Hdfc Overnight Fund Datagrid
Category Overnight Fund
BMSMONEY Rank 24
Rating
Growth Option 31-07-2026
NAV ₹4018.28(R) +0.01% ₹4061.27(D) +0.01%
Returns 1Y 3Y 5Y 7Y 10Y
Lumpsum Regular 5.19% 6.01% 5.52% 4.95% 5.27%
Direct 5.29% 6.1% 5.61% 5.05% 5.36%
Benchmark
SIP (XIRR) Regular 5.14% 5.66% 5.81% 5.44% 5.09%
Direct 5.25% 5.76% 5.9% 5.54% 5.18%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
1.2 0.61 0.6 -% -
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
0.2% 0.0% 0.0% - 0.15%
Fund AUM As on: 30/12/2025 12292 Cr
Top Overnight Fund
Fund Name Rank Rating
Bank of India Overnight Fund 1
Axis Overnight Fund 2
Franklin India Overnight Fund 3
UTI Overnight Fund 4
Invesco India Overnight Fund 5
Baroda BNP Paribas Overnight Fund 6
Nippon India Overnight Fund 7

NAV Date: 31-07-2026

Scheme Name NAV Rupee Change Percent Change
HDFC Overnight Fund - IDCW Option (Daily) 1042.66
0.0000
0.0000%
HDFC Overnight Fund - Daily IDCW Option - Direct Plan 1042.66
0.0000
0.0000%
HDFC Overnight Fund - Growth Option 4018.28
0.5600
0.0100%
HDFC Overnight Fund - Growth Option - Direct Plan 4061.27
0.5800
0.0100%

Review Date: 31-07-2026

Beginning of Analysis

HDFC Overnight Fund is the 24th ranked fund in the Overnight Fund category. The category has total 29 funds. The 2 star rating shows a poor past performance of the HDFC Overnight Fund in Overnight Fund. The fund has a Sharpe Ratio of 1.2 which is lower than the category average of 1.34.
The past performance of the fund may or may not be sustained in the future. The review is not investment advice nor is it a recommendation to buy or sell funds. The ranking is based on proprietary methodology developed by bmsmoney. The methodology is based on the past performance of the funds and does not guarantee future performance.
Overnight Mutual Funds are ideal for investors seeking a safe, liquid, and ultra-low-risk investment option for very short-term cash management. These funds invest in overnight securities with a maturity of 1 day, offering quick redemption (within 1 business day) and stable returns. While they provide minimal risk and high liquidity, they offer very low returns compared to other debt funds. Investors should consider their liquidity needs and investment horizon before investing in Overnight Funds. These funds are best suited for parking surplus funds for a very short duration, such as overnight or a few days.

HDFC Overnight Fund Return Analysis

  • The fund has given a return of 0.44%, 1.3 and 2.51 in last one, three and six months respectively. In the same period the category average return was 0.44%, 1.3% and 2.5% respectively.
  • HDFC Overnight Fund has given a return of 5.29% in last one year. In the same period the Overnight Fund category average return was 5.3%.
  • The fund has given a return of 6.1% in last three years and ranked 25.0th out of thirty two funds in the category. In the same period the Overnight Fund category average return was 6.13%.
  • The fund has given a return of 5.61% in last five years and ranked 22nd out of twenty seven funds in the category. In the same period the Overnight Fund category average return was 5.64%.
  • The fund has given a return of 5.36% in last ten years and ranked 3rd out of three funds in the category. In the same period the category average return was 5.4%.
  • The fund has given a SIP return of 5.25% in last one year whereas category average SIP return is 5.25%. The fund one year return rank in the category is 23rd in 36 funds
  • The fund has SIP return of 5.76% in last three years and ranks 23rd in 32 funds. Bank of India Overnight Fund has given the highest SIP return (5.99%) in the category in last three years.
  • The fund has SIP return of 5.9% in last five years whereas category average SIP return is 5.93%.

HDFC Overnight Fund Risk Analysis

  • The fund has a standard deviation of 0.2 and semi deviation of 0.15. The category average standard deviation is 0.2 and semi deviation is 0.15.

Standard deviation measures the fund's return volatility and Semi deviation focuses on downside volatility. Value at Risk (VaR) is a measure of the risk of investments. Maximum Drawdown is the maximum loss from a peak to a trough of a portfolio. Beta measures the volatility of the fund compared to the benchmark. A beta of 1 indicates that the fund will move in line with the benchmark. A beta of more than 1 indicates that the fund will be more volatile than the benchmark and vice versa.


  • Very Good Performance in Overnight Fund Category
  • Good Performance in Overnight Fund Category
  • Poor Performance in Overnight Fund Category
  • Very Poor Performance in Overnight Fund Category

    • Investors beware: Mutual Fund investments are subject to market risks. Please read the scheme related documents carefully.

