Kotak Medium Term Fund Datagrid
Category Medium Duration Fund
BMSMONEY Rank 5
Rating
Growth Option 27-01-2026
NAV ₹23.61(R) +0.03% ₹26.39(D) +0.04%
Returns 1Y 3Y 5Y 7Y 10Y
Lumpsum Regular 8.14% 7.89% 6.32% 6.65% 6.96%
Direct 9.19% 8.94% 7.38% 7.68% 7.99%
Benchmark
SIP (XIRR) Regular 6.84% 8.07% 7.24% 6.53% 6.58%
Direct 7.87% 9.12% 8.29% 7.57% 7.6%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
1.5 0.9 0.78 1.5% 0.03
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
1.44% -0.11% -0.16% 0.82 1.03%
Fund AUM As on: 30/12/2025 2042 Cr
Top Medium Duration Fund
Fund Name Rank Rating
Aditya Birla Sun Life Medium Term Plan 1
Icici Prudential Medium Term Bond Fund 2
Axis Strategic Bond Fund 3

NAV Date: 27-01-2026

Scheme Name NAV Rupee Change Percent Change
Kotak Medium Term Fund - Standard Income Distribution cum capital withdrawal option 14.49
0.0000
0.0300%
Kotak Medium Term Fund - Growth 23.61
0.0100
0.0300%
Kotak Medium Term Fund - Direct Growth 26.39
0.0100
0.0400%
Kotak Medium Term Fund - Direct - Standard Income Distribution cum capital withdrawal option 26.4
0.0100
0.0400%

Review Date: 27-01-2026

Beginning of Analysis

In the Medium Duration Fund category, Kotak Medium Term Fund is the 5th ranked fund. The category has total 12 funds. The Kotak Medium Term Fund has shown a very good past performence in Medium Duration Fund. The fund has a Jensen Alpha of 1.5% which is lower than the category average of 1.65%, showing poor performance. The fund has a Sharpe Ratio of 1.5 which is higher than the category average of 1.28.
The past performance of the fund may or may not be sustained in the future. The review is not investment advice nor is it a recommendation to buy or sell funds. The ranking is based on proprietary methodology developed by bmsmoney. The methodology is based on the past performance of the funds and does not guarantee future performance.
Medium Duration Mutual Funds are ideal for investors seeking a balanced risk-return profile with a medium-term investment horizon. These funds invest in debt and money market instruments with a portfolio duration of 3 to 4 years, offering moderate returns with relatively lower risk compared to long-duration funds. While they are less sensitive to interest rate changes than long-duration funds, they still carry some interest rate and credit risk. Investors should carefully assess their risk tolerance, investment horizon, and financial goals before investing in these funds. Additionally, choosing funds managed by experienced professionals can help optimize risk-adjusted returns.

Kotak Medium Term Fund Return Analysis

  • The fund has given a return of 0.19%, 1.12 and 3.45 in last one, three and six months respectively. In the same period the category average return was 0.16%, 0.98% and 2.42% respectively.
  • Kotak Medium Term Fund has given a return of 9.19% in last one year. In the same period the Medium Duration Fund category average return was 7.98%.
  • The fund has given a return of 8.94% in last three years and ranked 2.0nd out of 13 funds in the category. In the same period the Medium Duration Fund category average return was 8.18%.
  • The fund has given a return of 7.38% in last five years and ranked 3rd out of 11 funds in the category. In the same period the Medium Duration Fund category average return was 7.35%.
  • The fund has given a return of 7.99% in last ten years and ranked 5th out of 11 funds in the category. In the same period the category average return was 7.4%.
  • The fund has given a SIP return of 7.87% in last one year whereas category average SIP return is 6.29%. The fund one year return rank in the category is 2nd in 13 funds
  • The fund has SIP return of 9.12% in last three years and ranks 2nd in 13 funds. Aditya Birla Sun Life Medium Term Plan has given the highest SIP return (11.54%) in the category in last three years.
  • The fund has SIP return of 8.29% in last five years whereas category average SIP return is 7.81%.

