Previously Known As : Icici Prudential Savings Fund
Icici Prudential Floating Interest Fund Overview
Category Floater Fund
BMSMONEY Rank 7
Rating
Growth Option 17-07-2025
NAV ₹426.86(R) +0.02% ₹466.3(D) +0.02%
Returns 1Y 3Y 5Y 7Y 10Y
Lumpsum Regular 8.4% 8.15% 6.48% 7.09% 7.22%
Direct 9.08% 8.86% 7.2% 7.84% 8.02%
Benchmark
SIP (XIRR) Regular 8.47% 6.29% 6.58% 6.38% 6.18%
Direct 9.16% 6.98% 7.28% 7.09% 6.92%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
2.9 3.19 0.82 -% -
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
0.82% 0.0% 0.0% - 0.55%
Fund AUM As on: 31/03/2025 7268 Cr
Top Floater Fund
Fund Name Rank Rating
Franklin India Floating Rate Fund 1
Hdfc Floating Rate Debt Fund 2
Kotak Floating Rate Fund 3

NAV Date: 17-07-2025

Scheme Name NAV Rupee Change Percent Change
ICICI Prudential Floating Interest Fund - Direct Plan - Daily IDCW 102.12
0.0100
0.0100%
ICICI Prudential Floating Interest Fund - Daily IDCW 102.12
0.0100
0.0100%
ICICI Prudential Floating Interest Fund - Direct Plan - Weekly IDCW 102.34
0.0200
0.0200%
ICICI Prudential Floating Interest Fund - Weekly IDCW 102.34
0.0200
0.0200%
ICICI Prudential Floating Interest Fund - IDCW Others 188.43
0.0400
0.0200%
ICICI Prudential Floating Interest Fund - Direct Plan - IDCW Others 199.36
0.0500
0.0200%
ICICI Prudential Floating Interest Fund - Growth 426.86
0.0900
0.0200%
ICICI Prudential Floating Interest Fund - Direct Plan - Growth 466.3
0.1100
0.0200%

Review Date: 17-07-2025

Beginning of Analysis

Icici Prudential Floating Interest Fund is the 7th ranked fund in the Floater Fund category. The category has total 12 funds. The 3 star rating shows an average past performance of the Icici Prudential Floating Interest Fund in Floater Fund. The fund has a Sharpe Ratio of 2.9 which is higher than the category average of 2.6.
The past performance of the fund may or may not be sustained in the future. The review is not investment advice nor is it a recommendation to buy or sell funds. The ranking is based on proprietary methodology developed by bmsmoney. The methodology is based on the past performance of the funds and does not guarantee future performance.
Floater Mutual Funds are a category of debt mutual funds that primarily invest in floating-rate debt instruments. These instruments have interest rates that reset periodically, typically linked to a benchmark rate such as the MIBOR (Mumbai Interbank Offered Rate) or the repo rate. Floater Mutual Funds are ideal for investors looking to minimize interest rate risk while earning stable returns. These funds perform well in a rising interest rate environment and are suitable for conservative investors with a short to medium-term investment horizon. However, they may underperform in a falling interest rate scenario, and investors should carefully assess their financial goals and risk tolerance before investing. Additionally, choosing funds managed by experienced professionals can enhance the potential for better risk-adjusted returns.

