Icici Prudential Retirement Fund - Pure Debt Plan Datagrid
Category Retirement Fund
BMSMONEY Rank 10
Rating
Growth Option 12-06-2026
NAV ₹15.52(R) +0.07% ₹16.99(D) +0.07%
Returns 1Y 3Y 5Y 7Y 10Y
Lumpsum Regular 3.12% 5.86% 4.92% 5.96% -%
Direct 4.08% 6.87% 5.96% 7.25% -%
Nifty 500 TRI -1.03% 13.41% 11.87% 13.94% 14.02%
SIP (XIRR) Regular 3.32% 3.48% 4.81% 5.1% -%
Direct 4.29% 4.47% 5.82% 6.21% -%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
-0.01 0.0 0.53 -0.23% -9.84
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
1.39% -0.68% -0.9% 0.05 1.1%
Fund AUM As on: 30/12/2025 95 Cr
Top Retirement Fund
Fund Name Rank Rating
Icici Prudential Retirement Fund - Pure Equity Plan 1
Icici Prudential Retirement Fund - Hybrid Aggressive Plan 2
Union Retirement Fund 3
Icici Prudential Retirement Fund - Hybrid Conservative Plan 4
UTI Retirement Fund 5
Aditya Birla Sun Life Retirement Fund - The 30s Plan 6

NAV Date: 12-06-2026

Scheme Name NAV Rupee Change Percent Change
ICICI Prudential Retirement Fund - Pure Debt - IDCW Option 15.52
0.0100
0.0700%
ICICI Prudential Retirement Fund - Pure Debt - Growth Option 15.52
0.0100
0.0700%
ICICI Prudential Retirement Fund - Pure Debt - Direct Plan - IDCW Option 16.99
0.0100
0.0700%
ICICI Prudential Retirement Fund - Pure Debt - Direct Plan - Growth Option 16.99
0.0100
0.0700%

Review Date: 12-06-2026

Beginning of Analysis

In the Retirement Fund category, Icici Prudential Retirement Fund - Pure Debt Plan is the 14th ranked fund. The category has total 26 funds. The Icici Prudential Retirement Fund - Pure Debt Plan has shown an average past performence in Retirement Fund. The fund has a Jensen Alpha of -0.23% which is lower than the category average of 0.12%. The fund has a Sharpe Ratio of -0.01 which is lower than the category average of 0.38.
The past performance of the fund may or may not be sustained in the future. The review is not investment advice nor is it a recommendation to buy or sell funds. The ranking is based on proprietary methodology developed by bmsmoney. The methodology is based on the past performance of the funds and does not guarantee future performance.
Retirement Mutual Funds

Icici Prudential Retirement Fund - Pure Debt Plan Return Analysis

The Icici Prudential Retirement Fund - Pure Debt Plan has delivered a mixed performance across various time horizons, showcasing both strengths and challenges when compared to its Retirement Fund peers and the Nifty 500 TRI benchmark. This analysis examines the fund’s returns over periods ranging from one month to ten years, alongside its Systematic Investment Plan (SIP) performance, highlighting its rankings within the Retirement Fund category and its ability to outperform or underperform the benchmark and category averages.

  • The fund has given a return of 0.95%, 1.09 and 2.17 in last one, three and six months respectively. In the same period the category average return was 1.38%, 2.92% and -1.23% respectively.
  • Icici Prudential Retirement Fund - Pure Debt Plan has given a return of 4.08% in last one year. In the same period the Nifty 500 TRI return was -1.03%. The fund has given 5.11% more return than the benchmark return.
  • The fund has given a return of 6.87% in last three years and rank 25th out of twenty six funds in the category. In the same period the Nifty 500 TRI return was 13.41%. The fund has given 6.54% less return than the benchmark return.
  • Icici Prudential Retirement Fund - Pure Debt Plan has given a return of 5.96% in last five years and category average returns is 10.21% in same period. The fund ranked 24th out of twenty five funds in the category. In the same period the Nifty 500 TRI return was 11.87%. The fund has given 5.91% less return than the benchmark return.
  • The fund has given a SIP return of 4.29% in last one year whereas category average SIP return is 0.87%. The fund one year return rank in the category is 7th in 29 funds
  • The fund has SIP return of 4.47% in last three years and ranks 17th in 26 funds. Icici Prudential Retirement Fund - Pure Equity Plan has given the highest SIP return (15.22%) in the category in last three years.
  • The fund has SIP return of 5.82% in last five years whereas category average SIP return is 9.27%.