Kotak Medium Term Fund Risk Analysis

  • The fund has a standard deviation of 1.44 and semi deviation of 1.03. The category average standard deviation is 1.4 and semi deviation is 0.94.
  • The fund has a Value at Risk (VaR) of -0.11 and a maximum drawdown of -0.16. The category average VaR is -0.11 and the maximum drawdown is -0.24. The fund has a beta of 0.8 which shows that fund is less volatile than the benchmark.

Standard deviation measures the fund's return volatility and Semi deviation focuses on downside volatility. Value at Risk (VaR) is a measure of the risk of investments. Maximum Drawdown is the maximum loss from a peak to a trough of a portfolio. Beta measures the volatility of the fund compared to the benchmark. A beta of 1 indicates that the fund will move in line with the benchmark. A beta of more than 1 indicates that the fund will be more volatile than the benchmark and vice versa.


  • Very Good Performance in Medium Duration Fund Category
  • Good Performance in Medium Duration Fund Category
  • Poor Performance in Medium Duration Fund Category
  • Very Poor Performance in Medium Duration Fund Category

    • Investors beware: Mutual Fund investments are subject to market risks. Please read the scheme related documents carefully.

    Data Source: www.amfiindia.com

    SEBI Categorization


    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.11
    0.10
    		-0.23 | 1.76 2 | 13 Very Good
    3M Return % 0.87
    0.81
    		0.11 | 2.58 5 | 13 Good
    6M Return % 2.95
    2.07
    		1.12 | 4.24 2 | 13 Very Good
    1Y Return % 8.14
    7.26
    		4.97 | 11.98 4 | 13 Very Good
    3Y Return % 7.89
    7.46
    		5.61 | 9.93 4 | 13 Very Good
    5Y Return % 6.32
    6.63
    		3.96 | 12.13 5 | 11 Good
    7Y Return % 6.65
    6.21
    		1.61 | 9.19 6 | 11 Good
    10Y Return % 6.96
    6.64
    		3.36 | 8.66 6 | 11 Good
    1Y SIP Return % 6.84
    5.58
    		3.46 | 10.05 4 | 13 Very Good
    3Y SIP Return % 8.07
    7.33
    		5.34 | 10.74 3 | 13 Very Good
    5Y SIP Return % 7.24
    7.10
    		4.85 | 11.69 4 | 11 Good
    7Y SIP Return % 6.53
    6.36
    		4.19 | 10.80 4 | 11 Good
    10Y SIP Return % 6.58
    6.30
    		4.07 | 9.50 5 | 11 Good
    Standard Deviation 1.44
    1.40
    		1.02 | 1.91 9 | 13 Average
    Semi Deviation 1.03
    0.94
    		0.71 | 1.13 11 | 13 Average
    Max Drawdown % -0.16
    -0.24
    		-0.48 | -0.03 5 | 13 Good
    VaR 1 Y % -0.11
    -0.11
    		-0.54 | 0.00 9 | 13 Average
    Average Drawdown % -0.09
    -0.16
    		-0.26 | -0.03 4 | 13 Very Good
    Sharpe Ratio 1.50
    1.28
    		0.06 | 2.15 5 | 13 Good
    Sterling Ratio 0.78
    0.74
    		0.55 | 0.93 5 | 13 Good
    Sortino Ratio 0.90
    0.86
    		0.03 | 2.01 5 | 13 Good
    Jensen Alpha % 1.50
    1.65
    		-0.50 | 5.06 8 | 13 Good
    Treynor Ratio 0.03
    0.03
    		0.00 | 0.07 5 | 13 Good
    Modigliani Square Measure % 7.95
    7.94
    		5.87 | 11.05 6 | 13 Good
    Alpha % 0.21
    -0.32
    		-2.05 | 1.56 3 | 13 Very Good
    Return data last Updated On : Jan. 27, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Dec. 31, 2025
    KPIs: Key Performance Indicators

