Hdfc Taxsaver Overview
Category ELSS (Tax Saving) Fund
BMSMONEY Rank 2
BMSMONEY Rating
Gro. Opt. As On: 19-06-2024
NAV ₹1292.49(R) +0.09% ₹1386.46(D) +0.09%
Returns 1Y 3Y 5Y 7Y 10Y
LumpSum (R) 46.73% 26.56% 19.57% 14.72% 14.07%
LumpSum (D) 47.61% 27.33% 20.28% 15.44% 14.77%
SIP (R) 32.46% 30.4% 28.03% 21.05% 17.23%
SIP (D) 33.32% 31.18% 28.78% 21.73% 17.9%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
1.4 0.81 1.55 8.91% 0.19
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
11.87% -11.74% -6.28% 0.87 8.35%
Top ELSS (Tax Saving) Fund
Fund Name Rank Rating
SBI Long Term Equity Fund 1
HDFC Taxsaver 2
Quant Tax Plan 3
Motilal Oswal Long Term Equity Fund (Moflte) 4
Bank Of India Tax Advantage Fund 5
Franklin India Taxshield 6
Parag Parikh Tax Saver Fund 7
ITI Long Term Equity Fund 8

NAV Date: 19-06-2024

Scheme Name NAV Rupee Change Percent Change
HDFC Taxsaver - IDCW Plan 76.33
0.0700
0.0900%
HDFC Taxsaver - IDCW Option - Direct Plan 100.18
0.0900
0.0900%
HDFC Taxsaver - Growth Plan 1292.49
1.1100
0.0900%
HDFC Taxsaver - Growth Option - Direct Plan 1386.46
1.2100
0.0900%

Review Date: 19-06-2024

HDFC Taxsaver has exhibited very good performance in the ELSS (Tax Saving) Fund category. The fund has rank of 2 out of 35 funds in the category. The reason for current ranking are very good return performance, low risk, and very good risk adjusted return performance.
We use a composite performance score in our ranking process that considers factors like the fund's returns, risk, and risk-adjusted performance over a period of three years. This composite performance score subsequently guides the ranking of funds within a category.

Key Points:

  1. An investment of ₹10,000 in HDFC Taxsaver direct growth option would have grown to ₹14761.0 in 1 year, ₹20646.0 in 3 years and ₹25174.0 in 5 years as of today (19-06-2024).
  2. An SIP of ₹1,000 per month in HDFC Taxsaver direct growth option would have grown to ₹14071.0 in 1 year, ₹56223.0 in 3 years and ₹121918.0 in 5 years as of today (19-06-2024).
  3. standard deviation of 11.72 and based on VaR one can expect to lose more than -11.74% of current value of fund in one year.
  4. Sharpe ratio of the fund is 1.59 which shows very good performance of fund in the elss (tax saving) fund category.
  5. The fund has R-square of 0.94, Beta of 0.86 and Jensen's Alpha of 9.4% which exhibit very good performance in the elss (tax saving) fund category .


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KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
3M Return % 12.85
13.27
7.60 | 21.26 20 | 35 Average
6M Return % 21.81
20.27
12.58 | 31.26 11 | 35 Good
1Y Return % 46.73
39.51
23.55 | 58.99 7 | 35 Very Good
3Y Return % 26.56
19.59
11.15 | 28.00 3 | 33 Very Good
5Y Return % 19.57
19.11
13.04 | 33.51 12 | 31 Good
7Y Return % 14.72
15.20
11.12 | 24.49 16 | 29 Good
10Y Return % 14.07
15.65
12.98 | 24.94 15 | 22 Average
15Y Return % 15.78
15.43
12.78 | 17.57 9 | 19 Good
1Y SIP Return % 32.46
26.37
12.13 | 48.39 8 | 35 Very Good
3Y SIP Return % 30.40
24.19
16.39 | 36.21 7 | 33 Very Good
5Y SIP Return % 28.03
23.81
16.53 | 37.68 6 | 31 Very Good
7Y SIP Return % 21.05
19.28
13.03 | 30.80 7 | 29 Very Good
10Y SIP Return % 17.23
16.95
12.53 | 26.35 9 | 22 Good
15Y SIP Return % 15.64
16.01
13.45 | 21.48 11 | 20 Average
Standard Deviation 11.72
12.71
9.99 | 16.36 6 | 33 Very Good
Semi Deviation 8.40
9.01
7.16 | 11.67 9 | 33 Very Good
Max Drawdown % -6.28
-12.33
-22.81 | -6.28 1 | 33 Very Good
VaR 1 Y % -11.74
-14.08
-20.17 | -11.38 3 | 33 Very Good
Average Drawdown % -3.44
-5.57
-11.96 | -2.58 2 | 33 Very Good
Sharpe Ratio 1.59
0.95
0.28 | 1.59 1 | 33 Very Good
Sterling Ratio 1.67
0.93
0.36 | 1.67 1 | 33 Very Good
Sortino Ratio 0.91
0.51
0.17 | 0.91 1 | 33 Very Good
Jensen Alpha % 9.40
2.63
-8.40 | 13.97 2 | 33 Very Good
Treynor Ratio 0.22
0.14
0.04 | 0.23 2 | 33 Very Good
Modigliani Square Measure % 30.40
20.91
10.22 | 30.40 1 | 33 Very Good
Alpha % 6.69
0.58
-7.65 | 12.32 3 | 33 Very Good
Return data last Updated On : June 19, 2024.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : March 28, 2024
KPIs: Key Performance Indicators

