Kotak Equity Savings Fund Datagrid
Category Equity Savings Fund
BMSMONEY Rank 2
Rating
Growth Option 27-01-2026
NAV ₹26.63(R) -0.09% ₹29.42(D) -0.07%
Returns 1Y 3Y 5Y 7Y 10Y
Lumpsum Regular 7.72% 10.93% 10.05% 9.89% 9.43%
Direct 8.91% 12.15% 11.21% 11.0% 10.43%
Benchmark
SIP (XIRR) Regular 5.23% 8.5% 9.55% 9.59% 9.42%
Direct 6.39% 9.72% 10.76% 10.75% 10.51%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
1.14 0.52 0.74 0.53% 0.05
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
4.99% -5.43% -5.75% 1.1 3.88%
Fund AUM As on: 30/12/2025 9237 Cr
Top Equity Savings Fund
Fund Name Rank Rating
Edelweiss Equity Savings Fund 1
Kotak Equity Savings Fund 2
Uti Equity Savings Fund 3
Aditya Birla Sun Life Equity Savings Fund 4

NAV Date: 27-01-2026

Scheme Name NAV Rupee Change Percent Change
Kotak Equity Savings Fund - Regular - Monthly Payout of Income Distribution cum capital withdrawal option 19.5
-0.0200
-0.0900%
Kotak Equity Savings Fund - Direct - Monthly Payout of Income Distribution cum capital withdrawal option 21.12
-0.0200
-0.0700%
Kotak Equity Savings Fund - Regular - Growth 26.63
-0.0200
-0.0900%
Kotak Equity Savings Fund - Direct - Growth 29.42
-0.0200
-0.0700%

Review Date: 27-01-2026

Beginning of Analysis

In the Equity Savings Fund category, Kotak Equity Savings Fund is the second ranked fund. The category has total 18 funds. The Kotak Equity Savings Fund has shown an excellent past performence in Equity Savings Fund. The fund has a Jensen Alpha of 0.53% which is lower than the category average of 1.04%, showing poor performance. The fund has a Sharpe Ratio of 1.14 which is higher than the category average of 1.0.
The past performance of the fund may or may not be sustained in the future. The review is not investment advice nor is it a recommendation to buy or sell funds. The ranking is based on proprietary methodology developed by bmsmoney. The methodology is based on the past performance of the funds and does not guarantee future performance.
Equity Savings Mutual Funds

Kotak Equity Savings Fund Return Analysis

  • The fund has given a return of -1.8%, -1.17 and 3.13 in last one, three and six months respectively. In the same period the category average return was -0.83%, -0.35% and 2.28% respectively.
  • Kotak Equity Savings Fund has given a return of 8.91% in last one year. In the same period the Equity Savings Fund category average return was 7.83%.
  • The fund has given a return of 12.15% in last three years and ranked 6.0th out of 19 funds in the category. In the same period the Equity Savings Fund category average return was 11.05%.
  • The fund has given a return of 11.21% in last five years and ranked 4th out of 17 funds in the category. In the same period the Equity Savings Fund category average return was 9.67%.
  • The fund has given a return of 10.43% in last ten years and ranked 2nd out of eight funds in the category. In the same period the category average return was 9.18%.
  • The fund has given a SIP return of 6.39% in last one year whereas category average SIP return is 5.62%. The fund one year return rank in the category is 6th in 19 funds
  • The fund has SIP return of 9.72% in last three years and ranks 6th in 19 funds. Edelweiss Equity Savings Fund has given the highest SIP return (10.59%) in the category in last three years.
  • The fund has SIP return of 10.76% in last five years whereas category average SIP return is 9.15%.

Kotak Equity Savings Fund Risk Analysis

  • The fund has a standard deviation of 4.99 and semi deviation of 3.88. The category average standard deviation is 4.18 and semi deviation is 3.07.
  • The fund has a Value at Risk (VaR) of -5.43 and a maximum drawdown of -5.75. The category average VaR is -3.65 and the maximum drawdown is -3.74. The fund has a beta of 1.04 which shows that fund is more volatile than the benchmark.

