Dsp Overnight Fund Datagrid
Category Overnight Fund
BMSMONEY Rank 15
Rating
Growth Option 27-01-2026
NAV ₹1422.21(R) +0.06% ₹1430.32(D) +0.06%
Returns 1Y 3Y 5Y 7Y 10Y
Lumpsum Regular 5.64% 6.32% 5.38% 5.11% -%
Direct 5.72% 6.4% 5.46% 5.19% -%
Benchmark
SIP (XIRR) Regular 5.47% 6.08% 5.93% 5.12% -%
Direct 5.54% 6.16% 6.01% 5.2% -%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
1.38 0.49 0.62 -% -
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
0.33% 0.0% 0.0% - 0.3%
Fund AUM As on: 30/12/2025 3007 Cr
Top Overnight Fund
Fund Name Rank Rating
Hsbc Overnight Fund 1
quant Overnight Fund 2
TRUSTMF Overnight Fund 3
Shriram Overnight Fund 4
Jm Overnight Fund 5
NJ Overnight Fund 6
Bank of India Overnight Fund 7

NAV Date: 27-01-2026

Scheme Name NAV Rupee Change Percent Change
DSP Overnight Fund - Direct Plan - IDCW - Daily 1000.01
0.0000
0.0000%
DSP Overnight Fund - Regular Plan - IDCW - Daily 1000.01
0.0000
0.0000%
DSP Overnight Fund - Regular Plan - IDCW - Weekly 1001.39
0.5900
0.0600%
DSP Overnight Fund - Regular Plan - Growth 1422.21
0.8000
0.0600%
DSP Overnight Fund - Direct Plan - Growth 1430.32
0.8200
0.0600%

Review Date: 27-01-2026

Beginning of Analysis

In the Overnight Fund category, Dsp Overnight Fund is the 11th ranked fund. The category has total 29 funds. The Dsp Overnight Fund has shown a very good past performence in Overnight Fund. The fund has a Sharpe Ratio of 1.38 which is lower than the category average of 1.71.
The past performance of the fund may or may not be sustained in the future. The review is not investment advice nor is it a recommendation to buy or sell funds. The ranking is based on proprietary methodology developed by bmsmoney. The methodology is based on the past performance of the funds and does not guarantee future performance.
Overnight Mutual Funds are ideal for investors seeking a safe, liquid, and ultra-low-risk investment option for very short-term cash management. These funds invest in overnight securities with a maturity of 1 day, offering quick redemption (within 1 business day) and stable returns. While they provide minimal risk and high liquidity, they offer very low returns compared to other debt funds. Investors should consider their liquidity needs and investment horizon before investing in Overnight Funds. These funds are best suited for parking surplus funds for a very short duration, such as overnight or a few days.

Dsp Overnight Fund Return Analysis

  • The fund has given a return of 0.42%, 1.34 and 2.71 in last one, three and six months respectively. In the same period the category average return was 0.42%, 1.33% and 2.68% respectively.
  • Dsp Overnight Fund has given a return of 5.72% in last one year. In the same period the Overnight Fund category average return was 5.68%.
  • The fund has given a return of 6.4% in last three years and ranked 10.0th out of 32 funds in the category. In the same period the Overnight Fund category average return was 6.37%.
  • The fund has given a return of 5.46% in last five years and ranked 10th out of 27 funds in the category. In the same period the Overnight Fund category average return was 5.44%.
  • The fund has given a SIP return of 5.54% in last one year whereas category average SIP return is 5.5%. The fund one year return rank in the category is 14th in 34 funds
  • The fund has SIP return of 6.16% in last three years and ranks 13th in 32 funds. Bank of India Overnight Fund has given the highest SIP return (6.25%) in the category in last three years.
  • The fund has SIP return of 6.01% in last five years whereas category average SIP return is 5.98%.

Dsp Overnight Fund Risk Analysis

  • The fund has a standard deviation of 0.33 and semi deviation of 0.3. The category average standard deviation is 0.3 and semi deviation is 0.27.

Standard deviation measures the fund's return volatility and Semi deviation focuses on downside volatility. Value at Risk (VaR) is a measure of the risk of investments. Maximum Drawdown is the maximum loss from a peak to a trough of a portfolio. Beta measures the volatility of the fund compared to the benchmark. A beta of 1 indicates that the fund will move in line with the benchmark. A beta of more than 1 indicates that the fund will be more volatile than the benchmark and vice versa.


  • Very Good Performance in Overnight Fund Category
  • Good Performance in Overnight Fund Category
  • Poor Performance in Overnight Fund Category
  • Very Poor Performance in Overnight Fund Category

    • Investors beware: Mutual Fund investments are subject to market risks. Please read the scheme related documents carefully.

