Iti Overnight Fund Datagrid
Category Overnight Fund
BMSMONEY Rank 30
Rating
Growth Option 27-01-2026
NAV ₹1343.7(R) +0.05% ₹1352.26(D) +0.05%
Returns 1Y 3Y 5Y 7Y 10Y
Lumpsum Regular 5.4% 6.06% 5.18% -% -%
Direct 5.51% 6.17% 5.29% -% -%
Benchmark
SIP (XIRR) Regular 5.23% 5.83% 5.69% -% -%
Direct 5.33% 5.94% 5.8% -% -%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
0.7 0.24 0.59 -% -
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
0.32% 0.0% 0.0% - 0.29%
Fund AUM As on: 30/12/2025 44 Cr
Top Overnight Fund
Fund Name Rank Rating
Hsbc Overnight Fund 1
quant Overnight Fund 2
TRUSTMF Overnight Fund 3
Shriram Overnight Fund 4
Jm Overnight Fund 5
NJ Overnight Fund 6
Bank of India Overnight Fund 7

NAV Date: 27-01-2026

Scheme Name NAV Rupee Change Percent Change
ITI Overnight Fund - Regular Plan - Weekly IDCW Option 1001.0
-0.4300
-0.0400%
ITI Overnight Fund - Direct Plan - Daily IDCW Option 1001.0
0.3400
0.0300%
ITI Overnight Fund - Regular Plan - Daily IDCW Option 1001.0
0.0000
0.0000%
ITI Overnight Fund - Direct Plan - Weekly IDCW option 1001.0
0.3500
0.0300%
ITI Overnight Fund - Regular Plan - Monthly IDCW Option 1001.07
0.0000
0.0000%
ITI Overnight Fund - Regular Plan - Fortnightly IDCW Option 1001.14
-1.2600
-0.1300%
ITI Overnight Fund - Direct Plan - Monthly IDCW Option 1001.14
-3.7700
-0.3800%
ITI Overnight Fund - Regular Plan - Annual IDCW Option 1001.17
0.5200
0.0500%
ITI Overnight Fund - Direct Plan - Annual IDCW Option 1001.2
0.5400
0.0500%
ITI Overnight Fund - Direct Plan - Fortnightly IDCW Option 1001.2
0.5400
0.0500%
ITI Overnight Fund - Regular Plan - Growth Option 1343.7
0.7100
0.0500%
ITI Overnight Fund - Direct Plan - Growth Option 1352.26
0.7300
0.0500%

Review Date: 27-01-2026

Beginning of Analysis

In the Overnight Fund category, Iti Overnight Fund is the 29th ranked fund. The category has total 29 funds. The 1 star rating shows a very poor past performance of the Iti Overnight Fund in Overnight Fund. The fund has a Sharpe Ratio of 0.7 which is lower than the category average of 1.71.
The past performance of the fund may or may not be sustained in the future. The review is not investment advice nor is it a recommendation to buy or sell funds. The ranking is based on proprietary methodology developed by bmsmoney. The methodology is based on the past performance of the funds and does not guarantee future performance.
Overnight Mutual Funds are ideal for investors seeking a safe, liquid, and ultra-low-risk investment option for very short-term cash management. These funds invest in overnight securities with a maturity of 1 day, offering quick redemption (within 1 business day) and stable returns. While they provide minimal risk and high liquidity, they offer very low returns compared to other debt funds. Investors should consider their liquidity needs and investment horizon before investing in Overnight Funds. These funds are best suited for parking surplus funds for a very short duration, such as overnight or a few days.

Iti Overnight Fund Return Analysis

  • The fund has given a return of 0.4%, 1.27 and 2.6 in last one, three and six months respectively. In the same period the category average return was 0.42%, 1.33% and 2.68% respectively.
  • Iti Overnight Fund has given a return of 5.51% in last one year. In the same period the Overnight Fund category average return was 5.68%.
  • The fund has given a return of 6.17% in last three years and ranked 32.0nd out of 32 funds in the category. In the same period the Overnight Fund category average return was 6.37%.
  • The fund has given a return of 5.29% in last five years and ranked 27th out of 27 funds in the category. In the same period the Overnight Fund category average return was 5.44%.
  • The fund has given a SIP return of 5.33% in last one year whereas category average SIP return is 5.5%. The fund one year return rank in the category is 33rd in 34 funds
  • The fund has SIP return of 5.94% in last three years and ranks 32nd in 32 funds. Bank of India Overnight Fund has given the highest SIP return (6.25%) in the category in last three years.
  • The fund has SIP return of 5.8% in last five years whereas category average SIP return is 5.98%.

Iti Overnight Fund Risk Analysis

  • The fund has a standard deviation of 0.32 and semi deviation of 0.29. The category average standard deviation is 0.3 and semi deviation is 0.27.

Standard deviation measures the fund's return volatility and Semi deviation focuses on downside volatility. Value at Risk (VaR) is a measure of the risk of investments. Maximum Drawdown is the maximum loss from a peak to a trough of a portfolio. Beta measures the volatility of the fund compared to the benchmark. A beta of 1 indicates that the fund will move in line with the benchmark. A beta of more than 1 indicates that the fund will be more volatile than the benchmark and vice versa.