Icici Prudential Floating Interest Fund Return Analysis

  • The fund has given a return of 0.59%, 2.05 and 4.71 in last one, three and six months respectively. In the same period the category average return was 0.57%, 1.99% and 5.07% respectively.
  • Icici Prudential Floating Interest Fund has given a return of 9.08% in last one year. In the same period the Floater Fund category average return was 9.36%.
  • The fund has given a return of 8.86% in last three years and ranked 1.0st out of 12 funds in the category. In the same period the Floater Fund category average return was 8.24%.
  • The fund has given a return of 7.2% in last five years and ranked 1st out of seven funds in the category. In the same period the Floater Fund category average return was 6.73%.
  • The fund has given a return of 8.02% in last ten years and ranked 1st out of five funds in the category. In the same period the category average return was 7.61%.
  • The fund has given a SIP return of 9.16% in last one year whereas category average SIP return is 9.52%. The fund one year return rank in the category is 9th in 12 funds
  • The fund has SIP return of 6.98% in last three years and ranks 5th in 12 funds. Axis Floater Fund has given the highest SIP return (7.54%) in the category in last three years.
  • The fund has SIP return of 7.28% in last five years whereas category average SIP return is 7.0%.

Icici Prudential Floating Interest Fund Risk Analysis

  • The fund has a standard deviation of 0.82 and semi deviation of 0.55. The category average standard deviation is 0.85 and semi deviation is 0.53.
  • The fund has a Value at Risk (VaR) of 0.0 and a maximum drawdown of 0.0. The category average VaR is -0.09 and the maximum drawdown is -0.04.

Standard deviation measures the fund's return volatility and Semi deviation focuses on downside volatility. Value at Risk (VaR) is a measure of the risk of investments. Maximum Drawdown is the maximum loss from a peak to a trough of a portfolio. Beta measures the volatility of the fund compared to the benchmark. A beta of 1 indicates that the fund will move in line with the benchmark. A beta of more than 1 indicates that the fund will be more volatile than the benchmark and vice versa.


  • Very Good Performance in Floater Fund Category
  • Good Performance in Floater Fund Category
  • Poor Performance in Floater Fund Category
  • Very Poor Performance in Floater Fund Category

    • Investors beware: Mutual Fund investments are subject to market risks. Please read the scheme related documents carefully.

    Data Source: www.amfiindia.com

    SEBI Categorization


    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.53
    0.54
    		0.41 | 0.65 7 | 12 Average
    3M Return % 1.89
    1.89
    		1.38 | 2.21 8 | 12 Average
    6M Return % 4.39
    4.88
    		4.35 | 5.79 11 | 12 Poor
    1Y Return % 8.40
    8.94
    		7.84 | 9.83 11 | 12 Poor
    3Y Return % 8.15
    7.82
    		6.97 | 8.29 3 | 12 Very Good
    5Y Return % 6.48
    6.26
    		5.45 | 6.66 2 | 7 Very Good
    7Y Return % 7.09
    7.06
    		6.44 | 7.41 4 | 5 Good
    10Y Return % 7.22
    7.13
    		6.35 | 7.43 4 | 5 Good
    15Y Return % 7.80
    7.51
    		6.47 | 7.97 3 | 4 Average
    1Y SIP Return % 8.47
    9.10
    		8.23 | 9.64 11 | 12 Poor
    3Y SIP Return % 6.29
    6.47
    		5.55 | 7.18 9 | 12 Average
    5Y SIP Return % 6.58
    6.54
    		5.80 | 6.83 5 | 7 Average
    7Y SIP Return % 6.38
    6.38
    		6.09 | 6.57 3 | 5 Good
    10Y SIP Return % 6.18
    6.27
    		6.18 | 6.38 5 | 5 Average
    15Y SIP Return % 6.93
    6.87
    		6.38 | 7.14 3 | 4 Average
    Standard Deviation 0.82
    0.85
    		0.45 | 2.12 7 | 12 Average
    Semi Deviation 0.55
    0.53
    		0.26 | 1.38 10 | 12 Poor
    Max Drawdown % 0.00
    -0.04
    		-0.46 | 0.00 11 | 12 Poor
    VaR 1 Y % 0.00
    -0.09
    		-1.09 | 0.00 11 | 12 Poor
    Average Drawdown % 0.00
    -0.02
    		-0.28 | 0.00 11 | 12 Poor
    Sharpe Ratio 2.90
    2.60
    		1.14 | 4.11 4 | 12 Good
    Sterling Ratio 0.82
    0.78
    		0.69 | 0.82 1 | 12 Very Good
    Sortino Ratio 3.19
    3.73
    		0.68 | 11.03 5 | 12 Good
    Return data last Updated On : July 17, 2025.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : June 30, 2025
    KPIs: Key Performance Indicators

