Previously Known As : Axis Retirement Savings Fund - Conservative Plan
Axis Retirement Fund - Conservative Plan Datagrid
Category Retirement Fund
BMSMONEY Rank 24
Rating
Growth Option 29-07-2026
NAV ₹16.06(R) +0.24% ₹17.73(D) +0.24%
Returns 1Y 3Y 5Y 7Y 10Y
Lumpsum Regular 1.0% 7.18% 5.82% -% -%
Direct 1.97% 8.49% 7.31% -% -%
Nifty 500 TRI 2.46% 12.12% 12.47% 15.58% 13.51%
SIP (XIRR) Regular 2.07% 0.42% 4.62% -% -%
Direct 3.0% 1.57% 6.0% -% -%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
0.22 0.1 0.44 -1.35% 0.05
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
6.8% -9.73% -6.75% 0.37 5.24%
Fund AUM As on: 30/12/2025 54 Cr
Top Retirement Fund
Fund Name Rank Rating
ICICI Prudential Retirement Fund - Hybrid Aggressive Plan 1
ICICI Prudential Retirement Fund - Pure Equity Plan 2
Aditya Birla Sun Life Retirement Fund - The 30s Plan 3
ICICI Prudential Retirement Fund - Hybrid Conservative Plan 4
Union Retirement Fund 5
UTI Retirement Fund 6

NAV Date: 29-07-2026

Scheme Name NAV Rupee Change Percent Change
Axis Retirement Fund - Conservative Plan - Regular Plan - IDCW 14.8
0.0400
0.2400%
Axis Retirement Fund - Conservative Plan - Regular Growth 16.06
0.0400
0.2400%
Axis Retirement Fund - Conservative Plan - Direct Plan - IDCW 16.15
0.0400
0.2400%
Axis Retirement Fund - Conservative Plan - Direct Growth 17.73
0.0400
0.2400%

Review Date: 29-07-2026

Beginning of Analysis

In the Retirement Fund category, Axis Retirement Fund - Conservative Plan is the 26th ranked fund. The category has total 26 funds. The Axis Retirement Fund - Conservative Plan has shown a very poor past performence in Retirement Fund. The fund has a Jensen Alpha of -1.35% which is lower than the category average of 0.09%, reflecting poor performance. The fund has a Sharpe Ratio of 0.22 which is lower than the category average of 0.38.
The past performance of the fund may or may not be sustained in the future. The review is not investment advice nor is it a recommendation to buy or sell funds. The ranking is based on proprietary methodology developed by bmsmoney. The methodology is based on the past performance of the funds and does not guarantee future performance.
Retirement Mutual Funds

Axis Retirement Fund - Conservative Plan Return Analysis

The Axis Retirement Fund - Conservative Plan has delivered a mixed performance across various time horizons, showcasing both strengths and challenges when compared to its Retirement Fund peers and the Nifty 500 TRI benchmark. This analysis examines the fund’s returns over periods ranging from one month to ten years, alongside its Systematic Investment Plan (SIP) performance, highlighting its rankings within the Retirement Fund category and its ability to outperform or underperform the benchmark and category averages.

  • The fund has given a return of 0.92%, 2.37 and 0.57 in last one, three and six months respectively. In the same period the category average return was 1.24%, 3.18% and 3.3% respectively.
  • Axis Retirement Fund - Conservative Plan has given a return of 1.97% in last one year. In the same period the Nifty 500 TRI return was 2.46%. The fund has given 0.49% less return than the benchmark return.
  • The fund has given a return of 8.49% in last three years and rank 18th out of twenty six funds in the category. In the same period the Nifty 500 TRI return was 12.12%. The fund has given 3.63% less return than the benchmark return.
  • Axis Retirement Fund - Conservative Plan has given a return of 7.31% in last five years and category average returns is 10.45% in same period. The fund ranked 23rd out of twenty five funds in the category. In the same period the Nifty 500 TRI return was 12.47%. The fund has given 5.16% less return than the benchmark return.
  • The fund has given a SIP return of 3.0% in last one year whereas category average SIP return is 7.09%. The fund one year return rank in the category is 25th in 28 funds
  • The fund has SIP return of 1.57% in last three years and ranks 24th in 25 funds. Aditya Birla Sun Life Retirement Fund - The 30s Plan has given the highest SIP return (15.94%) in the category in last three years.
  • The fund has SIP return of 6.0% in last five years whereas category average SIP return is 9.71%.

