Hdfc Equity Savings Fund Datagrid
Category Equity Savings Fund
BMSMONEY Rank 8
Rating
Growth Option 27-01-2026
NAV ₹67.11(R) +0.09% ₹75.51(D) +0.1%
Returns 1Y 3Y 5Y 7Y 10Y
Lumpsum Regular 7.37% 10.16% 10.31% 9.61% 10.05%
Direct 8.4% 11.2% 11.31% 10.56% 11.2%
Benchmark
SIP (XIRR) Regular 5.24% 7.9% 8.81% 9.33% 9.18%
Direct 6.26% 8.94% 9.84% 10.33% 10.23%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
0.98 0.49 0.7 -0.11% 0.04
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
4.34% -3.34% -4.49% 1.01 3.16%
Fund AUM As on: 30/12/2025 5854 Cr
Top Equity Savings Fund
Fund Name Rank Rating
Edelweiss Equity Savings Fund 1
Kotak Equity Savings Fund 2
Uti Equity Savings Fund 3
Aditya Birla Sun Life Equity Savings Fund 4

NAV Date: 27-01-2026

Scheme Name NAV Rupee Change Percent Change
HDFC Equity Savings Fund - IDCW PLAN 12.7
0.0100
0.0900%
HDFC Equity Savings Fund - IDCW Option - Direct Plan 15.31
0.0200
0.1000%
HDFC Equity Savings Fund - GROWTH PLAN 67.11
0.0600
0.0900%
HDFC Equity Savings Fund - Growth Option - Direct Plan 75.51
0.0800
0.1000%

Review Date: 27-01-2026

Beginning of Analysis

In the Equity Savings Fund category, Hdfc Equity Savings Fund is the 12th ranked fund. The category has total 18 funds. The Hdfc Equity Savings Fund has shown a poor past performence in Equity Savings Fund. The fund has a Jensen Alpha of -0.11% which is lower than the category average of 1.04%, reflecting poor performance. The fund has a Sharpe Ratio of 0.98 which is lower than the category average of 1.0.
The past performance of the fund may or may not be sustained in the future. The review is not investment advice nor is it a recommendation to buy or sell funds. The ranking is based on proprietary methodology developed by bmsmoney. The methodology is based on the past performance of the funds and does not guarantee future performance.
Equity Savings Mutual Funds

Hdfc Equity Savings Fund Return Analysis

  • The fund has given a return of -0.7%, 0.01 and 2.79 in last one, three and six months respectively. In the same period the category average return was -0.83%, -0.35% and 2.28% respectively.
  • Hdfc Equity Savings Fund has given a return of 8.4% in last one year. In the same period the Equity Savings Fund category average return was 7.83%.
  • The fund has given a return of 11.2% in last three years and ranked 11.0th out of 19 funds in the category. In the same period the Equity Savings Fund category average return was 11.05%.
  • The fund has given a return of 11.31% in last five years and ranked 2nd out of 17 funds in the category. In the same period the Equity Savings Fund category average return was 9.67%.
  • The fund has given a return of 11.2% in last ten years and ranked 1st out of eight funds in the category. In the same period the category average return was 9.18%.
  • The fund has given a SIP return of 6.26% in last one year whereas category average SIP return is 5.62%. The fund one year return rank in the category is 8th in 19 funds
  • The fund has SIP return of 8.94% in last three years and ranks 8th in 19 funds. Edelweiss Equity Savings Fund has given the highest SIP return (10.59%) in the category in last three years.
  • The fund has SIP return of 9.84% in last five years whereas category average SIP return is 9.15%.

Hdfc Equity Savings Fund Risk Analysis

  • The fund has a standard deviation of 4.34 and semi deviation of 3.16. The category average standard deviation is 4.18 and semi deviation is 3.07.
  • The fund has a Value at Risk (VaR) of -3.34 and a maximum drawdown of -4.49. The category average VaR is -3.65 and the maximum drawdown is -3.74. The fund has a beta of 0.99 which shows that fund is less volatile than the benchmark.

