Dsp Overnight Fund Datagrid
Category Overnight Fund
BMSMONEY Rank 9
Rating
Growth Option 29-07-2026
NAV ₹1458.38(R) +0.01% ₹1467.18(D) +0.01%
Returns 1Y 3Y 5Y 7Y 10Y
Lumpsum Regular 5.26% 6.06% 5.59% 5.04% -%
Direct 5.34% 6.14% 5.67% 5.12% -%
Benchmark
SIP (XIRR) Regular 5.2% 5.73% 5.88% 5.51% -%
Direct 5.28% 5.81% 5.95% 5.59% -%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
1.48 0.81 0.61 -% -
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
0.2% 0.0% 0.0% - 0.15%
Fund AUM As on: 30/12/2025 3007 Cr
Top Overnight Fund
Fund Name Rank Rating
Bank of India Overnight Fund 1
Axis Overnight Fund 2
Franklin India Overnight Fund 3
UTI Overnight Fund 4
Invesco India Overnight Fund 5
Baroda BNP Paribas Overnight Fund 6
Nippon India Overnight Fund 7

NAV Date: 29-07-2026

Scheme Name NAV Rupee Change Percent Change
DSP Overnight Fund - Direct Plan - IDCW - Daily 1000.01
0.0000
0.0000%
DSP Overnight Fund - Regular Plan - IDCW - Daily 1000.01
0.0000
0.0000%
DSP Overnight Fund - Regular Plan - IDCW - Weekly 1002.46
0.1400
0.0100%
DSP Overnight Fund - Regular Plan - Growth 1458.38
0.2000
0.0100%
DSP Overnight Fund - Direct Plan - Growth 1467.18
0.2000
0.0100%

Review Date: 29-07-2026

Beginning of Analysis

DSP Overnight Fund is the 11th ranked fund in the Overnight Fund category. The category has total 29 funds. The 4 star rating shows a very good past performance of the DSP Overnight Fund in Overnight Fund. The fund has a Sharpe Ratio of 1.48 which is higher than the category average of 1.34.
The past performance of the fund may or may not be sustained in the future. The review is not investment advice nor is it a recommendation to buy or sell funds. The ranking is based on proprietary methodology developed by bmsmoney. The methodology is based on the past performance of the funds and does not guarantee future performance.
Overnight Mutual Funds are ideal for investors seeking a safe, liquid, and ultra-low-risk investment option for very short-term cash management. These funds invest in overnight securities with a maturity of 1 day, offering quick redemption (within 1 business day) and stable returns. While they provide minimal risk and high liquidity, they offer very low returns compared to other debt funds. Investors should consider their liquidity needs and investment horizon before investing in Overnight Funds. These funds are best suited for parking surplus funds for a very short duration, such as overnight or a few days.

DSP Overnight Fund Return Analysis

  • The fund has given a return of 0.42%, 1.29 and 2.55 in last one, three and six months respectively. In the same period the category average return was 0.42%, 1.29% and 2.53% respectively.
  • DSP Overnight Fund has given a return of 5.34% in last one year. In the same period the Overnight Fund category average return was 5.3%.
  • The fund has given a return of 6.14% in last three years and ranked 14.0th out of thirty two funds in the category. In the same period the Overnight Fund category average return was 6.12%.
  • The fund has given a return of 5.67% in last five years and ranked 8th out of twenty seven funds in the category. In the same period the Overnight Fund category average return was 5.65%.
  • The fund has given a SIP return of 5.28% in last one year whereas category average SIP return is 5.24%. The fund one year return rank in the category is 14th in 34 funds
  • The fund has SIP return of 5.81% in last three years and ranks 14th in 30 funds. Bank of India Overnight Fund has given the highest SIP return (5.99%) in the category in last three years.
  • The fund has SIP return of 5.95% in last five years whereas category average SIP return is 5.93%.

DSP Overnight Fund Risk Analysis

  • The fund has a standard deviation of 0.2 and semi deviation of 0.15. The category average standard deviation is 0.2 and semi deviation is 0.15.

Standard deviation measures the fund's return volatility and Semi deviation focuses on downside volatility. Value at Risk (VaR) is a measure of the risk of investments. Maximum Drawdown is the maximum loss from a peak to a trough of a portfolio. Beta measures the volatility of the fund compared to the benchmark. A beta of 1 indicates that the fund will move in line with the benchmark. A beta of more than 1 indicates that the fund will be more volatile than the benchmark and vice versa.


  • Very Good Performance in Overnight Fund Category
  • Good Performance in Overnight Fund Category
  • Poor Performance in Overnight Fund Category
  • Very Poor Performance in Overnight Fund Category

    • Investors beware: Mutual Fund investments are subject to market risks. Please read the scheme related documents carefully.

