Previously Known As : Sbi Magnum Taxgain Scheme
Sbi Long Term Equity Fund Datagrid
Category ELSS (Tax Saving) Fund
BMSMONEY Rank 2
Rating
Growth Option 16-01-2026
NAV ₹446.45(R) +0.31% ₹483.99(D) +0.32%
Returns 1Y 3Y 5Y 7Y 10Y
Lumpsum Regular 7.13% 23.17% 20.5% 18.06% 16.1%
Direct 7.81% 24.0% 21.28% 18.82% 16.86%
Nifty 500 TRI 9.28% 16.45% 15.99% 15.61% 15.62%
SIP (XIRR) Regular 8.34% 16.38% 19.08% 20.6% 17.58%
Direct 9.04% 17.18% 19.88% 21.4% 18.33%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
1.33 0.71 0.93 7.26% 0.17
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
12.84% -13.5% -15.39% 0.98 9.23%
Fund AUM As on: 30/06/2025 28886 Cr
Top ELSS (Tax Saving) Fund
Fund Name Rank Rating
Hdfc Taxsaver 1
Sbi Long Term Equity Fund 2
DSP ELSS Tax Saver Fund 3
Mirae Asset ELSS Tax Saver Fund 4
Baroda BNP Paribas ELSS Tax Saver Fund 5
Whiteoak Capital Elss Tax Saver Fund 6
ICICI Prudential ELSS Tax Saver Fund 7
Edelweiss ELSS Tax saver Fund 8

NAV Date: 16-01-2026

Scheme Name NAV Rupee Change Percent Change
SBI Long Term Equity Fund - Regular Plan - Income Distribution cum Capital Withdrawal Option (IDCW) 90.51
0.2800
0.3100%
SBI Long Term Equity Fund - Direct Plan - Income Distribution cum Capital Withdrawal Option (IDCW) 119.88
0.3800
0.3200%
SBI LONG TERM EQUITY FUND - REGULAR PLAN- GROWTH 446.45
1.4000
0.3100%
SBI LONG TERM EQUITY FUND - DIRECT PLAN -GROWTH 483.99
1.5300
0.3200%

Review Date: 16-01-2026

Beginning of Analysis

Sbi Long Term Equity Fund is the third ranked fund in the ELSS (Tax Saving) Fund category. The category has total 35 funds. The 5 star rating shows an excellent past performance of the Sbi Long Term Equity Fund in ELSS (Tax Saving) Fund. The fund has a Jensen Alpha of 7.26% which is higher than the category average of 0.61%. Here the fund has shown very good performance in terms of risk adjusted returns. The fund has a Sharpe Ratio of 1.33 which is higher than the category average of 0.8.
The past performance of the fund may or may not be sustained in the future. The review is not investment advice nor is it a recommendation to buy or sell funds. The ranking is based on proprietary methodology developed by bmsmoney. The methodology is based on the past performance of the funds and does not guarantee future performance.
ELSS (Tax Saving) Mutual Funds are ideal for taxpayers seeking to save taxes under Section 80C while aiming for long-term wealth creation through equity investments. These funds offer a tax deduction of up to ₹1.5 lakh per financial year and have the shortest lock-in period of 3 years among all Section 80C options. However, being equity-oriented, they are subject to market risks and do not offer guaranteed returns. Investors should have a long-term investment horizon and a moderate to high risk tolerance to invest in ELSS funds. Additionally, the tax implications of long-term capital gains should be considered.

Sbi Long Term Equity Fund Return Analysis

The Sbi Long Term Equity Fund has delivered a mixed performance across various time horizons, showcasing both strengths and challenges when compared to its ELSS (Tax Saving) Fund peers and the Nifty 500 TRI benchmark. This analysis examines the fund’s returns over periods ranging from one month to ten years, alongside its Systematic Investment Plan (SIP) performance, highlighting its rankings within the ELSS (Tax Saving) Fund category and its ability to outperform or underperform the benchmark and category averages.

  • The fund has given a return of 0.25%, 1.11 and 0.8 in last one, three and six months respectively. In the same period the category average return was -0.61%, -0.92% and -0.5% respectively.
  • Sbi Long Term Equity Fund has given a return of 7.81% in last one year. In the same period the Nifty 500 TRI return was 9.28%. The fund has given 1.47% less return than the benchmark return.
  • The fund has given a return of 24.0% in last three years and rank 2nd out of 38 funds in the category. In the same period the Nifty 500 TRI return was 16.45%. The fund has given 7.55% more return than the benchmark return.
  • Sbi Long Term Equity Fund has given a return of 21.28% in last five years and category average returns is 16.81% in same period. The fund ranked 3rd out of 33 funds in the category. In the same period the Nifty 500 TRI return was 15.99%. The fund has given 5.29% more return than the benchmark return.
  • The fund has given a return of 16.86% in last ten years and ranked 9th out of 28 funds in the category. In the same period the Nifty 500 TRI return was 15.62%. The fund has given 1.24% more return than the benchmark return.
  • The fund has given a SIP return of 9.04% in last one year whereas category average SIP return is 7.13%. The fund one year return rank in the category is 14th in 41 funds
  • The fund has SIP return of 17.18% in last three years and ranks 3rd in 38 funds. Whiteoak Capital Elss Tax Saver Fund has given the highest SIP return (17.42%) in the category in last three years.
  • The fund has SIP return of 19.88% in last five years whereas category average SIP return is 14.51%.

