Previously Known As : Indiabulls Liquid Fund
Groww Liquid Fund Datagrid
Category Liquid Fund
BMSMONEY Rank 16
Rating
Growth Option 12-02-2026
NAV ₹2616.59(R) +0.02% ₹2650.24(D) +0.02%
Returns 1Y 3Y 5Y 7Y 10Y
Lumpsum Regular 6.38% 6.86% 5.71% 5.51% 6.04%
Direct 6.49% 6.97% 5.81% 5.61% 6.14%
Benchmark
SIP (XIRR) Regular 6.07% 6.74% 6.43% 5.91% 5.85%
Direct 6.19% 6.85% 6.53% 6.02% 5.96%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
2.63 1.05 0.67 6.06% 0.22
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
0.37% 0.0% 0.0% 0.05 0.33%
Fund AUM As on: 30/12/2025 173 Cr
Top Liquid Fund
Fund Name Rank Rating
HSBC Liquid Fund 1
Bank of India Liquid Fund 2
Axis Liquid Fund 3
Canara Robeco Liquid Fund 4
Union Liquid Fund 5
Aditya Birla Sun Life Liquid Fund 6
Dsp Liquidity Fund 7

NAV Date: 12-02-2026

Scheme Name NAV Rupee Change Percent Change
Groww Liquid Fund (formerly known as Indiabulls Liquid Fund)- Regular Plan- - Income Distribution cum capital withdrawal Option (Reinvestment) 1002.09
0.0000
0.0000%
Groww Liquid Fund (formerly known as Indiabulls Liquid Fund) - Direct Plan- - Income Distribution cum capital withdrawal Option ( Reinvestment) 1002.09
0.0000
0.0000%
Groww Liquid Fund (formerly known as Indiabulls Liquid) Fund- Regular Plan- Fortnightly - Income Distribution cum capital withdrawal Option (Payout & Reinvestment) 1002.13
0.2100
0.0200%
Groww Liquid Fund (formerly known as Indiabulls Liquid Fund)- Direct Plan- Fortnightly - Income Distribution cum capital withdrawal Option (Payout & Reinvestment) 1002.14
0.2100
0.0200%
Groww Liquid Fund (formerly known as Indiabulls Liquid Fund)- Regular Plan- Weekly - Income Distribution cum capital withdrawal Option (Payout & Reinvestment) 1002.37
0.2100
0.0200%
Groww Liquid Fund (formerly known as Indiabulls Liquid Fund)- Direct Plan- Weekly - Income Distribution cum capital withdrawal Option (Payout & Reinvestment) 1002.38
0.2100
0.0200%
Groww Liquid Fund (formerly known as Indiabulls Liquid Fund)- Regular Plan- Monthly - Income Distribution cum capital withdrawal Option (Payout & Reinvestment) 1003.72
0.2100
0.0200%
Groww Liquid Fund (formerly known as Indiabulls Liquid Fund)- Direct Plan- Monthly - Income Distribution cum capital withdrawal Option (Payout & Reinvestment) 1031.46
0.2100
0.0200%
Groww Liquid Fund (formerly known as Indiabulls Liquid Fund) - Regular Plan - Growth Option 2616.59
0.5400
0.0200%
Groww Liquid Fund ( formerly known as Indiabulls Liquid )Fund - Direct Plan - Growth Option 2650.24
0.5500
0.0200%

Review Date: 12-02-2026

Beginning of Analysis

In the Liquid Fund category, Groww Liquid Fund is the 14th ranked fund. The category has total 33 funds. The 4 star rating shows a very good past performance of the Groww Liquid Fund in Liquid Fund. The fund has a Jensen Alpha of 6.06% which is higher than the category average of 5.97%. Here the fund has shown very good performance in terms of risk adjusted returns. The fund has a Sharpe Ratio of 2.63 which is lower than the category average of 3.35.
The past performance of the fund may or may not be sustained in the future. The review is not investment advice nor is it a recommendation to buy or sell funds. The ranking is based on proprietary methodology developed by bmsmoney. The methodology is based on the past performance of the funds and does not guarantee future performance.
Liquid Mutual Funds are a category of debt mutual funds that invest in short-term money market instruments with a maturity of up to 91 days. These funds are designed to provide high liquidity and stability, making them ideal for parking surplus funds for a very short duration. Liquid Funds typically invest in instruments such as Treasury Bills (T-Bills), Commercial Papers (CPs), Certificates of Deposit (CDs), and short-term government securities.. Liquid Mutual Funds are ideal for investors seeking a safe, liquid, and low-risk investment option for short-term cash management. These funds invest in high-quality, short-term money market instruments with a maturity of up to 91 days, offering quick redemption (within 1 business day) and stable returns. While they provide better returns than savings accounts, they may underperform compared to other debt funds with longer maturities. Investors should consider their liquidity needs, risk tolerance, and investment horizon before investing in Liquid Funds. Additionally, the absence of a lock-in period makes them a flexible choice for managing short-term financial goals.