Standard deviation measures the fund's return volatility and Semi deviation focuses on downside volatility. Value at Risk (VaR) is a measure of the risk of investments. Maximum Drawdown is the maximum loss from a peak to a trough of a portfolio. Beta measures the volatility of the fund compared to the benchmark. A beta of 1 indicates that the fund will move in line with the benchmark. A beta of more than 1 indicates that the fund will be more volatile than the benchmark and vice versa.


  • Very Good Performance in Equity Savings Fund Category
  • Good Performance in Equity Savings Fund Category
  • Poor Performance in Equity Savings Fund Category
  • Very Poor Performance in Equity Savings Fund Category

    • Investors beware: Mutual Fund investments are subject to market risks. Please read the scheme related documents carefully.

    Data Source: www.amfiindia.com

    SEBI Categorization


    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % -1.88
    -0.90
    		-1.90 | -0.26 18 | 19 Poor
    3M Return % -1.44
    -0.59
    		-2.86 | 0.92 16 | 19 Poor
    6M Return % 2.57
    1.80
    		-1.94 | 3.78 4 | 19 Very Good
    1Y Return % 7.72
    6.82
    		2.80 | 9.34 6 | 19 Good
    3Y Return % 10.93
    9.99
    		6.84 | 13.08 6 | 19 Good
    5Y Return % 10.05
    8.61
    		6.69 | 10.31 4 | 17 Very Good
    7Y Return % 9.89
    8.62
    		4.10 | 10.96 3 | 15 Very Good
    10Y Return % 9.43
    8.11
    		5.02 | 10.05 2 | 8 Very Good
    1Y SIP Return % 5.23
    4.63
    		-0.82 | 7.17 6 | 19 Good
    3Y SIP Return % 8.50
    7.80
    		5.86 | 9.48 5 | 19 Very Good
    5Y SIP Return % 9.55
    8.12
    		6.19 | 9.55 1 | 17 Very Good
    7Y SIP Return % 9.59
    8.31
    		6.49 | 10.07 3 | 15 Very Good
    10Y SIP Return % 9.42
    7.95
    		5.21 | 9.42 1 | 8 Very Good
    Standard Deviation 4.99
    4.18
    		2.02 | 7.29 14 | 19 Average
    Semi Deviation 3.88
    3.07
    		1.36 | 6.03 15 | 19 Average
    Max Drawdown % -5.75
    -3.74
    		-10.71 | -0.47 17 | 19 Poor
    VaR 1 Y % -5.43
    -3.65
    		-6.59 | -1.15 17 | 19 Poor
    Average Drawdown % -1.52
    -1.31
    		-2.82 | -0.39 13 | 19 Average
    Sharpe Ratio 1.14
    1.00
    		0.61 | 1.53 6 | 19 Good
    Sterling Ratio 0.74
    0.74
    		0.60 | 0.91 9 | 19 Good
    Sortino Ratio 0.52
    0.51
    		0.30 | 0.79 8 | 19 Good
    Jensen Alpha % 0.53
    1.04
    		-1.46 | 3.73 12 | 19 Average
    Treynor Ratio 0.05
    0.05
    		0.03 | 0.07 6 | 19 Good
    Modigliani Square Measure % 9.62
    10.44
    		7.71 | 15.30 10 | 19 Good
    Alpha % 1.34
    0.16
    		-2.77 | 3.86 3 | 19 Very Good
    Return data last Updated On : Jan. 27, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Dec. 31, 2025
    KPIs: Key Performance Indicators

