Kotak Floating Rate Fund Datagrid
Category Floater Fund
BMSMONEY Rank 4
Rating
Growth Option 27-07-2026
NAV ₹1614.5(R) +0.1% ₹1659.66(D) +0.1%
Returns 1Y 3Y 5Y 7Y 10Y
Lumpsum Regular 5.8% 7.53% 6.43% 6.85% -%
Direct 6.22% 7.96% 6.86% 7.26% -%
Benchmark
SIP (XIRR) Regular 6.19% 7.29% 7.12% 6.46% -%
Direct 6.61% 7.71% 7.55% 6.88% -%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
1.63 1.05 0.76 0.66% 0.03
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
1.08% 0.0% -0.1% 0.68 0.69%
Fund AUM As on: 30/12/2025 3028 Cr
Top Floater Fund
Fund Name Rank Rating
ICICI Prudential Floating Interest Fund 1
HDFC Floating Rate Debt Fund 2
Aditya Birla Sun Life Floating Rate Fund 3

NAV Date: 27-07-2026

Scheme Name NAV Rupee Change Percent Change
KOTAK FLOATING RATE FUND-REGULAR PLAN-STANDARD Reinvestment of Income Distribution cum capital withdrawal option 1438.87
1.4300
0.1000%
KOTAK FLOATING RATE FUND-DIRECT PLAN-Standard Reinvestment of Income Distribution cum capital withdrawal option 1445.82
1.4800
0.1000%
KOTAK FLOATING RATE FUND-REGULAR PLAN-GROWTH OPTION 1614.5
1.6000
0.1000%
KOTAK FLOATING RATE FUND-DIRECT PLAN-GROWTH OPTION 1659.66
1.7000
0.1000%

Review Date: 27-07-2026

Beginning of Analysis

In the Floater Fund category, Kotak Floating Rate Fund is the top ranked fund. The category has total 12 funds. The 5 star rating shows an excellent past performance of the Kotak Floating Rate Fund in Floater Fund. The fund has a Jensen Alpha of 0.66% which is higher than the category average of 0.31%. Here the fund has shown very good performance in terms of risk adjusted returns. The fund has a Sharpe Ratio of 1.63 which is higher than the category average of 1.5.
The past performance of the fund may or may not be sustained in the future. The review is not investment advice nor is it a recommendation to buy or sell funds. The ranking is based on proprietary methodology developed by bmsmoney. The methodology is based on the past performance of the funds and does not guarantee future performance.
Floater Mutual Funds are a category of debt mutual funds that primarily invest in floating-rate debt instruments. These instruments have interest rates that reset periodically, typically linked to a benchmark rate such as the MIBOR (Mumbai Interbank Offered Rate) or the repo rate. Floater Mutual Funds are ideal for investors looking to minimize interest rate risk while earning stable returns. These funds perform well in a rising interest rate environment and are suitable for conservative investors with a short to medium-term investment horizon. However, they may underperform in a falling interest rate scenario, and investors should carefully assess their financial goals and risk tolerance before investing. Additionally, choosing funds managed by experienced professionals can enhance the potential for better risk-adjusted returns.

Kotak Floating Rate Fund Return Analysis

  • The fund has given a return of 0.43%, 1.93 and 3.33 in last one, three and six months respectively. In the same period the category average return was 0.48%, 2.1% and 3.73% respectively.
  • Kotak Floating Rate Fund has given a return of 6.22% in last one year. In the same period the Floater Fund category average return was 6.28%.
  • The fund has given a return of 7.96% in last three years and ranked 6.0th out of twelve funds in the category. In the same period the Floater Fund category average return was 7.87%.
  • The fund has given a return of 6.86% in last five years and ranked 4th out of eleven funds in the category. In the same period the Floater Fund category average return was 6.84%.
  • The fund has given a SIP return of 6.61% in last one year whereas category average SIP return is 7.04%. The fund one year return rank in the category is 9th in 12 funds
  • The fund has SIP return of 7.71% in last three years and ranks 5th in 12 funds. Axis Floater Fund has given the highest SIP return (8.27%) in the category in last three years.
  • The fund has SIP return of 7.55% in last five years whereas category average SIP return is 7.49%.