Groww Liquid Fund Return Analysis

  • The fund has given a return of 0.52%, 1.49 and 2.99 in last one, three and six months respectively. In the same period the category average return was 0.52%, 1.49% and 2.96% respectively.
  • Groww Liquid Fund has given a return of 6.49% in last one year. In the same period the Liquid Fund category average return was 6.39%.
  • The fund has given a return of 6.97% in last three years and ranked 24.0th out of 35 funds in the category. In the same period the Liquid Fund category average return was 6.96%.
  • The fund has given a return of 5.81% in last five years and ranked 26th out of 34 funds in the category. In the same period the Liquid Fund category average return was 5.89%.
  • The fund has given a return of 6.14% in last ten years and ranked 20th out of 27 funds in the category. In the same period the category average return was 6.13%.
  • The fund has given a SIP return of 6.19% in last one year whereas category average SIP return is 6.13%. The fund one year return rank in the category is 12th in 34 funds
  • The fund has SIP return of 6.85% in last three years and ranks 12th in 33 funds. Aditya Birla Sun Life Liquid Fund has given the highest SIP return (6.88%) in the category in last three years.
  • The fund has SIP return of 6.53% in last five years whereas category average SIP return is 6.54%.

Groww Liquid Fund Risk Analysis

  • The fund has a standard deviation of 0.37 and semi deviation of 0.33. The category average standard deviation is 0.32 and semi deviation is 0.28.
  • The fund has a beta of 0.05 which shows that fund is less volatile than the benchmark.

Standard deviation measures the fund's return volatility and Semi deviation focuses on downside volatility. Value at Risk (VaR) is a measure of the risk of investments. Maximum Drawdown is the maximum loss from a peak to a trough of a portfolio. Beta measures the volatility of the fund compared to the benchmark. A beta of 1 indicates that the fund will move in line with the benchmark. A beta of more than 1 indicates that the fund will be more volatile than the benchmark and vice versa.


  • Very Good Performance in Liquid Fund Category
  • Good Performance in Liquid Fund Category
  • Poor Performance in Liquid Fund Category
  • Very Poor Performance in Liquid Fund Category

    • Investors beware: Mutual Fund investments are subject to market risks. Please read the scheme related documents carefully.

    Data Source: www.amfiindia.com

    SEBI Categorization


    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.51
    0.51
    		0.46 | 0.54 23 | 36 Average
    3M Return % 1.47
    1.45
    		1.32 | 1.51 17 | 36 Good
    6M Return % 2.93
    2.89
    		2.62 | 2.98 13 | 36 Good
    1Y Return % 6.38
    6.25
    		5.74 | 6.42 4 | 36 Very Good
    3Y Return % 6.86
    6.82
    		6.25 | 7.00 22 | 35 Average
    5Y Return % 5.71
    5.76
    		5.17 | 5.91 26 | 34 Average
    7Y Return % 5.51
    5.54
    		5.02 | 5.78 25 | 33 Average
    10Y Return % 6.04
    6.03
    		5.48 | 6.22 19 | 26 Average
    1Y SIP Return % 6.07
    5.99
    		5.44 | 6.16 12 | 34 Good
    3Y SIP Return % 6.74
    6.64
    		6.08 | 6.81 10 | 33 Good
    5Y SIP Return % 6.43
    6.40
    		5.83 | 6.57 23 | 32 Average
    7Y SIP Return % 5.91
    5.93
    		5.36 | 6.07 25 | 31 Poor
    10Y SIP Return % 5.85
    5.90
    		5.32 | 6.01 21 | 24 Poor
    Standard Deviation 0.37
    0.32
    		0.16 | 0.37 15 | 33 Good
    Semi Deviation 0.33
    0.28
    		0.12 | 0.33 12 | 33 Good
    Sharpe Ratio 2.63
    3.35
    		1.16 | 6.23 29 | 33 Poor
    Sterling Ratio 0.67
    0.67
    		0.61 | 0.69 26 | 33 Average
    Sortino Ratio 1.05
    3.66
    		0.42 | 18.52 29 | 33 Poor
    Jensen Alpha % 6.06
    5.97
    		5.40 | 6.13 9 | 33 Very Good
    Treynor Ratio 0.22
    0.19
    		0.10 | 0.25 3 | 33 Very Good
    Modigliani Square Measure % 24.89
    25.16
    		23.47 | 31.67 16 | 33 Good
    Alpha % -0.72
    -0.80
    		-1.40 | -0.65 10 | 33 Good
    Return data last Updated On : Feb. 12, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Dec. 31, 2025
    KPIs: Key Performance Indicators

