Jm Overnight Fund Datagrid
Category Overnight Fund
BMSMONEY Rank 28
Rating
Growth Option 18-08-2026
NAV ₹1384.66(R) +0.01% ₹1391.15(D) +0.01%
Returns 1Y 3Y 5Y 7Y 10Y
Lumpsum Regular 5.07% 5.94% 5.54% -% -%
Direct 5.14% 6.02% 5.61% -% -%
Benchmark
SIP (XIRR) Regular 5.0% 5.56% 5.76% -% -%
Direct 5.08% 5.64% 5.84% -% -%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
0.95 0.46 0.6 -% -
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
0.21% 0.0% 0.0% - 0.16%
Fund AUM As on: 30/12/2025 143 Cr
Top Overnight Fund
Fund Name Rank Rating
Bank of India Overnight Fund 1
Axis Overnight Fund 2
Franklin India Overnight Fund 3
- 4
Invesco India Overnight Fund 5
Baroda BNP Paribas Overnight Fund 6
Nippon India Overnight Fund 7

NAV Date: 18-08-2026

Scheme Name NAV Rupee Change Percent Change
JM Overnight Fund (Regular) - Weekly IDCW 1000.0
-0.8000
-0.0800%
JM Overnight Fund (Direct) - Weekly IDCW 1000.0
-0.8000
-0.0800%
JM Overnight Fund (Direct) - Daily IDCW 1000.0
0.0000
0.0000%
JM Overnight Fund (Regular) - Daily IDCW 1000.0
0.0000
0.0000%
JM Overnight Fund (Regular) - Growth 1384.66
0.1800
0.0100%
JM Overnight Fund - (Direct) - Growth 1391.15
0.1900
0.0100%

Review Date: 18-08-2026

Beginning of Analysis

In the Overnight Fund category, JM Overnight Fund is the 26th ranked fund. The category has total 29 funds. The 1 star rating shows a very poor past performance of the JM Overnight Fund in Overnight Fund. The fund has a Sharpe Ratio of 0.95 which is lower than the category average of 1.34.
The past performance of the fund may or may not be sustained in the future. The review is not investment advice nor is it a recommendation to buy or sell funds. The ranking is based on proprietary methodology developed by bmsmoney. The methodology is based on the past performance of the funds and does not guarantee future performance.
Overnight Mutual Funds are ideal for investors seeking a safe, liquid, and ultra-low-risk investment option for very short-term cash management. These funds invest in overnight securities with a maturity of 1 day, offering quick redemption (within 1 business day) and stable returns. While they provide minimal risk and high liquidity, they offer very low returns compared to other debt funds. Investors should consider their liquidity needs and investment horizon before investing in Overnight Funds. These funds are best suited for parking surplus funds for a very short duration, such as overnight or a few days.

JM Overnight Fund Return Analysis

  • The fund has given a return of 0.38%, 1.25 and 2.47 in last one, three and six months respectively. In the same period the category average return was 0.4%, 1.29% and 2.55% respectively.
  • JM Overnight Fund has given a return of 5.14% in last one year. In the same period the Overnight Fund category average return was 5.28%.
  • The fund has given a return of 6.02% in last three years and ranked 28.0th out of thirty funds in the category. In the same period the Overnight Fund category average return was 6.1%.
  • The fund has given a return of 5.61% in last five years and ranked 23rd out of twenty five funds in the category. In the same period the Overnight Fund category average return was 5.67%.
  • The fund has given a SIP return of 5.08% in last one year whereas category average SIP return is 5.23%. The fund one year return rank in the category is 31st in 34 funds
  • The fund has SIP return of 5.64% in last three years and ranks 28th in 30 funds. Bank of India Overnight Fund has given the highest SIP return (5.96%) in the category in last three years.
  • The fund has SIP return of 5.84% in last five years whereas category average SIP return is 5.92%.

JM Overnight Fund Risk Analysis

  • The fund has a standard deviation of 0.21 and semi deviation of 0.16. The category average standard deviation is 0.2 and semi deviation is 0.15.

Standard deviation measures the fund's return volatility and Semi deviation focuses on downside volatility. Value at Risk (VaR) is a measure of the risk of investments. Maximum Drawdown is the maximum loss from a peak to a trough of a portfolio. Beta measures the volatility of the fund compared to the benchmark. A beta of 1 indicates that the fund will move in line with the benchmark. A beta of more than 1 indicates that the fund will be more volatile than the benchmark and vice versa.


  • Very Good Performance in Overnight Fund Category
  • Good Performance in Overnight Fund Category
  • Poor Performance in Overnight Fund Category
  • Very Poor Performance in Overnight Fund Category

    • Investors beware: Mutual Fund investments are subject to market risks. Please read the scheme related documents carefully.