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    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % -1.80 -0.83 -1.83 | -0.17 18 | 19 Poor
    3M Return % -1.17 -0.35 -2.56 | 1.18 17 | 19 Poor
    6M Return % 3.13 2.28 -1.16 | 4.30 3 | 19 Very Good
    1Y Return % 8.91 7.83 4.46 | 10.42 6 | 19 Good
    3Y Return % 12.15 11.05 7.68 | 14.09 6 | 19 Good
    5Y Return % 11.21 9.67 7.26 | 11.36 4 | 17 Very Good
    7Y Return % 11.00 9.65 5.02 | 12.10 3 | 15 Very Good
    10Y Return % 10.43 9.18 6.03 | 11.20 2 | 8 Very Good
    1Y SIP Return % 6.39 5.62 0.79 | 8.27 6 | 19 Good
    3Y SIP Return % 9.72 8.84 6.47 | 10.59 6 | 19 Good
    5Y SIP Return % 10.76 9.15 7.01 | 10.76 1 | 17 Very Good
    7Y SIP Return % 10.75 9.30 7.26 | 11.18 2 | 15 Very Good
    10Y SIP Return % 10.51 8.96 6.16 | 10.51 1 | 8 Very Good
    Standard Deviation 4.99 4.18 2.02 | 7.29 14 | 19 Average
    Semi Deviation 3.88 3.07 1.36 | 6.03 15 | 19 Average
    Max Drawdown % -5.75 -3.74 -10.71 | -0.47 17 | 19 Poor
    VaR 1 Y % -5.43 -3.65 -6.59 | -1.15 17 | 19 Poor
    Average Drawdown % -1.52 -1.31 -2.82 | -0.39 13 | 19 Average
    Sharpe Ratio 1.14 1.00 0.61 | 1.53 6 | 19 Good
    Sterling Ratio 0.74 0.74 0.60 | 0.91 9 | 19 Good
    Sortino Ratio 0.52 0.51 0.30 | 0.79 8 | 19 Good
    Jensen Alpha % 0.53 1.04 -1.46 | 3.73 12 | 19 Average
    Treynor Ratio 0.05 0.05 0.03 | 0.07 6 | 19 Good
    Modigliani Square Measure % 9.62 10.44 7.71 | 15.30 10 | 19 Good
    Alpha % 1.34 0.16 -2.77 | 3.86 3 | 19 Very Good
    Return data last Updated On : Jan. 27, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Dec. 31, 2025
    KPIs: Key Performance Indicators

    Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.


    Date Kotak Equity Savings Fund NAV Regular Growth Kotak Equity Savings Fund NAV Direct Growth
    27-01-2026 26.6338 29.4226
    23-01-2026 26.6568 29.4446
    22-01-2026 26.8497 29.6569
    21-01-2026 26.8202 29.6233
    20-01-2026 26.8658 29.6728
    19-01-2026 27.1112 29.943
    16-01-2026 27.1298 29.9609
    14-01-2026 27.1694 30.003
    13-01-2026 27.1277 29.9561
    12-01-2026 27.0819 29.9045
    09-01-2026 27.0769 29.8965
    08-01-2026 27.1476 29.9736
    07-01-2026 27.3495 30.1957
    06-01-2026 27.3768 30.225
    05-01-2026 27.3765 30.2238
    02-01-2026 27.3432 30.1844
    01-01-2026 27.3038 30.1401
    31-12-2025 27.2753 30.1077
    30-12-2025 27.2142 30.0393
    29-12-2025 27.1452 29.9623

    Fund Launch Date: 17/Sep/2014
    Fund Category: Equity Savings Fund
    Investment Objective: The investment objective of the scheme is to generate capital appreciation and income by predominantly investing in arbitrage opportunities in the cash and derivatives segment of the equity market, and enhance returns with a moderate exposure in equity & equity related instruments. There is no assurance or guarantee that the investment objective of the scheme will be achieved
    Fund Description: An open-ended scheme investing in equity, arbitrage and debt
    Fund Benchmark: 5% NIFTY 50 ARBITRAGE + 25% Nifty 50 Total Return Index
    Source: Fund FactSheet

    Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.