    Data Source: www.amfiindia.com

    SEBI Categorization


    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.41
    0.41
    		0.38 | 0.43 14 | 34 Good
    3M Return % 1.32
    1.31
    		1.22 | 1.36 8 | 34 Very Good
    6M Return % 2.66
    2.64
    		2.47 | 2.73 12 | 34 Good
    1Y Return % 5.64
    5.60
    		5.25 | 5.79 12 | 34 Good
    3Y Return % 6.32
    6.28
    		5.98 | 6.46 8 | 32 Very Good
    5Y Return % 5.38
    5.36
    		5.18 | 5.50 9 | 27 Good
    7Y Return % 5.11
    5.06
    		5.01 | 5.11 1 | 9 Very Good
    1Y SIP Return % 5.47
    5.43
    		5.07 | 5.60 11 | 34 Good
    3Y SIP Return % 6.08
    6.05
    		5.72 | 6.22 10 | 32 Good
    5Y SIP Return % 5.93
    5.90
    		5.69 | 6.06 8 | 27 Good
    7Y SIP Return % 5.12
    5.26
    		5.04 | 5.50 5 | 9 Good
    Standard Deviation 0.33
    0.30
    		0.15 | 0.33 30 | 31 Poor
    Semi Deviation 0.30
    0.27
    		0.12 | 0.31 26 | 31 Poor
    Sharpe Ratio 1.38
    1.71
    		0.48 | 3.84 14 | 31 Good
    Sterling Ratio 0.62
    0.62
    		0.58 | 0.65 13 | 31 Good
    Sortino Ratio 0.49
    0.98
    		0.16 | 3.60 13 | 31 Good
    Return data last Updated On : Jan. 27, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Dec. 31, 2025
    KPIs: Key Performance Indicators

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    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.42 0.42 0.40 | 0.43 14 | 34 Good
    3M Return % 1.34 1.33 1.27 | 1.37 6 | 34 Very Good
    6M Return % 2.71 2.68 2.58 | 2.75 10 | 34 Good
    1Y Return % 5.72 5.68 5.45 | 5.82 16 | 34 Good
    3Y Return % 6.40 6.37 6.17 | 6.57 10 | 32 Good
    5Y Return % 5.46 5.44 5.29 | 5.54 10 | 27 Good
    7Y Return % 5.19 5.15 5.11 | 5.19 1 | 9 Very Good
    1Y SIP Return % 5.54 5.50 5.28 | 5.63 14 | 34 Good
    3Y SIP Return % 6.16 6.13 5.94 | 6.25 13 | 32 Good
    5Y SIP Return % 6.01 5.98 5.80 | 6.09 9 | 27 Good
    7Y SIP Return % 5.20 5.34 5.13 | 5.56 6 | 9 Good
    Standard Deviation 0.33 0.30 0.15 | 0.33 30 | 31 Poor
    Semi Deviation 0.30 0.27 0.12 | 0.31 26 | 31 Poor
    Sharpe Ratio 1.38 1.71 0.48 | 3.84 14 | 31 Good
    Sterling Ratio 0.62 0.62 0.58 | 0.65 13 | 31 Good
    Sortino Ratio 0.49 0.98 0.16 | 3.60 13 | 31 Good
    Return data last Updated On : Jan. 27, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Dec. 31, 2025
    KPIs: Key Performance Indicators

    Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.


    Date Dsp Overnight Fund NAV Regular Growth Dsp Overnight Fund NAV Direct Growth
    27-01-2026 1422.2136 1430.3164
    23-01-2026 1421.4164 1429.5006
    22-01-2026 1421.2184 1429.2979
    21-01-2026 1421.0135 1429.0884
    20-01-2026 1420.8113 1428.8815
    19-01-2026 1420.6129 1428.6785
    16-01-2026 1420.0168 1428.0684
    14-01-2026 1419.6097 1427.652
    13-01-2026 1419.404 1427.4415
    12-01-2026 1419.2009 1427.2338
    09-01-2026 1418.588 1426.6069
    08-01-2026 1418.3884 1426.4027
    07-01-2026 1418.1839 1426.1935
    06-01-2026 1417.9831 1425.988
    05-01-2026 1417.7873 1425.7876
    02-01-2026 1417.185 1425.1714
    01-01-2026 1416.9862 1424.9679
    31-12-2025 1416.7842 1424.7613
    30-12-2025 1416.5695 1424.5419
    29-12-2025 1416.3618 1424.3294

    Fund Launch Date: 07/Jan/2019
    Fund Category: Overnight Fund
    Investment Objective: The primary objective of the scheme is to seek to generate returns commensurate with low risk and providing high level of liquidity, through investments made primarily in overnight securities having maturity of 1 business day.
    Fund Description: An Open Ended Debt Scheme Investing in Overnight Securities
    Fund Benchmark: CRISIL Overnight Index
    Source: Fund FactSheet

    Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.