Kotak Floating Rate Fund Risk Analysis

  • The fund has a standard deviation of 1.08 and semi deviation of 0.69. The category average standard deviation is 1.19 and semi deviation is 0.78.
  • The fund has a Value at Risk (VaR) of 0.0 and a maximum drawdown of -0.1. The category average VaR is -0.16 and the maximum drawdown is -0.2. The fund has a beta of 0.48 which shows that fund is less volatile than the benchmark.

Standard deviation measures the fund's return volatility and Semi deviation focuses on downside volatility. Value at Risk (VaR) is a measure of the risk of investments. Maximum Drawdown is the maximum loss from a peak to a trough of a portfolio. Beta measures the volatility of the fund compared to the benchmark. A beta of 1 indicates that the fund will move in line with the benchmark. A beta of more than 1 indicates that the fund will be more volatile than the benchmark and vice versa.


  • Very Good Performance in Floater Fund Category
  • Good Performance in Floater Fund Category
  • Poor Performance in Floater Fund Category
  • Very Poor Performance in Floater Fund Category

    • Investors beware: Mutual Fund investments are subject to market risks. Please read the scheme related documents carefully.

    Data Source: www.amfiindia.com

    SEBI Categorization


    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.40
    0.45
    		0.28 | 0.96 6 | 12 Good
    3M Return % 1.83
    2.01
    		1.58 | 2.81 8 | 12 Average
    6M Return % 3.12
    3.54
    		3.12 | 4.60 12 | 12 Poor
    1Y Return % 5.80
    5.87
    		5.48 | 6.43 7 | 12 Average
    3Y Return % 7.53
    7.46
    		6.70 | 8.04 5 | 12 Good
    5Y Return % 6.43
    6.41
    		5.84 | 6.67 7 | 11 Average
    7Y Return % 6.85
    6.63
    		5.90 | 6.95 4 | 7 Good
    1Y SIP Return % 6.19
    6.64
    		6.06 | 8.19 10 | 12 Poor
    3Y SIP Return % 7.29
    7.23
    		6.58 | 7.94 5 | 12 Good
    5Y SIP Return % 7.12
    7.07
    		6.46 | 7.31 6 | 11 Good
    7Y SIP Return % 6.46
    6.31
    		5.68 | 6.57 3 | 7 Good
    Standard Deviation 1.08
    1.19
    		0.73 | 2.62 6 | 12 Good
    Semi Deviation 0.69
    0.78
    		0.50 | 1.75 6 | 12 Good
    Max Drawdown % -0.10
    -0.20
    		-0.90 | 0.00 6 | 12 Good
    VaR 1 Y % 0.00
    -0.16
    		-1.89 | 0.00 11 | 12 Poor
    Average Drawdown % 0.05
    0.14
    		0.00 | 0.46 7 | 12 Average
    Sharpe Ratio 1.63
    1.50
    		0.87 | 2.09 5 | 12 Good
    Sterling Ratio 0.76
    0.74
    		0.67 | 0.77 4 | 12 Good
    Sortino Ratio 1.05
    0.97
    		0.47 | 1.53 5 | 12 Good
    Jensen Alpha % 0.66
    0.31
    		-0.23 | 0.68 3 | 12 Very Good
    Treynor Ratio 0.03
    0.03
    		0.02 | 0.04 5 | 12 Good
    Modigliani Square Measure % 1.94
    1.79
    		1.04 | 2.49 5 | 12 Good
    Alpha % 0.09
    -0.22
    		-1.05 | 0.30 3 | 12 Very Good
    Return data last Updated On : July 27, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : June 30, 2026
    KPIs: Key Performance Indicators

