Previously Known As : Idfc Overnight Fund
Bandhan Overnight Fund Datagrid
Category Overnight Fund
BMSMONEY Rank 16
Rating
Growth Option 27-10-2026
NAV ₹1466.97(R) +0.02% ₹1479.26(D) +0.02%
Returns 1Y 3Y 5Y 7Y 10Y
Lumpsum Regular 5.15% 5.92% 5.66% 4.98% -%
Direct 5.26% 6.02% 5.76% 5.09% -%
Benchmark
SIP (XIRR) Regular 5.13% 5.56% 5.8% 5.49% -%
Direct 5.25% 5.67% 5.91% 5.59% -%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
1.38 0.73 0.61 -% -
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
0.2% 0.0% 0.0% - 0.15%
Fund AUM As on: 30/12/2025 1353 Cr
Top Overnight Fund
Fund Name Rank Rating
Bank of India Overnight Fund 1
Axis Overnight Fund 2
Franklin India Overnight Fund 3
UTI Overnight Fund 4
Invesco India Overnight Fund 5
Baroda BNP Paribas Overnight Fund 6
Nippon India Overnight Fund 7

NAV Date: 27-10-2026

Scheme Name NAV Rupee Change Percent Change
BANDHAN Overnight Fund - Regular Plan - Daily IDCW 1000.01
0.0000
0.0000%
BANDHAN Overnight Fund - Direct Plan - Daily IDCW 1000.01
0.0000
0.0000%
BANDHAN Overnight Fund - Direct Plan - Weekly IDCW 1000.64
0.1600
0.0200%
BANDHAN Overnight Fund - Regular Plan - Weekly IDCW 1001.55
0.1500
0.0200%
BANDHAN Overnight Fund - Regular Plan - Monthly IDCW 1004.12
0.1500
0.0200%
BANDHAN Overnight Fund - Direct Plan - Monthly IDCW 1004.19
0.1600
0.0200%
BANDHAN Overnight Fund - REGULAR PLAN PERIODIC IDCW 1342.29
0.2000
0.0200%
BANDHAN Overnight Fund - Direct Plan - Periodic IDCW 1348.05
0.2100
0.0200%
BANDHAN Overnight Fund - Regular Plan - Growth 1466.97
0.2200
0.0200%
BANDHAN Overnight Fund - Direct Plan - Growth 1479.26
0.2300
0.0200%

Review Date: 27-10-2026

Beginning of Analysis

In the Overnight Fund category, Bandhan Overnight Fund is the 15th ranked fund. The category has total 29 funds. The 3 star rating shows an average past performance of the Bandhan Overnight Fund in Overnight Fund. The fund has a Sharpe Ratio of 1.38 which is higher than the category average of 1.34.
The past performance of the fund may or may not be sustained in the future. The review is not investment advice nor is it a recommendation to buy or sell funds. The ranking is based on proprietary methodology developed by bmsmoney. The methodology is based on the past performance of the funds and does not guarantee future performance.
Overnight Mutual Funds are ideal for investors seeking a safe, liquid, and ultra-low-risk investment option for very short-term cash management. These funds invest in overnight securities with a maturity of 1 day, offering quick redemption (within 1 business day) and stable returns. While they provide minimal risk and high liquidity, they offer very low returns compared to other debt funds. Investors should consider their liquidity needs and investment horizon before investing in Overnight Funds. These funds are best suited for parking surplus funds for a very short duration, such as overnight or a few days.

Bandhan Overnight Fund Return Analysis

  • The fund has given a return of 0.43%, 1.29 and 2.6 in last one, three and six months respectively. In the same period the category average return was 0.43%, 1.28% and 2.58% respectively.
  • Bandhan Overnight Fund has given a return of 5.26% in last one year. In the same period the Overnight Fund category average return was 5.22%.
  • The fund has given a return of 6.02% in last three years and ranked 12.0th out of thirty three funds in the category. In the same period the Overnight Fund category average return was 5.99%.
  • The fund has given a return of 5.76% in last five years and ranked 13th out of twenty seven funds in the category. In the same period the Overnight Fund category average return was 5.75%.
  • The fund has given a SIP return of 5.25% in last one year whereas category average SIP return is 5.21%. The fund one year return rank in the category is 11th in 35 funds
  • The fund has SIP return of 5.67% in last three years and ranks 11th in 32 funds. Bank of India Overnight Fund has given the highest SIP return (5.83%) in the category in last three years.
  • The fund has SIP return of 5.91% in last five years whereas category average SIP return is 5.89%.

Bandhan Overnight Fund Risk Analysis

  • The fund has a standard deviation of 0.2 and semi deviation of 0.15. The category average standard deviation is 0.2 and semi deviation is 0.15.

Standard deviation measures the fund's return volatility and Semi deviation focuses on downside volatility. Value at Risk (VaR) is a measure of the risk of investments. Maximum Drawdown is the maximum loss from a peak to a trough of a portfolio. Beta measures the volatility of the fund compared to the benchmark. A beta of 1 indicates that the fund will move in line with the benchmark. A beta of more than 1 indicates that the fund will be more volatile than the benchmark and vice versa.


