Hdfc Overnight Fund Datagrid
Category Overnight Fund
BMSMONEY Rank 24
Rating
Growth Option 04-12-2025
NAV ₹3889.14(R) +0.03% ₹3928.28(D) +0.03%
Returns 1Y 3Y 5Y 7Y 10Y
Lumpsum Regular 5.78% 6.29% 5.25% 5.04% 5.37%
Direct 5.87% 6.38% 5.34% 5.13% 5.46%
Benchmark
SIP (XIRR) Regular 5.53% 6.11% 5.13% 5.06% 5.15%
Direct 5.62% 6.2% 5.22% 5.15% 5.24%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
3.95 3.77 0.63 -% -
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
0.14% 0.0% 0.0% - 0.11%
Fund AUM As on: 30/06/2025 11863 Cr
Top Overnight Fund
Fund Name Rank Rating
Bank of India Overnight Fund 1
Axis Overnight Fund 2
Uti Overnight Fund 3
Invesco India Overnight Fund 4
Franklin India Overnight Fund 5
Nippon India Overnight Fund 6
Mirae Asset Overnight Fund 7

NAV Date: 04-12-2025

Scheme Name NAV Rupee Change Percent Change
HDFC Overnight Fund - IDCW Option (Daily) 1042.66
0.0000
0.0000%
HDFC Overnight Fund - Daily IDCW Option - Direct Plan 1042.66
0.0000
0.0000%
HDFC Overnight Fund - Growth Option 3889.14
1.0900
0.0300%
HDFC Overnight Fund - Growth Option - Direct Plan 3928.28
1.1200
0.0300%

Review Date: 04-12-2025

Beginning of Analysis

In the Overnight Fund category, Hdfc Overnight Fund is the 24th ranked fund. The category has total 29 funds. The Hdfc Overnight Fund has shown a poor past performence in Overnight Fund. The fund has a Sharpe Ratio of 3.95 which is lower than the category average of 4.08.
The past performance of the fund may or may not be sustained in the future. The review is not investment advice nor is it a recommendation to buy or sell funds. The ranking is based on proprietary methodology developed by bmsmoney. The methodology is based on the past performance of the funds and does not guarantee future performance.
Overnight Mutual Funds are ideal for investors seeking a safe, liquid, and ultra-low-risk investment option for very short-term cash management. These funds invest in overnight securities with a maturity of 1 day, offering quick redemption (within 1 business day) and stable returns. While they provide minimal risk and high liquidity, they offer very low returns compared to other debt funds. Investors should consider their liquidity needs and investment horizon before investing in Overnight Funds. These funds are best suited for parking surplus funds for a very short duration, such as overnight or a few days.

Hdfc Overnight Fund Return Analysis

  • The fund has given a return of 0.43%, 1.33 and 2.68 in last one, three and six months respectively. In the same period the category average return was 0.43%, 1.33% and 2.69% respectively.
  • Hdfc Overnight Fund has given a return of 5.87% in last one year. In the same period the Overnight Fund category average return was 5.89%.
  • The fund has given a return of 6.38% in last three years and ranked 24.0th out of 32 funds in the category. In the same period the Overnight Fund category average return was 6.41%.
  • The fund has given a return of 5.34% in last five years and ranked 23rd out of 27 funds in the category. In the same period the Overnight Fund category average return was 5.37%.
  • The fund has given a return of 5.46% in last ten years and ranked 3rd out of three funds in the category. In the same period the category average return was 5.54%.
  • The fund has given a SIP return of 5.62% in last one year whereas category average SIP return is 5.64%. The fund one year return rank in the category is 23rd in 34 funds
  • The fund has SIP return of 6.2% in last three years and ranks 23rd in 31 funds. Bank of India Overnight Fund has given the highest SIP return (6.35%) in the category in last three years.
  • The fund has SIP return of 5.22% in last five years whereas category average SIP return is 5.74%.

Hdfc Overnight Fund Risk Analysis

  • The fund has a standard deviation of 0.14 and semi deviation of 0.11. The category average standard deviation is 0.14 and semi deviation is 0.11.

Standard deviation measures the fund's return volatility and Semi deviation focuses on downside volatility. Value at Risk (VaR) is a measure of the risk of investments. Maximum Drawdown is the maximum loss from a peak to a trough of a portfolio. Beta measures the volatility of the fund compared to the benchmark. A beta of 1 indicates that the fund will move in line with the benchmark. A beta of more than 1 indicates that the fund will be more volatile than the benchmark and vice versa.


  • Very Good Performance in Overnight Fund Category
  • Good Performance in Overnight Fund Category
  • Poor Performance in Overnight Fund Category
  • Very Poor Performance in Overnight Fund Category

    • Investors beware: Mutual Fund investments are subject to market risks. Please read the scheme related documents carefully.

