Kotak Overnight Fund Datagrid
Category Overnight Fund
BMSMONEY Rank 11
Rating
Growth Option 03-07-2026
NAV ₹1446.19(R) +0.01% ₹1456.09(D) +0.01%
Returns 1Y 3Y 5Y 7Y 10Y
Lumpsum Regular 5.26% 6.1% 5.53% 5.0% -%
Direct 5.36% 6.19% 5.63% 5.1% -%
Benchmark
SIP (XIRR) Regular 5.21% 5.77% 5.87% 5.48% -%
Direct 5.3% 5.86% 5.97% 5.58% -%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
2.03 1.19 0.62 -% -
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
0.19% 0.0% 0.0% - 0.15%
Fund AUM As on: 30/12/2025 8044 Cr
Top Overnight Fund
Fund Name Rank Rating
Bank of India Overnight Fund 1
Axis Overnight Fund 2
Franklin India Overnight Fund 3
UTI Overnight Fund 4
Invesco India Overnight Fund 5
Nippon India Overnight Fund 6
Mirae Asset Overnight Fund 7

NAV Date: 03-07-2026

Scheme Name NAV Rupee Change Percent Change
Kotak Overnight Fund-Direct Plan- Daily Reinvestment of Income Distribution cum capital withdrawal option 1003.61
0.0000
0.0000%
Kotak Overnight Fund-Regular Plan- Daily Reinvestment of Income Distribution cum capital withdrawal option 1004.76
0.0000
0.0000%
Kotak Overnight Fund -Regular plan-Growth Option 1446.19
0.2000
0.0100%
Kotak Overnight Fund -Direct Plan-Growth Option 1456.09
0.2000
0.0100%

Review Date: 03-07-2026

Beginning of Analysis

Kotak Overnight Fund is the 12th ranked fund in the Overnight Fund category. The category has total 29 funds. The Kotak Overnight Fund has shown a very good past performence in Overnight Fund. The fund has a Sharpe Ratio of 2.03 which is higher than the category average of 1.92.
The past performance of the fund may or may not be sustained in the future. The review is not investment advice nor is it a recommendation to buy or sell funds. The ranking is based on proprietary methodology developed by bmsmoney. The methodology is based on the past performance of the funds and does not guarantee future performance.
Overnight Mutual Funds are ideal for investors seeking a safe, liquid, and ultra-low-risk investment option for very short-term cash management. These funds invest in overnight securities with a maturity of 1 day, offering quick redemption (within 1 business day) and stable returns. While they provide minimal risk and high liquidity, they offer very low returns compared to other debt funds. Investors should consider their liquidity needs and investment horizon before investing in Overnight Funds. These funds are best suited for parking surplus funds for a very short duration, such as overnight or a few days.

Kotak Overnight Fund Return Analysis

  • The fund has given a return of 0.43%, 1.24 and 2.54 in last one, three and six months respectively. In the same period the category average return was 0.42%, 1.23% and 2.51% respectively.
  • Kotak Overnight Fund has given a return of 5.36% in last one year. In the same period the Overnight Fund category average return was 5.31%.
  • The fund has given a return of 6.19% in last three years and ranked 8.0th out of thirty one funds in the category. In the same period the Overnight Fund category average return was 6.16%.
  • The fund has given a return of 5.63% in last five years and ranked 8th out of twenty seven funds in the category. In the same period the Overnight Fund category average return was 5.61%.
  • The fund has given a SIP return of 5.3% in last one year whereas category average SIP return is 5.25%. The fund one year return rank in the category is 7th in 34 funds
  • The fund has SIP return of 5.86% in last three years and ranks 7th in 31 funds. Bank of India Overnight Fund has given the highest SIP return (6.04%) in the category in last three years.
  • The fund has SIP return of 5.97% in last five years whereas category average SIP return is 5.94%.

Kotak Overnight Fund Risk Analysis

  • The fund has a standard deviation of 0.19 and semi deviation of 0.15. The category average standard deviation is 0.19 and semi deviation is 0.15.

Standard deviation measures the fund's return volatility and Semi deviation focuses on downside volatility. Value at Risk (VaR) is a measure of the risk of investments. Maximum Drawdown is the maximum loss from a peak to a trough of a portfolio. Beta measures the volatility of the fund compared to the benchmark. A beta of 1 indicates that the fund will move in line with the benchmark. A beta of more than 1 indicates that the fund will be more volatile than the benchmark and vice versa.


  • Very Good Performance in Overnight Fund Category
  • Good Performance in Overnight Fund Category
  • Poor Performance in Overnight Fund Category
  • Very Poor Performance in Overnight Fund Category

    • Investors beware: Mutual Fund investments are subject to market risks. Please read the scheme related documents carefully.

