Kotak Equity Savings Fund Datagrid
Category Equity Savings Fund
BMSMONEY Rank 2
Rating
Growth Option 04-12-2025
NAV ₹27.14(R) -0.3% ₹29.93(D) -0.29%
Returns 1Y 3Y 5Y 7Y 10Y
Lumpsum Regular 5.78% 11.46% 10.89% 10.18% 9.6%
Direct 6.96% 12.68% 12.06% 11.29% 10.6%
Benchmark
SIP (XIRR) Regular 10.69% 10.81% 10.08% 10.55% 10.03%
Direct 11.91% 12.05% 11.27% 11.72% 11.11%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
1.12 0.51 0.74 1.11% 0.05
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
5.0% -5.43% -5.75% 1.05 3.89%
Fund AUM As on: 30/06/2025 8204 Cr
Top Equity Savings Fund
Fund Name Rank Rating
Edelweiss Equity Savings Fund 1
Kotak Equity Savings Fund 2
Mirae Asset Equity Savings Fund 3
Aditya Birla Sun Life Equity Savings Fund 4

NAV Date: 04-12-2025

Scheme Name NAV Rupee Change Percent Change
Kotak Equity Savings Fund - Regular - Monthly Payout of Income Distribution cum capital withdrawal option 19.87
-0.0600
-0.3000%
Kotak Equity Savings Fund - Direct - Monthly Payout of Income Distribution cum capital withdrawal option 21.49
-0.0600
-0.2900%
Kotak Equity Savings Fund - Regular - Growth 27.14
-0.0800
-0.3000%
Kotak Equity Savings Fund - Direct - Growth 29.93
-0.0900
-0.2900%

Review Date: 04-12-2025

Beginning of Analysis

Kotak Equity Savings Fund is the second ranked fund in the Equity Savings Fund category. The category has total 18 funds. The Kotak Equity Savings Fund has shown an excellent past performence in Equity Savings Fund. The fund has a Jensen Alpha of 1.11% which is higher than the category average of 1.06%. Here the fund has shown good performance in terms of risk adjusted returns. The fund has a Sharpe Ratio of 1.12 which is higher than the category average of 0.93.
The past performance of the fund may or may not be sustained in the future. The review is not investment advice nor is it a recommendation to buy or sell funds. The ranking is based on proprietary methodology developed by bmsmoney. The methodology is based on the past performance of the funds and does not guarantee future performance.
Equity Savings Mutual Funds

Kotak Equity Savings Fund Return Analysis

  • The fund has given a return of 0.82%, 3.65 and 5.95 in last one, three and six months respectively. In the same period the category average return was 0.54%, 2.34% and 3.91% respectively.
  • Kotak Equity Savings Fund has given a return of 6.96% in last one year. In the same period the Equity Savings Fund category average return was 6.42%.
  • The fund has given a return of 12.68% in last three years and ranked 3.0rd out of 19 funds in the category. In the same period the Equity Savings Fund category average return was 10.82%.
  • The fund has given a return of 12.06% in last five years and ranked 3rd out of 17 funds in the category. In the same period the Equity Savings Fund category average return was 10.33%.
  • The fund has given a return of 10.6% in last ten years and ranked 2nd out of eight funds in the category. In the same period the category average return was 9.16%.
  • The fund has given a SIP return of 11.91% in last one year whereas category average SIP return is 8.85%. The fund one year return rank in the category is 1st in 19 funds
  • The fund has SIP return of 12.05% in last three years and ranks 3rd in 19 funds. HSBC Equity Savings Fund has given the highest SIP return (12.93%) in the category in last three years.
  • The fund has SIP return of 11.27% in last five years whereas category average SIP return is 9.15%.

Kotak Equity Savings Fund Risk Analysis

  • The fund has a standard deviation of 5.0 and semi deviation of 3.89. The category average standard deviation is 4.08 and semi deviation is 2.96.
  • The fund has a Value at Risk (VaR) of -5.43 and a maximum drawdown of -5.75. The category average VaR is -3.62 and the maximum drawdown is -3.48. The fund has a beta of 1.04 which shows that fund is more volatile than the benchmark.