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    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.19 0.16 -0.20 | 1.82 2 | 13 Very Good
    3M Return % 1.12 0.98 0.21 | 2.78 3 | 13 Very Good
    6M Return % 3.45 2.42 1.51 | 4.63 2 | 13 Very Good
    1Y Return % 9.19 7.98 5.82 | 12.80 3 | 13 Very Good
    3Y Return % 8.94 8.18 6.50 | 10.72 2 | 13 Very Good
    5Y Return % 7.38 7.35 4.91 | 12.91 3 | 11 Very Good
    7Y Return % 7.68 6.93 2.21 | 9.95 6 | 11 Good
    10Y Return % 7.99 7.40 4.09 | 9.44 5 | 11 Good
    1Y SIP Return % 7.87 6.29 4.29 | 10.86 2 | 13 Very Good
    3Y SIP Return % 9.12 8.05 6.23 | 11.54 2 | 13 Very Good
    5Y SIP Return % 8.29 7.81 5.76 | 12.49 3 | 11 Very Good
    7Y SIP Return % 7.57 7.07 5.11 | 11.58 2 | 11 Very Good
    10Y SIP Return % 7.60 7.02 4.68 | 10.26 5 | 11 Good
    Standard Deviation 1.44 1.40 1.02 | 1.91 9 | 13 Average
    Semi Deviation 1.03 0.94 0.71 | 1.13 11 | 13 Average
    Max Drawdown % -0.16 -0.24 -0.48 | -0.03 5 | 13 Good
    VaR 1 Y % -0.11 -0.11 -0.54 | 0.00 9 | 13 Average
    Average Drawdown % -0.09 -0.16 -0.26 | -0.03 4 | 13 Very Good
    Sharpe Ratio 1.50 1.28 0.06 | 2.15 5 | 13 Good
    Sterling Ratio 0.78 0.74 0.55 | 0.93 5 | 13 Good
    Sortino Ratio 0.90 0.86 0.03 | 2.01 5 | 13 Good
    Jensen Alpha % 1.50 1.65 -0.50 | 5.06 8 | 13 Good
    Treynor Ratio 0.03 0.03 0.00 | 0.07 5 | 13 Good
    Modigliani Square Measure % 7.95 7.94 5.87 | 11.05 6 | 13 Good
    Alpha % 0.21 -0.32 -2.05 | 1.56 3 | 13 Very Good
    Return data last Updated On : Jan. 27, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Dec. 31, 2025
    KPIs: Key Performance Indicators

    Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.


    Date Kotak Medium Term Fund NAV Regular Growth Kotak Medium Term Fund NAV Direct Growth
    27-01-2026 23.6136 26.3929
    23-01-2026 23.6065 26.3822
    22-01-2026 23.5965 26.3703
    21-01-2026 23.5795 26.3507
    20-01-2026 23.5927 26.3647
    19-01-2026 23.5927 26.364
    16-01-2026 23.6379 26.4125
    14-01-2026 23.632 26.4045
    13-01-2026 23.6391 26.4117
    12-01-2026 23.6408 26.4129
    09-01-2026 23.6324 26.4015
    08-01-2026 23.6202 26.3871
    07-01-2026 23.6423 26.411
    06-01-2026 23.6197 26.3851
    05-01-2026 23.6141 26.3782
    02-01-2026 23.6323 26.3964
    01-01-2026 23.6284 26.3914
    31-12-2025 23.6133 26.3738
    30-12-2025 23.5858 26.3425
    29-12-2025 23.5875 26.3436

    Fund Launch Date: 28/Feb/2014
    Fund Category: Medium Duration Fund
    Investment Objective: The investment objective of the scheme is to generate regular income and capital appreciation by investing in a portfolio of medium term debt and money market instruments. There is no assurance or... guarantee that the investment objective of the scheme will be achieved
    Fund Description: An open-ended medium term debt scheme investing in instruments such that the macaulay duration of the portfolio is between 3 years and 4 years
    Fund Benchmark: NIFTY Medium Duration Debt Index
    Source: Fund FactSheet

    Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.