    Data Source: www.amfiindia.com

    SEBI Categorization


    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.42
    0.43
    		0.39 | 0.46 26 | 34 Average
    3M Return % 1.31
    1.32
    		1.23 | 1.36 26 | 34 Average
    6M Return % 2.63
    2.65
    		2.49 | 2.74 27 | 34 Average
    1Y Return % 5.78
    5.81
    		5.46 | 6.01 26 | 34 Average
    3Y Return % 6.29
    6.32
    		6.03 | 6.50 26 | 32 Poor
    5Y Return % 5.25
    5.29
    		5.12 | 5.43 25 | 27 Poor
    7Y Return % 5.04
    5.08
    		5.04 | 5.12 5 | 5 Average
    10Y Return % 5.37
    5.45
    		5.37 | 5.55 3 | 3 Average
    15Y Return % 6.19
    6.39
    		6.19 | 6.52 3 | 3 Average
    1Y SIP Return % 5.53
    5.56
    		5.21 | 5.76 27 | 34 Average
    3Y SIP Return % 6.11
    6.14
    		5.83 | 6.33 25 | 31 Poor
    5Y SIP Return % 5.13
    5.66
    		5.13 | 6.06 27 | 27 Poor
    7Y SIP Return % 5.06
    5.31
    		5.06 | 5.49 5 | 5 Average
    10Y SIP Return % 5.15
    5.29
    		5.15 | 5.38 3 | 3 Average
    15Y SIP Return % 5.62
    5.71
    		5.62 | 5.81 3 | 3 Average
    Standard Deviation 0.14
    0.14
    		0.13 | 0.15 11 | 30 Good
    Semi Deviation 0.11
    0.11
    		0.11 | 0.12 11 | 30 Good
    Sharpe Ratio 3.95
    4.08
    		2.14 | 5.43 24 | 30 Average
    Sterling Ratio 0.63
    0.63
    		0.61 | 0.65 24 | 30 Average
    Sortino Ratio 3.77
    4.41
    		1.22 | 9.27 26 | 30 Poor
    Return data last Updated On : Dec. 4, 2025.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Oct. 31, 2025
    KPIs: Key Performance Indicators

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    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.43 0.43 0.41 | 0.46 25 | 34 Average
    3M Return % 1.33 1.33 1.28 | 1.38 24 | 34 Average
    6M Return % 2.68 2.69 2.59 | 2.76 24 | 34 Average
    1Y Return % 5.87 5.89 5.67 | 6.03 23 | 34 Average
    3Y Return % 6.38 6.41 6.21 | 6.62 24 | 32 Average
    5Y Return % 5.34 5.37 5.22 | 5.48 23 | 27 Poor
    7Y Return % 5.13 5.17 5.13 | 5.19 5 | 5 Average
    10Y Return % 5.46 5.54 5.46 | 5.64 3 | 3 Average
    1Y SIP Return % 5.62 5.64 5.42 | 5.79 23 | 34 Average
    3Y SIP Return % 6.20 6.23 6.04 | 6.35 23 | 31 Average
    5Y SIP Return % 5.22 5.74 5.21 | 6.09 26 | 27 Poor
    7Y SIP Return % 5.15 5.39 5.15 | 5.55 5 | 5 Average
    10Y SIP Return % 5.24 5.37 5.24 | 5.44 3 | 3 Average
    Standard Deviation 0.14 0.14 0.13 | 0.15 11 | 30 Good
    Semi Deviation 0.11 0.11 0.11 | 0.12 11 | 30 Good
    Sharpe Ratio 3.95 4.08 2.14 | 5.43 24 | 30 Average
    Sterling Ratio 0.63 0.63 0.61 | 0.65 24 | 30 Average
    Sortino Ratio 3.77 4.41 1.22 | 9.27 26 | 30 Poor
    Return data last Updated On : Dec. 4, 2025.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Oct. 31, 2025
    KPIs: Key Performance Indicators

    Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.


    Date Hdfc Overnight Fund NAV Regular Growth Hdfc Overnight Fund NAV Direct Growth
    04-12-2025 3889.141 3928.2837
    03-12-2025 3888.5932 3927.7196
    02-12-2025 3888.0528 3927.163
    01-12-2025 3887.5172 3926.6112
    28-11-2025 3885.8702 3924.9153
    27-11-2025 3885.2975 3924.3261
    26-11-2025 3884.7568 3923.7693
    25-11-2025 3884.2122 3923.2084
    24-11-2025 3883.6691 3922.6491
    21-11-2025 3882.0103 3920.9415
    20-11-2025 3881.4515 3920.3663
    19-11-2025 3880.9028 3919.8014
    18-11-2025 3880.3647 3919.2472
    17-11-2025 3879.8277 3918.6941
    14-11-2025 3878.1845 3917.0022
    13-11-2025 3877.626 3916.4274
    12-11-2025 3877.0939 3915.8793
    11-11-2025 3876.5599 3915.3292
    10-11-2025 3876.0244 3914.7777
    07-11-2025 3874.438 3913.1432
    06-11-2025 3873.9033 3912.5924
    04-11-2025 3872.8354 3911.4925

    Fund Launch Date: 06/Feb/2002
    Fund Category: Overnight Fund
    Investment Objective: To generate returns by investing in debt and money market instruments with overnight maturity. There is no assurance that the investment objective of the Scheme will be realized.
    Fund Description: An open ended debt scheme investing in overnight securities
    Fund Benchmark: CRISIL Overnight Index
    Source: Fund FactSheet

    Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.