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    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.52 0.52 0.46 | 0.54 27 | 37 Average
    3M Return % 1.49 1.49 1.39 | 1.52 21 | 37 Average
    6M Return % 2.99 2.96 2.79 | 3.01 14 | 37 Good
    1Y Return % 6.49 6.39 5.95 | 6.52 4 | 36 Very Good
    3Y Return % 6.97 6.96 6.61 | 7.08 24 | 35 Average
    5Y Return % 5.81 5.89 5.59 | 6.07 26 | 34 Average
    7Y Return % 5.61 5.67 5.24 | 6.09 25 | 33 Average
    10Y Return % 6.14 6.13 5.71 | 6.47 20 | 27 Average
    1Y SIP Return % 6.19 6.13 5.74 | 6.22 12 | 34 Good
    3Y SIP Return % 6.85 6.78 6.39 | 6.88 12 | 33 Good
    5Y SIP Return % 6.53 6.54 6.22 | 6.65 25 | 32 Poor
    7Y SIP Return % 6.02 6.07 5.72 | 6.25 26 | 31 Poor
    10Y SIP Return % 5.96 6.02 5.67 | 6.28 22 | 25 Poor
    Standard Deviation 0.37 0.32 0.16 | 0.37 15 | 33 Good
    Semi Deviation 0.33 0.28 0.12 | 0.33 12 | 33 Good
    Sharpe Ratio 2.63 3.35 1.16 | 6.23 29 | 33 Poor
    Sterling Ratio 0.67 0.67 0.61 | 0.69 26 | 33 Average
    Sortino Ratio 1.05 3.66 0.42 | 18.52 29 | 33 Poor
    Jensen Alpha % 6.06 5.97 5.40 | 6.13 9 | 33 Very Good
    Treynor Ratio 0.22 0.19 0.10 | 0.25 3 | 33 Very Good
    Modigliani Square Measure % 24.89 25.16 23.47 | 31.67 16 | 33 Good
    Alpha % -0.72 -0.80 -1.40 | -0.65 10 | 33 Good
    Return data last Updated On : Feb. 12, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Dec. 31, 2025
    KPIs: Key Performance Indicators

    Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.


    Date Groww Liquid Fund NAV Regular Growth Groww Liquid Fund NAV Direct Growth
    12-02-2026 2616.587 2650.2389
    11-02-2026 2616.0509 2649.6887
    10-02-2026 2615.6227 2649.2478
    09-02-2026 2615.0592 2648.6698
    06-02-2026 2613.8445 2647.4178
    05-02-2026 2613.3554 2646.9152
    04-02-2026 2612.899 2646.4457
    03-02-2026 2612.1591 2645.6891
    02-02-2026 2611.3451 2644.8574
    30-01-2026 2609.738 2643.2078
    29-01-2026 2609.372 2642.8297
    28-01-2026 2609.0171 2642.4623
    27-01-2026 2608.628 2642.0608
    23-01-2026 2606.8478 2640.2286
    22-01-2026 2606.5219 2639.8915
    21-01-2026 2605.909 2639.2633
    20-01-2026 2605.5819 2638.9238
    19-01-2026 2605.4268 2638.7594
    16-01-2026 2604.5839 2637.884
    14-01-2026 2603.819 2637.095
    13-01-2026 2603.4791 2636.743
    12-01-2026 2603.1896 2636.4425

    Fund Launch Date: 24/Oct/2011
    Fund Category: Liquid Fund
    Investment Objective: To provide a high level of liquidity with returns commensurate with low risk through a portfolio of money market and debt securities with maturity of upto 91 days. However,there can be no assurance that the investment objective of the scheme will be achieved.
    Fund Description: Liquid Fund
    Fund Benchmark: CRISIL Liquid Fund Index
    Source: Fund FactSheet

    Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.