Icici Prudential Retirement Fund - Pure Debt Plan Risk Analysis

  • The fund has a standard deviation of 1.39 and semi deviation of 1.1. The category average standard deviation is 9.2 and semi deviation is 7.14.
  • The fund has a Value at Risk (VaR) of -0.68 and a maximum drawdown of -0.9. The category average VaR is -12.9 and the maximum drawdown is -10.32. The fund has a beta of 0.03 which shows that fund is less volatile than the benchmark.

Standard deviation measures the fund's return volatility and Semi deviation focuses on downside volatility. Value at Risk (VaR) is a measure of the risk of investments. Maximum Drawdown is the maximum loss from a peak to a trough of a portfolio. Beta measures the volatility of the fund compared to the benchmark. A beta of 1 indicates that the fund will move in line with the benchmark. A beta of more than 1 indicates that the fund will be more volatile than the benchmark and vice versa.


  • Very Good Performance in Retirement Fund Category
  • Good Performance in Retirement Fund Category
  • Poor Performance in Retirement Fund Category
  • Very Poor Performance in Retirement Fund Category

    • Investors beware: Mutual Fund investments are subject to market risks. Please read the scheme related documents carefully.

    Data Source: www.amfiindia.com

    SEBI Categorization


    KPIs* Fund Nifty 500 TRI Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.87 1.51
    1.29
    		0.71 | 3.13 23 | 29 Average
    3M Return % 0.85 3.42
    2.63
    		-0.80 | 10.82 21 | 29 Average
    6M Return % 1.70 -4.42
    -1.78
    		-8.31 | 3.34 2 | 29 Very Good
    1Y Return % 3.12 -1.03
    0.38
    		-5.90 | 7.96 6 | 29 Very Good
    3Y Return % 5.86 13.41
    10.31
    		4.78 | 21.67 24 | 26 Poor
    5Y Return % 4.92 11.87
    8.93
    		3.86 | 20.52 24 | 25 Poor
    7Y Return % 5.96 13.94
    9.81
    		4.16 | 18.17 16 | 18 Poor
    1Y SIP Return % 3.32
    -0.26
    		-9.67 | 10.90 6 | 29 Very Good
    3Y SIP Return % 3.48
    4.95
    		1.57 | 13.63 16 | 26 Average
    5Y SIP Return % 4.81
    8.01
    		3.84 | 17.83 22 | 25 Poor
    7Y SIP Return % 5.10
    9.90
    		3.90 | 20.35 17 | 18 Poor
    Standard Deviation 1.39
    9.20
    		1.27 | 15.52 2 | 26 Very Good
    Semi Deviation 1.10
    7.14
    		0.97 | 11.69 2 | 26 Very Good
    Max Drawdown % -0.90
    -10.32
    		-19.00 | -0.76 2 | 26 Very Good
    VaR 1 Y % -0.68
    -12.90
    		-25.74 | -0.37 2 | 26 Very Good
    Average Drawdown % -0.38
    -5.22
    		-11.62 | -0.38 1 | 26 Very Good
    Sharpe Ratio -0.01
    0.38
    		-0.70 | 1.01 25 | 26 Poor
    Sterling Ratio 0.53
    0.51
    		0.32 | 0.84 8 | 26 Good
    Sortino Ratio 0.00
    0.17
    		-0.23 | 0.48 25 | 26 Poor
    Jensen Alpha % -0.23
    0.12
    		-3.84 | 8.83 10 | 26 Good
    Treynor Ratio -9.84
    -1.55
    		-9.84 | -0.38 26 | 26 Poor
    Modigliani Square Measure % 7.09
    11.87
    		-3.41 | 21.72 25 | 26 Poor
    Alpha % -5.47
    -1.85
    		-5.47 | 8.91 26 | 26 Poor
    Return data last Updated On : June 12, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : March 30, 2026
    KPIs: Key Performance Indicators

