Previously Known As : Franklin India Cash Management Account
Franklin India Floating Rate Fund Datagrid
Category Floater Fund
BMSMONEY Rank 10
Rating
Growth Option 11-09-2026
NAV ₹43.78(R) +0.01% ₹48.19(D) +0.01%
Returns 1Y 3Y 5Y 7Y 10Y
Lumpsum Regular 6.21% 7.43% 6.45% 6.17% 6.27%
Direct 6.94% 8.2% 7.2% 6.91% 6.97%
Benchmark
SIP (XIRR) Regular 6.03% 5.2% 6.48% 6.32% 6.31%
Direct 6.74% 5.95% 7.25% 7.08% 7.04%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
1.49 0.81 0.73 0.43% 0.03
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
1.13% 0.0% -0.36% 0.66 0.78%
Fund AUM As on: 30/12/2025 322 Cr
Top Floater Fund
Fund Name Rank Rating
ICICI Prudential Floating Interest Fund 1
HDFC Floating Rate Debt Fund 2
Aditya Birla Sun Life Floating Rate Fund 3

NAV Date: 11-09-2026

Scheme Name NAV Rupee Change Percent Change
Franklin India Floating Rate Fund - Direct - IDCW 10.05
0.0000
0.0000%
Franklin India Floating Rate Fund - IDCW 10.16
0.0000
0.0000%
Franklin India Floating Rate Fund - Growth Plan 43.78
0.0100
0.0100%
Franklin India Floating Rate Fund - Direct - Growth 48.19
0.0100
0.0100%

Review Date: 11-09-2026

Beginning of Analysis

In the Floater Fund category, Franklin India Floating Rate Fund is the 7th ranked fund. The category has total 12 funds. The Franklin India Floating Rate Fund has shown an average past performence in Floater Fund. The fund has a Jensen Alpha of 0.43% which is higher than the category average of 0.31%. Here the fund has shown good performance in terms of risk adjusted returns. The fund has a Sharpe Ratio of 1.49 which is lower than the category average of 1.5.
The past performance of the fund may or may not be sustained in the future. The review is not investment advice nor is it a recommendation to buy or sell funds. The ranking is based on proprietary methodology developed by bmsmoney. The methodology is based on the past performance of the funds and does not guarantee future performance.
Floater Mutual Funds are a category of debt mutual funds that primarily invest in floating-rate debt instruments. These instruments have interest rates that reset periodically, typically linked to a benchmark rate such as the MIBOR (Mumbai Interbank Offered Rate) or the repo rate. Floater Mutual Funds are ideal for investors looking to minimize interest rate risk while earning stable returns. These funds perform well in a rising interest rate environment and are suitable for conservative investors with a short to medium-term investment horizon. However, they may underperform in a falling interest rate scenario, and investors should carefully assess their financial goals and risk tolerance before investing. Additionally, choosing funds managed by experienced professionals can enhance the potential for better risk-adjusted returns.

Franklin India Floating Rate Fund Return Analysis

  • The fund has given a return of 0.43%, 1.93 and 2.88 in last one, three and six months respectively. In the same period the category average return was 0.22%, 1.81% and 3.17% respectively.
  • Franklin India Floating Rate Fund has given a return of 6.94% in last one year. In the same period the Floater Fund category average return was 6.49%.
  • The fund has given a return of 8.2% in last three years and ranked 2.0nd out of twelve funds in the category. In the same period the Floater Fund category average return was 7.75%.
  • The fund has given a return of 7.2% in last five years and ranked 2nd out of twelve funds in the category. In the same period the Floater Fund category average return was 6.81%.
  • The fund has given a return of 6.97% in last ten years and ranked 5th out of five funds in the category. In the same period the category average return was 7.27%.
  • The fund has given a SIP return of 6.74% in last one year whereas category average SIP return is 6.47%. The fund one year return rank in the category is 4th in 12 funds
  • The fund has SIP return of 5.95% in last three years and ranks 2nd in 12 funds. Axis Floater Fund has given the highest SIP return (6.12%) in the category in last three years.
  • The fund has SIP return of 7.25% in last five years whereas category average SIP return is 6.82%.