Standard deviation measures the fund's return volatility and Semi deviation focuses on downside volatility. Value at Risk (VaR) is a measure of the risk of investments. Maximum Drawdown is the maximum loss from a peak to a trough of a portfolio. Beta measures the volatility of the fund compared to the benchmark. A beta of 1 indicates that the fund will move in line with the benchmark. A beta of more than 1 indicates that the fund will be more volatile than the benchmark and vice versa.


  • Very Good Performance in Equity Savings Fund Category
  • Good Performance in Equity Savings Fund Category
  • Poor Performance in Equity Savings Fund Category
  • Very Poor Performance in Equity Savings Fund Category

    • Investors beware: Mutual Fund investments are subject to market risks. Please read the scheme related documents carefully.

    Data Source: www.amfiindia.com

    SEBI Categorization


    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % -0.77
    -0.90
    		-1.90 | -0.26 8 | 19 Good
    3M Return % -0.22
    -0.59
    		-2.86 | 0.92 7 | 19 Good
    6M Return % 2.30
    1.80
    		-1.94 | 3.78 6 | 19 Good
    1Y Return % 7.37
    6.82
    		2.80 | 9.34 8 | 19 Good
    3Y Return % 10.16
    9.99
    		6.84 | 13.08 10 | 19 Good
    5Y Return % 10.31
    8.61
    		6.69 | 10.31 1 | 17 Very Good
    7Y Return % 9.61
    8.62
    		4.10 | 10.96 6 | 15 Good
    10Y Return % 10.05
    8.11
    		5.02 | 10.05 1 | 8 Very Good
    15Y Return % 9.39
    8.01
    		6.95 | 9.39 1 | 3 Very Good
    1Y SIP Return % 5.24
    4.63
    		-0.82 | 7.17 5 | 19 Very Good
    3Y SIP Return % 7.90
    7.80
    		5.86 | 9.48 12 | 19 Average
    5Y SIP Return % 8.81
    8.12
    		6.19 | 9.55 6 | 17 Good
    7Y SIP Return % 9.33
    8.31
    		6.49 | 10.07 6 | 15 Good
    10Y SIP Return % 9.18
    7.95
    		5.21 | 9.42 2 | 8 Very Good
    15Y SIP Return % 9.31
    7.92
    		6.72 | 9.31 1 | 3 Very Good
    Standard Deviation 4.34
    4.18
    		2.02 | 7.29 11 | 19 Average
    Semi Deviation 3.16
    3.07
    		1.36 | 6.03 11 | 19 Average
    Max Drawdown % -4.49
    -3.74
    		-10.71 | -0.47 12 | 19 Average
    VaR 1 Y % -3.34
    -3.65
    		-6.59 | -1.15 9 | 19 Good
    Average Drawdown % -1.53
    -1.31
    		-2.82 | -0.39 14 | 19 Average
    Sharpe Ratio 0.98
    1.00
    		0.61 | 1.53 12 | 19 Average
    Sterling Ratio 0.70
    0.74
    		0.60 | 0.91 12 | 19 Average
    Sortino Ratio 0.49
    0.51
    		0.30 | 0.79 11 | 19 Average
    Jensen Alpha % -0.11
    1.04
    		-1.46 | 3.73 13 | 19 Average
    Treynor Ratio 0.04
    0.05
    		0.03 | 0.07 13 | 19 Average
    Modigliani Square Measure % 9.57
    10.44
    		7.71 | 15.30 11 | 19 Average
    Alpha % 0.15
    0.16
    		-2.77 | 3.86 10 | 19 Good
    Return data last Updated On : Jan. 27, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Dec. 31, 2025
    KPIs: Key Performance Indicators

