Hdfc Taxsaver Overview
Category ELSS (Tax Saving) Fund
BMSMONEY Rank 2
BMSMONEY Rating
Gro. Opt. As On: 26-07-2024
NAV ₹1352.67(R) +1.56% ₹1451.92(D) +1.56%
Returns 1Y 3Y 5Y 7Y 10Y
LumpSum (R) 46.32% 26.99% 22.18% 14.97% 14.49%
LumpSum (D) 47.2% 27.77% 22.9% 15.69% 15.19%
SIP (R) 53.41% 33.77% 28.75% 22.15% 17.99%
SIP (D) 54.34% 34.55% 29.5% 22.83% 18.66%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
1.59 0.91 1.67 9.4% 0.22
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
11.72% -11.74% -6.28% 0.86 8.4%
Top ELSS (Tax Saving) Fund
Fund Name Rank Rating
SBI Long Term Equity Fund 1
HDFC Taxsaver 2
Quant Tax Plan 3
Motilal Oswal Long Term Equity Fund (Moflte) 4
Bank Of India Tax Advantage Fund 5
JM Tax Gain Fund 6
ITI Long Term Equity Fund 7
Franklin India Taxshield 8

NAV Date: 26-07-2024

Scheme Name NAV Rupee Change Percent Change
HDFC Taxsaver - IDCW Plan 79.89
1.2200
1.5600%
HDFC Taxsaver - IDCW Option - Direct Plan 104.92
1.6100
1.5600%
HDFC Taxsaver - Growth Plan 1352.67
20.7400
1.5600%
HDFC Taxsaver - Growth Option - Direct Plan 1451.92
22.2800
1.5600%

Review Date: 26-07-2024

HDFC Taxsaver has shown very good performance in the ELSS (Tax Saving) Fund category. The fund has rank of 2 out of 35 funds in the category. The fund has delivered return of 46.32% in 1 year, 26.99% in 3 years, 22.18% in 5 years and 14.49% in 10 years. The category average for the same periods is 39.91%, 20.18%, 21.58% and 15.77% respectively, which shows good return performance of fund in the category. The fund has exhibited standard deviation of 11.72, VaR of -11.74, Average Drawdown of -3.44, Semi Deviation of 8.4 and Max Drawdown of -6.28. The category average for the same parameters is 12.71, -14.08, -5.57, 9.01 and -12.33 respectively. The fund has very low risk in the category.

Key Points:

  1. An investment of ₹10,000 in HDFC Taxsaver direct growth option would have grown to ₹14720.0 in 1 year, ₹20859.0 in 3 years and ₹28043.0 in 5 years as of today (26-07-2024).
  2. An SIP of ₹1,000 per month in HDFC Taxsaver direct growth option would have grown to ₹15286.0 in 1 year, ₹58761.0 in 3 years and ₹123952.0 in 5 years as of today (26-07-2024).
  3. standard deviation of 11.72 and based on VaR one can expect to lose more than -11.74% of current value of fund in one year.
  4. Sharpe ratio of the fund is 1.59 which shows very good performance of fund in the elss (tax saving) fund category.
  5. The fund has R-square of 0.94, Beta of 0.86 and Jensen's Alpha of 9.4% which exhibit very good performance in the elss (tax saving) fund category .


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KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
1M Return % 3.21
3.56
1.50 | 6.29 21 | 35 Average
3M Return % 12.39
11.56
8.82 | 16.41 14 | 35 Good
6M Return % 21.94
20.14
15.39 | 27.68 10 | 35 Good
1Y Return % 46.32
39.91
24.44 | 56.46 8 | 35 Very Good
3Y Return % 26.99
20.18
11.54 | 28.89 2 | 33 Very Good
5Y Return % 22.18
21.58
15.49 | 35.49 13 | 32 Good
7Y Return % 14.97
15.52
11.28 | 24.66 16 | 29 Good
10Y Return % 14.49
15.77
13.22 | 24.50 13 | 22 Average
15Y Return % 15.38
15.19
12.66 | 17.44 10 | 19 Good
1Y SIP Return % 53.41
48.01
33.64 | 64.79 9 | 35 Very Good
3Y SIP Return % 33.77
28.05
20.20 | 39.75 7 | 33 Very Good
5Y SIP Return % 28.75
24.53
17.21 | 36.79 6 | 32 Very Good
7Y SIP Return % 22.15
20.43
14.42 | 31.24 7 | 29 Very Good
10Y SIP Return % 17.99
17.71
13.37 | 26.65 9 | 22 Good
15Y SIP Return % 15.94
16.38
13.80 | 21.58 11 | 20 Average
Standard Deviation 11.72
12.71
9.99 | 16.36 6 | 33 Very Good
Semi Deviation 8.40
9.01
7.16 | 11.67 9 | 33 Very Good
Max Drawdown % -6.28
-12.33
-22.81 | -6.28 1 | 33 Very Good
VaR 1 Y % -11.74
-14.08
-20.17 | -11.38 3 | 33 Very Good
Average Drawdown % -3.44
-5.57
-11.96 | -2.58 2 | 33 Very Good
Sharpe Ratio 1.59
0.95
0.28 | 1.59 1 | 33 Very Good
Sterling Ratio 1.67
0.93
0.36 | 1.67 1 | 33 Very Good
Sortino Ratio 0.91
0.51
0.17 | 0.91 1 | 33 Very Good
Jensen Alpha % 9.40
2.63
-8.40 | 13.97 2 | 33 Very Good
Treynor Ratio 0.22
0.14
0.04 | 0.23 2 | 33 Very Good
Modigliani Square Measure % 30.40
20.91
10.22 | 30.40 1 | 33 Very Good
Alpha % 6.69
0.58
-7.65 | 12.32 3 | 33 Very Good
Return data last Updated On : July 26, 2024.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : April 30, 2024
KPIs: Key Performance Indicators

