Hdfc Taxsaver Overview
Category ELSS (Tax Saving) Fund
BMSMONEY Rank 3
BMSMONEY Rating
Gro. Opt. As On: 11-10-2024
NAV ₹1377.66(R) -0.31% ₹1480.68(D) -0.3%
Returns 1Y 3Y 5Y 7Y 10Y
LumpSum (R) 43.53% 22.51% 23.03% 15.56% 14.1%
LumpSum (D) 44.4% 23.26% 23.77% 16.28% 14.8%
SIP (R) 17.92% 29.63% 28.07% 22.13% 17.71%
SIP (D) 18.67% 30.42% 28.84% 22.82% 18.38%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
1.48 0.85 1.53 8.9% 0.2
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
11.46% -11.74% -6.28% 0.86 8.1%
Top ELSS (Tax Saving) Fund
Fund Name Rank Rating
Motilal Oswal ELSS Tax Saver Fund 1
Sbi Long Term Equity Fund 2
Hdfc Taxsaver 3
JM ELSS Tax Saver Fund 4
ITI ELSS Tax Saver Fund 5
DSP ELSS Tax Saver Fund 6
Franklin India ELSS Tax Saver Fund 7

NAV Date: 11-10-2024

Scheme Name NAV Rupee Change Percent Change
HDFC ELSS Tax saver - IDCW Plan 81.36
-0.2500
-0.3100%
HDFC ELSS Tax saver - IDCW Option - Direct Plan 106.99
-0.3300
-0.3000%
HDFC ELSS Tax saver - Growth Plan 1377.66
-4.2200
-0.3100%
HDFC ELSS Tax saver - Growth Option - Direct Plan 1480.68
-4.5100
-0.3000%

Review Date: 11-10-2024

Hdfc Taxsaver has shown very good performance in the ELSS (Tax Saving) Fund category. The fund has rank of 3 out of 33 funds in the category. The fund has delivered return of 43.53% in 1 year, 22.51% in 3 years, 23.03% in 5 years and 14.1% in 10 years. The category average for the same periods is 38.39%, 16.85%, 21.7% and 15.3% respectively, which shows good return performance of fund in the category. The fund has exhibited standard deviation of 11.46, VaR of -11.74, Average Drawdown of -3.44, Semi Deviation of 8.1 and Max Drawdown of -6.28. The category average for the same parameters is 12.67, -14.08, -5.23, 8.83 and -12.31 respectively. The fund has very low risk in the category.

Key Points:

  1. An investment of ₹10,000 in Hdfc Taxsaver direct growth option would have grown to ₹14440.0 in 1 year, ₹18728.0 in 3 years and ₹29045.0 in 5 years as of today (11-10-2024).
  2. An SIP of ₹1,000 per month in Hdfc Taxsaver direct growth option would have grown to ₹13182.0 in 1 year, ₹55676.0 in 3 years and ₹122104.0 in 5 years as of today (11-10-2024).
  3. standard deviation of 11.46 and based on VaR one can expect to lose more than -11.74% of current value of fund in one year.
  4. Sharpe ratio of the fund is 1.48 which shows very good performance of fund in the elss (tax saving) fund category.
  5. The fund has R-square of 0.94, Beta of 0.86 and Jensen's Alpha of 8.9% which exhibit very good performance in the elss (tax saving) fund category .


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KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
1M Return % 0.30
0.70
-1.80 | 4.66 22 | 40 Average
3M Return % 3.56
3.56
-2.12 | 13.08 22 | 40 Average
1Y Return % 43.53
38.39
22.59 | 67.76 12 | 40 Good
3Y Return % 22.51
16.85
8.22 | 26.66 3 | 33 Very Good
5Y Return % 23.03
21.70
15.26 | 35.58 9 | 32 Good
7Y Return % 15.56
15.68
10.84 | 23.94 15 | 29 Good
10Y Return % 14.10
15.30
12.10 | 23.35 15 | 22 Average
15Y Return % 14.47
14.44
11.83 | 16.56 11 | 19 Average
1Y SIP Return % 17.92
16.54
0.75 | 46.53 13 | 40 Good
3Y SIP Return % 29.63
25.03
17.58 | 41.33 5 | 33 Very Good
5Y SIP Return % 28.07
23.98
17.13 | 33.81 5 | 32 Very Good
7Y SIP Return % 22.13
20.41
14.22 | 29.94 7 | 29 Very Good
10Y SIP Return % 17.71
17.36
12.85 | 25.34 9 | 22 Good
15Y SIP Return % 15.75
16.21
13.54 | 21.08 12 | 20 Average
Standard Deviation 11.46
12.67
9.62 | 15.47 2 | 33 Very Good
Semi Deviation 8.10
8.83
6.83 | 10.96 3 | 33 Very Good
Max Drawdown % -6.28
-12.31
-22.56 | -6.28 1 | 33 Very Good
VaR 1 Y % -11.74
-14.08
-20.17 | -11.38 3 | 33 Very Good
Average Drawdown % -3.44
-5.23
-9.24 | -2.48 4 | 33 Very Good
Sharpe Ratio 1.48
0.88
0.19 | 1.48 1 | 33 Very Good
Sterling Ratio 1.53
0.86
0.31 | 1.53 1 | 33 Very Good
Sortino Ratio 0.85
0.47
0.12 | 0.85 1 | 33 Very Good
Jensen Alpha % 8.90
1.99
-8.39 | 9.14 3 | 33 Very Good
Treynor Ratio 0.20
0.12
0.03 | 0.20 1 | 33 Very Good
Modigliani Square Measure % 28.03
19.11
8.58 | 28.03 1 | 33 Very Good
Alpha % 6.37
0.59
-7.52 | 9.35 4 | 33 Very Good
Return data last Updated On : Oct. 11, 2024.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Sept. 30, 2024
KPIs: Key Performance Indicators

