Hdfc Medium Term Debt Fund Datagrid
Category Medium Duration Fund
BMSMONEY Rank 8
Rating
Growth Option 27-01-2026
NAV ₹57.93(R) -0.02% ₹63.1(D) -0.01%
Returns 1Y 3Y 5Y 7Y 10Y
Lumpsum Regular 6.9% 7.31% 6.02% 6.95% 7.13%
Direct 7.59% 8.04% 6.76% 7.73% 7.89%
Benchmark
SIP (XIRR) Regular 5.34% 7.08% 6.64% 6.21% 6.57%
Direct 6.03% 7.8% 7.37% 6.95% 7.34%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
1.34 0.77 0.73 1.6% 0.02
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
1.27% 0.0% -0.25% 0.73 0.89%
Fund AUM As on: 30/12/2025 3874 Cr
Top Medium Duration Fund
Fund Name Rank Rating
Aditya Birla Sun Life Medium Term Plan 1
Icici Prudential Medium Term Bond Fund 2
Axis Strategic Bond Fund 3

NAV Date: 27-01-2026

Scheme Name NAV Rupee Change Percent Change
HDFC Medium Term Debt Fund - Fornightly IDCW Option 10.09
0.0000
-0.0200%
HDFC Medium Term Debt Fund - Fortnightly IDCW Opt - Direct Plan 10.09
0.0000
-0.0100%
HDFC Medium Term Debt Fund - IDCW Option 19.55
0.0000
-0.0200%
HDFC Medium Term Debt Fund - IDCW Option - Direct Plan 21.09
0.0000
-0.0100%
HDFC Medium Term Debt Fund - Growth Option 57.93
-0.0100
-0.0200%
HDFC Medium Term Debt Fund - Growth Option - Direct Plan 63.1
-0.0100
-0.0100%

Review Date: 27-01-2026

Beginning of Analysis

In the Medium Duration Fund category, Hdfc Medium Term Debt Fund is the 8th ranked fund. The category has total 12 funds. The 3 star rating shows an average past performance of the Hdfc Medium Term Debt Fund in Medium Duration Fund. The fund has a Jensen Alpha of 1.6% which is lower than the category average of 1.65%, showing poor performance. The fund has a Sharpe Ratio of 1.34 which is higher than the category average of 1.28.
The past performance of the fund may or may not be sustained in the future. The review is not investment advice nor is it a recommendation to buy or sell funds. The ranking is based on proprietary methodology developed by bmsmoney. The methodology is based on the past performance of the funds and does not guarantee future performance.
Medium Duration Mutual Funds are ideal for investors seeking a balanced risk-return profile with a medium-term investment horizon. These funds invest in debt and money market instruments with a portfolio duration of 3 to 4 years, offering moderate returns with relatively lower risk compared to long-duration funds. While they are less sensitive to interest rate changes than long-duration funds, they still carry some interest rate and credit risk. Investors should carefully assess their risk tolerance, investment horizon, and financial goals before investing in these funds. Additionally, choosing funds managed by experienced professionals can help optimize risk-adjusted returns.

Hdfc Medium Term Debt Fund Return Analysis

  • The fund has given a return of 0.05%, 0.95 and 2.39 in last one, three and six months respectively. In the same period the category average return was 0.16%, 0.98% and 2.42% respectively.
  • Hdfc Medium Term Debt Fund has given a return of 7.59% in last one year. In the same period the Medium Duration Fund category average return was 7.98%.
  • The fund has given a return of 8.04% in last three years and ranked 7.0th out of 13 funds in the category. In the same period the Medium Duration Fund category average return was 8.18%.
  • The fund has given a return of 6.76% in last five years and ranked 6th out of 11 funds in the category. In the same period the Medium Duration Fund category average return was 7.35%.
  • The fund has given a return of 7.89% in last ten years and ranked 6th out of 11 funds in the category. In the same period the category average return was 7.4%.
  • The fund has given a SIP return of 6.03% in last one year whereas category average SIP return is 6.29%. The fund one year return rank in the category is 6th in 13 funds
  • The fund has SIP return of 7.8% in last three years and ranks 7th in 13 funds. Aditya Birla Sun Life Medium Term Plan has given the highest SIP return (11.54%) in the category in last three years.
  • The fund has SIP return of 7.37% in last five years whereas category average SIP return is 7.81%.

