Jm Overnight Fund Datagrid
Category Overnight Fund
BMSMONEY Rank 28
Rating
Growth Option 03-07-2026
NAV ₹1376.37(R) +0.02% ₹1382.71(D) +0.02%
Returns 1Y 3Y 5Y 7Y 10Y
Lumpsum Regular 5.12% 6.01% 5.49% -% -%
Direct 5.19% 6.08% 5.56% -% -%
Benchmark
SIP (XIRR) Regular 5.05% 5.65% 5.79% -% -%
Direct 5.12% 5.73% 5.87% -% -%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
1.54 0.83 0.61 -% -
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
0.2% 0.0% 0.0% - 0.15%
Fund AUM As on: 30/12/2025 143 Cr
Top Overnight Fund
Fund Name Rank Rating
Bank of India Overnight Fund 1
Axis Overnight Fund 2
Franklin India Overnight Fund 3
UTI Overnight Fund 4
Invesco India Overnight Fund 5
Nippon India Overnight Fund 6
Mirae Asset Overnight Fund 7

NAV Date: 03-07-2026

Scheme Name NAV Rupee Change Percent Change
JM Overnight Fund (Direct) - Daily IDCW 1000.0
0.0000
0.0000%
JM Overnight Fund (Regular) - Daily IDCW 1000.0
0.0000
0.0000%
JM Overnight Fund (Regular) - Weekly IDCW 1000.49
0.2200
0.0200%
JM Overnight Fund (Direct) - Weekly IDCW 1000.5
0.2300
0.0200%
JM Overnight Fund (Regular) - Growth 1376.37
0.3100
0.0200%
JM Overnight Fund - (Direct) - Growth 1382.71
0.3100
0.0200%

Review Date: 03-07-2026

Beginning of Analysis

In the Overnight Fund category, JM Overnight Fund is the 26th ranked fund. The category has total 29 funds. The 1 star rating shows a very poor past performance of the JM Overnight Fund in Overnight Fund. The fund has a Sharpe Ratio of 1.54 which is lower than the category average of 1.92.
The past performance of the fund may or may not be sustained in the future. The review is not investment advice nor is it a recommendation to buy or sell funds. The ranking is based on proprietary methodology developed by bmsmoney. The methodology is based on the past performance of the funds and does not guarantee future performance.
Overnight Mutual Funds are ideal for investors seeking a safe, liquid, and ultra-low-risk investment option for very short-term cash management. These funds invest in overnight securities with a maturity of 1 day, offering quick redemption (within 1 business day) and stable returns. While they provide minimal risk and high liquidity, they offer very low returns compared to other debt funds. Investors should consider their liquidity needs and investment horizon before investing in Overnight Funds. These funds are best suited for parking surplus funds for a very short duration, such as overnight or a few days.

JM Overnight Fund Return Analysis

  • The fund has given a return of 0.42%, 1.19 and 2.44 in last one, three and six months respectively. In the same period the category average return was 0.42%, 1.23% and 2.51% respectively.
  • JM Overnight Fund has given a return of 5.19% in last one year. In the same period the Overnight Fund category average return was 5.31%.
  • The fund has given a return of 6.08% in last three years and ranked 29.0th out of thirty one funds in the category. In the same period the Overnight Fund category average return was 6.16%.
  • The fund has given a return of 5.56% in last five years and ranked 25th out of twenty seven funds in the category. In the same period the Overnight Fund category average return was 5.61%.
  • The fund has given a SIP return of 5.12% in last one year whereas category average SIP return is 5.25%. The fund one year return rank in the category is 31st in 34 funds
  • The fund has SIP return of 5.73% in last three years and ranks 29th in 31 funds. Bank of India Overnight Fund has given the highest SIP return (6.04%) in the category in last three years.
  • The fund has SIP return of 5.87% in last five years whereas category average SIP return is 5.94%.

JM Overnight Fund Risk Analysis

  • The fund has a standard deviation of 0.2 and semi deviation of 0.15. The category average standard deviation is 0.19 and semi deviation is 0.15.

Standard deviation measures the fund's return volatility and Semi deviation focuses on downside volatility. Value at Risk (VaR) is a measure of the risk of investments. Maximum Drawdown is the maximum loss from a peak to a trough of a portfolio. Beta measures the volatility of the fund compared to the benchmark. A beta of 1 indicates that the fund will move in line with the benchmark. A beta of more than 1 indicates that the fund will be more volatile than the benchmark and vice versa.


  • Very Good Performance in Overnight Fund Category
  • Good Performance in Overnight Fund Category
  • Poor Performance in Overnight Fund Category
  • Very Poor Performance in Overnight Fund Category

    • Investors beware: Mutual Fund investments are subject to market risks. Please read the scheme related documents carefully.

