Previously Known As : Idfc Cash Fund/Bandhan Cash Fund
Bandhan Liquid Fund Datagrid
Category Liquid Fund
BMSMONEY Rank 22
Rating
Growth Option 24-07-2026
NAV ₹3362.91(R) +0.02% ₹3400.89(D) +0.02%
Returns 1Y 3Y 5Y 7Y 10Y
Lumpsum Regular 6.22% 6.82% 6.12% 5.54% 5.97%
Direct 6.38% 6.97% 6.25% 5.65% 6.07%
Benchmark
SIP (XIRR) Regular 6.5% 6.64% 6.6% 6.11% 5.95%
Direct 6.66% 6.79% 6.74% 6.24% 6.06%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
4.51 6.3 0.68 0.78% 0.19
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
0.22% 0.0% 0.0% 0.06 0.17%
Fund AUM As on: 30/12/2025 18279 Cr
Top Liquid Fund
Fund Name Rank Rating
Bank of India Liquid Fund 1
Axis Liquid Fund 2
DSP Liquidity Fund 3
Invesco India Liquid Fund 4
Union Liquid Fund 5
Edelweiss Liquid Fund 6
Groww Liquid Fund 7

NAV Date: 24-07-2026

Scheme Name NAV Rupee Change Percent Change
BANDHAN LIQUID Fund - Unclaimed IDCW More than 3 years 1.0
0.0000
0.0000%
BANDHAN LIQUID Fund - Unclaimed Redemption More than 3 years 1.0
0.0000
0.0000%
BANDHAN LIQUID Fund - Unclaimed IDCW Less than 3 years 1.81
0.0000
0.0200%
BANDHAN LIQUID Fund - Unclaimed Redemption Less than 3 years 1.81
0.0000
0.0200%
BANDHAN LIQUID Fund - Regular Plan - Daily IDCW 1001.42
0.0000
0.0000%
BANDHAN LIQUID Fund -Direct Plan-Daily IDCW 1001.67
0.0000
0.0000%
BANDHAN LIQUID Fund - Regular Plan - Weekly IDCW 1002.49
0.2300
0.0200%
BANDHAN LIQUID Fund - Regular Plan - Monthly IDCW 1005.34
0.2300
0.0200%
BANDHAN LIQUID Fund -Direct Plan -Weekly IDCW 1008.26
0.2300
0.0200%
BANDHAN LIQUID Fund -Direct Plan -Monthly IDCW 1011.63
0.2300
0.0200%
BANDHAN LIQUID Fund -Direct Plan-Periodic IDCW 1370.11
0.3200
0.0200%
BANDHAN LIQUID Fund - Regular Plan - Periodic IDCW 1451.9
0.3300
0.0200%
BANDHAN LIQUID Fund - Regular Plan - Growth 3362.91
0.7600
0.0200%
BANDHAN LIQUID Fund -Direct Plan-Growth 3400.89
0.7900
0.0200%

Review Date: 24-07-2026

Beginning of Analysis

In the Liquid Fund category, Bandhan Liquid Fund is the 22nd ranked fund. The category has total 33 funds. The 2 star rating shows a poor past performance of the Bandhan Liquid Fund in Liquid Fund. The fund has a Jensen Alpha of 0.78% which is higher than the category average of -0.4%. Here the fund has shown average performance in terms of risk adjusted returns. The fund has a Sharpe Ratio of 4.51 which is higher than the category average of 4.27.
The past performance of the fund may or may not be sustained in the future. The review is not investment advice nor is it a recommendation to buy or sell funds. The ranking is based on proprietary methodology developed by bmsmoney. The methodology is based on the past performance of the funds and does not guarantee future performance.
Liquid Mutual Funds are a category of debt mutual funds that invest in short-term money market instruments with a maturity of up to 91 days. These funds are designed to provide high liquidity and stability, making them ideal for parking surplus funds for a very short duration. Liquid Funds typically invest in instruments such as Treasury Bills (T-Bills), Commercial Papers (CPs), Certificates of Deposit (CDs), and short-term government securities.. Liquid Mutual Funds are ideal for investors seeking a safe, liquid, and low-risk investment option for short-term cash management. These funds invest in high-quality, short-term money market instruments with a maturity of up to 91 days, offering quick redemption (within 1 business day) and stable returns. While they provide better returns than savings accounts, they may underperform compared to other debt funds with longer maturities. Investors should consider their liquidity needs, risk tolerance, and investment horizon before investing in Liquid Funds. Additionally, the absence of a lock-in period makes them a flexible choice for managing short-term financial goals.

