Kotak Overnight Fund Datagrid
Category Overnight Fund
BMSMONEY Rank 11
Rating
Growth Option 30-09-2026
NAV ₹1463.57(R) +0.01% ₹1473.98(D) +0.01%
Returns 1Y 3Y 5Y 7Y 10Y
Lumpsum Regular 5.17% 5.97% 5.63% 4.99% -%
Direct 5.27% 6.07% 5.74% 5.09% -%
Benchmark
SIP (XIRR) Regular 5.11% 5.6% 5.82% 5.12% -%
Direct 5.21% 5.7% 5.92% 5.22% -%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
1.45 0.78 0.61 -% -
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
0.2% 0.0% 0.0% - 0.15%
Fund AUM As on: 30/12/2025 8044 Cr
Top Overnight Fund
Fund Name Rank Rating
Bank of India Overnight Fund 1
Axis Overnight Fund 2
Franklin India Overnight Fund 3
UTI Overnight Fund 4
Invesco India Overnight Fund 5
Baroda BNP Paribas Overnight Fund 6
Nippon India Overnight Fund 7

NAV Date: 30-09-2026

Scheme Name NAV Rupee Change Percent Change
Kotak Overnight Fund-Direct Plan- Daily Reinvestment of Income Distribution cum capital withdrawal option 1003.61
0.0000
0.0000%
Kotak Overnight Fund-Regular Plan- Daily Reinvestment of Income Distribution cum capital withdrawal option 1004.76
0.0000
0.0000%
Kotak Overnight Fund -Regular plan-Growth Option 1463.57
0.2000
0.0100%
Kotak Overnight Fund -Direct Plan-Growth Option 1473.98
0.2100
0.0100%

Review Date: 30-09-2026

Beginning of Analysis

In the Overnight Fund category, Kotak Overnight Fund is the 12th ranked fund. The category has total 29 funds. The Kotak Overnight Fund has shown a very good past performence in Overnight Fund. The fund has a Sharpe Ratio of 1.45 which is higher than the category average of 1.34.
The past performance of the fund may or may not be sustained in the future. The review is not investment advice nor is it a recommendation to buy or sell funds. The ranking is based on proprietary methodology developed by bmsmoney. The methodology is based on the past performance of the funds and does not guarantee future performance.
Overnight Mutual Funds are ideal for investors seeking a safe, liquid, and ultra-low-risk investment option for very short-term cash management. These funds invest in overnight securities with a maturity of 1 day, offering quick redemption (within 1 business day) and stable returns. While they provide minimal risk and high liquidity, they offer very low returns compared to other debt funds. Investors should consider their liquidity needs and investment horizon before investing in Overnight Funds. These funds are best suited for parking surplus funds for a very short duration, such as overnight or a few days.

Kotak Overnight Fund Return Analysis

  • The fund has given a return of 0.4%, 1.27 and 2.59 in last one, three and six months respectively. In the same period the category average return was 0.39%, 1.26% and 2.57% respectively.
  • Kotak Overnight Fund has given a return of 5.27% in last one year. In the same period the Overnight Fund category average return was 5.22%.
  • The fund has given a return of 6.07% in last three years and ranked 9.0th out of thirty two funds in the category. In the same period the Overnight Fund category average return was 6.04%.
  • The fund has given a return of 5.74% in last five years and ranked 7th out of twenty seven funds in the category. In the same period the Overnight Fund category average return was 5.71%.
  • The fund has given a SIP return of 5.21% in last one year whereas category average SIP return is 5.16%. The fund one year return rank in the category is 9th in 35 funds
  • The fund has SIP return of 5.7% in last three years and ranks 8th in 31 funds. Bank of India Overnight Fund has given the highest SIP return (5.86%) in the category in last three years.
  • The fund has SIP return of 5.92% in last five years whereas category average SIP return is 5.89%.

Kotak Overnight Fund Risk Analysis

  • The fund has a standard deviation of 0.2 and semi deviation of 0.15. The category average standard deviation is 0.2 and semi deviation is 0.15.

