Franklin India Overnight Fund Datagrid
Category Overnight Fund
BMSMONEY Rank 5
Rating
Growth Option 04-12-2025
NAV ₹1377.2(R) +0.03% ₹1381.76(D) +0.03%
Returns 1Y 3Y 5Y 7Y 10Y
Lumpsum Regular 5.89% 6.34% 5.29% -% -%
Direct 5.94% 6.39% 5.34% -% -%
Benchmark
SIP (XIRR) Regular 5.66% 6.19% 5.19% -% -%
Direct 5.7% 6.23% 5.24% -% -%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
4.48 5.15 0.64 -% -
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
0.13% 0.0% 0.0% - 0.11%
Fund AUM As on: 30/06/2025 381 Cr
Top Overnight Fund
Fund Name Rank Rating
Bank of India Overnight Fund 1
Axis Overnight Fund 2
Uti Overnight Fund 3
Invesco India Overnight Fund 4
Franklin India Overnight Fund 5
Nippon India Overnight Fund 6
Mirae Asset Overnight Fund 7

NAV Date: 04-12-2025

Scheme Name NAV Rupee Change Percent Change
Franklin India Overnight Fund - Direct Daily Dividend Plan - Daily - IDCW 1000.0
0.0000
0.0000%
Franklin India Overnight Fund - Daily Dividend Plan - Daily - IDCW 1000.0
0.0000
0.0000%
Franklin India Overnight Fund - Direct Weekly Dividend Plan - Weekly - IDCW 1000.59
0.2900
0.0300%
Franklin India Overnight Fund - Weekly Dividend Plan - Weekly - IDCW 1000.59
0.2900
0.0300%
Franklin India Overnight fund- Growth 1377.2
0.4000
0.0300%
Franklin India Overnight Fund- Growth - Direct 1381.76
0.4000
0.0300%

Review Date: 04-12-2025

Beginning of Analysis

In the Overnight Fund category, Franklin India Overnight Fund is the 5th ranked fund. The category has total 29 funds. The Franklin India Overnight Fund has shown an excellent past performence in Overnight Fund. The fund has a Sharpe Ratio of 4.48 which is higher than the category average of 4.08.
The past performance of the fund may or may not be sustained in the future. The review is not investment advice nor is it a recommendation to buy or sell funds. The ranking is based on proprietary methodology developed by bmsmoney. The methodology is based on the past performance of the funds and does not guarantee future performance.
Overnight Mutual Funds are ideal for investors seeking a safe, liquid, and ultra-low-risk investment option for very short-term cash management. These funds invest in overnight securities with a maturity of 1 day, offering quick redemption (within 1 business day) and stable returns. While they provide minimal risk and high liquidity, they offer very low returns compared to other debt funds. Investors should consider their liquidity needs and investment horizon before investing in Overnight Funds. These funds are best suited for parking surplus funds for a very short duration, such as overnight or a few days.

Franklin India Overnight Fund Return Analysis

  • The fund has given a return of 0.44%, 1.35 and 2.72 in last one, three and six months respectively. In the same period the category average return was 0.43%, 1.33% and 2.69% respectively.
  • Franklin India Overnight Fund has given a return of 5.94% in last one year. In the same period the Overnight Fund category average return was 5.89%.
  • The fund has given a return of 6.39% in last three years and ranked 23.0rd out of 32 funds in the category. In the same period the Overnight Fund category average return was 6.41%.
  • The fund has given a return of 5.34% in last five years and ranked 22nd out of 27 funds in the category. In the same period the Overnight Fund category average return was 5.37%.
  • The fund has given a SIP return of 5.7% in last one year whereas category average SIP return is 5.64%. The fund one year return rank in the category is 5th in 34 funds
  • The fund has SIP return of 6.23% in last three years and ranks 19th in 31 funds. Bank of India Overnight Fund has given the highest SIP return (6.35%) in the category in last three years.
  • The fund has SIP return of 5.24% in last five years whereas category average SIP return is 5.74%.

Franklin India Overnight Fund Risk Analysis

  • The fund has a standard deviation of 0.13 and semi deviation of 0.11. The category average standard deviation is 0.14 and semi deviation is 0.11.

Standard deviation measures the fund's return volatility and Semi deviation focuses on downside volatility. Value at Risk (VaR) is a measure of the risk of investments. Maximum Drawdown is the maximum loss from a peak to a trough of a portfolio. Beta measures the volatility of the fund compared to the benchmark. A beta of 1 indicates that the fund will move in line with the benchmark. A beta of more than 1 indicates that the fund will be more volatile than the benchmark and vice versa.


  • Very Good Performance in Overnight Fund Category
  • Good Performance in Overnight Fund Category
  • Poor Performance in Overnight Fund Category
  • Very Poor Performance in Overnight Fund Category

    • Investors beware: Mutual Fund investments are subject to market risks. Please read the scheme related documents carefully.