Hdfc Medium Term Debt Fund Risk Analysis

  • The fund has a standard deviation of 1.27 and semi deviation of 0.89. The category average standard deviation is 1.4 and semi deviation is 0.94.
  • The fund has a Value at Risk (VaR) of 0.0 and a maximum drawdown of -0.25. The category average VaR is -0.11 and the maximum drawdown is -0.24. The fund has a beta of 0.75 which shows that fund is less volatile than the benchmark.

Standard deviation measures the fund's return volatility and Semi deviation focuses on downside volatility. Value at Risk (VaR) is a measure of the risk of investments. Maximum Drawdown is the maximum loss from a peak to a trough of a portfolio. Beta measures the volatility of the fund compared to the benchmark. A beta of 1 indicates that the fund will move in line with the benchmark. A beta of more than 1 indicates that the fund will be more volatile than the benchmark and vice versa.


  • Very Good Performance in Medium Duration Fund Category
  • Good Performance in Medium Duration Fund Category
  • Poor Performance in Medium Duration Fund Category
  • Very Poor Performance in Medium Duration Fund Category

    • Investors beware: Mutual Fund investments are subject to market risks. Please read the scheme related documents carefully.

    Data Source: www.amfiindia.com

    SEBI Categorization


    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.00
    0.10
    		-0.23 | 1.76 6 | 13 Good
    3M Return % 0.78
    0.81
    		0.11 | 2.58 7 | 13 Good
    6M Return % 2.05
    2.07
    		1.12 | 4.24 6 | 13 Good
    1Y Return % 6.90
    7.26
    		4.97 | 11.98 7 | 13 Good
    3Y Return % 7.31
    7.46
    		5.61 | 9.93 8 | 13 Good
    5Y Return % 6.02
    6.63
    		3.96 | 12.13 6 | 11 Good
    7Y Return % 6.95
    6.21
    		1.61 | 9.19 5 | 11 Good
    10Y Return % 7.13
    6.64
    		3.36 | 8.66 5 | 11 Good
    15Y Return % 7.69
    7.64
    		6.34 | 9.24 4 | 7 Good
    1Y SIP Return % 5.34
    5.58
    		3.46 | 10.05 7 | 13 Good
    3Y SIP Return % 7.08
    7.33
    		5.34 | 10.74 8 | 13 Good
    5Y SIP Return % 6.64
    7.10
    		4.85 | 11.69 7 | 11 Average
    7Y SIP Return % 6.21
    6.36
    		4.19 | 10.80 6 | 11 Good
    10Y SIP Return % 6.57
    6.30
    		4.07 | 9.50 6 | 11 Good
    15Y SIP Return % 7.15
    7.15
    		5.48 | 9.19 4 | 7 Good
    Standard Deviation 1.27
    1.40
    		1.02 | 1.91 4 | 13 Very Good
    Semi Deviation 0.89
    0.94
    		0.71 | 1.13 5 | 13 Good
    Max Drawdown % -0.25
    -0.24
    		-0.48 | -0.03 8 | 13 Good
    VaR 1 Y % 0.00
    -0.11
    		-0.54 | 0.00 7 | 13 Good
    Average Drawdown % -0.17
    -0.16
    		-0.26 | -0.03 7 | 13 Good
    Sharpe Ratio 1.34
    1.28
    		0.06 | 2.15 7 | 13 Good
    Sterling Ratio 0.73
    0.74
    		0.55 | 0.93 8 | 13 Good
    Sortino Ratio 0.77
    0.86
    		0.03 | 2.01 8 | 13 Good
    Jensen Alpha % 1.60
    1.65
    		-0.50 | 5.06 7 | 13 Good
    Treynor Ratio 0.02
    0.03
    		0.00 | 0.07 8 | 13 Good
    Modigliani Square Measure % 8.41
    7.94
    		5.87 | 11.05 5 | 13 Good
    Alpha % -0.42
    -0.32
    		-2.05 | 1.56 8 | 13 Good
    Return data last Updated On : Jan. 27, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Dec. 31, 2025
    KPIs: Key Performance Indicators

