Hdfc Overnight Fund Datagrid
Category Overnight Fund
BMSMONEY Rank 24
Rating
Growth Option 16-09-2026
NAV ₹4043.12(R) +0.01% ₹4086.87(D) +0.01%
Returns 1Y 3Y 5Y 7Y 10Y
Lumpsum Regular 5.14% 5.95% 5.57% 4.95% 5.25%
Direct 5.24% 6.03% 5.67% 5.04% 5.34%
Benchmark
SIP (XIRR) Regular 5.07% 5.57% 5.78% 5.44% 5.27%
Direct 5.19% 5.67% 5.87% 5.54% 5.36%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
1.2 0.61 0.6 -% -
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
0.2% 0.0% 0.0% - 0.15%
Fund AUM As on: 30/12/2025 12292 Cr
Top Overnight Fund
Fund Name Rank Rating
Bank of India Overnight Fund 1
Axis Overnight Fund 2
Franklin India Overnight Fund 3
UTI Overnight Fund 4
Invesco India Overnight Fund 5
Baroda BNP Paribas Overnight Fund 6
Nippon India Overnight Fund 7

NAV Date: 16-09-2026

Scheme Name NAV Rupee Change Percent Change
HDFC Overnight Fund - IDCW Option (Daily) 1042.66
0.0000
0.0000%
HDFC Overnight Fund - Daily IDCW Option - Direct Plan 1042.66
0.0000
0.0000%
HDFC Overnight Fund - Growth Option 4043.12
0.5100
0.0100%
HDFC Overnight Fund - Growth Option - Direct Plan 4086.87
0.5300
0.0100%

Review Date: 16-09-2026

Beginning of Analysis

In the Overnight Fund category, HDFC Overnight Fund is the 24th ranked fund. The category has total 29 funds. The 2 star rating shows a poor past performance of the HDFC Overnight Fund in Overnight Fund. The fund has a Sharpe Ratio of 1.2 which is lower than the category average of 1.34.
The past performance of the fund may or may not be sustained in the future. The review is not investment advice nor is it a recommendation to buy or sell funds. The ranking is based on proprietary methodology developed by bmsmoney. The methodology is based on the past performance of the funds and does not guarantee future performance.
Overnight Mutual Funds are ideal for investors seeking a safe, liquid, and ultra-low-risk investment option for very short-term cash management. These funds invest in overnight securities with a maturity of 1 day, offering quick redemption (within 1 business day) and stable returns. While they provide minimal risk and high liquidity, they offer very low returns compared to other debt funds. Investors should consider their liquidity needs and investment horizon before investing in Overnight Funds. These funds are best suited for parking surplus funds for a very short duration, such as overnight or a few days.

HDFC Overnight Fund Return Analysis

  • The fund has given a return of 0.4%, 1.27 and 2.59 in last one, three and six months respectively. In the same period the category average return was 0.39%, 1.27% and 2.58% respectively.
  • HDFC Overnight Fund has given a return of 5.24% in last one year. In the same period the Overnight Fund category average return was 5.24%.
  • The fund has given a return of 6.03% in last three years and ranked 24.0th out of thirty two funds in the category. In the same period the Overnight Fund category average return was 6.06%.
  • The fund has given a return of 5.67% in last five years and ranked 22nd out of twenty seven funds in the category. In the same period the Overnight Fund category average return was 5.7%.
  • The fund has given a return of 5.34% in last ten years and ranked 3rd out of three funds in the category. In the same period the category average return was 5.37%.
  • The fund has given a SIP return of 5.19% in last one year whereas category average SIP return is 5.17%. The fund one year return rank in the category is 22nd in 36 funds
  • The fund has SIP return of 5.67% in last three years and ranks 23rd in 32 funds. Bank of India Overnight Fund has given the highest SIP return (5.89%) in the category in last three years.
  • The fund has SIP return of 5.87% in last five years whereas category average SIP return is 5.9%.

HDFC Overnight Fund Risk Analysis

  • The fund has a standard deviation of 0.2 and semi deviation of 0.15. The category average standard deviation is 0.2 and semi deviation is 0.15.

Standard deviation measures the fund's return volatility and Semi deviation focuses on downside volatility. Value at Risk (VaR) is a measure of the risk of investments. Maximum Drawdown is the maximum loss from a peak to a trough of a portfolio. Beta measures the volatility of the fund compared to the benchmark. A beta of 1 indicates that the fund will move in line with the benchmark. A beta of more than 1 indicates that the fund will be more volatile than the benchmark and vice versa.


  • Very Good Performance in Overnight Fund Category
  • Good Performance in Overnight Fund Category
  • Poor Performance in Overnight Fund Category
  • Very Poor Performance in Overnight Fund Category

    • Investors beware: Mutual Fund investments are subject to market risks. Please read the scheme related documents carefully.

