Franklin India Overnight Fund Datagrid
Category Overnight Fund
BMSMONEY Rank 12
Rating
Growth Option 12-02-2026
NAV ₹1390.98(R) +0.01% ₹1395.67(D) +0.01%
Returns 1Y 3Y 5Y 7Y 10Y
Lumpsum Regular 5.64% 6.28% 5.38% -% -%
Direct 5.68% 6.33% 5.43% -% -%
Benchmark
SIP (XIRR) Regular 5.48% 6.07% 5.92% -% -%
Direct 5.52% 6.11% 5.97% -% -%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
1.37 0.48 0.62 -% -
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
0.32% 0.0% 0.0% - 0.3%
Fund AUM As on: 30/12/2025 556 Cr
Top Overnight Fund
Fund Name Rank Rating
Hsbc Overnight Fund 1
quant Overnight Fund 2
TRUSTMF Overnight Fund 3
Shriram Overnight Fund 4
Jm Overnight Fund 5
NJ Overnight Fund 6
Bank of India Overnight Fund 7

NAV Date: 12-02-2026

Scheme Name NAV Rupee Change Percent Change
Franklin India Overnight Fund - Direct Daily Dividend Plan - Daily - IDCW 1000.0
0.0000
0.0000%
Franklin India Overnight Fund - Daily Dividend Plan - Daily - IDCW 1000.0
0.0000
0.0000%
Franklin India Overnight Fund - Direct Weekly Dividend Plan - Weekly - IDCW 1000.51
0.1300
0.0100%
Franklin India Overnight Fund - Weekly Dividend Plan - Weekly - IDCW 1000.51
0.1300
0.0100%
Franklin India Overnight fund- Growth 1390.98
0.1800
0.0100%
Franklin India Overnight Fund- Growth - Direct 1395.67
0.1800
0.0100%

Review Date: 12-02-2026

Beginning of Analysis

In the Overnight Fund category, Franklin India Overnight Fund is the 5th ranked fund. The category has total 29 funds. The Franklin India Overnight Fund has shown an excellent past performence in Overnight Fund. The fund has a Sharpe Ratio of 1.37 which is lower than the category average of 1.71.
The past performance of the fund may or may not be sustained in the future. The review is not investment advice nor is it a recommendation to buy or sell funds. The ranking is based on proprietary methodology developed by bmsmoney. The methodology is based on the past performance of the funds and does not guarantee future performance.
Overnight Mutual Funds are ideal for investors seeking a safe, liquid, and ultra-low-risk investment option for very short-term cash management. These funds invest in overnight securities with a maturity of 1 day, offering quick redemption (within 1 business day) and stable returns. While they provide minimal risk and high liquidity, they offer very low returns compared to other debt funds. Investors should consider their liquidity needs and investment horizon before investing in Overnight Funds. These funds are best suited for parking surplus funds for a very short duration, such as overnight or a few days.

Franklin India Overnight Fund Return Analysis

  • The fund has given a return of 0.43%, 1.33 and 2.72 in last one, three and six months respectively. In the same period the category average return was 0.42%, 1.3% and 2.67% respectively.
  • Franklin India Overnight Fund has given a return of 5.68% in last one year. In the same period the Overnight Fund category average return was 5.61%.
  • The fund has given a return of 6.33% in last three years and ranked 21.0st out of 32 funds in the category. In the same period the Overnight Fund category average return was 6.34%.
  • The fund has given a return of 5.43% in last five years and ranked 21st out of 27 funds in the category. In the same period the Overnight Fund category average return was 5.45%.
  • The fund has given a SIP return of 5.52% in last one year whereas category average SIP return is 5.43%. The fund one year return rank in the category is 3rd in 34 funds
  • The fund has SIP return of 6.11% in last three years and ranks 17th in 32 funds. Bank of India Overnight Fund has given the highest SIP return (6.2%) in the category in last three years.
  • The fund has SIP return of 5.97% in last five years whereas category average SIP return is 5.97%.

Franklin India Overnight Fund Risk Analysis

  • The fund has a standard deviation of 0.32 and semi deviation of 0.3. The category average standard deviation is 0.3 and semi deviation is 0.27.

Standard deviation measures the fund's return volatility and Semi deviation focuses on downside volatility. Value at Risk (VaR) is a measure of the risk of investments. Maximum Drawdown is the maximum loss from a peak to a trough of a portfolio. Beta measures the volatility of the fund compared to the benchmark. A beta of 1 indicates that the fund will move in line with the benchmark. A beta of more than 1 indicates that the fund will be more volatile than the benchmark and vice versa.


  • Very Good Performance in Overnight Fund Category
  • Good Performance in Overnight Fund Category
  • Poor Performance in Overnight Fund Category
  • Very Poor Performance in Overnight Fund Category

    • Investors beware: Mutual Fund investments are subject to market risks. Please read the scheme related documents carefully.

