Dsp Tax Saver Fund Overview
Category ELSS (Tax Saving) Fund
BMSMONEY Rank 12
BMSMONEY Rating
Gro. Opt. As On: 26-07-2024
NAV ₹138.15(R) +1.6% ₹152.04(D) +1.6%
Returns 1Y 3Y 5Y 7Y 10Y
LumpSum (R) 48.26% 21.81% 24.11% 17.7% 17.88%
LumpSum (D) 49.62% 22.96% 25.3% 18.85% 18.97%
SIP (R) 59.96% 32.17% 27.71% 23.07% 19.85%
SIP (D) 61.41% 33.33% 28.87% 24.17% 20.94%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
1.01 0.54 1.0 2.16% 0.14
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
12.99% -14.43% -11.23% 0.93 9.18%
Top ELSS (Tax Saving) Fund
Fund Name Rank Rating
SBI Long Term Equity Fund 1
HDFC Taxsaver 2
Quant Tax Plan 3
Motilal Oswal Long Term Equity Fund (Moflte) 4
Bank Of India Tax Advantage Fund 5
JM Tax Gain Fund 6
ITI Long Term Equity Fund 7
Franklin India Taxshield 8

NAV Date: 26-07-2024

Scheme Name NAV Rupee Change Percent Change
DSP Tax Saver Fund - Regular Plan - IDCW 26.86
0.4200
1.6000%
DSP Tax Saver Fund - Direct Plan - IDCW 94.99
1.5000
1.6000%
DSP Tax Saver Fund - Regular Plan - Growth 138.15
2.1700
1.6000%
DSP Tax Saver Fund - Direct Plan - Growth 152.04
2.4000
1.6000%

Review Date: 26-07-2024

DSP Tax Saver Fund has shown good performance in the ELSS (Tax Saving) Fund category. The fund has rank of 12 out of 35 funds in the category. The fund has delivered return of 48.26% in 1 year, 21.81% in 3 years, 24.11% in 5 years and 17.88% in 10 years. The category average for the same periods is 39.91%, 20.18%, 21.58% and 15.77% respectively, which shows very good return performance of fund in the category. The fund has exhibited standard deviation of 12.99, VaR of -14.43, Average Drawdown of -5.61, Semi Deviation of 9.18 and Max Drawdown of -11.23. The category average for the same parameters is 12.71, -14.08, -5.57, 9.01 and -12.33 respectively. The fund has average risk in the category.

Key Points:

  1. An investment of ₹10,000 in DSP Tax Saver Fund direct growth option would have grown to ₹14962.0 in 1 year, ₹18591.0 in 3 years and ₹30881.0 in 5 years as of today (26-07-2024).
  2. An SIP of ₹1,000 per month in DSP Tax Saver Fund direct growth option would have grown to ₹15686.0 in 1 year, ₹57830.0 in 3 years and ₹122116.0 in 5 years as of today (26-07-2024).
  3. standard deviation of 12.99 and based on VaR one can expect to lose more than -14.43% of current value of fund in one year.
  4. Sharpe ratio of the fund is 1.01 which shows good performance of fund in the elss (tax saving) fund category.
  5. The fund has R-square of 0.9, Beta of 0.93 and Jensen's Alpha of 2.16% which exhibit good performance in the elss (tax saving) fund category .


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KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
1M Return % 5.69
3.56
1.50 | 6.29 2 | 35 Very Good
3M Return % 16.41
11.56
8.82 | 16.41 1 | 35 Very Good
6M Return % 25.27
20.14
15.39 | 27.68 4 | 35 Very Good
1Y Return % 48.26
39.91
24.44 | 56.46 7 | 35 Very Good
3Y Return % 21.81
20.18
11.54 | 28.89 9 | 33 Very Good
5Y Return % 24.11
21.58
15.49 | 35.49 8 | 32 Very Good
7Y Return % 17.70
15.52
11.28 | 24.66 6 | 29 Very Good
10Y Return % 17.88
15.77
13.22 | 24.50 3 | 22 Very Good
15Y Return % 17.44
15.19
12.66 | 17.44 1 | 19 Very Good
1Y SIP Return % 59.96
48.01
33.64 | 64.79 4 | 35 Very Good
3Y SIP Return % 32.17
28.05
20.20 | 39.75 8 | 33 Very Good
5Y SIP Return % 27.71
24.53
17.21 | 36.79 7 | 32 Very Good
7Y SIP Return % 23.07
20.43
14.42 | 31.24 6 | 29 Very Good
10Y SIP Return % 19.85
17.71
13.37 | 26.65 5 | 22 Very Good
15Y SIP Return % 18.38
16.38
13.80 | 21.58 3 | 20 Very Good
Standard Deviation 12.99
12.71
9.99 | 16.36 23 | 33 Average
Semi Deviation 9.18
9.01
7.16 | 11.67 22 | 33 Average
Max Drawdown % -11.23
-12.33
-22.81 | -6.28 12 | 33 Good
VaR 1 Y % -14.43
-14.08
-20.17 | -11.38 24 | 33 Average
Average Drawdown % -5.61
-5.57
-11.96 | -2.58 21 | 33 Average
Sharpe Ratio 1.01
0.95
0.28 | 1.59 14 | 33 Good
Sterling Ratio 1.00
0.93
0.36 | 1.67 9 | 33 Very Good
Sortino Ratio 0.54
0.51
0.17 | 0.91 12 | 33 Good
Jensen Alpha % 2.16
2.63
-8.40 | 13.97 16 | 33 Good
Treynor Ratio 0.14
0.14
0.04 | 0.23 14 | 33 Good
Modigliani Square Measure % 21.59
20.91
10.22 | 30.40 14 | 33 Good
Alpha % 0.87
0.58
-7.65 | 12.32 15 | 33 Good
Return data last Updated On : July 26, 2024.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : April 30, 2024
KPIs: Key Performance Indicators