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    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % -0.70 -0.83 -1.83 | -0.17 8 | 19 Good
    3M Return % 0.01 -0.35 -2.56 | 1.18 7 | 19 Good
    6M Return % 2.79 2.28 -1.16 | 4.30 6 | 19 Good
    1Y Return % 8.40 7.83 4.46 | 10.42 7 | 19 Good
    3Y Return % 11.20 11.05 7.68 | 14.09 11 | 19 Average
    5Y Return % 11.31 9.67 7.26 | 11.36 2 | 17 Very Good
    7Y Return % 10.56 9.65 5.02 | 12.10 6 | 15 Good
    10Y Return % 11.20 9.18 6.03 | 11.20 1 | 8 Very Good
    1Y SIP Return % 6.26 5.62 0.79 | 8.27 8 | 19 Good
    3Y SIP Return % 8.94 8.84 6.47 | 10.59 8 | 19 Good
    5Y SIP Return % 9.84 9.15 7.01 | 10.76 5 | 17 Very Good
    7Y SIP Return % 10.33 9.30 7.26 | 11.18 5 | 15 Good
    10Y SIP Return % 10.23 8.96 6.16 | 10.51 2 | 8 Very Good
    Standard Deviation 4.34 4.18 2.02 | 7.29 11 | 19 Average
    Semi Deviation 3.16 3.07 1.36 | 6.03 11 | 19 Average
    Max Drawdown % -4.49 -3.74 -10.71 | -0.47 12 | 19 Average
    VaR 1 Y % -3.34 -3.65 -6.59 | -1.15 9 | 19 Good
    Average Drawdown % -1.53 -1.31 -2.82 | -0.39 14 | 19 Average
    Sharpe Ratio 0.98 1.00 0.61 | 1.53 12 | 19 Average
    Sterling Ratio 0.70 0.74 0.60 | 0.91 12 | 19 Average
    Sortino Ratio 0.49 0.51 0.30 | 0.79 11 | 19 Average
    Jensen Alpha % -0.11 1.04 -1.46 | 3.73 13 | 19 Average
    Treynor Ratio 0.04 0.05 0.03 | 0.07 13 | 19 Average
    Modigliani Square Measure % 9.57 10.44 7.71 | 15.30 11 | 19 Average
    Alpha % 0.15 0.16 -2.77 | 3.86 10 | 19 Good
    Return data last Updated On : Jan. 27, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Dec. 31, 2025
    KPIs: Key Performance Indicators

    Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.


    Date Hdfc Equity Savings Fund NAV Regular Growth Hdfc Equity Savings Fund NAV Direct Growth
    27-01-2026 67.113 75.506
    23-01-2026 67.05 75.428
    22-01-2026 67.272 75.676
    21-01-2026 67.141 75.526
    20-01-2026 67.275 75.675
    19-01-2026 67.6 76.038
    16-01-2026 67.714 76.161
    14-01-2026 67.671 76.108
    13-01-2026 67.717 76.159
    12-01-2026 67.709 76.147
    09-01-2026 67.62 76.041
    08-01-2026 67.819 76.264
    07-01-2026 68.129 76.609
    06-01-2026 68.118 76.596
    05-01-2026 68.075 76.545
    02-01-2026 68.1 76.567
    01-01-2026 67.908 76.349
    31-12-2025 67.856 76.289
    30-12-2025 67.585 75.982
    29-12-2025 67.635 76.036

    Fund Launch Date: 20/Aug/2004
    Fund Category: Equity Savings Fund
    Investment Objective: To provide capital appreciation by investing in Equity & equity related instruments, Arbitrage opportunities, and Debt & money market instruments. There is no assurance that the investment objective of the Scheme will be realized.
    Fund Description: An open ended scheme investing in equity, arbitrage and debt
    Fund Benchmark: 40% NIFTY 50 Arbitrage Index, 30% Crisil Short Term Bond Fund Index and 30% NIFTY 50 (Total Returns Index)
    Source: Fund FactSheet

    Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.