    Data Source: www.amfiindia.com

    SEBI Categorization


    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.42
    0.42
    		0.40 | 0.43 20 | 34 Average
    3M Return % 1.21
    1.21
    		1.15 | 1.39 21 | 34 Average
    6M Return % 2.49
    2.47
    		2.29 | 2.70 15 | 34 Good
    1Y Return % 5.26
    5.23
    		4.88 | 5.55 15 | 33 Good
    3Y Return % 6.10
    6.08
    		5.76 | 6.30 12 | 31 Good
    5Y Return % 5.53
    5.53
    		5.34 | 5.71 14 | 27 Good
    7Y Return % 5.00
    5.01
    		4.96 | 5.07 6 | 16 Good
    1Y SIP Return % 5.21
    5.17
    		4.82 | 5.60 16 | 33 Good
    3Y SIP Return % 5.77
    5.74
    		5.39 | 6.01 11 | 31 Good
    5Y SIP Return % 5.87
    5.86
    		5.64 | 6.08 12 | 27 Good
    7Y SIP Return % 5.48
    5.49
    		5.44 | 5.56 9 | 16 Average
    Standard Deviation 0.19
    0.19
    		0.17 | 0.26 22 | 31 Average
    Semi Deviation 0.15
    0.15
    		0.14 | 0.20 11 | 31 Good
    Sharpe Ratio 2.03
    1.92
    		0.37 | 2.86 12 | 31 Good
    Sterling Ratio 0.62
    0.62
    		0.59 | 0.64 12 | 31 Good
    Sortino Ratio 1.19
    1.10
    		0.15 | 1.91 12 | 31 Good
    Return data last Updated On : July 3, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : March 30, 2026
    KPIs: Key Performance Indicators

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    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.43 0.42 0.41 | 0.43 10 | 36 Good
    3M Return % 1.24 1.23 1.18 | 1.40 9 | 36 Very Good
    6M Return % 2.54 2.51 2.39 | 2.72 6 | 36 Very Good
    1Y Return % 5.36 5.31 5.08 | 5.59 7 | 34 Very Good
    3Y Return % 6.19 6.16 5.96 | 6.32 8 | 31 Very Good
    5Y Return % 5.63 5.61 5.44 | 5.75 8 | 27 Good
    7Y Return % 5.10 5.10 5.05 | 5.13 9 | 16 Average
    1Y SIP Return % 5.30 5.25 5.03 | 5.64 7 | 34 Very Good
    3Y SIP Return % 5.86 5.82 5.61 | 6.04 7 | 31 Very Good
    5Y SIP Return % 5.97 5.94 5.74 | 6.11 6 | 27 Very Good
    7Y SIP Return % 5.58 5.57 5.53 | 5.61 7 | 16 Good
    Standard Deviation 0.19 0.19 0.17 | 0.26 22 | 31 Average
    Semi Deviation 0.15 0.15 0.14 | 0.20 11 | 31 Good
    Sharpe Ratio 2.03 1.92 0.37 | 2.86 12 | 31 Good
    Sterling Ratio 0.62 0.62 0.59 | 0.64 12 | 31 Good
    Sortino Ratio 1.19 1.10 0.15 | 1.91 12 | 31 Good
    Return data last Updated On : July 3, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : March 30, 2026
    KPIs: Key Performance Indicators

    Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.


    Date Kotak Overnight Fund NAV Regular Growth Kotak Overnight Fund NAV Direct Growth
    03-07-2026 1446.1887 1456.0908
    02-07-2026 1445.9928 1455.8892
    01-07-2026 1445.7955 1455.6862
    30-06-2026 1445.5957 1455.4807
    29-06-2026 1445.3881 1455.2672
    25-06-2026 1444.572 1454.428
    24-06-2026 1444.3707 1454.221
    23-06-2026 1444.1703 1454.0148
    22-06-2026 1443.9673 1453.806
    19-06-2026 1443.3655 1453.1871
    18-06-2026 1443.1667 1452.9825
    17-06-2026 1442.9677 1452.7778
    16-06-2026 1442.7645 1452.5688
    15-06-2026 1442.5621 1452.3606
    12-06-2026 1441.964 1451.7454
    11-06-2026 1441.7667 1451.5423
    10-06-2026 1441.5691 1451.339
    09-06-2026 1441.3715 1451.1357
    08-06-2026 1441.1727 1450.9312
    05-06-2026 1440.5772 1450.3186
    04-06-2026 1440.379 1450.1147
    03-06-2026 1440.1845 1449.9144

    Fund Launch Date: 10/Jan/2019
    Fund Category: Overnight Fund
    Investment Objective: The primary objective of the Scheme is to generate income through investment in debt & money market instruments having maturity of one business day (including CBLO (Tri-Party Repo), Reverse Repo and equivalent). However, there is no assurance or guarantee that the investment objective of the scheme will be achieved
    Fund Description: An open ended debt scheme investing in overnight securities
    Fund Benchmark: NIFTY 1D Rate index Total Return Index
    Source: Fund FactSheet

    Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.