    Data Source: www.amfiindia.com

    SEBI Categorization


    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.43
    0.43
    		0.39 | 0.46 4 | 34 Very Good
    3M Return % 1.34
    1.32
    		1.23 | 1.36 3 | 34 Very Good
    6M Return % 2.70
    2.65
    		2.49 | 2.74 3 | 34 Very Good
    1Y Return % 5.89
    5.81
    		5.46 | 6.01 4 | 34 Very Good
    3Y Return % 6.34
    6.32
    		6.03 | 6.50 13 | 32 Good
    5Y Return % 5.29
    5.29
    		5.12 | 5.43 13 | 27 Good
    1Y SIP Return % 5.66
    5.56
    		5.21 | 5.76 4 | 34 Very Good
    3Y SIP Return % 6.19
    6.14
    		5.83 | 6.33 6 | 31 Very Good
    5Y SIP Return % 5.19
    5.66
    		5.13 | 6.06 22 | 27 Poor
    Standard Deviation 0.13
    0.14
    		0.13 | 0.15 2 | 30 Very Good
    Semi Deviation 0.11
    0.11
    		0.11 | 0.12 2 | 30 Very Good
    Sharpe Ratio 4.48
    4.08
    		2.14 | 5.43 4 | 30 Very Good
    Sterling Ratio 0.64
    0.63
    		0.61 | 0.65 12 | 30 Good
    Sortino Ratio 5.15
    4.41
    		1.22 | 9.27 6 | 30 Very Good
    Return data last Updated On : Dec. 4, 2025.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Oct. 31, 2025
    KPIs: Key Performance Indicators

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    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.44 0.43 0.41 | 0.46 5 | 34 Very Good
    3M Return % 1.35 1.33 1.28 | 1.38 3 | 34 Very Good
    6M Return % 2.72 2.69 2.59 | 2.76 4 | 34 Very Good
    1Y Return % 5.94 5.89 5.67 | 6.03 8 | 34 Very Good
    3Y Return % 6.39 6.41 6.21 | 6.62 23 | 32 Average
    5Y Return % 5.34 5.37 5.22 | 5.48 22 | 27 Poor
    1Y SIP Return % 5.70 5.64 5.42 | 5.79 5 | 34 Very Good
    3Y SIP Return % 6.23 6.23 6.04 | 6.35 19 | 31 Average
    5Y SIP Return % 5.24 5.74 5.21 | 6.09 25 | 27 Poor
    Standard Deviation 0.13 0.14 0.13 | 0.15 2 | 30 Very Good
    Semi Deviation 0.11 0.11 0.11 | 0.12 2 | 30 Very Good
    Sharpe Ratio 4.48 4.08 2.14 | 5.43 4 | 30 Very Good
    Sterling Ratio 0.64 0.63 0.61 | 0.65 12 | 30 Good
    Sortino Ratio 5.15 4.41 1.22 | 9.27 6 | 30 Very Good
    Return data last Updated On : Dec. 4, 2025.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Oct. 31, 2025
    KPIs: Key Performance Indicators

    Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.


    Date Franklin India Overnight Fund NAV Regular Growth Franklin India Overnight Fund NAV Direct Growth
    04-12-2025 1377.2024 1381.7555
    03-12-2025 1377.0031 1381.5549
    02-12-2025 1376.8071 1381.3576
    01-12-2025 1376.6114 1381.1605
    28-11-2025 1375.9802 1380.5252
    27-11-2025 1375.7748 1380.3183
    26-11-2025 1375.5772 1380.1194
    25-11-2025 1375.3777 1379.9186
    24-11-2025 1375.1843 1379.7238
    21-11-2025 1374.586 1379.1214
    20-11-2025 1374.3821 1378.9162
    19-11-2025 1374.1819 1378.7137
    18-11-2025 1373.9869 1378.5164
    17-11-2025 1373.7935 1378.3208
    14-11-2025 1373.1941 1377.7145
    13-11-2025 1372.995 1377.513
    12-11-2025 1372.8009 1377.3166
    11-11-2025 1372.6074 1377.1208
    10-11-2025 1372.4139 1376.9251
    07-11-2025 1371.8343 1376.3387
    06-11-2025 1371.6408 1376.1429
    04-11-2025 1371.2497 1375.7473

    Fund Launch Date: 07/May/2019
    Fund Category: Overnight Fund
    Investment Objective: The Scheme intends to provide reasonable income along with high liquidity by investing in overnight securities having maturity of 1 business day
    Fund Description: An open ended debt scheme investing in overnight securities
    Fund Benchmark: CRISIL Overnight Index
    Source: Fund FactSheet

    Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.