Dsp Overnight Fund Datagrid
Category Overnight Fund
BMSMONEY Rank 11
Rating
Growth Option 04-12-2025
NAV ₹1411.37(R) +0.03% ₹1419.22(D) +0.03%
Returns 1Y 3Y 5Y 7Y 10Y
Lumpsum Regular 5.85% 6.36% 5.31% -% -%
Direct 5.92% 6.44% 5.39% -% -%
Benchmark
SIP (XIRR) Regular 5.6% 6.18% 5.2% -% -%
Direct 5.67% 6.26% 5.28% -% -%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
4.16 4.69 0.64 -% -
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
0.15% 0.0% 0.0% - 0.11%
Fund AUM As on: 30/06/2025 1905 Cr
Top Overnight Fund
Fund Name Rank Rating
Bank of India Overnight Fund 1
Axis Overnight Fund 2
Uti Overnight Fund 3
Invesco India Overnight Fund 4
Franklin India Overnight Fund 5
Nippon India Overnight Fund 6
Mirae Asset Overnight Fund 7

NAV Date: 04-12-2025

Scheme Name NAV Rupee Change Percent Change
DSP Overnight Fund - Direct Plan - IDCW - Daily 1000.01
0.0000
0.0000%
DSP Overnight Fund - Regular Plan - IDCW - Daily 1000.01
0.0000
0.0000%
DSP Overnight Fund - Regular Plan - IDCW - Weekly 1000.85
-1.0300
-0.1000%
DSP Overnight Fund - Regular Plan - Growth 1411.37
0.4000
0.0300%
DSP Overnight Fund - Direct Plan - Growth 1419.22
0.4100
0.0300%

Review Date: 04-12-2025

Beginning of Analysis

In the Overnight Fund category, Dsp Overnight Fund is the 11th ranked fund. The category has total 29 funds. The Dsp Overnight Fund has shown a very good past performence in Overnight Fund. The fund has a Sharpe Ratio of 4.16 which is higher than the category average of 4.08.
The past performance of the fund may or may not be sustained in the future. The review is not investment advice nor is it a recommendation to buy or sell funds. The ranking is based on proprietary methodology developed by bmsmoney. The methodology is based on the past performance of the funds and does not guarantee future performance.
Overnight Mutual Funds are ideal for investors seeking a safe, liquid, and ultra-low-risk investment option for very short-term cash management. These funds invest in overnight securities with a maturity of 1 day, offering quick redemption (within 1 business day) and stable returns. While they provide minimal risk and high liquidity, they offer very low returns compared to other debt funds. Investors should consider their liquidity needs and investment horizon before investing in Overnight Funds. These funds are best suited for parking surplus funds for a very short duration, such as overnight or a few days.

Dsp Overnight Fund Return Analysis

  • The fund has given a return of 0.44%, 1.35 and 2.7 in last one, three and six months respectively. In the same period the category average return was 0.43%, 1.33% and 2.69% respectively.
  • Dsp Overnight Fund has given a return of 5.92% in last one year. In the same period the Overnight Fund category average return was 5.89%.
  • The fund has given a return of 6.44% in last three years and ranked 9.0th out of 32 funds in the category. In the same period the Overnight Fund category average return was 6.41%.
  • The fund has given a return of 5.39% in last five years and ranked 11th out of 27 funds in the category. In the same period the Overnight Fund category average return was 5.37%.
  • The fund has given a SIP return of 5.67% in last one year whereas category average SIP return is 5.64%. The fund one year return rank in the category is 16th in 34 funds
  • The fund has SIP return of 6.26% in last three years and ranks 13th in 31 funds. Bank of India Overnight Fund has given the highest SIP return (6.35%) in the category in last three years.
  • The fund has SIP return of 5.28% in last five years whereas category average SIP return is 5.74%.

Dsp Overnight Fund Risk Analysis

  • The fund has a standard deviation of 0.15 and semi deviation of 0.11. The category average standard deviation is 0.14 and semi deviation is 0.11.

Standard deviation measures the fund's return volatility and Semi deviation focuses on downside volatility. Value at Risk (VaR) is a measure of the risk of investments. Maximum Drawdown is the maximum loss from a peak to a trough of a portfolio. Beta measures the volatility of the fund compared to the benchmark. A beta of 1 indicates that the fund will move in line with the benchmark. A beta of more than 1 indicates that the fund will be more volatile than the benchmark and vice versa.


  • Very Good Performance in Overnight Fund Category
  • Good Performance in Overnight Fund Category
  • Poor Performance in Overnight Fund Category
  • Very Poor Performance in Overnight Fund Category

    • Investors beware: Mutual Fund investments are subject to market risks. Please read the scheme related documents carefully.

