Previously Known As : Idfc Overnight Fund
Bandhan Overnight Fund Datagrid
Category Overnight Fund
BMSMONEY Rank 21
Rating
Growth Option 27-01-2026
NAV ₹1413.36(R) +0.06% ₹1424.13(D) +0.06%
Returns 1Y 3Y 5Y 7Y 10Y
Lumpsum Regular 5.62% 6.28% 5.35% 5.04% -%
Direct 5.72% 6.39% 5.45% 5.15% -%
Benchmark
SIP (XIRR) Regular 5.43% 6.05% 5.89% 5.45% -%
Direct 5.55% 6.16% 6.0% 5.56% -%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
1.3 0.46 0.61 -% -
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
0.33% 0.0% 0.0% - 0.3%
Fund AUM As on: 30/12/2025 1353 Cr
Top Overnight Fund
Fund Name Rank Rating
Hsbc Overnight Fund 1
quant Overnight Fund 2
TRUSTMF Overnight Fund 3
Shriram Overnight Fund 4
Jm Overnight Fund 5
NJ Overnight Fund 6
Bank of India Overnight Fund 7

NAV Date: 27-01-2026

Scheme Name NAV Rupee Change Percent Change
BANDHAN Overnight Fund - Regular Plan - Daily IDCW 1000.01
0.0000
0.0000%
BANDHAN Overnight Fund - Direct Plan - Daily IDCW 1000.01
0.0000
0.0000%
BANDHAN Overnight Fund - Direct Plan - Weekly IDCW 1000.58
-0.4400
-0.0400%
BANDHAN Overnight Fund - Regular Plan - Weekly IDCW 1001.49
-0.4200
-0.0400%
BANDHAN Overnight Fund - Regular Plan - Monthly IDCW 1004.02
0.5700
0.0600%
BANDHAN Overnight Fund - Direct Plan - Monthly IDCW 1004.07
0.5700
0.0600%
BANDHAN Overnight Fund - REGULAR PLAN PERIODIC IDCW 1293.25
0.7200
0.0600%
BANDHAN Overnight Fund - Direct Plan - Periodic IDCW 1297.73
0.7400
0.0600%
BANDHAN Overnight Fund - Regular Plan - Growth 1413.36
0.7900
0.0600%
BANDHAN Overnight Fund - Direct Plan - Growth 1424.13
0.8100
0.0600%

Review Date: 27-01-2026

Beginning of Analysis

Bandhan Overnight Fund is the 15th ranked fund in the Overnight Fund category. The category has total 29 funds. The Bandhan Overnight Fund has shown an average past performence in Overnight Fund. The fund has a Sharpe Ratio of 1.3 which is lower than the category average of 1.71.
The past performance of the fund may or may not be sustained in the future. The review is not investment advice nor is it a recommendation to buy or sell funds. The ranking is based on proprietary methodology developed by bmsmoney. The methodology is based on the past performance of the funds and does not guarantee future performance.
Overnight Mutual Funds are ideal for investors seeking a safe, liquid, and ultra-low-risk investment option for very short-term cash management. These funds invest in overnight securities with a maturity of 1 day, offering quick redemption (within 1 business day) and stable returns. While they provide minimal risk and high liquidity, they offer very low returns compared to other debt funds. Investors should consider their liquidity needs and investment horizon before investing in Overnight Funds. These funds are best suited for parking surplus funds for a very short duration, such as overnight or a few days.

Bandhan Overnight Fund Return Analysis

  • The fund has given a return of 0.42%, 1.34 and 2.7 in last one, three and six months respectively. In the same period the category average return was 0.42%, 1.33% and 2.68% respectively.
  • Bandhan Overnight Fund has given a return of 5.72% in last one year. In the same period the Overnight Fund category average return was 5.68%.
  • The fund has given a return of 6.39% in last three years and ranked 12.0th out of 32 funds in the category. In the same period the Overnight Fund category average return was 6.37%.
  • The fund has given a return of 5.45% in last five years and ranked 14th out of 27 funds in the category. In the same period the Overnight Fund category average return was 5.44%.
  • The fund has given a SIP return of 5.55% in last one year whereas category average SIP return is 5.5%. The fund one year return rank in the category is 12th in 34 funds
  • The fund has SIP return of 6.16% in last three years and ranks 11th in 32 funds. Bank of India Overnight Fund has given the highest SIP return (6.25%) in the category in last three years.
  • The fund has SIP return of 6.0% in last five years whereas category average SIP return is 5.98%.

Bandhan Overnight Fund Risk Analysis

  • The fund has a standard deviation of 0.33 and semi deviation of 0.3. The category average standard deviation is 0.3 and semi deviation is 0.27.

Standard deviation measures the fund's return volatility and Semi deviation focuses on downside volatility. Value at Risk (VaR) is a measure of the risk of investments. Maximum Drawdown is the maximum loss from a peak to a trough of a portfolio. Beta measures the volatility of the fund compared to the benchmark. A beta of 1 indicates that the fund will move in line with the benchmark. A beta of more than 1 indicates that the fund will be more volatile than the benchmark and vice versa.