    Data Source: www.amfiindia.com

    SEBI Categorization


    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.38
    0.39
    		0.36 | 0.41 31 | 33 Poor
    3M Return % 1.23
    1.27
    		1.19 | 1.31 30 | 32 Poor
    6M Return % 2.43
    2.51
    		2.33 | 2.74 29 | 32 Poor
    1Y Return % 5.07
    5.20
    		4.83 | 5.52 29 | 32 Poor
    3Y Return % 5.94
    6.02
    		5.69 | 6.24 28 | 30 Poor
    5Y Return % 5.54
    5.58
    		5.39 | 5.77 23 | 25 Poor
    1Y SIP Return % 5.00
    5.15
    		4.78 | 5.53 29 | 32 Poor
    3Y SIP Return % 5.56
    5.66
    		5.31 | 5.92 28 | 30 Poor
    5Y SIP Return % 5.76
    5.84
    		5.61 | 6.06 23 | 25 Poor
    Standard Deviation 0.21
    0.20
    		0.18 | 0.27 29 | 30 Poor
    Semi Deviation 0.16
    0.15
    		0.14 | 0.20 26 | 30 Poor
    Sharpe Ratio 0.95
    1.34
    		-0.16 | 2.45 28 | 30 Poor
    Sterling Ratio 0.60
    0.61
    		0.58 | 0.63 27 | 30 Poor
    Sortino Ratio 0.46
    0.73
    		-0.06 | 1.62 28 | 30 Poor
    Return data last Updated On : Aug. 18, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : June 30, 2026
    KPIs: Key Performance Indicators

    Rotate the phone! Best viewed in landscape mode on mobile.
    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.38 0.40 0.37 | 0.41 33 | 35 Poor
    3M Return % 1.25 1.29 1.23 | 1.32 32 | 34 Poor
    6M Return % 2.47 2.55 2.43 | 2.76 31 | 34 Poor
    1Y Return % 5.14 5.28 5.04 | 5.56 31 | 34 Poor
    3Y Return % 6.02 6.10 5.89 | 6.27 28 | 30 Poor
    5Y Return % 5.61 5.67 5.49 | 5.81 23 | 25 Poor
    1Y SIP Return % 5.08 5.23 4.98 | 5.56 31 | 34 Poor
    3Y SIP Return % 5.64 5.74 5.52 | 5.96 28 | 30 Poor
    5Y SIP Return % 5.84 5.92 5.72 | 6.09 23 | 25 Poor
    Standard Deviation 0.21 0.20 0.18 | 0.27 29 | 30 Poor
    Semi Deviation 0.16 0.15 0.14 | 0.20 26 | 30 Poor
    Sharpe Ratio 0.95 1.34 -0.16 | 2.45 28 | 30 Poor
    Sterling Ratio 0.60 0.61 0.58 | 0.63 27 | 30 Poor
    Sortino Ratio 0.46 0.73 -0.06 | 1.62 28 | 30 Poor
    Return data last Updated On : Aug. 18, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : June 30, 2026
    KPIs: Key Performance Indicators

    Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.


    Date Jm Overnight Fund NAV Regular Growth Jm Overnight Fund NAV Direct Growth
    18-08-2026 1384.6574 1391.1548
    17-08-2026 1384.4756 1390.9694
    14-08-2026 1383.9304 1390.4138
    13-08-2026 1383.7506 1390.2305
    12-08-2026 1383.5687 1390.0451
    11-08-2026 1383.3861 1389.8591
    10-08-2026 1383.2057 1389.6752
    07-08-2026 1382.6812 1389.1403
    06-08-2026 1382.5094 1388.9651
    05-08-2026 1382.3375 1388.7897
    04-08-2026 1382.1739 1388.6226
    03-08-2026 1382.0083 1388.4537
    31-07-2026 1381.4688 1387.9037
    30-07-2026 1381.2893 1387.7207
    29-07-2026 1381.1072 1387.5351
    28-07-2026 1380.9274 1387.3518
    27-07-2026 1380.7459 1387.1668
    24-07-2026 1380.2035 1386.614
    23-07-2026 1380.0248 1386.4319
    22-07-2026 1379.8457 1386.2493
    21-07-2026 1379.6647 1386.0649
    20-07-2026 1379.4817 1385.8783

    Fund Launch Date: 03/Dec/2019
    Fund Category: Overnight Fund
    Investment Objective: To provide reasonable returns commensurate with low risk and providing a high level of liquidity, through investments made primarily in overnight securities having maturity of 1 business day
    Fund Description: Open Ended Debt Overnight
    Fund Benchmark: CRISIL Overnight Index
    Source: Fund FactSheet

    Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.