Sbi Long Term Equity Fund Risk Analysis

  • The fund has a standard deviation of 12.84 and semi deviation of 9.23. The category average standard deviation is 13.02 and semi deviation is 9.55.
  • The fund has a Value at Risk (VaR) of -13.5 and a maximum drawdown of -15.39. The category average VaR is -16.78 and the maximum drawdown is -17.65.

Standard deviation measures the fund's return volatility and Semi deviation focuses on downside volatility. Value at Risk (VaR) is a measure of the risk of investments. Maximum Drawdown is the maximum loss from a peak to a trough of a portfolio. Beta measures the volatility of the fund compared to the benchmark. A beta of 1 indicates that the fund will move in line with the benchmark. A beta of more than 1 indicates that the fund will be more volatile than the benchmark and vice versa.


  • Very Good Performance in ELSS (Tax Saving) Fund Category
  • Good Performance in ELSS (Tax Saving) Fund Category
  • Poor Performance in ELSS (Tax Saving) Fund Category
  • Very Poor Performance in ELSS (Tax Saving) Fund Category

    • Investors beware: Mutual Fund investments are subject to market risks. Please read the scheme related documents carefully.

    Data Source: www.amfiindia.com

    SEBI Categorization


    KPIs* Fund Nifty 500 TRI Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.20 -0.32
    -0.72
    		-3.22 | 0.80 4 | 40 Very Good
    3M Return % 0.95 -0.18
    -1.24
    		-6.20 | 2.66 6 | 40 Very Good
    6M Return % 0.48 0.51
    -1.10
    		-9.91 | 2.68 14 | 40 Good
    1Y Return % 7.13 9.28
    5.50
    		-7.57 | 11.81 14 | 40 Good
    3Y Return % 23.17 16.45
    16.37
    		7.46 | 23.17 1 | 38 Very Good
    5Y Return % 20.50 15.99
    15.50
    		10.12 | 20.75 2 | 33 Very Good
    7Y Return % 18.06 15.61
    15.07
    		10.64 | 21.72 4 | 30 Very Good
    10Y Return % 16.10 15.62
    14.89
    		11.95 | 20.52 7 | 27 Very Good
    15Y Return % 14.30 12.80
    13.30
    		11.40 | 15.26 5 | 20 Very Good
    1Y SIP Return % 8.34
    5.85
    		-4.13 | 12.29 11 | 40 Good
    3Y SIP Return % 16.38
    11.43
    		-0.38 | 16.38 1 | 38 Very Good
    5Y SIP Return % 19.08
    13.23
    		8.30 | 19.08 1 | 33 Very Good
    7Y SIP Return % 20.60
    15.78
    		11.63 | 20.95 2 | 30 Very Good
    10Y SIP Return % 17.58
    14.67
    		11.19 | 19.96 2 | 27 Very Good
    15Y SIP Return % 15.83
    14.63
    		12.61 | 18.99 5 | 21 Very Good
    Standard Deviation 12.84
    13.02
    		9.06 | 19.00 22 | 38 Average
    Semi Deviation 9.23
    9.55
    		6.49 | 14.84 21 | 38 Average
    Max Drawdown % -15.39
    -17.65
    		-28.24 | -9.56 10 | 38 Very Good
    VaR 1 Y % -13.50
    -16.78
    		-24.68 | -8.66 5 | 38 Very Good
    Average Drawdown % -7.33
    -6.26
    		-10.28 | -3.31 29 | 38 Average
    Sharpe Ratio 1.33
    0.80
    		0.14 | 1.34 2 | 38 Very Good
    Sterling Ratio 0.93
    0.61
    		0.22 | 0.93 1 | 38 Very Good
    Sortino Ratio 0.71
    0.40
    		0.09 | 0.75 2 | 38 Very Good
    Jensen Alpha % 7.26
    0.61
    		-9.13 | 7.26 1 | 38 Very Good
    Treynor Ratio 0.17
    0.11
    		0.02 | 0.18 2 | 38 Very Good
    Modigliani Square Measure % 23.81
    16.56
    		6.29 | 24.80 3 | 38 Very Good
    Alpha % 8.92
    -0.07
    		-7.94 | 8.92 1 | 38 Very Good
    Return data last Updated On : Jan. 16, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Dec. 31, 2025
    KPIs: Key Performance Indicators

