Icici Prudential Retirement Fund - Pure Debt Plan Datagrid
Category Retirement Fund
BMSMONEY Rank 19
Rating
Growth Option 04-12-2025
NAV ₹15.27(R) +0.01% ₹16.64(D) +0.01%
Returns 1Y 3Y 5Y 7Y 10Y
Lumpsum Regular 5.64% 6.31% 4.91% -% -%
Direct 6.58% 7.32% 6.04% -% -%
Nifty 500 TRI 3.82% 15.22% 17.88% 15.87% 14.96%
SIP (XIRR) Regular 4.55% 6.23% 5.05% -% -%
Direct 5.49% 7.24% 6.06% -% -%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
0.62 0.28 0.61 5.59% 0.28
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
1.1% 0.0% -0.49% 0.02 0.79%
Fund AUM As on: 30/06/2025 106 Cr
Top Retirement Fund
Fund Name Rank Rating
Icici Prudential Retirement Fund - Pure Equity Plan 1
Icici Prudential Retirement Fund - Hybrid Aggressive Plan 2
Hdfc Retirement Savings Fund - Equity Plan 3
Union Retirement Fund 4
Aditya Birla Sun Life Retirement Fund - The 40s Plan 5
Icici Prudential Retirement Fund - Hybrid Conservative Plan 6

NAV Date: 04-12-2025

Scheme Name NAV Rupee Change Percent Change
ICICI Prudential Retirement Fund - Pure Debt - IDCW Option 15.27
0.0000
0.0100%
ICICI Prudential Retirement Fund - Pure Debt - Growth Option 15.27
0.0000
0.0100%
ICICI Prudential Retirement Fund - Pure Debt - Direct Plan - IDCW Option 16.64
0.0000
0.0100%
ICICI Prudential Retirement Fund - Pure Debt - Direct Plan - Growth Option 16.64
0.0000
0.0100%

Review Date: 04-12-2025

Beginning of Analysis

In the Retirement Fund category, Icici Prudential Retirement Fund - Pure Debt Plan is the 14th ranked fund. The category has total 26 funds. The Icici Prudential Retirement Fund - Pure Debt Plan has shown an average past performence in Retirement Fund. The fund has a Jensen Alpha of 5.59% which is higher than the category average of 3.01%. Here the fund has shown very good performance in terms of risk adjusted returns. The fund has a Sharpe Ratio of 0.62 which is lower than the category average of 0.77.
The past performance of the fund may or may not be sustained in the future. The review is not investment advice nor is it a recommendation to buy or sell funds. The ranking is based on proprietary methodology developed by bmsmoney. The methodology is based on the past performance of the funds and does not guarantee future performance.
Retirement Mutual Funds

Icici Prudential Retirement Fund - Pure Debt Plan Return Analysis

The Icici Prudential Retirement Fund - Pure Debt Plan has delivered a mixed performance across various time horizons, showcasing both strengths and challenges when compared to its Retirement Fund peers and the Nifty 500 TRI benchmark. This analysis examines the fund’s returns over periods ranging from one month to ten years, alongside its Systematic Investment Plan (SIP) performance, highlighting its rankings within the Retirement Fund category and its ability to outperform or underperform the benchmark and category averages.

  • The fund has given a return of 0.31%, 1.27 and 1.61 in last one, three and six months respectively. In the same period the category average return was 0.16%, 2.59% and 3.25% respectively.
  • Icici Prudential Retirement Fund - Pure Debt Plan has given a return of 6.58% in last one year. In the same period the Nifty 500 TRI return was 3.82%. The fund has given 2.76% more return than the benchmark return.
  • The fund has given a return of 7.32% in last three years and rank 25th out of 26 funds in the category. In the same period the Nifty 500 TRI return was 15.22%. The fund has given 7.9% less return than the benchmark return.
  • Icici Prudential Retirement Fund - Pure Debt Plan has given a return of 6.04% in last five years and category average returns is 13.13% in same period. The fund ranked 20th out of 21 funds in the category. In the same period the Nifty 500 TRI return was 17.88%. The fund has given 11.84% less return than the benchmark return.
  • The fund has given a SIP return of 5.49% in last one year whereas category average SIP return is 9.57%. The fund one year return rank in the category is 26th in 29 funds
  • The fund has SIP return of 7.24% in last three years and ranks 25th in 26 funds. Icici Prudential Retirement Fund - Pure Equity Plan has given the highest SIP return (24.11%) in the category in last three years.
  • The fund has SIP return of 6.06% in last five years whereas category average SIP return is 11.76%.