Franklin India Floating Rate Fund Risk Analysis

  • The fund has a standard deviation of 1.13 and semi deviation of 0.78. The category average standard deviation is 1.19 and semi deviation is 0.78.
  • The fund has a Value at Risk (VaR) of 0.0 and a maximum drawdown of -0.36. The category average VaR is -0.16 and the maximum drawdown is -0.2. The fund has a beta of 0.53 which shows that fund is less volatile than the benchmark.

Standard deviation measures the fund's return volatility and Semi deviation focuses on downside volatility. Value at Risk (VaR) is a measure of the risk of investments. Maximum Drawdown is the maximum loss from a peak to a trough of a portfolio. Beta measures the volatility of the fund compared to the benchmark. A beta of 1 indicates that the fund will move in line with the benchmark. A beta of more than 1 indicates that the fund will be more volatile than the benchmark and vice versa.


  • Very Good Performance in Floater Fund Category
  • Good Performance in Floater Fund Category
  • Poor Performance in Floater Fund Category
  • Very Poor Performance in Floater Fund Category

    • Investors beware: Mutual Fund investments are subject to market risks. Please read the scheme related documents carefully.

    Data Source: www.amfiindia.com

    SEBI Categorization


    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.38
    0.19
    		-0.07 | 0.40 2 | 12 Very Good
    3M Return % 1.77
    1.72
    		1.41 | 2.53 4 | 12 Good
    6M Return % 2.54
    2.98
    		2.54 | 3.69 12 | 12 Poor
    1Y Return % 6.21
    6.09
    		5.38 | 7.12 5 | 12 Good
    3Y Return % 7.43
    7.34
    		6.69 | 8.07 4 | 12 Good
    5Y Return % 6.45
    6.39
    		5.84 | 6.84 5 | 12 Good
    7Y Return % 6.17
    6.55
    		5.86 | 6.84 6 | 7 Average
    10Y Return % 6.27
    6.82
    		6.27 | 7.06 5 | 5 Average
    15Y Return % 6.45
    7.37
    		6.45 | 7.79 4 | 4 Poor
    1Y SIP Return % 6.03
    6.07
    		5.19 | 7.39 5 | 12 Good
    3Y SIP Return % 5.20
    5.13
    		4.63 | 5.80 4 | 12 Good
    5Y SIP Return % 6.48
    6.40
    		5.83 | 6.94 4 | 12 Good
    7Y SIP Return % 6.32
    6.35
    		5.78 | 6.60 6 | 7 Average
    10Y SIP Return % 6.31
    6.47
    		6.31 | 6.62 5 | 5 Average
    15Y SIP Return % 6.15
    6.64
    		6.15 | 6.92 4 | 4 Poor
    Standard Deviation 1.13
    1.19
    		0.73 | 2.62 7 | 12 Average
    Semi Deviation 0.78
    0.78
    		0.50 | 1.75 8 | 12 Average
    Max Drawdown % -0.36
    -0.20
    		-0.90 | 0.00 10 | 12 Poor
    VaR 1 Y % 0.00
    -0.16
    		-1.89 | 0.00 11 | 12 Poor
    Average Drawdown % 0.19
    0.14
    		0.00 | 0.46 5 | 12 Good
    Sharpe Ratio 1.49
    1.50
    		0.87 | 2.09 6 | 12 Good
    Sterling Ratio 0.73
    0.74
    		0.67 | 0.77 10 | 12 Poor
    Sortino Ratio 0.81
    0.97
    		0.47 | 1.53 7 | 12 Average
    Jensen Alpha % 0.43
    0.31
    		-0.23 | 0.68 6 | 12 Good
    Treynor Ratio 0.03
    0.03
    		0.02 | 0.04 6 | 12 Good
    Modigliani Square Measure % 1.78
    1.79
    		1.04 | 2.49 6 | 12 Good
    Alpha % -0.20
    -0.22
    		-1.05 | 0.30 7 | 12 Average
    Return data last Updated On : Sept. 11, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : June 30, 2026
    KPIs: Key Performance Indicators