  • Very Good Performance in Overnight Fund Category
  • Good Performance in Overnight Fund Category
  • Poor Performance in Overnight Fund Category
  • Very Poor Performance in Overnight Fund Category

    • Investors beware: Mutual Fund investments are subject to market risks. Please read the scheme related documents carefully.

    Data Source: www.amfiindia.com

    SEBI Categorization


    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.42
    0.42
    		0.40 | 0.45 24 | 35 Average
    3M Return % 1.27
    1.26
    		1.16 | 1.31 18 | 35 Good
    6M Return % 2.55
    2.55
    		2.36 | 2.78 20 | 34 Average
    1Y Return % 5.15
    5.15
    		4.75 | 5.46 21 | 34 Average
    3Y Return % 5.92
    5.91
    		5.57 | 6.14 20 | 33 Average
    5Y Return % 5.66
    5.67
    		5.46 | 5.86 17 | 27 Average
    7Y Return % 4.98
    5.00
    		4.88 | 5.07 21 | 23 Poor
    1Y SIP Return % 5.13
    5.13
    		4.74 | 5.46 21 | 34 Average
    3Y SIP Return % 5.56
    5.55
    		5.19 | 5.81 19 | 33 Average
    5Y SIP Return % 5.80
    5.81
    		5.58 | 6.02 17 | 27 Average
    7Y SIP Return % 5.49
    5.37
    		5.07 | 5.58 11 | 23 Good
    Standard Deviation 0.20
    0.20
    		0.18 | 0.27 12 | 30 Good
    Semi Deviation 0.15
    0.15
    		0.14 | 0.20 12 | 30 Good
    Sharpe Ratio 1.38
    1.34
    		-0.16 | 2.45 17 | 30 Average
    Sterling Ratio 0.61
    0.61
    		0.58 | 0.63 17 | 30 Average
    Sortino Ratio 0.73
    0.73
    		-0.06 | 1.62 17 | 30 Average
    Return data last Updated On : Oct. 27, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : June 30, 2026
    KPIs: Key Performance Indicators

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    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.43 0.43 0.41 | 0.45 16 | 37 Good
    3M Return % 1.29 1.28 1.20 | 1.32 10 | 37 Very Good
    6M Return % 2.60 2.58 2.46 | 2.78 14 | 36 Good
    1Y Return % 5.26 5.22 4.96 | 5.48 17 | 36 Good
    3Y Return % 6.02 5.99 5.78 | 6.16 12 | 33 Good
    5Y Return % 5.76 5.75 5.57 | 5.89 13 | 27 Good
    7Y Return % 5.09 5.09 4.98 | 5.14 14 | 23 Average
    1Y SIP Return % 5.25 5.21 4.94 | 5.48 11 | 35 Good
    3Y SIP Return % 5.67 5.63 5.40 | 5.83 11 | 32 Good
    5Y SIP Return % 5.91 5.89 5.69 | 6.05 10 | 26 Good
    7Y SIP Return % 5.59 5.44 5.16 | 5.63 7 | 22 Good
    Standard Deviation 0.20 0.20 0.18 | 0.27 12 | 30 Good
    Semi Deviation 0.15 0.15 0.14 | 0.20 12 | 30 Good
    Sharpe Ratio 1.38 1.34 -0.16 | 2.45 17 | 30 Average
    Sterling Ratio 0.61 0.61 0.58 | 0.63 17 | 30 Average
    Sortino Ratio 0.73 0.73 -0.06 | 1.62 17 | 30 Average
    Return data last Updated On : Oct. 27, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : June 30, 2026
    KPIs: Key Performance Indicators

    Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.


    Date Bandhan Overnight Fund NAV Regular Growth Bandhan Overnight Fund NAV Direct Growth
    27-10-2026 1466.9749 1479.2562
    26-10-2026 1466.7519 1479.0273
    23-10-2026 1466.0731 1478.3306
    22-10-2026 1465.849 1478.1007
    21-10-2026 1465.6286 1477.8744
    19-10-2026 1465.1899 1477.4239
    16-10-2026 1464.5241 1476.7405
    15-10-2026 1464.3002 1476.5106
    14-10-2026 1464.079 1476.2836
    13-10-2026 1463.8669 1476.0657
    12-10-2026 1463.6594 1475.8524
    09-10-2026 1463.0307 1475.2063
    08-10-2026 1462.8191 1474.989
    07-10-2026 1462.6128 1474.7769
    06-10-2026 1462.4049 1474.5633
    05-10-2026 1462.2065 1474.3592
    01-10-2026 1461.4191 1473.5491
    30-09-2026 1461.2158 1473.3402
    29-09-2026 1461.0171 1473.1356
    28-09-2026 1460.8209 1472.9338

    Fund Launch Date: 16/Jan/2019
    Fund Category: Overnight Fund
    Investment Objective: The Fund seeks to offer an investment avenue for short term savings by looking to generate returns in line with the overnight rates.
    Fund Description: An open-ended Debt Scheme investing in overnight securities
    Fund Benchmark: Nifty 1D Rate Index
    Source: Fund FactSheet

    Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.