Icici Prudential Retirement Fund - Pure Debt Plan Risk Analysis

  • The fund has a standard deviation of 1.1 and semi deviation of 0.79. The category average standard deviation is 8.1 and semi deviation is 5.99.
  • The fund has a Value at Risk (VaR) of 0.0 and a maximum drawdown of -0.49. The category average VaR is -9.67 and the maximum drawdown is -9.97. The fund has a beta of 0.03 which shows that fund is less volatile than the benchmark.

Standard deviation measures the fund's return volatility and Semi deviation focuses on downside volatility. Value at Risk (VaR) is a measure of the risk of investments. Maximum Drawdown is the maximum loss from a peak to a trough of a portfolio. Beta measures the volatility of the fund compared to the benchmark. A beta of 1 indicates that the fund will move in line with the benchmark. A beta of more than 1 indicates that the fund will be more volatile than the benchmark and vice versa.


  • Very Good Performance in Retirement Fund Category
  • Good Performance in Retirement Fund Category
  • Poor Performance in Retirement Fund Category
  • Very Poor Performance in Retirement Fund Category

    • Investors beware: Mutual Fund investments are subject to market risks. Please read the scheme related documents carefully.

    Data Source: www.amfiindia.com

    SEBI Categorization


    KPIs* Fund Nifty 500 TRI Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.23 0.33
    0.06
    		-1.56 | 0.95 12 | 29 Good
    3M Return % 1.04 4.18
    2.30
    		-1.16 | 4.96 26 | 29 Poor
    6M Return % 1.14 4.72
    2.67
    		-0.85 | 8.07 20 | 29 Average
    1Y Return % 5.64 3.82
    3.24
    		-2.35 | 9.18 4 | 29 Very Good
    3Y Return % 6.31 15.22
    12.10
    		5.32 | 22.97 25 | 26 Poor
    5Y Return % 4.91 17.88
    11.73
    		3.76 | 24.74 20 | 21 Poor
    1Y SIP Return % 4.55
    8.32
    		2.69 | 19.96 26 | 29 Poor
    3Y SIP Return % 6.23
    11.14
    		5.27 | 22.37 25 | 26 Poor
    5Y SIP Return % 5.05
    10.42
    		4.02 | 21.43 20 | 21 Poor
    Standard Deviation 1.10
    8.10
    		1.10 | 14.70 1 | 26 Very Good
    Semi Deviation 0.79
    5.99
    		0.79 | 10.76 1 | 26 Very Good
    Max Drawdown % -0.49
    -9.97
    		-19.00 | -0.42 2 | 26 Very Good
    VaR 1 Y % 0.00
    -9.67
    		-20.07 | 0.00 1 | 26 Very Good
    Average Drawdown % -0.30
    -4.41
    		-10.34 | -0.15 2 | 26 Very Good
    Sharpe Ratio 0.62
    0.77
    		-0.08 | 1.16 22 | 26 Poor
    Sterling Ratio 0.61
    0.64
    		0.48 | 0.89 14 | 26 Good
    Sortino Ratio 0.28
    0.37
    		-0.03 | 0.59 23 | 26 Poor
    Jensen Alpha % 5.59
    3.01
    		-0.62 | 6.00 2 | 26 Very Good
    Treynor Ratio 0.28
    0.12
    		-0.02 | 0.28 1 | 26 Very Good
    Modigliani Square Measure % 72.17
    25.31
    		14.74 | 72.17 1 | 26 Very Good
    Alpha % -8.18
    -2.81
    		-8.18 | 6.99 26 | 26 Poor
    Return data last Updated On : Dec. 4, 2025.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Oct. 31, 2025
    KPIs: Key Performance Indicators