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KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
1M Return % 0.35 0.78 -1.64 | 4.76 23 | 41
3M Return % 3.72 3.83 -1.84 | 13.42 23 | 41
1Y Return % 44.40 39.95 24.43 | 69.77 13 | 40
3Y Return % 23.26 18.17 9.08 | 28.21 4 | 33
5Y Return % 23.77 23.07 16.24 | 37.78 12 | 32
7Y Return % 16.28 16.91 11.86 | 25.63 16 | 29
10Y Return % 14.80 16.30 12.96 | 24.62 18 | 23
1Y SIP Return % 18.67 17.90 2.33 | 48.33 16 | 40
3Y SIP Return % 30.42 26.41 19.14 | 42.98 5 | 33
5Y SIP Return % 28.84 25.36 18.06 | 35.88 6 | 32
7Y SIP Return % 22.82 21.64 15.15 | 31.85 8 | 29
10Y SIP Return % 18.38 18.35 13.82 | 26.84 11 | 23
Standard Deviation 11.46 12.67 9.62 | 15.47 2 | 33
Semi Deviation 8.10 8.83 6.83 | 10.96 3 | 33
Max Drawdown % -6.28 -12.31 -22.56 | -6.28 1 | 33
VaR 1 Y % -11.74 -14.08 -20.17 | -11.38 3 | 33
Average Drawdown % -3.44 -5.23 -9.24 | -2.48 4 | 33
Sharpe Ratio 1.48 0.88 0.19 | 1.48 1 | 33
Sterling Ratio 1.53 0.86 0.31 | 1.53 1 | 33
Sortino Ratio 0.85 0.47 0.12 | 0.85 1 | 33
Jensen Alpha % 8.90 1.99 -8.39 | 9.14 3 | 33
Treynor Ratio 0.20 0.12 0.03 | 0.20 1 | 33
Modigliani Square Measure % 28.03 19.11 8.58 | 28.03 1 | 33
Alpha % 6.37 0.59 -7.52 | 9.35 4 | 33
Return data last Updated On : Oct. 11, 2024.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Sept. 30, 2024
KPIs: Key Performance Indicators

Investment Period Regular Direct
Return % Current Value of ₹ 10000 Return % Current Value of ₹ 10000
1D -0.31 ₹ 9,969.00 -0.30 ₹ 9,970.00
1W 0.19 ₹ 10,019.00 0.21 ₹ 10,021.00
1M 0.30 ₹ 10,030.00 0.35 ₹ 10,035.00
3M 3.56 ₹ 10,356.00 3.72 ₹ 10,372.00
6M ₹ ₹
1Y 43.53 ₹ 14,353.00 44.40 ₹ 14,440.00
3Y 22.51 ₹ 18,387.00 23.26 ₹ 18,728.00
5Y 23.03 ₹ 28,191.00 23.77 ₹ 29,045.00
7Y 15.56 ₹ 27,519.00 16.28 ₹ 28,748.00
10Y 14.10 ₹ 37,404.00 14.80 ₹ 39,765.00
15Y 14.47 ₹ 75,917.00 ₹

Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.

Investment Period Invested Amount Regular Direct
XIRR % Current Value of Invested Amount XIRR % Current Value of Invested Amount
1Y ₹ 12000 17.92 ₹ 13,135.13 18.67 ₹ 13,181.74
3Y ₹ 36000 29.63 ₹ 55,092.35 30.42 ₹ 55,675.55
5Y ₹ 60000 28.07 ₹ 119,897.76 28.84 ₹ 122,104.38
7Y ₹ 84000 22.13 ₹ 184,871.65 22.82 ₹ 189,494.51
10Y ₹ 120000 17.71 ₹ 304,520.16 18.38 ₹ 315,770.40
15Y ₹ 180000 15.75 ₹ 658,383.84 ₹


Date Hdfc Taxsaver NAV Regular Growth Hdfc Taxsaver NAV Direct Growth
11-10-2024 1377.657 1480.678
10-10-2024 1381.874 1485.185
09-10-2024 1380.638 1483.832
08-10-2024 1371.209 1473.673
07-10-2024 1360.6 1462.247
04-10-2024 1374.99 1477.636
03-10-2024 1385.916 1489.353
01-10-2024 1413.678 1519.134
30-09-2024 1410.647 1515.852
27-09-2024 1430.583 1537.196
26-09-2024 1434.885 1541.793
25-09-2024 1429.21 1535.67
24-09-2024 1424.217 1530.278
23-09-2024 1425.194 1531.302
20-09-2024 1414.664 1519.91
19-09-2024 1396.059 1499.896
17-09-2024 1398.124 1502.063
16-09-2024 1395.518 1499.238
13-09-2024 1393.786 1497.301
12-09-2024 1394.763 1498.325
11-09-2024 1373.589 1475.554

Fund Launch Date: 31/Mar/1996
Fund Category: ELSS (Tax Saving) Fund
Investment Objective: To generate capital appreciation / income from a portfolio, comprising predominantly of equity & equity related instruments. There is no assurance that the investment objective of the Scheme will be realized.
Fund Description: An open ended equity linked savings scheme with a statutory lock in of 3 years and tax benefit
Fund Benchmark: NIFTY 500 (Total Returns Index)
Source: Fund FactSheet

Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.