Axis Retirement Fund - Conservative Plan Risk Analysis

  • The fund has a standard deviation of 6.8 and semi deviation of 5.24. The category average standard deviation is 9.64 and semi deviation is 7.17.
  • The fund has a Value at Risk (VaR) of -9.73 and a maximum drawdown of -6.75. The category average VaR is -12.9 and the maximum drawdown is -10.32. The fund has a beta of 0.4 which shows that fund is less volatile than the benchmark.

Standard deviation measures the fund's return volatility and Semi deviation focuses on downside volatility. Value at Risk (VaR) is a measure of the risk of investments. Maximum Drawdown is the maximum loss from a peak to a trough of a portfolio. Beta measures the volatility of the fund compared to the benchmark. A beta of 1 indicates that the fund will move in line with the benchmark. A beta of more than 1 indicates that the fund will be more volatile than the benchmark and vice versa.


  • Very Good Performance in Retirement Fund Category
  • Good Performance in Retirement Fund Category
  • Poor Performance in Retirement Fund Category
  • Very Poor Performance in Retirement Fund Category

    • Investors beware: Mutual Fund investments are subject to market risks. Please read the scheme related documents carefully.

    Data Source: www.amfiindia.com

    SEBI Categorization


    KPIs* Fund Nifty 500 TRI Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.84 1.69
    1.15
    		0.04 | 2.78 17 | 29 Average
    3M Return % 2.14 2.58
    2.90
    		1.45 | 8.42 19 | 29 Average
    6M Return % 0.13 1.53
    2.74
    		-2.50 | 12.44 27 | 29 Poor
    1Y Return % 1.00 2.46
    3.01
    		-2.53 | 14.06 22 | 29 Average
    3Y Return % 7.18 12.12
    9.70
    		4.96 | 19.60 19 | 26 Average
    5Y Return % 5.82 12.47
    9.18
    		4.06 | 19.86 23 | 25 Poor
    1Y SIP Return % 2.07
    5.82
    		-1.35 | 21.92 26 | 29 Poor
    3Y SIP Return % 0.42
    5.19
    		0.42 | 14.45 26 | 26 Poor
    5Y SIP Return % 4.62
    8.48
    		3.27 | 18.30 23 | 25 Poor
    Standard Deviation 6.80
    9.65
    		1.31 | 16.38 11 | 26 Good
    Semi Deviation 5.24
    7.17
    		0.96 | 11.68 12 | 26 Good
    Max Drawdown % -6.75
    -10.32
    		-19.00 | -0.74 12 | 26 Good
    VaR 1 Y % -9.73
    -12.90
    		-25.74 | -0.37 12 | 26 Good
    Average Drawdown % 2.84
    5.15
    		0.38 | 11.62 19 | 26 Average
    Sharpe Ratio 0.22
    0.38
    		-0.55 | 0.91 18 | 26 Average
    Sterling Ratio 0.44
    0.51
    		0.33 | 0.81 21 | 26 Average
    Sortino Ratio 0.10
    0.18
    		-0.19 | 0.46 21 | 26 Average
    Jensen Alpha % -1.35
    0.09
    		-3.62 | 6.21 21 | 26 Average
    Treynor Ratio 0.05
    0.07
    		-0.19 | 0.19 20 | 26 Average
    Modigliani Square Measure % 3.33
    5.75
    		-8.49 | 14.04 18 | 26 Average
    Alpha % -7.42
    -3.60
    		-9.58 | 8.09 22 | 26 Poor
    Return data last Updated On : July 29, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : June 30, 2026
    KPIs: Key Performance Indicators