    Data Source: www.amfiindia.com

    SEBI Categorization


    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.39
    0.39
    		0.34 | 0.41 22 | 35 Average
    3M Return % 1.25
    1.25
    		1.14 | 1.29 24 | 34 Average
    6M Return % 2.54
    2.54
    		2.34 | 2.79 23 | 34 Average
    1Y Return % 5.14
    5.16
    		4.76 | 5.49 24 | 34 Average
    3Y Return % 5.95
    5.98
    		5.64 | 6.20 27 | 32 Poor
    5Y Return % 5.57
    5.62
    		5.41 | 5.81 24 | 27 Poor
    7Y Return % 4.95
    4.99
    		4.87 | 5.06 21 | 22 Poor
    10Y Return % 5.25
    5.28
    		5.25 | 5.32 3 | 3 Average
    15Y Return % 6.09
    6.27
    		6.09 | 6.39 3 | 3 Average
    1Y SIP Return % 5.07
    5.10
    		4.69 | 5.47 25 | 34 Average
    3Y SIP Return % 5.57
    5.60
    		5.23 | 5.87 25 | 32 Poor
    5Y SIP Return % 5.78
    5.82
    		5.59 | 6.04 24 | 27 Poor
    7Y SIP Return % 5.44
    5.49
    		5.36 | 5.57 21 | 22 Poor
    10Y SIP Return % 5.27
    5.30
    		5.27 | 5.32 3 | 3 Average
    15Y SIP Return % 5.56
    5.58
    		5.54 | 5.66 2 | 3 Good
    Standard Deviation 0.20
    0.20
    		0.18 | 0.27 14 | 30 Good
    Semi Deviation 0.15
    0.15
    		0.14 | 0.20 14 | 30 Good
    Sharpe Ratio 1.20
    1.34
    		-0.16 | 2.45 25 | 30 Poor
    Sterling Ratio 0.60
    0.61
    		0.58 | 0.63 25 | 30 Poor
    Sortino Ratio 0.61
    0.73
    		-0.06 | 1.62 25 | 30 Poor
    Return data last Updated On : Sept. 16, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : June 30, 2026
    KPIs: Key Performance Indicators

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    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.40 0.39 0.36 | 0.40 23 | 37 Average
    3M Return % 1.27 1.27 1.19 | 1.29 23 | 36 Average
    6M Return % 2.59 2.58 2.44 | 2.80 23 | 36 Average
    1Y Return % 5.24 5.24 4.97 | 5.50 23 | 36 Average
    3Y Return % 6.03 6.06 5.84 | 6.22 24 | 32 Average
    5Y Return % 5.67 5.70 5.52 | 5.84 22 | 27 Poor
    7Y Return % 5.04 5.08 4.97 | 5.12 20 | 22 Poor
    10Y Return % 5.34 5.37 5.34 | 5.40 3 | 3 Average
    1Y SIP Return % 5.19 5.17 4.89 | 5.47 22 | 36 Average
    3Y SIP Return % 5.67 5.68 5.44 | 5.89 23 | 32 Average
    5Y SIP Return % 5.87 5.90 5.69 | 6.06 22 | 27 Poor
    7Y SIP Return % 5.54 5.57 5.46 | 5.62 20 | 22 Poor
    10Y SIP Return % 5.36 5.38 5.36 | 5.39 3 | 3 Average
    Standard Deviation 0.20 0.20 0.18 | 0.27 14 | 30 Good
    Semi Deviation 0.15 0.15 0.14 | 0.20 14 | 30 Good
    Sharpe Ratio 1.20 1.34 -0.16 | 2.45 25 | 30 Poor
    Sterling Ratio 0.60 0.61 0.58 | 0.63 25 | 30 Poor
    Sortino Ratio 0.61 0.73 -0.06 | 1.62 25 | 30 Poor
    Return data last Updated On : Sept. 16, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : June 30, 2026
    KPIs: Key Performance Indicators

    Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.


    Date Hdfc Overnight Fund NAV Regular Growth Hdfc Overnight Fund NAV Direct Growth
    16-09-2026 4043.1202 4086.8682
    15-09-2026 4042.6076 4086.3396
    11-09-2026 4040.5465 4084.2142
    10-09-2026 4040.0407 4083.6926
    09-09-2026 4039.5405 4083.1765
    08-09-2026 4039.0454 4082.6656
    07-09-2026 4038.5464 4082.1507
    04-09-2026 4037.072 4080.629
    03-09-2026 4036.5911 4080.1324
    02-09-2026 4036.0831 4079.6085
    01-09-2026 4035.5825 4079.0914
    31-08-2026 4035.0529 4078.5457
    28-08-2026 4033.4197 4076.8635
    27-08-2026 4032.875 4076.3025
    26-08-2026 4032.341 4075.7523
    25-08-2026 4031.8029 4075.198
    24-08-2026 4031.2645 4074.6433
    21-08-2026 4029.6318 4072.9617
    20-08-2026 4029.0933 4072.4069
    19-08-2026 4028.5578 4071.8552
    18-08-2026 4028.0342 4071.3155
    17-08-2026 4027.499 4070.7641

    Fund Launch Date: 06/Feb/2002
    Fund Category: Overnight Fund
    Investment Objective: To generate returns by investing in debt and money market instruments with overnight maturity. There is no assurance that the investment objective of the Scheme will be realized.
    Fund Description: An open ended debt scheme investing in overnight securities
    Fund Benchmark: CRISIL Overnight Index
    Source: Fund FactSheet

    Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.