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    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.43 0.22 -0.04 | 0.43 1 | 12 Very Good
    3M Return % 1.93 1.81 1.49 | 2.61 3 | 12 Very Good
    6M Return % 2.88 3.17 2.77 | 3.82 10 | 12 Poor
    1Y Return % 6.94 6.49 5.68 | 7.41 2 | 12 Very Good
    3Y Return % 8.20 7.75 7.16 | 8.41 2 | 12 Very Good
    5Y Return % 7.20 6.81 6.33 | 7.21 2 | 12 Very Good
    7Y Return % 6.91 7.03 6.49 | 7.50 5 | 7 Average
    10Y Return % 6.97 7.27 6.97 | 7.67 5 | 5 Average
    1Y SIP Return % 6.74 6.47 5.50 | 7.68 4 | 12 Good
    3Y SIP Return % 5.95 5.54 5.09 | 6.12 2 | 12 Very Good
    5Y SIP Return % 7.25 6.82 6.31 | 7.28 2 | 12 Very Good
    7Y SIP Return % 7.08 6.81 6.31 | 7.21 2 | 7 Very Good
    10Y SIP Return % 7.04 6.92 6.70 | 7.22 2 | 5 Very Good
    Standard Deviation 1.13 1.19 0.73 | 2.62 7 | 12 Average
    Semi Deviation 0.78 0.78 0.50 | 1.75 8 | 12 Average
    Max Drawdown % -0.36 -0.20 -0.90 | 0.00 10 | 12 Poor
    VaR 1 Y % 0.00 -0.16 -1.89 | 0.00 11 | 12 Poor
    Average Drawdown % 0.19 0.14 0.00 | 0.46 5 | 12 Good
    Sharpe Ratio 1.49 1.50 0.87 | 2.09 6 | 12 Good
    Sterling Ratio 0.73 0.74 0.67 | 0.77 10 | 12 Poor
    Sortino Ratio 0.81 0.97 0.47 | 1.53 7 | 12 Average
    Jensen Alpha % 0.43 0.31 -0.23 | 0.68 6 | 12 Good
    Treynor Ratio 0.03 0.03 0.02 | 0.04 6 | 12 Good
    Modigliani Square Measure % 1.78 1.79 1.04 | 2.49 6 | 12 Good
    Alpha % -0.20 -0.22 -1.05 | 0.30 7 | 12 Average
    Return data last Updated On : Sept. 11, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : June 30, 2026
    KPIs: Key Performance Indicators

    Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.


    Date Franklin India Floating Rate Fund NAV Regular Growth Franklin India Floating Rate Fund NAV Direct Growth
    11-09-2026 43.7827 48.1921
    10-09-2026 43.777 48.1851
    09-09-2026 43.7825 48.1904
    08-09-2026 43.7646 48.1699
    07-09-2026 43.7406 48.1427
    04-09-2026 43.7261 48.1245
    03-09-2026 43.721 48.1181
    02-09-2026 43.7355 48.1333
    01-09-2026 43.7048 48.0988
    31-08-2026 43.6739 48.064
    28-08-2026 43.6578 48.044
    27-08-2026 43.6365 48.0199
    25-08-2026 43.6463 48.0291
    24-08-2026 43.6486 48.0309
    21-08-2026 43.6315 48.0098
    20-08-2026 43.6424 48.021
    19-08-2026 43.6742 48.0553
    18-08-2026 43.6668 48.0464
    17-08-2026 43.6672 48.0461
    14-08-2026 43.6169 47.9885
    13-08-2026 43.6206 47.9918
    12-08-2026 43.6218 47.9924
    11-08-2026 43.618 47.9874

    Fund Launch Date: 23/Apr/2001
    Fund Category: Floater Fund
    Investment Objective: To provide income and liquidity consistent with the prudent risk from a portfolio comprising of floating rate debt instruments, fixed rate debt instruments swapped for floating rate return, and also fixed rate i n s t r u m e n t s a n d m o n e y m a r k e t instruments.
    Fund Description: A n o p e n e n d e d d e b t s c h e m e predominantly investing in floating rate instruments (including fixed rate instruments converted to floating rate exposures using swaps/ derivatives)
    Fund Benchmark: Crisil Liquid Fund Index
    Source: Fund FactSheet

    Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.