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    KPIs* Fund Nifty 500 TRI Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.95 1.51 1.38 0.78 | 3.25 23 | 29 Average
    3M Return % 1.09 3.42 2.92 -0.58 | 11.21 21 | 29 Average
    6M Return % 2.17 -4.42 -1.23 -7.86 | 4.06 3 | 29 Very Good
    1Y Return % 4.08 -1.03 1.52 -4.93 | 9.40 7 | 29 Very Good
    3Y Return % 6.87 13.41 11.56 5.96 | 23.35 25 | 26 Poor
    5Y Return % 5.96 11.87 10.21 5.10 | 22.17 24 | 25 Poor
    7Y Return % 7.25 13.94 11.18 5.47 | 19.93 16 | 18 Poor
    1Y SIP Return % 4.29 0.87 -8.75 | 12.39 7 | 29 Very Good
    3Y SIP Return % 4.47 6.15 2.71 | 15.22 17 | 26 Average
    5Y SIP Return % 5.82 9.27 5.04 | 19.48 23 | 25 Poor
    7Y SIP Return % 6.21 11.25 5.14 | 22.08 17 | 18 Poor
    Standard Deviation 1.39 9.20 1.27 | 15.52 2 | 26 Very Good
    Semi Deviation 1.10 7.14 0.97 | 11.69 2 | 26 Very Good
    Max Drawdown % -0.90 -10.32 -19.00 | -0.76 2 | 26 Very Good
    VaR 1 Y % -0.68 -12.90 -25.74 | -0.37 2 | 26 Very Good
    Average Drawdown % -0.38 -5.22 -11.62 | -0.38 1 | 26 Very Good
    Sharpe Ratio -0.01 0.38 -0.70 | 1.01 25 | 26 Poor
    Sterling Ratio 0.53 0.51 0.32 | 0.84 8 | 26 Good
    Sortino Ratio 0.00 0.17 -0.23 | 0.48 25 | 26 Poor
    Jensen Alpha % -0.23 0.12 -3.84 | 8.83 10 | 26 Good
    Treynor Ratio -9.84 -1.55 -9.84 | -0.38 26 | 26 Poor
    Modigliani Square Measure % 7.09 11.87 -3.41 | 21.72 25 | 26 Poor
    Alpha % -5.47 -1.85 -5.47 | 8.91 26 | 26 Poor
    Return data last Updated On : June 12, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : March 30, 2026
    KPIs: Key Performance Indicators

    Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.


    Date Icici Prudential Retirement Fund - Pure Debt Plan NAV Regular Growth Icici Prudential Retirement Fund - Pure Debt Plan NAV Direct Growth
    12-06-2026 15.5237 16.9905
    11-06-2026 15.5132 16.9785
    10-06-2026 15.519 16.9845
    09-06-2026 15.5263 16.9921
    08-06-2026 15.4884 16.9501
    05-06-2026 15.473 16.932
    04-06-2026 15.4268 16.881
    03-06-2026 15.4132 16.8657
    02-06-2026 15.4201 16.8728
    01-06-2026 15.4106 16.862
    29-05-2026 15.4132 16.8636
    27-05-2026 15.3985 16.8467
    26-05-2026 15.3913 16.8384
    25-05-2026 15.3899 16.8364
    22-05-2026 15.361 16.8035
    21-05-2026 15.347 16.7878
    20-05-2026 15.3609 16.8025
    19-05-2026 15.3532 16.7937
    18-05-2026 15.3355 16.7739
    15-05-2026 15.3799 16.8212
    14-05-2026 15.4022 16.8452
    13-05-2026 15.3933 16.835
    12-05-2026 15.3901 16.8311

    Fund Launch Date: 07/Feb/2019
    Fund Category: Retirement Fund
    Investment Objective: To generate income through investing in a range of debt and money market instruments of various duration while maintaining the optimum balance of yield, safety and liquidity. However, there can be no assurance or guarantee that the investment objective of the plan would be achieved.
    Fund Description: An open ended retirement solution oriented scheme having a lock-in of 5 years or till retirement age.(whichever is earlier)
    Fund Benchmark: Nifty Composite Debt Index
    Source: Fund FactSheet

    Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.