Standard deviation measures the fund's return volatility and Semi deviation focuses on downside volatility. Value at Risk (VaR) is a measure of the risk of investments. Maximum Drawdown is the maximum loss from a peak to a trough of a portfolio. Beta measures the volatility of the fund compared to the benchmark. A beta of 1 indicates that the fund will move in line with the benchmark. A beta of more than 1 indicates that the fund will be more volatile than the benchmark and vice versa.


  • Very Good Performance in Equity Savings Fund Category
  • Good Performance in Equity Savings Fund Category
  • Poor Performance in Equity Savings Fund Category
  • Very Poor Performance in Equity Savings Fund Category

    • Investors beware: Mutual Fund investments are subject to market risks. Please read the scheme related documents carefully.

    Data Source: www.amfiindia.com

    SEBI Categorization


    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.73
    0.47
    		-0.40 | 1.22 5 | 19 Very Good
    3M Return % 3.37
    2.11
    		0.03 | 3.81 2 | 19 Very Good
    6M Return % 5.37
    3.42
    		0.05 | 5.79 2 | 19 Very Good
    1Y Return % 5.78
    5.42
    		1.01 | 8.43 9 | 19 Good
    3Y Return % 11.46
    9.76
    		7.11 | 13.31 2 | 19 Very Good
    5Y Return % 10.89
    9.26
    		7.39 | 11.19 3 | 17 Very Good
    7Y Return % 10.18
    8.47
    		3.90 | 10.18 1 | 14 Very Good
    10Y Return % 9.60
    8.09
    		4.83 | 9.88 2 | 8 Very Good
    1Y SIP Return % 10.69
    7.84
    		2.89 | 10.69 1 | 19 Very Good
    3Y SIP Return % 10.81
    9.30
    		7.03 | 11.93 2 | 19 Very Good
    5Y SIP Return % 10.08
    8.13
    		6.16 | 10.08 1 | 17 Very Good
    7Y SIP Return % 10.55
    8.74
    		6.66 | 10.55 1 | 14 Very Good
    10Y SIP Return % 10.03
    8.30
    		5.33 | 10.03 1 | 8 Very Good
    Standard Deviation 5.00
    4.08
    		2.08 | 5.58 13 | 18 Average
    Semi Deviation 3.89
    2.96
    		1.41 | 4.16 15 | 18 Average
    Max Drawdown % -5.75
    -3.48
    		-5.90 | -0.70 17 | 18 Poor
    VaR 1 Y % -5.43
    -3.62
    		-6.06 | -1.15 16 | 18 Poor
    Average Drawdown % -1.51
    -1.42
    		-2.49 | -0.39 11 | 18 Average
    Sharpe Ratio 1.12
    0.93
    		0.58 | 1.45 2 | 18 Very Good
    Sterling Ratio 0.74
    0.73
    		0.60 | 0.91 8 | 18 Good
    Sortino Ratio 0.51
    0.47
    		0.28 | 0.72 6 | 18 Good
    Jensen Alpha % 1.11
    1.06
    		-1.58 | 3.61 10 | 18 Good
    Treynor Ratio 0.05
    0.04
    		0.03 | 0.07 3 | 18 Very Good
    Modigliani Square Measure % 9.88
    10.53
    		8.22 | 14.93 10 | 18 Good
    Alpha % 1.46
    -0.07
    		-2.69 | 1.71 2 | 18 Very Good
    Return data last Updated On : Dec. 4, 2025.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Oct. 31, 2025
    KPIs: Key Performance Indicators