    Data Source: www.amfiindia.com

    SEBI Categorization


    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.41
    0.42
    		0.40 | 0.43 29 | 34 Poor
    3M Return % 1.18
    1.21
    		1.15 | 1.39 32 | 34 Poor
    6M Return % 2.41
    2.47
    		2.29 | 2.70 31 | 34 Poor
    1Y Return % 5.12
    5.23
    		4.88 | 5.55 30 | 33 Poor
    3Y Return % 6.01
    6.08
    		5.76 | 6.30 27 | 31 Poor
    5Y Return % 5.49
    5.53
    		5.34 | 5.71 24 | 27 Poor
    1Y SIP Return % 5.05
    5.17
    		4.82 | 5.60 30 | 33 Poor
    3Y SIP Return % 5.65
    5.74
    		5.39 | 6.01 29 | 31 Poor
    5Y SIP Return % 5.79
    5.86
    		5.64 | 6.08 25 | 27 Poor
    Standard Deviation 0.20
    0.19
    		0.17 | 0.26 29 | 31 Poor
    Semi Deviation 0.15
    0.15
    		0.14 | 0.20 27 | 31 Poor
    Sharpe Ratio 1.54
    1.92
    		0.37 | 2.86 27 | 31 Poor
    Sterling Ratio 0.61
    0.62
    		0.59 | 0.64 27 | 31 Poor
    Sortino Ratio 0.83
    1.10
    		0.15 | 1.91 27 | 31 Poor
    Return data last Updated On : July 3, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : March 30, 2026
    KPIs: Key Performance Indicators

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    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.42 0.42 0.41 | 0.43 31 | 36 Poor
    3M Return % 1.19 1.23 1.18 | 1.40 35 | 36 Poor
    6M Return % 2.44 2.51 2.39 | 2.72 33 | 36 Poor
    1Y Return % 5.19 5.31 5.08 | 5.59 30 | 34 Poor
    3Y Return % 6.08 6.16 5.96 | 6.32 29 | 31 Poor
    5Y Return % 5.56 5.61 5.44 | 5.75 25 | 27 Poor
    1Y SIP Return % 5.12 5.25 5.03 | 5.64 31 | 34 Poor
    3Y SIP Return % 5.73 5.82 5.61 | 6.04 29 | 31 Poor
    5Y SIP Return % 5.87 5.94 5.74 | 6.11 25 | 27 Poor
    Standard Deviation 0.20 0.19 0.17 | 0.26 29 | 31 Poor
    Semi Deviation 0.15 0.15 0.14 | 0.20 27 | 31 Poor
    Sharpe Ratio 1.54 1.92 0.37 | 2.86 27 | 31 Poor
    Sterling Ratio 0.61 0.62 0.59 | 0.64 27 | 31 Poor
    Sortino Ratio 0.83 1.10 0.15 | 1.91 27 | 31 Poor
    Return data last Updated On : July 3, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : March 30, 2026
    KPIs: Key Performance Indicators

    Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.


    Date Jm Overnight Fund NAV Regular Growth Jm Overnight Fund NAV Direct Growth
    03-07-2026 1376.369 1382.7066
    02-07-2026 1376.0602 1382.3936
    01-07-2026 1375.8792 1382.2092
    30-06-2026 1375.6949 1382.0215
    29-06-2026 1375.5085 1381.8316
    25-06-2026 1374.7487 1381.0578
    24-06-2026 1374.5602 1380.8658
    23-06-2026 1374.3754 1380.6775
    22-06-2026 1374.1914 1380.4901
    19-06-2026 1373.6368 1379.9251
    18-06-2026 1373.4543 1379.7391
    17-06-2026 1373.2737 1379.555
    16-06-2026 1373.0917 1379.3696
    15-06-2026 1372.9072 1379.1816
    12-06-2026 1372.3557 1378.6197
    11-06-2026 1372.1733 1378.4339
    10-06-2026 1371.9913 1378.2484
    09-06-2026 1371.8098 1378.0635
    08-06-2026 1371.6289 1377.8791
    05-06-2026 1371.0868 1377.3267
    04-06-2026 1370.9087 1377.1452
    03-06-2026 1370.7318 1376.9649

    Fund Launch Date: 03/Dec/2019
    Fund Category: Overnight Fund
    Investment Objective: To provide reasonable returns commensurate with low risk and providing a high level of liquidity, through investments made primarily in overnight securities having maturity of 1 business day
    Fund Description: Open Ended Debt Overnight
    Fund Benchmark: CRISIL Overnight Index
    Source: Fund FactSheet

    Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.