    Data Source: www.amfiindia.com

    SEBI Categorization


    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.43
    0.43
    		0.40 | 0.45 24 | 34 Average
    3M Return % 1.27
    1.28
    		1.20 | 1.47 25 | 34 Average
    6M Return % 2.46
    2.47
    		2.29 | 2.69 23 | 34 Average
    1Y Return % 5.19
    5.22
    		4.85 | 5.54 24 | 34 Average
    3Y Return % 6.01
    6.04
    		5.72 | 6.26 27 | 32 Poor
    5Y Return % 5.52
    5.56
    		5.36 | 5.75 24 | 27 Poor
    7Y Return % 4.95
    5.00
    		4.88 | 5.07 20 | 21 Poor
    10Y Return % 5.27
    5.31
    		5.27 | 5.37 3 | 3 Average
    15Y Return % 6.12
    6.30
    		6.12 | 6.41 3 | 3 Average
    1Y SIP Return % 5.14
    5.17
    		4.80 | 5.56 24 | 34 Average
    3Y SIP Return % 5.66
    5.70
    		5.34 | 5.96 26 | 32 Poor
    5Y SIP Return % 5.81
    5.85
    		5.62 | 6.07 24 | 27 Poor
    7Y SIP Return % 5.44
    5.49
    		5.36 | 5.56 20 | 21 Poor
    10Y SIP Return % 5.09
    5.12
    		4.96 | 5.31 2 | 3 Good
    15Y SIP Return % 5.32
    5.31
    		4.92 | 5.68 2 | 3 Good
    Standard Deviation 0.20
    0.20
    		0.18 | 0.27 14 | 30 Good
    Semi Deviation 0.15
    0.15
    		0.14 | 0.20 14 | 30 Good
    Sharpe Ratio 1.20
    1.34
    		-0.16 | 2.45 25 | 30 Poor
    Sterling Ratio 0.60
    0.61
    		0.58 | 0.63 25 | 30 Poor
    Sortino Ratio 0.61
    0.73
    		-0.06 | 1.62 25 | 30 Poor
    Return data last Updated On : July 31, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : June 30, 2026
    KPIs: Key Performance Indicators

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    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.44 0.44 0.41 | 0.45 22 | 36 Average
    3M Return % 1.30 1.30 1.24 | 1.48 26 | 36 Average
    6M Return % 2.51 2.50 2.39 | 2.71 23 | 36 Average
    1Y Return % 5.29 5.30 5.06 | 5.58 23 | 36 Average
    3Y Return % 6.10 6.13 5.92 | 6.29 25 | 32 Poor
    5Y Return % 5.61 5.64 5.47 | 5.78 22 | 27 Poor
    7Y Return % 5.05 5.09 4.98 | 5.12 19 | 21 Poor
    10Y Return % 5.36 5.40 5.36 | 5.45 3 | 3 Average
    1Y SIP Return % 5.25 5.25 5.00 | 5.60 23 | 36 Average
    3Y SIP Return % 5.76 5.78 5.55 | 5.99 23 | 32 Average
    5Y SIP Return % 5.90 5.93 5.73 | 6.10 21 | 27 Average
    7Y SIP Return % 5.54 5.57 5.46 | 5.61 19 | 21 Poor
    10Y SIP Return % 5.18 5.20 5.02 | 5.39 2 | 3 Good
    Standard Deviation 0.20 0.20 0.18 | 0.27 14 | 30 Good
    Semi Deviation 0.15 0.15 0.14 | 0.20 14 | 30 Good
    Sharpe Ratio 1.20 1.34 -0.16 | 2.45 25 | 30 Poor
    Sterling Ratio 0.60 0.61 0.58 | 0.63 25 | 30 Poor
    Sortino Ratio 0.61 0.73 -0.06 | 1.62 25 | 30 Poor
    Return data last Updated On : July 31, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : June 30, 2026
    KPIs: Key Performance Indicators

    Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.


    Date Hdfc Overnight Fund NAV Regular Growth Hdfc Overnight Fund NAV Direct Growth
    31-07-2026 4018.2767 4061.2657
    30-07-2026 4017.7165 4060.6891
    29-07-2026 4017.1601 4060.1163
    28-07-2026 4016.6078 4059.5477
    27-07-2026 4016.0438 4058.9672
    24-07-2026 4014.3969 4057.2716
    23-07-2026 4013.8525 4056.711
    22-07-2026 4013.305 4056.1472
    21-07-2026 4012.739 4055.5647
    20-07-2026 4012.1753 4054.9845
    17-07-2026 4010.4872 4053.2473
    16-07-2026 4009.9243 4052.668
    15-07-2026 4009.3616 4052.0888
    14-07-2026 4008.8209 4051.5319
    13-07-2026 4008.2735 4050.9683
    10-07-2026 4006.5825 4049.2282
    09-07-2026 4006.0362 4048.6658
    08-07-2026 4005.4833 4048.0966
    07-07-2026 4004.94 4047.5371
    06-07-2026 4004.3994 4046.9804
    03-07-2026 4002.7583 4045.2908
    02-07-2026 4002.21 4044.7264
    01-07-2026 4001.6675 4044.1677
    30-06-2026 4001.1201 4043.6042

    Fund Launch Date: 06/Feb/2002
    Fund Category: Overnight Fund
    Investment Objective: To generate returns by investing in debt and money market instruments with overnight maturity. There is no assurance that the investment objective of the Scheme will be realized.
    Fund Description: An open ended debt scheme investing in overnight securities
    Fund Benchmark: CRISIL Overnight Index
    Source: Fund FactSheet

    Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.