    Data Source: www.amfiindia.com

    SEBI Categorization


    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.43
    0.43
    		0.39 | 0.46 7 | 34 Very Good
    3M Return % 1.33
    1.32
    		1.23 | 1.36 11 | 34 Good
    6M Return % 2.66
    2.65
    		2.49 | 2.74 14 | 34 Good
    1Y Return % 5.85
    5.81
    		5.46 | 6.01 13 | 34 Good
    3Y Return % 6.36
    6.32
    		6.03 | 6.50 8 | 32 Very Good
    5Y Return % 5.31
    5.29
    		5.12 | 5.43 9 | 27 Good
    1Y SIP Return % 5.60
    5.56
    		5.21 | 5.76 13 | 34 Good
    3Y SIP Return % 6.18
    6.14
    		5.83 | 6.33 9 | 31 Good
    5Y SIP Return % 5.20
    5.66
    		5.13 | 6.06 21 | 27 Average
    Standard Deviation 0.15
    0.14
    		0.13 | 0.15 27 | 30 Poor
    Semi Deviation 0.11
    0.11
    		0.11 | 0.12 26 | 30 Poor
    Sharpe Ratio 4.16
    4.08
    		2.14 | 5.43 16 | 30 Good
    Sterling Ratio 0.64
    0.63
    		0.61 | 0.65 7 | 30 Very Good
    Sortino Ratio 4.69
    4.41
    		1.22 | 9.27 10 | 30 Good
    Return data last Updated On : Dec. 4, 2025.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Oct. 31, 2025
    KPIs: Key Performance Indicators

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    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.44 0.43 0.41 | 0.46 4 | 34 Very Good
    3M Return % 1.35 1.33 1.28 | 1.38 10 | 34 Good
    6M Return % 2.70 2.69 2.59 | 2.76 16 | 34 Good
    1Y Return % 5.92 5.89 5.67 | 6.03 17 | 34 Good
    3Y Return % 6.44 6.41 6.21 | 6.62 9 | 32 Good
    5Y Return % 5.39 5.37 5.22 | 5.48 11 | 27 Good
    1Y SIP Return % 5.67 5.64 5.42 | 5.79 16 | 34 Good
    3Y SIP Return % 6.26 6.23 6.04 | 6.35 13 | 31 Good
    5Y SIP Return % 5.28 5.74 5.21 | 6.09 23 | 27 Poor
    Standard Deviation 0.15 0.14 0.13 | 0.15 27 | 30 Poor
    Semi Deviation 0.11 0.11 0.11 | 0.12 26 | 30 Poor
    Sharpe Ratio 4.16 4.08 2.14 | 5.43 16 | 30 Good
    Sterling Ratio 0.64 0.63 0.61 | 0.65 7 | 30 Very Good
    Sortino Ratio 4.69 4.41 1.22 | 9.27 10 | 30 Good
    Return data last Updated On : Dec. 4, 2025.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Oct. 31, 2025
    KPIs: Key Performance Indicators

    Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.


    Date Dsp Overnight Fund NAV Regular Growth Dsp Overnight Fund NAV Direct Growth
    04-12-2025 1411.3672 1419.2193
    03-12-2025 1411.1647 1419.0122
    02-12-2025 1410.9659 1418.8088
    01-12-2025 1410.7676 1418.6059
    28-11-2025 1410.1465 1417.9709
    27-11-2025 1409.938 1417.7577
    26-11-2025 1409.7389 1417.5544
    25-11-2025 1409.5387 1417.3499
    24-11-2025 1409.3404 1417.1475
    21-11-2025 1408.7259 1416.5202
    20-11-2025 1408.5227 1416.3128
    19-11-2025 1408.3206 1416.1065
    18-11-2025 1408.1218 1415.9035
    17-11-2025 1407.9235 1415.701
    14-11-2025 1407.3076 1415.0723
    13-11-2025 1407.1004 1414.861
    12-11-2025 1406.9041 1414.6605
    11-11-2025 1406.7069 1414.4591
    10-11-2025 1406.5094 1414.2574
    07-11-2025 1405.9116 1413.6469
    06-11-2025 1405.7212 1413.4524
    04-11-2025 1405.3243 1413.0471

    Fund Launch Date: 07/Jan/2019
    Fund Category: Overnight Fund
    Investment Objective: The primary objective of the scheme is to seek to generate returns commensurate with low risk and providing high level of liquidity, through investments made primarily in overnight securities having maturity of 1 business day.
    Fund Description: An Open Ended Debt Scheme Investing in Overnight Securities
    Fund Benchmark: CRISIL Overnight Index
    Source: Fund FactSheet

    Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.