Jm Overnight Fund Datagrid
Category Overnight Fund
BMSMONEY Rank 28
Rating
Growth Option 30-09-2026
NAV ₹1392.25(R) +0.01% ₹1398.9(D) +0.01%
Returns 1Y 3Y 5Y 7Y 10Y
Lumpsum Regular 5.0% 5.87% 5.58% -% -%
Direct 5.08% 5.95% 5.65% -% -%
Benchmark
SIP (XIRR) Regular 4.94% 5.47% 5.73% -% -%
Direct 5.0% 5.55% 5.8% -% -%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
0.95 0.46 0.6 -% -
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
0.21% 0.0% 0.0% - 0.16%
Fund AUM As on: 30/12/2025 143 Cr
Top Overnight Fund
Fund Name Rank Rating
Bank of India Overnight Fund 1
Axis Overnight Fund 2
Franklin India Overnight Fund 3
UTI Overnight Fund 4
Invesco India Overnight Fund 5
Baroda BNP Paribas Overnight Fund 6
Nippon India Overnight Fund 7

NAV Date: 30-09-2026

Scheme Name NAV Rupee Change Percent Change
JM Overnight Fund (Direct) - Daily IDCW 1000.0
0.0000
0.0000%
JM Overnight Fund (Regular) - Daily IDCW 1000.0
0.0000
0.0000%
JM Overnight Fund (Regular) - Weekly IDCW 1000.12
0.1200
0.0100%
JM Overnight Fund (Direct) - Weekly IDCW 1000.13
0.1300
0.0100%
JM Overnight Fund (Regular) - Growth 1392.25
0.1800
0.0100%
JM Overnight Fund - (Direct) - Growth 1398.9
0.1800
0.0100%

Review Date: 30-09-2026

Beginning of Analysis

In the Overnight Fund category, JM Overnight Fund is the 26th ranked fund. The category has total 29 funds. The 1 star rating shows a very poor past performance of the JM Overnight Fund in Overnight Fund. The fund has a Sharpe Ratio of 0.95 which is lower than the category average of 1.34.
The past performance of the fund may or may not be sustained in the future. The review is not investment advice nor is it a recommendation to buy or sell funds. The ranking is based on proprietary methodology developed by bmsmoney. The methodology is based on the past performance of the funds and does not guarantee future performance.
Overnight Mutual Funds are ideal for investors seeking a safe, liquid, and ultra-low-risk investment option for very short-term cash management. These funds invest in overnight securities with a maturity of 1 day, offering quick redemption (within 1 business day) and stable returns. While they provide minimal risk and high liquidity, they offer very low returns compared to other debt funds. Investors should consider their liquidity needs and investment horizon before investing in Overnight Funds. These funds are best suited for parking surplus funds for a very short duration, such as overnight or a few days.

JM Overnight Fund Return Analysis

  • The fund has given a return of 0.38%, 1.22 and 2.48 in last one, three and six months respectively. In the same period the category average return was 0.39%, 1.26% and 2.57% respectively.
  • JM Overnight Fund has given a return of 5.08% in last one year. In the same period the Overnight Fund category average return was 5.22%.
  • The fund has given a return of 5.95% in last three years and ranked 30.0th out of thirty two funds in the category. In the same period the Overnight Fund category average return was 6.04%.
  • The fund has given a return of 5.65% in last five years and ranked 25th out of twenty seven funds in the category. In the same period the Overnight Fund category average return was 5.71%.
  • The fund has given a SIP return of 5.0% in last one year whereas category average SIP return is 5.16%. The fund one year return rank in the category is 33rd in 36 funds
  • The fund has SIP return of 5.55% in last three years and ranks 30th in 32 funds. Bank of India Overnight Fund has given the highest SIP return (5.86%) in the category in last three years.
  • The fund has SIP return of 5.8% in last five years whereas category average SIP return is 5.89%.

JM Overnight Fund Risk Analysis

  • The fund has a standard deviation of 0.21 and semi deviation of 0.16. The category average standard deviation is 0.2 and semi deviation is 0.15.

Standard deviation measures the fund's return volatility and Semi deviation focuses on downside volatility. Value at Risk (VaR) is a measure of the risk of investments. Maximum Drawdown is the maximum loss from a peak to a trough of a portfolio. Beta measures the volatility of the fund compared to the benchmark. A beta of 1 indicates that the fund will move in line with the benchmark. A beta of more than 1 indicates that the fund will be more volatile than the benchmark and vice versa.


  • Very Good Performance in Overnight Fund Category
  • Good Performance in Overnight Fund Category
  • Poor Performance in Overnight Fund Category
  • Very Poor Performance in Overnight Fund Category

    • Investors beware: Mutual Fund investments are subject to market risks. Please read the scheme related documents carefully.