  • Very Good Performance in Overnight Fund Category
  • Good Performance in Overnight Fund Category
  • Poor Performance in Overnight Fund Category
  • Very Poor Performance in Overnight Fund Category

    • Investors beware: Mutual Fund investments are subject to market risks. Please read the scheme related documents carefully.

    Data Source: www.amfiindia.com

    SEBI Categorization


    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.41
    0.41
    		0.38 | 0.43 19 | 34 Average
    3M Return % 1.31
    1.31
    		1.22 | 1.36 20 | 34 Average
    6M Return % 2.65
    2.64
    		2.47 | 2.73 19 | 34 Average
    1Y Return % 5.62
    5.60
    		5.25 | 5.79 20 | 34 Average
    3Y Return % 6.28
    6.28
    		5.98 | 6.46 18 | 32 Average
    5Y Return % 5.35
    5.36
    		5.18 | 5.50 17 | 27 Average
    7Y Return % 5.04
    5.06
    		5.01 | 5.11 8 | 9 Average
    1Y SIP Return % 5.43
    5.43
    		5.07 | 5.60 21 | 34 Average
    3Y SIP Return % 6.05
    6.05
    		5.72 | 6.22 19 | 32 Average
    5Y SIP Return % 5.89
    5.90
    		5.69 | 6.06 17 | 27 Average
    7Y SIP Return % 5.45
    5.26
    		5.04 | 5.50 4 | 9 Good
    Standard Deviation 0.33
    0.30
    		0.15 | 0.33 17 | 31 Average
    Semi Deviation 0.30
    0.27
    		0.12 | 0.31 17 | 31 Average
    Sharpe Ratio 1.30
    1.71
    		0.48 | 3.84 20 | 31 Average
    Sterling Ratio 0.61
    0.62
    		0.58 | 0.65 20 | 31 Average
    Sortino Ratio 0.46
    0.98
    		0.16 | 3.60 20 | 31 Average
    Return data last Updated On : Jan. 27, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Dec. 31, 2025
    KPIs: Key Performance Indicators

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    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.42 0.42 0.40 | 0.43 18 | 34 Good
    3M Return % 1.34 1.33 1.27 | 1.37 15 | 34 Good
    6M Return % 2.70 2.68 2.58 | 2.75 15 | 34 Good
    1Y Return % 5.72 5.68 5.45 | 5.82 14 | 34 Good
    3Y Return % 6.39 6.37 6.17 | 6.57 12 | 32 Good
    5Y Return % 5.45 5.44 5.29 | 5.54 14 | 27 Good
    7Y Return % 5.15 5.15 5.11 | 5.19 5 | 9 Good
    1Y SIP Return % 5.55 5.50 5.28 | 5.63 12 | 34 Good
    3Y SIP Return % 6.16 6.13 5.94 | 6.25 11 | 32 Good
    5Y SIP Return % 6.00 5.98 5.80 | 6.09 13 | 27 Good
    7Y SIP Return % 5.56 5.34 5.13 | 5.56 3 | 9 Very Good
    Standard Deviation 0.33 0.30 0.15 | 0.33 17 | 31 Average
    Semi Deviation 0.30 0.27 0.12 | 0.31 17 | 31 Average
    Sharpe Ratio 1.30 1.71 0.48 | 3.84 20 | 31 Average
    Sterling Ratio 0.61 0.62 0.58 | 0.65 20 | 31 Average
    Sortino Ratio 0.46 0.98 0.16 | 3.60 20 | 31 Average
    Return data last Updated On : Jan. 27, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Dec. 31, 2025
    KPIs: Key Performance Indicators

    Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.


    Date Bandhan Overnight Fund NAV Regular Growth Bandhan Overnight Fund NAV Direct Growth
    27-01-2026 1413.3594 1424.126
    23-01-2026 1412.5732 1423.3182
    22-01-2026 1412.3748 1423.1145
    21-01-2026 1412.1793 1422.9136
    20-01-2026 1411.9814 1422.7103
    19-01-2026 1411.7832 1422.5066
    16-01-2026 1411.1903 1421.8974
    14-01-2026 1410.7922 1421.4885
    13-01-2026 1410.5913 1421.2822
    12-01-2026 1410.3933 1421.0788
    09-01-2026 1409.7881 1420.4573
    08-01-2026 1409.5833 1420.2471
    07-01-2026 1409.3827 1420.041
    06-01-2026 1409.187 1419.8399
    05-01-2026 1408.9931 1419.6406
    02-01-2026 1408.4014 1419.0329
    01-01-2026 1408.2047 1418.8307
    31-12-2025 1407.9887 1418.6092
    30-12-2025 1407.7803 1418.3953
    29-12-2025 1407.5786 1418.1881

    Fund Launch Date: 16/Jan/2019
    Fund Category: Overnight Fund
    Investment Objective: The Fund seeks to offer an investment avenue for short term savings by looking to generate returns in line with the overnight rates.
    Fund Description: An open-ended Debt Scheme investing in overnight securities
    Fund Benchmark: Nifty 1D Rate Index
    Source: Fund FactSheet

    Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.