    Rotate the phone! Best viewed in landscape mode on mobile.
    KPIs* Fund Nifty 500 TRI Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.31 0.33 0.16 -1.44 | 1.04 13 | 29 Good
    3M Return % 1.27 4.18 2.59 -0.81 | 5.33 26 | 29 Poor
    6M Return % 1.61 4.72 3.25 -0.30 | 8.81 23 | 29 Average
    1Y Return % 6.58 3.82 4.43 -1.22 | 10.64 4 | 29 Very Good
    3Y Return % 7.32 15.22 13.39 6.53 | 24.66 25 | 26 Poor
    5Y Return % 6.04 17.88 13.13 5.03 | 26.45 20 | 21 Poor
    1Y SIP Return % 5.49 9.57 3.84 | 21.60 26 | 29 Poor
    3Y SIP Return % 7.24 12.42 6.44 | 24.11 25 | 26 Poor
    5Y SIP Return % 6.06 11.76 5.22 | 23.12 20 | 21 Poor
    Standard Deviation 1.10 8.10 1.10 | 14.70 1 | 26 Very Good
    Semi Deviation 0.79 5.99 0.79 | 10.76 1 | 26 Very Good
    Max Drawdown % -0.49 -9.97 -19.00 | -0.42 2 | 26 Very Good
    VaR 1 Y % 0.00 -9.67 -20.07 | 0.00 1 | 26 Very Good
    Average Drawdown % -0.30 -4.41 -10.34 | -0.15 2 | 26 Very Good
    Sharpe Ratio 0.62 0.77 -0.08 | 1.16 22 | 26 Poor
    Sterling Ratio 0.61 0.64 0.48 | 0.89 14 | 26 Good
    Sortino Ratio 0.28 0.37 -0.03 | 0.59 23 | 26 Poor
    Jensen Alpha % 5.59 3.01 -0.62 | 6.00 2 | 26 Very Good
    Treynor Ratio 0.28 0.12 -0.02 | 0.28 1 | 26 Very Good
    Modigliani Square Measure % 72.17 25.31 14.74 | 72.17 1 | 26 Very Good
    Alpha % -8.18 -2.81 -8.18 | 6.99 26 | 26 Poor
    Return data last Updated On : Dec. 4, 2025.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Oct. 31, 2025
    KPIs: Key Performance Indicators

    Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.


    Date Icici Prudential Retirement Fund - Pure Debt Plan NAV Regular Growth Icici Prudential Retirement Fund - Pure Debt Plan NAV Direct Growth
    04-12-2025 15.2741 16.6363
    03-12-2025 15.2735 16.6353
    02-12-2025 15.2733 16.6346
    01-12-2025 15.2614 16.6213
    28-11-2025 15.2737 16.6334
    27-11-2025 15.2869 16.6474
    26-11-2025 15.2901 16.6504
    25-11-2025 15.2852 16.6446
    24-11-2025 15.2704 16.6281
    21-11-2025 15.2522 16.607
    20-11-2025 15.2634 16.6188
    19-11-2025 15.2636 16.6186
    18-11-2025 15.2543 16.608
    17-11-2025 15.2472 16.5999
    14-11-2025 15.2445 16.5957
    13-11-2025 15.2563 16.6081
    12-11-2025 15.26 16.6117
    11-11-2025 15.2557 16.6066
    10-11-2025 15.2551 16.6056
    07-11-2025 15.2447 16.593
    06-11-2025 15.2404 16.5878
    04-11-2025 15.2386 16.585

    Fund Launch Date: 07/Feb/2019
    Fund Category: Retirement Fund
    Investment Objective: To generate income through investing in a range of debt and money market instruments of various duration while maintaining the optimum balance of yield, safety and liquidity. However, there can be no assurance or guarantee that the investment objective of the plan would be achieved.
    Fund Description: An open ended retirement solution oriented scheme having a lock-in of 5 years or till retirement age.(whichever is earlier)
    Fund Benchmark: Nifty Composite Debt Index
    Source: Fund FactSheet

    Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.