    Data Source: www.amfiindia.com

    SEBI Categorization


    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.42
    0.42
    		0.39 | 0.44 19 | 34 Average
    3M Return % 1.27
    1.27
    		1.19 | 1.45 14 | 34 Good
    6M Return % 2.51
    2.49
    		2.31 | 2.72 15 | 34 Good
    1Y Return % 5.26
    5.22
    		4.86 | 5.54 14 | 34 Good
    3Y Return % 6.06
    6.03
    		5.71 | 6.25 12 | 32 Good
    5Y Return % 5.59
    5.56
    		5.37 | 5.75 7 | 27 Very Good
    7Y Return % 5.04
    5.00
    		4.88 | 5.07 2 | 21 Very Good
    1Y SIP Return % 5.20
    5.17
    		4.80 | 5.55 15 | 34 Good
    3Y SIP Return % 5.73
    5.70
    		5.35 | 5.96 10 | 32 Good
    5Y SIP Return % 5.88
    5.85
    		5.63 | 6.07 8 | 27 Good
    7Y SIP Return % 5.51
    5.49
    		5.36 | 5.56 4 | 21 Very Good
    Standard Deviation 0.20
    0.20
    		0.18 | 0.27 20 | 30 Average
    Semi Deviation 0.15
    0.15
    		0.14 | 0.20 9 | 30 Good
    Sharpe Ratio 1.48
    1.34
    		-0.16 | 2.45 9 | 30 Good
    Sterling Ratio 0.61
    0.61
    		0.58 | 0.63 10 | 30 Good
    Sortino Ratio 0.81
    0.73
    		-0.06 | 1.62 10 | 30 Good
    Return data last Updated On : July 29, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : June 30, 2026
    KPIs: Key Performance Indicators

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    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.42 0.42 0.40 | 0.44 26 | 36 Average
    3M Return % 1.29 1.29 1.22 | 1.46 22 | 36 Average
    6M Return % 2.55 2.53 2.41 | 2.74 15 | 36 Good
    1Y Return % 5.34 5.30 5.06 | 5.58 11 | 36 Good
    3Y Return % 6.14 6.12 5.91 | 6.28 14 | 32 Good
    5Y Return % 5.67 5.65 5.47 | 5.78 8 | 27 Good
    7Y Return % 5.12 5.09 4.98 | 5.12 1 | 21 Very Good
    1Y SIP Return % 5.28 5.24 5.01 | 5.60 14 | 34 Good
    3Y SIP Return % 5.81 5.78 5.56 | 5.99 14 | 30 Good
    5Y SIP Return % 5.95 5.93 5.73 | 6.10 9 | 25 Good
    7Y SIP Return % 5.59 5.57 5.46 | 5.61 5 | 19 Very Good
    Standard Deviation 0.20 0.20 0.18 | 0.27 20 | 30 Average
    Semi Deviation 0.15 0.15 0.14 | 0.20 9 | 30 Good
    Sharpe Ratio 1.48 1.34 -0.16 | 2.45 9 | 30 Good
    Sterling Ratio 0.61 0.61 0.58 | 0.63 10 | 30 Good
    Sortino Ratio 0.81 0.73 -0.06 | 1.62 10 | 30 Good
    Return data last Updated On : July 29, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : June 30, 2026
    KPIs: Key Performance Indicators

    Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.


    Date Dsp Overnight Fund NAV Regular Growth Dsp Overnight Fund NAV Direct Growth
    29-07-2026 1458.3843 1467.1817
    28-07-2026 1458.1858 1466.9792
    27-07-2026 1457.9783 1466.7676
    24-07-2026 1457.3774 1466.1546
    23-07-2026 1457.1792 1465.9525
    22-07-2026 1456.9868 1465.756
    21-07-2026 1456.7821 1465.5473
    20-07-2026 1456.5779 1465.339
    17-07-2026 1455.966 1464.7151
    16-07-2026 1455.7649 1464.51
    15-07-2026 1455.5608 1464.3018
    14-07-2026 1455.3628 1464.0998
    13-07-2026 1455.1632 1463.8962
    10-07-2026 1454.5525 1463.2734
    09-07-2026 1454.3508 1463.0678
    08-07-2026 1454.1442 1462.8571
    07-07-2026 1453.9413 1462.6501
    06-07-2026 1453.7422 1462.447
    03-07-2026 1453.1458 1461.8387
    02-07-2026 1452.9497 1461.6386
    01-07-2026 1452.7506 1461.4355
    30-06-2026 1452.5477 1461.2286
    29-06-2026 1452.3338 1461.0105

    Fund Launch Date: 07/Jan/2019
    Fund Category: Overnight Fund
    Investment Objective: The primary objective of the scheme is to seek to generate returns commensurate with low risk and providing high level of liquidity, through investments made primarily in overnight securities having maturity of 1 business day.
    Fund Description: An Open Ended Debt Scheme Investing in Overnight Securities
    Fund Benchmark: CRISIL Overnight Index
    Source: Fund FactSheet

    Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.