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    KPIs* Fund Nifty 500 TRI Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.25 -0.32 -0.61 -3.13 | 0.88 4 | 41 Very Good
    3M Return % 1.11 -0.18 -0.92 -5.92 | 2.91 6 | 41 Very Good
    6M Return % 0.80 0.51 -0.50 -9.33 | 3.53 16 | 41 Good
    1Y Return % 7.81 9.28 6.76 -6.33 | 12.60 18 | 41 Good
    3Y Return % 24.00 16.45 17.65 9.01 | 24.20 2 | 38 Very Good
    5Y Return % 21.28 15.99 16.81 11.17 | 21.83 3 | 33 Very Good
    7Y Return % 18.82 15.61 16.32 11.58 | 23.51 4 | 30 Very Good
    10Y Return % 16.86 15.62 16.02 12.96 | 21.86 9 | 28 Good
    1Y SIP Return % 9.04 7.13 -2.83 | 14.15 14 | 41 Good
    3Y SIP Return % 17.18 12.70 1.08 | 17.42 3 | 38 Very Good
    5Y SIP Return % 19.88 14.51 10.16 | 19.88 1 | 33 Very Good
    7Y SIP Return % 21.40 17.06 12.52 | 22.78 2 | 30 Very Good
    10Y SIP Return % 18.33 15.81 12.13 | 21.55 2 | 28 Very Good
    Standard Deviation 12.84 13.02 9.06 | 19.00 22 | 38 Average
    Semi Deviation 9.23 9.55 6.49 | 14.84 21 | 38 Average
    Max Drawdown % -15.39 -17.65 -28.24 | -9.56 10 | 38 Very Good
    VaR 1 Y % -13.50 -16.78 -24.68 | -8.66 5 | 38 Very Good
    Average Drawdown % -7.33 -6.26 -10.28 | -3.31 29 | 38 Average
    Sharpe Ratio 1.33 0.80 0.14 | 1.34 2 | 38 Very Good
    Sterling Ratio 0.93 0.61 0.22 | 0.93 1 | 38 Very Good
    Sortino Ratio 0.71 0.40 0.09 | 0.75 2 | 38 Very Good
    Jensen Alpha % 7.26 0.61 -9.13 | 7.26 1 | 38 Very Good
    Treynor Ratio 0.17 0.11 0.02 | 0.18 2 | 38 Very Good
    Modigliani Square Measure % 23.81 16.56 6.29 | 24.80 3 | 38 Very Good
    Alpha % 8.92 -0.07 -7.94 | 8.92 1 | 38 Very Good
    Return data last Updated On : Jan. 16, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Dec. 31, 2025
    KPIs: Key Performance Indicators

    Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.


    Date Sbi Long Term Equity Fund NAV Regular Growth Sbi Long Term Equity Fund NAV Direct Growth
    16-01-2026 446.45 483.9864
    14-01-2026 445.0506 482.4521
    13-01-2026 445.0972 482.4941
    12-01-2026 444.9202 482.2937
    09-01-2026 443.7846 481.037
    08-01-2026 447.0443 484.5617
    07-01-2026 452.5965 490.5712
    06-01-2026 454.116 492.2095
    05-01-2026 455.5263 493.7292
    02-01-2026 457.302 495.6275
    01-01-2026 454.2645 492.3266
    31-12-2025 454.1244 492.166
    30-12-2025 450.3896 488.1096
    29-12-2025 448.9003 486.487
    26-12-2025 450.3026 487.9806
    24-12-2025 451.3687 489.1185
    23-12-2025 452.7866 490.6462
    22-12-2025 452.3205 490.1326
    19-12-2025 449.2645 486.7951
    18-12-2025 446.0398 483.2924
    17-12-2025 445.5646 482.7689
    16-12-2025 445.5611 482.7565

    Fund Launch Date: 24/Feb/1993
    Fund Category: ELSS (Tax Saving) Fund
    Investment Objective: To deliver the benefit of investment in a portfolio of equity shares, while offering deduction on such investment made in the scheme under section 80C of the Income-tax Act, 1961. It also seeks to distribute income periodically depending on distributable surplus. Investments in this scheme would be subject to a statutory lock-in of 3 years from the date of allotment to avail Section 80C benefits
    Fund Description: An open-ended Equity Linked Saving Scheme with a statutory lock-in period of 3 years and tax benefit
    Fund Benchmark: S&P BSE 500
    Source: Fund FactSheet

    Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.