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    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.59 0.57 0.43 | 0.68 6 | 12
    3M Return % 2.05 1.99 1.45 | 2.31 6 | 12
    6M Return % 4.71 5.07 4.55 | 5.95 9 | 12
    1Y Return % 9.08 9.36 8.26 | 10.19 9 | 12
    3Y Return % 8.86 8.24 7.47 | 8.86 1 | 12
    5Y Return % 7.20 6.73 6.05 | 7.20 1 | 7
    7Y Return % 7.84 7.52 7.14 | 7.84 1 | 5
    10Y Return % 8.02 7.61 7.07 | 8.02 1 | 5
    1Y SIP Return % 9.16 9.52 8.65 | 10.38 9 | 12
    3Y SIP Return % 6.98 6.89 6.02 | 7.54 5 | 12
    5Y SIP Return % 7.28 7.00 6.31 | 7.45 2 | 7
    7Y SIP Return % 7.09 6.83 6.53 | 7.09 1 | 5
    10Y SIP Return % 6.92 6.72 6.43 | 6.98 2 | 5
    Standard Deviation 0.82 0.85 0.45 | 2.12 7 | 12
    Semi Deviation 0.55 0.53 0.26 | 1.38 10 | 12
    Max Drawdown % 0.00 -0.04 -0.46 | 0.00 11 | 12
    VaR 1 Y % 0.00 -0.09 -1.09 | 0.00 11 | 12
    Average Drawdown % 0.00 -0.02 -0.28 | 0.00 11 | 12
    Sharpe Ratio 2.90 2.60 1.14 | 4.11 4 | 12
    Sterling Ratio 0.82 0.78 0.69 | 0.82 1 | 12
    Sortino Ratio 3.19 3.73 0.68 | 11.03 5 | 12
    Return data last Updated On : July 17, 2025.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : June 30, 2025
    KPIs: Key Performance Indicators

    Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.


    Date Icici Prudential Floating Interest Fund NAV Regular Growth Icici Prudential Floating Interest Fund NAV Direct Growth
    17-07-2025 426.8567 466.3044
    16-07-2025 426.7618 466.1925
    15-07-2025 426.7542 466.176
    14-07-2025 426.597 465.9961
    11-07-2025 426.4226 465.7812
    10-07-2025 426.3409 465.6838
    09-07-2025 426.2943 465.6247
    08-07-2025 426.2433 465.5608
    07-07-2025 426.2112 465.5176
    04-07-2025 425.8846 465.1364
    03-07-2025 425.8621 465.1036
    02-07-2025 425.6823 464.8991
    01-07-2025 425.5245 464.7187
    30-06-2025 425.3418 464.511
    27-06-2025 425.116 464.24
    26-06-2025 425.1317 464.2489
    25-06-2025 425.1326 464.2418
    24-06-2025 425.1291 464.2299
    23-06-2025 424.8884 463.9589
    20-06-2025 424.6757 463.7022
    19-06-2025 424.6396 463.6547
    18-06-2025 424.6699 463.6796
    17-06-2025 424.5935 463.588

    Fund Launch Date: 01/Jan/2000
    Fund Category: Floater Fund
    Investment Objective: To generate income through investing predominantly in floating rate instruments while maintaining the optimum balance of yield, safety and liquidity. However, there can be no assurance or guarantee that the investment objective of the Scheme would be achieved.
    Fund Description: An open ended debt scheme predominantly investing in floating rate instruments (including fixed rate instruments converted to floating rate exposures using swaps/derivatives
    Fund Benchmark: CRISIL Low Duration Debt Index
    Source: Fund FactSheet

    Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.