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KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
1M Return % 5.77 3.65 1.60 | 6.34 2 | 35
3M Return % 16.66 11.86 9.08 | 16.66 1 | 35
6M Return % 25.82 20.78 16.31 | 28.51 4 | 35
1Y Return % 49.62 41.42 26.33 | 58.34 7 | 35
3Y Return % 22.96 21.54 12.42 | 29.75 10 | 33
5Y Return % 25.30 22.94 16.48 | 37.72 8 | 32
7Y Return % 18.85 16.75 12.31 | 26.32 6 | 29
10Y Return % 18.97 16.76 14.09 | 25.77 4 | 23
1Y SIP Return % 61.41 49.61 35.65 | 65.93 5 | 35
3Y SIP Return % 33.33 29.41 21.08 | 40.65 8 | 33
5Y SIP Return % 28.87 25.87 18.11 | 38.88 7 | 32
7Y SIP Return % 24.17 21.64 15.35 | 33.13 6 | 29
10Y SIP Return % 20.94 18.69 14.35 | 28.13 5 | 23
Standard Deviation 12.99 12.71 9.99 | 16.36 23 | 33
Semi Deviation 9.18 9.01 7.16 | 11.67 22 | 33
Max Drawdown % -11.23 -12.33 -22.81 | -6.28 12 | 33
VaR 1 Y % -14.43 -14.08 -20.17 | -11.38 24 | 33
Average Drawdown % -5.61 -5.57 -11.96 | -2.58 21 | 33
Sharpe Ratio 1.01 0.95 0.28 | 1.59 14 | 33
Sterling Ratio 1.00 0.93 0.36 | 1.67 9 | 33
Sortino Ratio 0.54 0.51 0.17 | 0.91 12 | 33
Jensen Alpha % 2.16 2.63 -8.40 | 13.97 16 | 33
Treynor Ratio 0.14 0.14 0.04 | 0.23 14 | 33
Modigliani Square Measure % 21.59 20.91 10.22 | 30.40 14 | 33
Alpha % 0.87 0.58 -7.65 | 12.32 15 | 33
Return data last Updated On : July 26, 2024.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : April 30, 2024
KPIs: Key Performance Indicators

Investment Period Regular Direct
Return % Current Value of ₹ 10000 Return % Current Value of ₹ 10000
1D 1.60 ₹ 10,160.00 1.60 ₹ 10,160.00
1W 1.67 ₹ 10,167.00 1.68 ₹ 10,168.00
1M 5.69 ₹ 10,569.00 5.77 ₹ 10,577.00
3M 16.41 ₹ 11,641.00 16.66 ₹ 11,666.00
6M 25.27 ₹ 12,527.00 25.82 ₹ 12,582.00
1Y 48.26 ₹ 14,826.00 49.62 ₹ 14,962.00
3Y 21.81 ₹ 18,074.00 22.96 ₹ 18,591.00
5Y 24.11 ₹ 29,452.00 25.30 ₹ 30,881.00
7Y 17.70 ₹ 31,297.00 18.85 ₹ 33,505.00
10Y 17.88 ₹ 51,804.00 18.97 ₹ 56,783.00
15Y 17.44 ₹ 111,465.00 ₹

Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.

Investment Period Invested Amount Regular Direct
XIRR % Current Value of Invested Amount XIRR % Current Value of Invested Amount
1Y ₹ 12000 59.96 ₹ 15,604.80 61.41 ₹ 15,686.40
3Y ₹ 36000 32.17 ₹ 56,948.80 33.33 ₹ 57,829.64
5Y ₹ 60000 27.71 ₹ 118,807.08 28.87 ₹ 122,116.50
7Y ₹ 84000 23.07 ₹ 191,060.77 24.17 ₹ 198,674.11
10Y ₹ 120000 19.85 ₹ 341,734.68 20.94 ₹ 362,389.08
15Y ₹ 180000 18.38 ₹ 829,063.98 ₹


Date NAV Regular Growth NAV Direct Growth
26-07-2024 138.15 152.041
25-07-2024 135.977 149.645
24-07-2024 135.627 149.256
23-07-2024 135.339 148.935
22-07-2024 135.884 149.531
19-07-2024 134.951 148.493
18-07-2024 137.194 150.957
16-07-2024 136.799 150.515
15-07-2024 136.519 150.204
12-07-2024 135.569 149.147
11-07-2024 135.113 148.641
10-07-2024 134.667 148.147
09-07-2024 135.124 148.646
08-07-2024 134.554 148.015
05-07-2024 134.524 147.971
04-07-2024 134.195 147.605
03-07-2024 133.763 147.127
02-07-2024 132.365 145.585
01-07-2024 132.586 145.825
28-06-2024 131.27 144.366
27-06-2024 131.445 144.555
26-06-2024 130.717 143.751

Fund Launch Date: 27/Nov/2006
Fund Category: ELSS (Tax Saving) Fund
Investment Objective: An Open ended equity linked savings scheme, whose primary investment objective is to seek to generate medium to longterm capital appreciation from a diversified portfolio that is substantially constituted of equity and equity related securities of corporates, and to enable investors avail of a deduction from total income, as permitted under the Income Tax Act,1961 from time to time.
Fund Description: An open ended equity linked saving scheme with a statutory lock in of 3 years and tax benefit
Fund Benchmark: Nifty 500 (Total Return Index)
Source: Fund FactSheet

Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.