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    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.43 0.48 0.30 | 0.97 6 | 12 Good
    3M Return % 1.93 2.10 1.69 | 2.89 7 | 12 Average
    6M Return % 3.33 3.73 3.33 | 4.73 12 | 12 Poor
    1Y Return % 6.22 6.28 5.79 | 6.86 7 | 12 Average
    3Y Return % 7.96 7.87 7.18 | 8.38 6 | 12 Good
    5Y Return % 6.86 6.84 6.34 | 7.22 4 | 11 Good
    7Y Return % 7.26 7.10 6.54 | 7.59 3 | 7 Good
    1Y SIP Return % 6.61 7.04 6.38 | 8.48 9 | 12 Average
    3Y SIP Return % 7.71 7.65 7.04 | 8.27 5 | 12 Good
    5Y SIP Return % 7.55 7.49 6.94 | 7.90 5 | 11 Good
    7Y SIP Return % 6.88 6.76 6.21 | 7.16 3 | 7 Good
    Standard Deviation 1.08 1.19 0.73 | 2.62 6 | 12 Good
    Semi Deviation 0.69 0.78 0.50 | 1.75 6 | 12 Good
    Max Drawdown % -0.10 -0.20 -0.90 | 0.00 6 | 12 Good
    VaR 1 Y % 0.00 -0.16 -1.89 | 0.00 11 | 12 Poor
    Average Drawdown % 0.05 0.14 0.00 | 0.46 7 | 12 Average
    Sharpe Ratio 1.63 1.50 0.87 | 2.09 5 | 12 Good
    Sterling Ratio 0.76 0.74 0.67 | 0.77 4 | 12 Good
    Sortino Ratio 1.05 0.97 0.47 | 1.53 5 | 12 Good
    Jensen Alpha % 0.66 0.31 -0.23 | 0.68 3 | 12 Very Good
    Treynor Ratio 0.03 0.03 0.02 | 0.04 5 | 12 Good
    Modigliani Square Measure % 1.94 1.79 1.04 | 2.49 5 | 12 Good
    Alpha % 0.09 -0.22 -1.05 | 0.30 3 | 12 Very Good
    Return data last Updated On : July 27, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : June 30, 2026
    KPIs: Key Performance Indicators

    Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.


    Date Kotak Floating Rate Fund NAV Regular Growth Kotak Floating Rate Fund NAV Direct Growth
    27-07-2026 1614.504 1659.6589
    24-07-2026 1612.9043 1657.9631
    23-07-2026 1612.7955 1657.8341
    22-07-2026 1612.3102 1657.3182
    21-07-2026 1612.5377 1657.5339
    20-07-2026 1611.7958 1656.7533
    17-07-2026 1611.4756 1656.37
    16-07-2026 1610.9076 1655.7681
    15-07-2026 1609.8311 1654.6436
    14-07-2026 1608.7954 1653.5611
    13-07-2026 1611.3754 1656.1943
    10-07-2026 1610.6857 1655.4299
    09-07-2026 1609.6575 1654.3547
    08-07-2026 1608.937 1653.5957
    07-07-2026 1612.3238 1657.0584
    06-07-2026 1612.8343 1657.565
    03-07-2026 1611.8319 1656.4805
    02-07-2026 1611.2159 1655.8295
    01-07-2026 1610.2218 1654.7897
    30-06-2026 1609.2039 1653.7256
    29-06-2026 1608.0291 1652.5002

    Fund Launch Date: 09/May/2019
    Fund Category: Floater Fund
    Investment Objective: The primary objective of the Scheme is to generate income through investment primarily in floating rate debt instruments, fixed rate debt instruments swapped for floating rate returns and money market instruments. However, there is no assurance or guarantee that the investment objective of the scheme will be achieved
    Fund Description: An open ended debt scheme predominantly investing in floating rate instruments.
    Fund Benchmark: NIFTY Ultra Short Duration Debt Index Total Return Index
    Source: Fund FactSheet

    Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.