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    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.05 0.16 -0.20 | 1.82 6 | 13 Good
    3M Return % 0.95 0.98 0.21 | 2.78 6 | 13 Good
    6M Return % 2.39 2.42 1.51 | 4.63 6 | 13 Good
    1Y Return % 7.59 7.98 5.82 | 12.80 7 | 13 Good
    3Y Return % 8.04 8.18 6.50 | 10.72 7 | 13 Good
    5Y Return % 6.76 7.35 4.91 | 12.91 6 | 11 Good
    7Y Return % 7.73 6.93 2.21 | 9.95 5 | 11 Good
    10Y Return % 7.89 7.40 4.09 | 9.44 6 | 11 Good
    1Y SIP Return % 6.03 6.29 4.29 | 10.86 6 | 13 Good
    3Y SIP Return % 7.80 8.05 6.23 | 11.54 7 | 13 Good
    5Y SIP Return % 7.37 7.81 5.76 | 12.49 6 | 11 Good
    7Y SIP Return % 6.95 7.07 5.11 | 11.58 6 | 11 Good
    10Y SIP Return % 7.34 7.02 4.68 | 10.26 6 | 11 Good
    Standard Deviation 1.27 1.40 1.02 | 1.91 4 | 13 Very Good
    Semi Deviation 0.89 0.94 0.71 | 1.13 5 | 13 Good
    Max Drawdown % -0.25 -0.24 -0.48 | -0.03 8 | 13 Good
    VaR 1 Y % 0.00 -0.11 -0.54 | 0.00 7 | 13 Good
    Average Drawdown % -0.17 -0.16 -0.26 | -0.03 7 | 13 Good
    Sharpe Ratio 1.34 1.28 0.06 | 2.15 7 | 13 Good
    Sterling Ratio 0.73 0.74 0.55 | 0.93 8 | 13 Good
    Sortino Ratio 0.77 0.86 0.03 | 2.01 8 | 13 Good
    Jensen Alpha % 1.60 1.65 -0.50 | 5.06 7 | 13 Good
    Treynor Ratio 0.02 0.03 0.00 | 0.07 8 | 13 Good
    Modigliani Square Measure % 8.41 7.94 5.87 | 11.05 5 | 13 Good
    Alpha % -0.42 -0.32 -2.05 | 1.56 8 | 13 Good
    Return data last Updated On : Jan. 27, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Dec. 31, 2025
    KPIs: Key Performance Indicators

    Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.


    Date Hdfc Medium Term Debt Fund NAV Regular Growth Hdfc Medium Term Debt Fund NAV Direct Growth
    27-01-2026 57.929 63.105
    23-01-2026 57.9398 63.1122
    22-01-2026 57.9344 63.1052
    21-01-2026 57.8701 63.034
    20-01-2026 57.8849 63.049
    19-01-2026 57.8865 63.0497
    16-01-2026 57.9125 63.0745
    14-01-2026 57.9508 63.1139
    13-01-2026 57.9857 63.1508
    12-01-2026 58.0102 63.1764
    09-01-2026 57.9643 63.123
    08-01-2026 57.9564 63.1132
    07-01-2026 57.9753 63.1326
    06-01-2026 57.9722 63.1281
    05-01-2026 57.9511 63.104
    02-01-2026 57.9946 63.1479
    01-01-2026 57.9999 63.1525
    31-12-2025 57.9873 63.1377
    30-12-2025 57.9315 63.0758
    29-12-2025 57.9285 63.0713

    Fund Launch Date: 06/Feb/2002
    Fund Category: Medium Duration Fund
    Investment Objective: To generate income / capital appreciation through investments in Debt and Money Market Instruments. There is no assurance that the investment objective of the Scheme will be realized.
    Fund Description: An open ended medium term debt scheme investing in instruments such that the Macaulay Duration of the portfolio is between 3 years and 4 years
    Fund Benchmark: CRISIL Short Term Bond Fund Index
    Source: Fund FactSheet

    Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.