  • Very Good Performance in Overnight Fund Category
  • Good Performance in Overnight Fund Category
  • Poor Performance in Overnight Fund Category
  • Very Poor Performance in Overnight Fund Category

    • Investors beware: Mutual Fund investments are subject to market risks. Please read the scheme related documents carefully.

    Data Source: www.amfiindia.com

    SEBI Categorization


    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.39
    0.41
    		0.38 | 0.43 33 | 34 Poor
    3M Return % 1.25
    1.31
    		1.22 | 1.36 33 | 34 Poor
    6M Return % 2.55
    2.64
    		2.47 | 2.73 33 | 34 Poor
    1Y Return % 5.40
    5.60
    		5.25 | 5.79 33 | 34 Poor
    3Y Return % 6.06
    6.28
    		5.98 | 6.46 31 | 32 Poor
    5Y Return % 5.18
    5.36
    		5.18 | 5.50 27 | 27 Poor
    1Y SIP Return % 5.23
    5.43
    		5.07 | 5.60 33 | 34 Poor
    3Y SIP Return % 5.83
    6.05
    		5.72 | 6.22 31 | 32 Poor
    5Y SIP Return % 5.69
    5.90
    		5.69 | 6.06 27 | 27 Poor
    Standard Deviation 0.32
    0.30
    		0.15 | 0.33 7 | 31 Very Good
    Semi Deviation 0.29
    0.27
    		0.12 | 0.31 7 | 31 Very Good
    Sharpe Ratio 0.70
    1.71
    		0.48 | 3.84 30 | 31 Poor
    Sterling Ratio 0.59
    0.62
    		0.58 | 0.65 30 | 31 Poor
    Sortino Ratio 0.24
    0.98
    		0.16 | 3.60 30 | 31 Poor
    Return data last Updated On : Jan. 27, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Dec. 31, 2025
    KPIs: Key Performance Indicators

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    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.40 0.42 0.40 | 0.43 33 | 34 Poor
    3M Return % 1.27 1.33 1.27 | 1.37 33 | 34 Poor
    6M Return % 2.60 2.68 2.58 | 2.75 33 | 34 Poor
    1Y Return % 5.51 5.68 5.45 | 5.82 33 | 34 Poor
    3Y Return % 6.17 6.37 6.17 | 6.57 32 | 32 Poor
    5Y Return % 5.29 5.44 5.29 | 5.54 27 | 27 Poor
    1Y SIP Return % 5.33 5.50 5.28 | 5.63 33 | 34 Poor
    3Y SIP Return % 5.94 6.13 5.94 | 6.25 32 | 32 Poor
    5Y SIP Return % 5.80 5.98 5.80 | 6.09 27 | 27 Poor
    Standard Deviation 0.32 0.30 0.15 | 0.33 7 | 31 Very Good
    Semi Deviation 0.29 0.27 0.12 | 0.31 7 | 31 Very Good
    Sharpe Ratio 0.70 1.71 0.48 | 3.84 30 | 31 Poor
    Sterling Ratio 0.59 0.62 0.58 | 0.65 30 | 31 Poor
    Sortino Ratio 0.24 0.98 0.16 | 3.60 30 | 31 Poor
    Return data last Updated On : Jan. 27, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Dec. 31, 2025
    KPIs: Key Performance Indicators

    Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.


    Date Iti Overnight Fund NAV Regular Growth Iti Overnight Fund NAV Direct Growth
    27-01-2026 1343.6977 1352.2587
    23-01-2026 1342.9915 1351.5331
    22-01-2026 1342.8178 1351.3546
    21-01-2026 1342.6425 1351.1745
    20-01-2026 1342.4618 1350.989
    19-01-2026 1342.2906 1350.813
    16-01-2026 1341.7526 1350.2604
    14-01-2026 1341.3856 1349.8837
    13-01-2026 1341.2021 1349.6953
    12-01-2026 1341.0178 1349.5061
    09-01-2026 1340.4816 1348.9555
    08-01-2026 1340.3028 1348.7719
    07-01-2026 1340.1153 1348.5795
    06-01-2026 1339.8785 1348.3375
    05-01-2026 1339.7035 1348.1577
    02-01-2026 1339.1619 1347.6017
    01-01-2026 1338.982 1347.4169
    31-12-2025 1338.8014 1347.2315
    30-12-2025 1338.6211 1347.0464
    29-12-2025 1338.4392 1346.8596

    Fund Launch Date: 09/Oct/2019
    Fund Category: Overnight Fund
    Investment Objective: The investment objective of the Scheme is to provide reasonable returns commensurate with low risk and providing a high level of liquidity, through investments made primarily in overnight securities having maturity of 1 business day. However there can be no assurance or guarantee that the investment objective of the scheme would be achieved.
    Fund Description: An open ended debt scheme investing in overnight securities
    Fund Benchmark: CRISIL Overnight Index
    Source: Fund FactSheet

    Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.