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    KPIs* Fund Nifty 500 TRI Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.92 1.69 1.24 0.11 | 2.90 17 | 29 Average
    3M Return % 2.37 2.58 3.18 1.63 | 8.77 19 | 29 Average
    6M Return % 0.57 1.53 3.30 -2.03 | 13.19 27 | 29 Poor
    1Y Return % 1.97 2.46 4.18 -1.54 | 15.57 23 | 29 Average
    3Y Return % 8.49 12.12 10.93 6.13 | 21.25 18 | 26 Average
    5Y Return % 7.31 12.47 10.45 5.30 | 21.51 23 | 25 Poor
    1Y SIP Return % 3.00 7.09 -0.29 | 23.53 25 | 28 Poor
    3Y SIP Return % 1.57 6.34 1.54 | 15.94 24 | 25 Poor
    5Y SIP Return % 6.00 9.71 4.47 | 19.95 20 | 24 Poor
    Standard Deviation 6.80 9.65 1.31 | 16.38 11 | 26 Good
    Semi Deviation 5.24 7.17 0.96 | 11.68 12 | 26 Good
    Max Drawdown % -6.75 -10.32 -19.00 | -0.74 12 | 26 Good
    VaR 1 Y % -9.73 -12.90 -25.74 | -0.37 12 | 26 Good
    Average Drawdown % 2.84 5.15 0.38 | 11.62 19 | 26 Average
    Sharpe Ratio 0.22 0.38 -0.55 | 0.91 18 | 26 Average
    Sterling Ratio 0.44 0.51 0.33 | 0.81 21 | 26 Average
    Sortino Ratio 0.10 0.18 -0.19 | 0.46 21 | 26 Average
    Jensen Alpha % -1.35 0.09 -3.62 | 6.21 21 | 26 Average
    Treynor Ratio 0.05 0.07 -0.19 | 0.19 20 | 26 Average
    Modigliani Square Measure % 3.33 5.75 -8.49 | 14.04 18 | 26 Average
    Alpha % -7.42 -3.60 -9.58 | 8.09 22 | 26 Poor
    Return data last Updated On : July 29, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : June 30, 2026
    KPIs: Key Performance Indicators

    Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.


    Date Axis Retirement Fund - Conservative Plan NAV Regular Growth Axis Retirement Fund - Conservative Plan NAV Direct Growth
    29-07-2026 16.0645 17.7294
    28-07-2026 16.0264 17.6868
    27-07-2026 16.0242 17.6841
    24-07-2026 15.9212 17.569
    23-07-2026 15.9302 17.5785
    22-07-2026 15.9675 17.6192
    21-07-2026 16.0377 17.6962
    20-07-2026 16.0697 17.7311
    17-07-2026 16.0446 17.7021
    16-07-2026 16.012 17.6656
    15-07-2026 15.9972 17.6489
    14-07-2026 15.9642 17.6121
    13-07-2026 16.0568 17.7138
    10-07-2026 16.066 17.7227
    09-07-2026 15.9785 17.6256
    08-07-2026 15.9378 17.5803
    07-07-2026 16.0832 17.7402
    06-07-2026 16.0643 17.719
    03-07-2026 16.0204 17.6692
    02-07-2026 15.9907 17.6361
    01-07-2026 15.9234 17.5614
    30-06-2026 15.9213 17.5586
    29-06-2026 15.9301 17.5679

    Fund Launch Date: 20/Dec/2019
    Fund Category: Retirement Fund
    Investment Objective: The investment objective of the Investment Plan(s) under the Scheme is to provide long-term capital appreciation / income by investing in a mix of equity, debt and other instruments to help investors meet their retirement goals. However, there can be no assurance that the investment objective of the Scheme will be achieved. To generate regular income through investments predominantly in debt and money market instruments and to generate long term capital appreciation by investing certain portion of the porolio in equity and equity related securities. The Investment Plan may also invest in units of Gold ETF or units of REITs & InvITs for income generation / wealth creation.
    Fund Description: An open-ended retirement solution oriented scheme having a lock-in of 5 years or till retirement age (whichever is earlier )
    Fund Benchmark: NIFTY 50 Hybrid Short Duration Debt 25:75 Index
    Source: Fund FactSheet

    Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.