudential Retirement Fund - Pure Equity Plan 2
Aditya Birla Sun Life Retirement Fund - The 30s Plan 3
ICICI Prudential Retirement Fund - Hybrid Conservative Plan 4
Union Retirement Fund 5
UTI Retirement Fund 6

NAV Date: 11-09-2026

Scheme Name NAV Rupee Change Percent Change
Axis Retirement Fund - Conservative Plan - Regular Plan - IDCW 14.51
-0.0400
-0.2600%
Axis Retirement Fund - Conservative Plan - Regular Growth 15.74
-0.0400
-0.2700%
Axis Retirement Fund - Conservative Plan - Direct Plan - IDCW 15.85
-0.0400
-0.2600%
Axis Retirement Fund - Conservative Plan - Direct Growth 17.39
-0.0500
-0.2600%

Review Date: 11-09-2026

Beginning of Analysis

Axis Retirement Fund - Conservative Plan is the 26th ranked fund in the Retirement Fund category. The category has total 26 funds. The 1 star rating shows a very poor past performance of the Axis Retirement Fund - Conservative Plan in Retirement Fund. The fund has a Jensen Alpha of -1.35% which is lower than the category average of 0.09%, reflecting poor performance. The fund has a Sharpe Ratio of 0.22 which is lower than the category average of 0.38.
The past performance of the fund may or may not be sustained in the future. The review is not investment advice nor is it a recommendation to buy or sell funds. The ranking is based on proprietary methodology developed by bmsmoney. The methodology is based on the past performance of the funds and does not guarantee future performance.
Retirement Mutual Funds

Axis Retirement Fund - Conservative Plan Return Analysis

The Axis Retirement Fund - Conservative Plan has delivered a mixed performance across various time horizons, showcasing both strengths and challenges when compared to its Retirement Fund peers and the Nifty 500 TRI benchmark. This analysis examines the fund’s returns over periods ranging from one month to ten years, alongside its Systematic Investment Plan (SIP) performance, highlighting its rankings within the Retirement Fund category and its ability to outperform or underperform the benchmark and category averages.

  • The fund has given a return of -2.59%, 1.1 and -0.71 in last one, three and six months respectively. In the same period the category average return was -1.76%, 3.99% and 5.19% respectively.
  • Axis Retirement Fund - Conservative Plan has given a return of 0.09% in last one year. In the same period the Nifty 500 TRI return was -0.12%. The fund has given 0.21% more return than the benchmark return.
  • The fund has given a return of 7.47% in last three years and rank 19th out of twenty six funds in the category. In the same period the Nifty 500 TRI return was 10.06%. The fund has given 2.59% less return than the benchmark return.
  • Axis Retirement Fund - Conservative Plan has given a return of 6.26% in last five years and category average returns is 9.34% in same period. The fund ranked 23rd out of twenty five funds in the category. In the same period the Nifty 500 TRI return was 10.12%. The fund has given 3.86% less return than the benchmark return.
  • The fund has given a SIP return of -1.73% in last one year whereas category average SIP return is 4.09%. The fund one year return rank in the category is 27th in 29 funds
  • The fund has SIP return of 1.65% in last three years and ranks 25th in 26 funds. Aditya Birla Sun Life Retirement Fund - The 30s Plan has given the highest SIP return (14.9%) in the category in last three years.
  • The fund has SIP return of 5.52% in last five years whereas category average SIP return is 9.23%.

Axis Retirement Fund - Conservative Plan Risk Analysis

  • The fund has a standard deviation of 6.8 and semi deviation of 5.24. The category average standard deviation is 9.64 and semi deviation is 7.17.
  • The fund has a Value at Risk (VaR) of -9.73 and a maximum drawdown of -6.75. The category average VaR is -12.9 and the maximum drawdown is -10.32. The fund has a beta of 0.4 which shows that fund is less volatile than the benchmark.

Standard deviation measures the fund's return volatility and Semi deviation focuses on downside volatility. Value at Risk (VaR) is a measure of the risk of investments. Maximum Drawdown is the maximum loss from a peak to a trough of a portfolio. Beta measures the volatility of the fund compared to the benchmark. A beta of 1 indicates that the fund will move in line with the benchmark. A beta of more than 1 indicates that the fund will be more volatile than the benchmark and vice versa.


  • Very Good Performance in Retirement Fund Category
  • Good Performance in Retirement Fund Category
  • Poor Performance in Retirement Fund Category
  • Very Poor Performance in Retirement Fund Category

    • Investors beware: Mutual Fund investments are subject to market risks. Please read the scheme related documents carefully.