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KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
3M Return % 13.02 13.58 7.89 | 21.61 21 | 35
6M Return % 22.18 20.92 12.90 | 31.71 12 | 35
1Y Return % 47.61 41.02 25.41 | 60.66 8 | 35
3Y Return % 27.33 20.95 12.04 | 29.01 3 | 33
5Y Return % 20.28 20.44 14.01 | 35.74 14 | 31
7Y Return % 15.44 16.43 11.94 | 26.13 18 | 29
10Y Return % 14.77 16.63 13.83 | 26.21 18 | 23
1Y SIP Return % 33.32 27.85 13.19 | 50.30 8 | 35
3Y SIP Return % 31.18 25.56 17.27 | 37.10 7 | 33
5Y SIP Return % 28.78 25.18 17.47 | 39.87 6 | 31
7Y SIP Return % 21.73 20.49 13.96 | 32.68 9 | 29
10Y SIP Return % 17.90 17.94 13.51 | 27.83 9 | 23
Standard Deviation 11.72 12.71 9.99 | 16.36 6 | 33
Semi Deviation 8.40 9.01 7.16 | 11.67 9 | 33
Max Drawdown % -6.28 -12.33 -22.81 | -6.28 1 | 33
VaR 1 Y % -11.74 -14.08 -20.17 | -11.38 3 | 33
Average Drawdown % -3.44 -5.57 -11.96 | -2.58 2 | 33
Sharpe Ratio 1.59 0.95 0.28 | 1.59 1 | 33
Sterling Ratio 1.67 0.93 0.36 | 1.67 1 | 33
Sortino Ratio 0.91 0.51 0.17 | 0.91 1 | 33
Jensen Alpha % 9.40 2.63 -8.40 | 13.97 2 | 33
Treynor Ratio 0.22 0.14 0.04 | 0.23 2 | 33
Modigliani Square Measure % 30.40 20.91 10.22 | 30.40 1 | 33
Alpha % 6.69 0.58 -7.65 | 12.32 3 | 33
Return data last Updated On : June 19, 2024.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : March 28, 2024
KPIs: Key Performance Indicators

Investment Period Regular Direct
Return % Current Value of ₹ 10000 Return % Current Value of ₹ 10000
1D 0.09 ₹ 10009.0 0.09 ₹ 10009.0
1W 1.03 ₹ 10103.0 1.04 ₹ 10104.0
1M - ₹ - - ₹ -
3M 12.85 ₹ 11285.0 13.02 ₹ 11302.0
6M 21.81 ₹ 12181.0 22.18 ₹ 12218.0
1Y 46.73 ₹ 14673.0 47.61 ₹ 14761.0
3Y 26.56 ₹ 20273.0 27.33 ₹ 20646.0
5Y 19.57 ₹ 24437.0 20.28 ₹ 25174.0
7Y 14.72 ₹ 26149.0 15.44 ₹ 27320.0
10Y 14.07 ₹ 37317.0 14.77 ₹ 39654.0
15Y 15.78 ₹ 89996.0 - ₹ -

Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.

Investment Period Invested Amount Regular Direct
XIRR % Current Value of Invested Amount XIRR % Current Value of Invested Amount
1Y ₹ 12000 32.4606 ₹ 14020.044 33.3201 ₹ 14071.404
3Y ₹ 36000 30.3957 ₹ 55641.132 31.177 ₹ 56222.676
5Y ₹ 60000 28.0314 ₹ 119756.76 28.7841 ₹ 121917.78
7Y ₹ 84000 21.0516 ₹ 177905.196 21.7282 ₹ 182233.548
10Y ₹ 120000 17.228 ₹ 296648.76 17.8958 ₹ 307524.72
15Y ₹ 180000 15.637 ₹ 652026.24 - ₹ -


Date NAV Regular Growth NAV Direct Growth
19-06-2024 1292.492 1386.455
18-06-2024 1291.383 1385.242
14-06-2024 1284.248 1377.498
13-06-2024 1279.318 1372.188
12-06-2024 1276.285 1368.912
11-06-2024 1272.47 1364.798
10-06-2024 1270.591 1362.76
07-06-2024 1266.772 1358.597
06-06-2024 1248.627 1339.115
05-06-2024 1232.844 1322.166
04-06-2024 1193.303 1279.739
03-06-2024 1261.451 1352.801
31-05-2024 1229.847 1318.844
30-05-2024 1228.168 1317.02
29-05-2024 1235.624 1324.994
28-05-2024 1245.123 1335.158
27-05-2024 1248.887 1339.173
24-05-2024 1248.587 1338.785
23-05-2024 1245.816 1335.792
22-05-2024 1230.55 1319.401
21-05-2024 1226.477 1315.013

Fund Launch Date: 31/Mar/1996
Fund Category: ELSS (Tax Saving) Fund
Investment Objective: To generate capital appreciation / income from a portfolio, comprising predominantly of equity & equity related instruments. There is no assurance that the investment objective of the Scheme will be realized.
Fund Description: An open ended equity linked savings scheme with a statutory lock in of 3 years and tax benefit
Fund Benchmark: NIFTY 500 (Total Returns Index)
Source: Fund FactSheet

Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.