Bandhan Liquid Fund Return Analysis

  • The fund has given a return of 0.54%, 1.62 and 3.34 in last one, three and six months respectively. In the same period the category average return was 0.53%, -0.59% and 1.05% respectively.
  • Bandhan Liquid Fund has given a return of 6.38% in last one year. In the same period the Liquid Fund category average return was 3.84%.
  • The fund has given a return of 6.97% in last three years and ranked 20.0th out of thirty six funds in the category. In the same period the Liquid Fund category average return was 5.32%.
  • The fund has given a return of 6.25% in last five years and ranked 16th out of thirty five funds in the category. In the same period the Liquid Fund category average return was 5.08%.
  • The fund has given a return of 6.07% in last ten years and ranked 22nd out of twenty nine funds in the category. In the same period the category average return was 5.32%.
  • The fund has given a SIP return of 6.66% in last one year whereas category average SIP return is 3.7%. The fund one year return rank in the category is 11th in 37 funds
  • The fund has SIP return of 6.79% in last three years and ranks 20th in 34 funds. Aditya Birla Sun Life Liquid Fund has given the highest SIP return (6.87%) in the category in last three years.
  • The fund has SIP return of 6.74% in last five years whereas category average SIP return is 4.19%.

Bandhan Liquid Fund Risk Analysis

  • The fund has a standard deviation of 0.22 and semi deviation of 0.17. The category average standard deviation is 1.75 and semi deviation is 1.65.
  • The fund has a beta of 0.06 which shows that fund is less volatile than the benchmark.

Standard deviation measures the fund's return volatility and Semi deviation focuses on downside volatility. Value at Risk (VaR) is a measure of the risk of investments. Maximum Drawdown is the maximum loss from a peak to a trough of a portfolio. Beta measures the volatility of the fund compared to the benchmark. A beta of 1 indicates that the fund will move in line with the benchmark. A beta of more than 1 indicates that the fund will be more volatile than the benchmark and vice versa.


  • Very Good Performance in Liquid Fund Category
  • Good Performance in Liquid Fund Category
  • Poor Performance in Liquid Fund Category
  • Very Poor Performance in Liquid Fund Category

    • Investors beware: Mutual Fund investments are subject to market risks. Please read the scheme related documents carefully.

    Data Source: www.amfiindia.com

    SEBI Categorization


    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.53
    0.52
    		0.43 | 0.55 23 | 41 Average
    3M Return % 1.58
    -0.68
    		-89.84 | 1.62 19 | 41 Good
    6M Return % 3.26
    0.93
    		-89.67 | 3.33 21 | 41 Good
    1Y Return % 6.22
    3.64
    		-89.37 | 6.35 21 | 38 Average
    3Y Return % 6.82
    5.19
    		-50.38 | 6.96 22 | 36 Average
    5Y Return % 6.12
    4.94
    		-33.01 | 6.23 19 | 35 Average
    7Y Return % 5.54
    4.63
    		-23.99 | 5.68 21 | 34 Average
    10Y Return % 5.97
    5.18
    		-15.75 | 6.10 20 | 28 Average
    15Y Return % 6.96
    6.26
    		-8.21 | 7.24 14 | 22 Average
    1Y SIP Return % 6.50
    3.48
    		-98.98 | 6.64 20 | 36 Average
    3Y SIP Return % 6.64
    3.77
    		-89.38 | 6.77 22 | 34 Average
    5Y SIP Return % 6.60
    4.05
    		-75.75 | 6.72 22 | 33 Average
    7Y SIP Return % 6.11
    3.89
    		-63.71 | 6.22 21 | 32 Average
    10Y SIP Return % 5.95
    3.84
    		-49.15 | 6.07 21 | 26 Average
    15Y SIP Return % 6.25
    4.55
    		-31.86 | 6.48 17 | 22 Average
    Standard Deviation 0.22
    1.75
    		0.18 | 52.24 22 | 34 Average
    Semi Deviation 0.17
    1.65
    		0.14 | 50.79 31 | 34 Poor
    Max Drawdown % 0.00
    -2.65
    		-89.93 | 0.00 33 | 34 Poor
    Average Drawdown % 0.00
    2.65
    		0.00 | 89.93 34 | 34 Poor
    Sharpe Ratio 4.51
    4.27
    		-1.03 | 5.25 23 | 34 Average
    Sterling Ratio 0.68
    0.65
    		-0.50 | 0.70 20 | 34 Average
    Sortino Ratio 6.30
    6.67
    		-0.16 | 10.85 22 | 34 Average
    Jensen Alpha % 0.78
    -0.40
    		-38.83 | 0.92 22 | 34 Average
    Treynor Ratio 0.19
    0.26
    		0.10 | 1.83 30 | 34 Poor
    Modigliani Square Measure % 3.20
    3.03
    		-0.73 | 3.72 23 | 34 Average
    Alpha % -0.77
    -2.80
    		-69.11 | -0.63 22 | 34 Average
    Return data last Updated On : July 24, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : June 30, 2026
    KPIs: Key Performance Indicators