    Data Source: www.amfiindia.com

    SEBI Categorization


    KPIs* Fund Nifty 500 TRI Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % -2.67 -3.39
    -1.85
    		-3.98 | -0.32 23 | 29 Average
    3M Return % 0.87 3.88
    3.71
    		0.85 | 8.17 28 | 29 Poor
    6M Return % -1.16 4.42
    4.61
    		-1.56 | 16.92 28 | 29 Poor
    1Y Return % -0.83 -0.12
    2.18
    		-5.52 | 12.45 23 | 29 Average
    3Y Return % 6.19 10.06
    8.57
    		4.82 | 17.31 19 | 26 Average
    5Y Return % 4.80 10.12
    8.09
    		3.84 | 17.92 24 | 25 Poor
    1Y SIP Return % -2.62
    2.94
    		-7.49 | 17.12 26 | 29 Poor
    3Y SIP Return % 0.51
    4.73
    		0.33 | 13.41 25 | 26 Poor
    5Y SIP Return % 4.17
    8.00
    		3.75 | 16.76 24 | 25 Poor
    Standard Deviation 6.80
    9.65
    		1.31 | 16.38 11 | 26 Good
    Semi Deviation 5.24
    7.17
    		0.96 | 11.68 12 | 26 Good
    Max Drawdown % -6.75
    -10.32
    		-19.00 | -0.74 12 | 26 Good
    VaR 1 Y % -9.73
    -12.90
    		-25.74 | -0.37 12 | 26 Good
    Average Drawdown % 2.84
    5.15
    		0.38 | 11.62 19 | 26 Average
    Sharpe Ratio 0.22
    0.38
    		-0.55 | 0.91 18 | 26 Average
    Sterling Ratio 0.44
    0.51
    		0.33 | 0.81 21 | 26 Average
    Sortino Ratio 0.10
    0.18
    		-0.19 | 0.46 21 | 26 Average
    Jensen Alpha % -1.35
    0.09
    		-3.62 | 6.21 21 | 26 Average
    Treynor Ratio 0.05
    0.07
    		-0.19 | 0.19 20 | 26 Average
    Modigliani Square Measure % 3.33
    5.75
    		-8.49 | 14.04 18 | 26 Average
    Alpha % -7.42
    -3.60
    		-9.58 | 8.09 22 | 26 Poor
    Return data last Updated On : Sept. 11, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : June 30, 2026
    KPIs: Key Performance Indicators

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    KPIs* Fund Nifty 500 TRI Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % -2.59 -3.39 -1.76 -3.91 | -0.23 23 | 29 Average
    3M Return % 1.10 3.88 3.99 1.10 | 8.52 28 | 29 Poor
    6M Return % -0.71 4.42 5.19 -1.04 | 17.71 28 | 29 Poor
    1Y Return % 0.09 -0.12 3.34 -4.57 | 13.95 24 | 29 Average
    3Y Return % 7.47 10.06 9.78 6.00 | 18.93 19 | 26 Average
    5Y Return % 6.26 10.12 9.34 5.06 | 19.54 23 | 25 Poor
    1Y SIP Return % -1.73 4.09 -6.51 | 18.68 27 | 29 Poor
    3Y SIP Return % 1.65 5.90 1.48 | 14.90 25 | 26 Poor
    5Y SIP Return % 5.52 9.23 4.94 | 18.39 24 | 25 Poor
    Standard Deviation 6.80 9.65 1.31 | 16.38 11 | 26 Good
    Semi Deviation 5.24 7.17 0.96 | 11.68 12 | 26 Good
    Max Drawdown % -6.75 -10.32 -19.00 | -0.74 12 | 26 Good
    VaR 1 Y % -9.73 -12.90 -25.74 | -0.37 12 | 26 Good
    Average Drawdown % 2.84 5.15 0.38 | 11.62 19 | 26 Average
    Sharpe Ratio 0.22 0.38 -0.55 | 0.91 18 | 26 Average
    Sterling Ratio 0.44 0.51 0.33 | 0.81 21 | 26 Average
    Sortino Ratio 0.10 0.18 -0.19 | 0.46 21 | 26 Average
    Jensen Alpha % -1.35 0.09 -3.62 | 6.21 21 | 26 Average
    Treynor Ratio 0.05 0.07 -0.19 | 0.19 20 | 26 Average
    Modigliani Square Measure % 3.33 5.75 -8.49 | 14.04 18 | 26 Average
    Alpha % -7.42 -3.60 -9.58 | 8.09 22 | 26 Poor
    Return data last Updated On : Sept. 11, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : June 30, 2026
    KPIs: Key Performance Indicators

    Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.


    Date Axis Retirement Fund - Conservative Plan NAV Regular Growth Axis Retirement Fund - Conservative Plan NAV Direct Growth
    11-09-2026 15.7427 17.3932
    10-09-2026 15.7846 17.439
    09-09-2026 15.7971 17.4525
    08-09-2026 15.8731 17.536
    07-09-2026 15.886 17.5498
    04-09-2026 15.9156 17.5812
    03-09-2026 15.916 17.5812
    02-09-2026 15.9161 17.5808
    01-09-2026 15.9788 17.6498
    31-08-2026 15.9486 17.6159
    28-08-2026 16.0355 17.7105
    27-08-2026 16.006 17.6776
    25-08-2026 16.1066 17.7878
    24-08-2026 16.0665 17.743
    21-08-2026 16.0814 17.7582
    20-08-2026 16.0941 17.7718
    19-08-2026 16.0872 17.7637
    18-08-2026 16.0926 17.7693
    17-08-2026 16.1316 17.8119
    14-08-2026 16.215 17.9026
    13-08-2026 16.2027 17.8886
    12-08-2026 16.1943 17.8789
    11-08-2026 16.1741 17.8561

    Fund Launch Date: 20/Dec/2019
    Fund Category: Retirement Fund
    Investment Objective: The investment objective of the Investment Plan(s) under the Scheme is to provide long-term capital appreciation / income by investing in a mix of equity, debt and other instruments to help investors meet their retirement goals. However, there can be no assurance that the investment objective of the Scheme will be achieved. To generate regular income through investments predominantly in debt and money market instruments and to generate long term capital appreciation by investing certain portion of the porolio in equity and equity related securities. The Investment Plan may also invest in units of Gold ETF or units of REITs & InvITs for income generation / wealth creation.
    Fund Description: An open-ended retirement solution oriented scheme having a lock-in of 5 years or till retirement age (whichever is earlier )
    Fund Benchmark: NIFTY 50 Hybrid Short Duration Debt 25:75 Index
    Source: Fund FactSheet

    Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.