    Data Source: www.amfiindia.com

    SEBI Categorization


    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.38
    0.39
    		0.35 | 0.41 32 | 35 Poor
    3M Return % 1.20
    1.24
    		1.13 | 1.29 31 | 34 Poor
    6M Return % 2.45
    2.53
    		2.33 | 2.76 31 | 34 Poor
    1Y Return % 5.00
    5.14
    		4.75 | 5.47 31 | 34 Poor
    3Y Return % 5.87
    5.95
    		5.61 | 6.18 30 | 32 Poor
    5Y Return % 5.58
    5.63
    		5.43 | 5.82 25 | 27 Poor
    1Y SIP Return % 4.94
    5.08
    		4.68 | 5.44 31 | 34 Poor
    3Y SIP Return % 5.47
    5.58
    		5.21 | 5.84 30 | 32 Poor
    5Y SIP Return % 5.73
    5.81
    		5.58 | 6.03 25 | 27 Poor
    Standard Deviation 0.21
    0.20
    		0.18 | 0.27 29 | 30 Poor
    Semi Deviation 0.16
    0.15
    		0.14 | 0.20 26 | 30 Poor
    Sharpe Ratio 0.95
    1.34
    		-0.16 | 2.45 28 | 30 Poor
    Sterling Ratio 0.60
    0.61
    		0.58 | 0.63 27 | 30 Poor
    Sortino Ratio 0.46
    0.73
    		-0.06 | 1.62 28 | 30 Poor
    Return data last Updated On : Sept. 30, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : June 30, 2026
    KPIs: Key Performance Indicators

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    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.38 0.39 0.36 | 0.40 34 | 37 Poor
    3M Return % 1.22 1.26 1.18 | 1.28 33 | 36 Poor
    6M Return % 2.48 2.57 2.43 | 2.77 33 | 36 Poor
    1Y Return % 5.08 5.22 4.96 | 5.48 33 | 36 Poor
    3Y Return % 5.95 6.04 5.82 | 6.20 30 | 32 Poor
    5Y Return % 5.65 5.71 5.53 | 5.85 25 | 27 Poor
    1Y SIP Return % 5.00 5.16 4.88 | 5.46 33 | 36 Poor
    3Y SIP Return % 5.55 5.66 5.42 | 5.86 30 | 32 Poor
    5Y SIP Return % 5.80 5.89 5.68 | 6.05 25 | 27 Poor
    Standard Deviation 0.21 0.20 0.18 | 0.27 29 | 30 Poor
    Semi Deviation 0.16 0.15 0.14 | 0.20 26 | 30 Poor
    Sharpe Ratio 0.95 1.34 -0.16 | 2.45 28 | 30 Poor
    Sterling Ratio 0.60 0.61 0.58 | 0.63 27 | 30 Poor
    Sortino Ratio 0.46 0.73 -0.06 | 1.62 28 | 30 Poor
    Return data last Updated On : Sept. 30, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : June 30, 2026
    KPIs: Key Performance Indicators

    Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.


    Date Jm Overnight Fund NAV Regular Growth Jm Overnight Fund NAV Direct Growth
    30-09-2026 1392.2491 1398.8965
    29-09-2026 1392.0734 1398.7174
    28-09-2026 1391.8966 1398.5372
    25-09-2026 1391.3301 1397.96
    24-09-2026 1391.1397 1397.766
    23-09-2026 1390.9577 1397.5803
    22-09-2026 1390.7693 1397.3884
    21-09-2026 1390.5796 1397.1951
    18-09-2026 1390.0164 1396.6212
    17-09-2026 1389.831 1396.4323
    16-09-2026 1389.6495 1396.2473
    15-09-2026 1389.4701 1396.0644
    11-09-2026 1388.8059 1395.3865
    10-09-2026 1388.6439 1395.2211
    09-09-2026 1388.4804 1395.0542
    08-09-2026 1388.3158 1394.886
    07-09-2026 1388.1519 1394.7187
    04-09-2026 1387.6734 1394.23
    03-09-2026 1387.5159 1394.0691
    02-09-2026 1387.3539 1393.9037
    01-09-2026 1387.1875 1393.7339
    31-08-2026 1387.017 1393.5599

    Fund Launch Date: 03/Dec/2019
    Fund Category: Overnight Fund
    Investment Objective: To provide reasonable returns commensurate with low risk and providing a high level of liquidity, through investments made primarily in overnight securities having maturity of 1 business day
    Fund Description: Open Ended Debt Overnight
    Fund Benchmark: CRISIL Overnight Index
    Source: Fund FactSheet

    Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.