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    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.54 0.53 0.45 | 0.56 19 | 42 Good
    3M Return % 1.62 -0.59 -89.84 | 1.67 18 | 42 Good
    6M Return % 3.34 1.05 -89.67 | 3.38 11 | 42 Very Good
    1Y Return % 6.38 3.84 -89.36 | 6.46 15 | 39 Good
    3Y Return % 6.97 5.32 -50.34 | 7.04 20 | 36 Average
    5Y Return % 6.25 5.08 -32.95 | 6.31 16 | 35 Good
    7Y Return % 5.65 4.76 -23.92 | 5.99 22 | 34 Average
    10Y Return % 6.07 5.32 -15.69 | 6.36 22 | 29 Average
    1Y SIP Return % 6.66 3.70 -98.98 | 6.74 11 | 37 Good
    3Y SIP Return % 6.79 3.91 -89.35 | 6.87 20 | 34 Average
    5Y SIP Return % 6.74 4.19 -75.68 | 6.81 15 | 33 Good
    7Y SIP Return % 6.24 4.02 -63.60 | 6.32 19 | 32 Average
    10Y SIP Return % 6.06 4.04 -49.00 | 6.25 20 | 27 Average
    Standard Deviation 0.22 1.75 0.18 | 52.24 22 | 34 Average
    Semi Deviation 0.17 1.65 0.14 | 50.79 31 | 34 Poor
    Max Drawdown % 0.00 -2.65 -89.93 | 0.00 33 | 34 Poor
    Average Drawdown % 0.00 2.65 0.00 | 89.93 34 | 34 Poor
    Sharpe Ratio 4.51 4.27 -1.03 | 5.25 23 | 34 Average
    Sterling Ratio 0.68 0.65 -0.50 | 0.70 20 | 34 Average
    Sortino Ratio 6.30 6.67 -0.16 | 10.85 22 | 34 Average
    Jensen Alpha % 0.78 -0.40 -38.83 | 0.92 22 | 34 Average
    Treynor Ratio 0.19 0.26 0.10 | 1.83 30 | 34 Poor
    Modigliani Square Measure % 3.20 3.03 -0.73 | 3.72 23 | 34 Average
    Alpha % -0.77 -2.80 -69.11 | -0.63 22 | 34 Average
    Return data last Updated On : July 24, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : June 30, 2026
    KPIs: Key Performance Indicators

    Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.


    Date Bandhan Liquid Fund NAV Regular Growth Bandhan Liquid Fund NAV Direct Growth
    24-07-2026 3362.9134 3400.8947
    23-07-2026 3362.1489 3400.1067
    22-07-2026 3361.4567 3399.3917
    21-07-2026 3361.1962 3399.1134
    20-07-2026 3360.6914 3398.5882
    17-07-2026 3359.1807 3397.0159
    16-07-2026 3358.179 3395.9881
    15-07-2026 3357.4701 3395.2564
    14-07-2026 3357.1041 3394.8715
    13-07-2026 3357.0272 3394.7788
    10-07-2026 3355.4085 3393.0974
    09-07-2026 3354.4124 3392.0753
    08-07-2026 3353.6673 3391.3069
    07-07-2026 3353.4092 3391.031
    06-07-2026 3353.3984 3391.0052
    03-07-2026 3352.6015 3390.1548
    02-07-2026 3352.0728 3389.6052
    01-07-2026 3351.4088 3388.919
    30-06-2026 3350.1571 3387.6383
    29-06-2026 3348.0567 3385.4996
    25-06-2026 3345.9747 3383.3351
    24-06-2026 3345.1814 3382.518

    Fund Launch Date: 01/Jan/2000
    Fund Category: Liquid Fund
    Investment Objective: The Scheme seeks to offer an investment avenue for short term savings by looking to generate returns commensurate with a low risk strategyand with high liquidity, from a portfolio that is invested in debt and money market securities with maturity up to 91 day
    Fund Description: An Open Ended Liquid Fund
    Fund Benchmark: CRISIL Liquid Fund Index
    Source: Fund FactSheet

    Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.