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KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
1M Return % 3.26 3.65 1.60 | 6.34 22 | 35
3M Return % 12.56 11.86 9.08 | 16.66 14 | 35
6M Return % 22.30 20.78 16.31 | 28.51 10 | 35
1Y Return % 47.20 41.42 26.33 | 58.34 8 | 35
3Y Return % 27.77 21.54 12.42 | 29.75 2 | 33
5Y Return % 22.90 22.94 16.48 | 37.72 15 | 32
7Y Return % 15.69 16.75 12.31 | 26.32 18 | 29
10Y Return % 15.19 16.76 14.09 | 25.77 17 | 23
1Y SIP Return % 54.34 49.61 35.65 | 65.93 9 | 35
3Y SIP Return % 34.55 29.41 21.08 | 40.65 7 | 33
5Y SIP Return % 29.50 25.87 18.11 | 38.88 6 | 32
7Y SIP Return % 22.83 21.64 15.35 | 33.13 9 | 29
10Y SIP Return % 18.66 18.69 14.35 | 28.13 10 | 23
Standard Deviation 11.72 12.71 9.99 | 16.36 6 | 33
Semi Deviation 8.40 9.01 7.16 | 11.67 9 | 33
Max Drawdown % -6.28 -12.33 -22.81 | -6.28 1 | 33
VaR 1 Y % -11.74 -14.08 -20.17 | -11.38 3 | 33
Average Drawdown % -3.44 -5.57 -11.96 | -2.58 2 | 33
Sharpe Ratio 1.59 0.95 0.28 | 1.59 1 | 33
Sterling Ratio 1.67 0.93 0.36 | 1.67 1 | 33
Sortino Ratio 0.91 0.51 0.17 | 0.91 1 | 33
Jensen Alpha % 9.40 2.63 -8.40 | 13.97 2 | 33
Treynor Ratio 0.22 0.14 0.04 | 0.23 2 | 33
Modigliani Square Measure % 30.40 20.91 10.22 | 30.40 1 | 33
Alpha % 6.69 0.58 -7.65 | 12.32 3 | 33
Return data last Updated On : July 26, 2024.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : April 30, 2024
KPIs: Key Performance Indicators

Investment Period Regular Direct
Return % Current Value of ₹ 10000 Return % Current Value of ₹ 10000
1D 1.56 ₹ 10,156.00 1.56 ₹ 10,156.00
1W 1.02 ₹ 10,102.00 1.03 ₹ 10,103.00
1M 3.21 ₹ 10,321.00 3.26 ₹ 10,326.00
3M 12.39 ₹ 11,239.00 12.56 ₹ 11,256.00
6M 21.94 ₹ 12,194.00 22.30 ₹ 12,230.00
1Y 46.32 ₹ 14,632.00 47.20 ₹ 14,720.00
3Y 26.99 ₹ 20,479.00 27.77 ₹ 20,859.00
5Y 22.18 ₹ 27,222.00 22.90 ₹ 28,043.00
7Y 14.97 ₹ 26,553.00 15.69 ₹ 27,741.00
10Y 14.49 ₹ 38,708.00 15.19 ₹ 41,134.00
15Y 15.38 ₹ 85,528.00 ₹

Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.

Investment Period Invested Amount Regular Direct
XIRR % Current Value of Invested Amount XIRR % Current Value of Invested Amount
1Y ₹ 12000 53.41 ₹ 15,232.82 54.34 ₹ 15,285.80
3Y ₹ 36000 33.77 ₹ 58,161.28 34.55 ₹ 58,761.04
5Y ₹ 60000 28.75 ₹ 121,787.52 29.50 ₹ 123,952.20
7Y ₹ 84000 22.15 ₹ 184,912.73 22.83 ₹ 189,437.22
10Y ₹ 120000 17.99 ₹ 309,026.88 18.66 ₹ 320,409.24
15Y ₹ 180000 15.94 ₹ 669,571.02 ₹


Date NAV Regular Growth NAV Direct Growth
26-07-2024 1352.67 1451.919
25-07-2024 1331.933 1429.636
24-07-2024 1336.704 1434.733
23-07-2024 1335.416 1433.326
22-07-2024 1338.971 1437.118
19-07-2024 1337.025 1434.955
18-07-2024 1348.067 1446.781
16-07-2024 1343.794 1442.146
15-07-2024 1343.04 1441.313
12-07-2024 1337.701 1435.511
11-07-2024 1330.334 1427.581
10-07-2024 1332.623 1430.012
09-07-2024 1334.363 1431.856
08-07-2024 1328.211 1425.23
05-07-2024 1330.111 1427.196
04-07-2024 1329.424 1426.434
03-07-2024 1322.499 1418.98
02-07-2024 1311.704 1407.373
01-07-2024 1315.878 1411.828
28-06-2024 1309.744 1405.175
27-06-2024 1314.084 1409.807
26-06-2024 1310.627 1406.074

Fund Launch Date: 31/Mar/1996
Fund Category: ELSS (Tax Saving) Fund
Investment Objective: To generate capital appreciation / income from a portfolio, comprising predominantly of equity & equity related instruments. There is no assurance that the investment objective of the Scheme will be realized.
Fund Description: An open ended equity linked savings scheme with a statutory lock in of 3 years and tax benefit
Fund Benchmark: NIFTY 500 (Total Returns Index)
Source: Fund FactSheet

Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.