    Data Source: www.amfiindia.com

    SEBI Categorization


    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.43
    0.41
    		0.38 | 0.43 1 | 35 Very Good
    3M Return % 1.32
    1.28
    		1.19 | 1.34 2 | 35 Very Good
    6M Return % 2.70
    2.63
    		2.46 | 2.71 3 | 35 Very Good
    1Y Return % 5.64
    5.53
    		5.17 | 5.71 4 | 34 Very Good
    3Y Return % 6.28
    6.25
    		5.95 | 6.43 10 | 32 Good
    5Y Return % 5.38
    5.37
    		5.19 | 5.52 11 | 27 Good
    1Y SIP Return % 5.48
    5.35
    		4.99 | 5.53 3 | 34 Very Good
    3Y SIP Return % 6.07
    6.00
    		5.67 | 6.18 4 | 32 Very Good
    5Y SIP Return % 5.92
    5.89
    		5.68 | 6.05 7 | 27 Very Good
    Standard Deviation 0.32
    0.30
    		0.15 | 0.33 10 | 31 Good
    Semi Deviation 0.30
    0.27
    		0.12 | 0.31 12 | 31 Good
    Sharpe Ratio 1.37
    1.71
    		0.48 | 3.84 15 | 31 Good
    Sterling Ratio 0.62
    0.62
    		0.58 | 0.65 16 | 31 Good
    Sortino Ratio 0.48
    0.98
    		0.16 | 3.60 15 | 31 Good
    Return data last Updated On : Feb. 12, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Dec. 31, 2025
    KPIs: Key Performance Indicators

    Rotate the phone! Best viewed in landscape mode on mobile.
    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.43 0.42 0.39 | 0.44 2 | 36 Very Good
    3M Return % 1.33 1.30 1.24 | 1.35 3 | 36 Very Good
    6M Return % 2.72 2.67 2.56 | 2.73 4 | 36 Very Good
    1Y Return % 5.68 5.61 5.37 | 5.74 5 | 34 Very Good
    3Y Return % 6.33 6.34 6.14 | 6.54 21 | 32 Average
    5Y Return % 5.43 5.45 5.30 | 5.56 21 | 27 Average
    1Y SIP Return % 5.52 5.43 5.20 | 5.55 3 | 34 Very Good
    3Y SIP Return % 6.11 6.09 5.89 | 6.20 17 | 32 Average
    5Y SIP Return % 5.97 5.97 5.79 | 6.08 20 | 27 Average
    Standard Deviation 0.32 0.30 0.15 | 0.33 10 | 31 Good
    Semi Deviation 0.30 0.27 0.12 | 0.31 12 | 31 Good
    Sharpe Ratio 1.37 1.71 0.48 | 3.84 15 | 31 Good
    Sterling Ratio 0.62 0.62 0.58 | 0.65 16 | 31 Good
    Sortino Ratio 0.48 0.98 0.16 | 3.60 15 | 31 Good
    Return data last Updated On : Feb. 12, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Dec. 31, 2025
    KPIs: Key Performance Indicators

    Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.


    Date Franklin India Overnight Fund NAV Regular Growth Franklin India Overnight Fund NAV Direct Growth
    12-02-2026 1390.9846 1395.6721
    11-02-2026 1390.8031 1395.4884
    10-02-2026 1390.6286 1395.3118
    09-02-2026 1390.4591 1395.1402
    06-02-2026 1389.9467 1394.6215
    05-02-2026 1389.7806 1394.4533
    04-02-2026 1389.6022 1394.2728
    03-02-2026 1389.4146 1394.0829
    02-02-2026 1389.2172 1393.8833
    30-01-2026 1388.6302 1393.2898
    29-01-2026 1388.4308 1393.0881
    28-01-2026 1388.2333 1392.8884
    27-01-2026 1388.0403 1392.6932
    23-01-2026 1387.2581 1391.902
    22-01-2026 1387.0421 1391.6836
    21-01-2026 1386.8382 1391.4775
    20-01-2026 1386.6391 1391.2761
    19-01-2026 1386.4396 1391.0742
    16-01-2026 1385.8497 1390.4776
    14-01-2026 1385.4456 1390.0689
    13-01-2026 1385.242 1389.8631
    12-01-2026 1385.0386 1389.6574

    Fund Launch Date: 07/May/2019
    Fund Category: Overnight Fund
    Investment Objective: The Scheme intends to provide reasonable income along with high liquidity by investing in overnight securities having maturity of 1 business day
    Fund Description: An open ended debt scheme investing in overnight securities
    Fund Benchmark: CRISIL Overnight Index
    Source: Fund FactSheet

    Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.