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    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.82 0.54 -0.27 | 1.30 4 | 19 Very Good
    3M Return % 3.65 2.34 0.43 | 4.07 2 | 19 Very Good
    6M Return % 5.95 3.91 0.86 | 6.23 2 | 19 Very Good
    1Y Return % 6.96 6.42 2.64 | 9.11 8 | 19 Good
    3Y Return % 12.68 10.82 7.96 | 14.32 3 | 19 Very Good
    5Y Return % 12.06 10.33 7.97 | 12.20 3 | 17 Very Good
    7Y Return % 11.29 9.50 4.82 | 11.29 1 | 14 Very Good
    10Y Return % 10.60 9.16 5.84 | 11.02 2 | 8 Very Good
    1Y SIP Return % 11.91 8.85 4.56 | 11.91 1 | 19 Very Good
    3Y SIP Return % 12.05 10.35 7.87 | 12.93 3 | 19 Very Good
    5Y SIP Return % 11.27 9.15 7.02 | 11.27 1 | 17 Very Good
    7Y SIP Return % 11.72 9.74 7.62 | 11.72 1 | 14 Very Good
    10Y SIP Return % 11.11 9.32 6.28 | 11.11 1 | 8 Very Good
    Standard Deviation 5.00 4.08 2.08 | 5.58 13 | 18 Average
    Semi Deviation 3.89 2.96 1.41 | 4.16 15 | 18 Average
    Max Drawdown % -5.75 -3.48 -5.90 | -0.70 17 | 18 Poor
    VaR 1 Y % -5.43 -3.62 -6.06 | -1.15 16 | 18 Poor
    Average Drawdown % -1.51 -1.42 -2.49 | -0.39 11 | 18 Average
    Sharpe Ratio 1.12 0.93 0.58 | 1.45 2 | 18 Very Good
    Sterling Ratio 0.74 0.73 0.60 | 0.91 8 | 18 Good
    Sortino Ratio 0.51 0.47 0.28 | 0.72 6 | 18 Good
    Jensen Alpha % 1.11 1.06 -1.58 | 3.61 10 | 18 Good
    Treynor Ratio 0.05 0.04 0.03 | 0.07 3 | 18 Very Good
    Modigliani Square Measure % 9.88 10.53 8.22 | 14.93 10 | 18 Good
    Alpha % 1.46 -0.07 -2.69 | 1.71 2 | 18 Very Good
    Return data last Updated On : Dec. 4, 2025.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Oct. 31, 2025
    KPIs: Key Performance Indicators

    Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.


    Date Kotak Equity Savings Fund NAV Regular Growth Kotak Equity Savings Fund NAV Direct Growth
    04-12-2025 27.1389 29.9337
    03-12-2025 27.1501 29.9451
    02-12-2025 27.2198 30.0211
    01-12-2025 27.1935 29.9912
    28-11-2025 27.1683 29.9608
    27-11-2025 27.1701 29.9619
    26-11-2025 27.2316 30.0289
    25-11-2025 27.1759 29.9665
    24-11-2025 27.1434 29.9299
    21-11-2025 27.2044 29.9945
    20-11-2025 27.2631 30.0583
    19-11-2025 27.245 30.0375
    18-11-2025 27.2173 30.006
    17-11-2025 27.1705 29.9535
    14-11-2025 27.0559 29.8246
    13-11-2025 27.0133 29.7768
    12-11-2025 27.0604 29.8278
    11-11-2025 26.9312 29.6845
    10-11-2025 26.8774 29.6243
    07-11-2025 26.8597 29.6022
    06-11-2025 26.8793 29.6229
    04-11-2025 26.9425 29.6908

    Fund Launch Date: 17/Sep/2014
    Fund Category: Equity Savings Fund
    Investment Objective: The investment objective of the scheme is to generate capital appreciation and income by predominantly investing in arbitrage opportunities in the cash and derivatives segment of the equity market, and enhance returns with a moderate exposure in equity & equity related instruments. There is no assurance or guarantee that the investment objective of the scheme will be achieved
    Fund Description: An open-ended scheme investing in equity, arbitrage and debt
    Fund Benchmark: 5% NIFTY 50 ARBITRAGE + 25% Nifty 50 Total Return Index
    Source: Fund FactSheet

    Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.