Standard deviation measures the fund's return volatility and Semi deviation focuses on downside volatility. Value at Risk (VaR) is a measure of the risk of investments. Maximum Drawdown is the maximum loss from a peak to a trough of a portfolio. Beta measures the volatility of the fund compared to the benchmark. A beta of 1 indicates that the fund will move in line with the benchmark. A beta of more than 1 indicates that the fund will be more volatile than the benchmark and vice versa.


  • Very Good Performance in Overnight Fund Category
  • Good Performance in Overnight Fund Category
  • Poor Performance in Overnight Fund Category
  • Very Poor Performance in Overnight Fund Category

    • Investors beware: Mutual Fund investments are subject to market risks. Please read the scheme related documents carefully.

    Data Source: www.amfiindia.com

    SEBI Categorization


    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.39
    0.39
    		0.35 | 0.41 22 | 35 Average
    3M Return % 1.24
    1.24
    		1.13 | 1.29 20 | 34 Average
    6M Return % 2.54
    2.53
    		2.33 | 2.76 20 | 34 Average
    1Y Return % 5.17
    5.14
    		4.75 | 5.47 17 | 34 Good
    3Y Return % 5.97
    5.95
    		5.61 | 6.18 13 | 32 Good
    5Y Return % 5.63
    5.63
    		5.43 | 5.82 13 | 27 Good
    7Y Return % 4.99
    4.99
    		4.87 | 5.06 12 | 22 Good
    1Y SIP Return % 5.11
    5.08
    		4.68 | 5.44 18 | 34 Good
    3Y SIP Return % 5.60
    5.58
    		5.21 | 5.84 14 | 32 Good
    5Y SIP Return % 5.82
    5.81
    		5.58 | 6.03 13 | 27 Good
    7Y SIP Return % 5.12
    5.39
    		5.12 | 5.57 22 | 22 Poor
    Standard Deviation 0.20
    0.20
    		0.18 | 0.27 6 | 30 Very Good
    Semi Deviation 0.15
    0.15
    		0.14 | 0.20 5 | 30 Very Good
    Sharpe Ratio 1.45
    1.34
    		-0.16 | 2.45 11 | 30 Good
    Sterling Ratio 0.61
    0.61
    		0.58 | 0.63 12 | 30 Good
    Sortino Ratio 0.78
    0.73
    		-0.06 | 1.62 12 | 30 Good
    Return data last Updated On : Sept. 30, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : June 30, 2026
    KPIs: Key Performance Indicators

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    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.40 0.39 0.36 | 0.40 18 | 37 Good
    3M Return % 1.27 1.26 1.18 | 1.28 13 | 36 Good
    6M Return % 2.59 2.57 2.43 | 2.77 11 | 36 Good
    1Y Return % 5.27 5.22 4.96 | 5.48 9 | 36 Very Good
    3Y Return % 6.07 6.04 5.82 | 6.20 9 | 32 Good
    5Y Return % 5.74 5.71 5.53 | 5.85 7 | 27 Very Good
    7Y Return % 5.09 5.08 4.97 | 5.11 12 | 22 Good
    1Y SIP Return % 5.21 5.16 4.88 | 5.46 9 | 35 Very Good
    3Y SIP Return % 5.70 5.66 5.42 | 5.86 8 | 31 Very Good
    5Y SIP Return % 5.92 5.89 5.68 | 6.05 7 | 27 Very Good
    7Y SIP Return % 5.22 5.47 5.19 | 5.62 20 | 22 Poor
    Standard Deviation 0.20 0.20 0.18 | 0.27 6 | 30 Very Good
    Semi Deviation 0.15 0.15 0.14 | 0.20 5 | 30 Very Good
    Sharpe Ratio 1.45 1.34 -0.16 | 2.45 11 | 30 Good
    Sterling Ratio 0.61 0.61 0.58 | 0.63 12 | 30 Good
    Sortino Ratio 0.78 0.73 -0.06 | 1.62 12 | 30 Good
    Return data last Updated On : Sept. 30, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : June 30, 2026
    KPIs: Key Performance Indicators

    Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.


    Date Kotak Overnight Fund NAV Regular Growth Kotak Overnight Fund NAV Direct Growth
    30-09-2026 1463.5682 1473.9805
    29-09-2026 1463.3674 1473.7738
    28-09-2026 1463.1726 1473.5732
    25-09-2026 1462.5794 1472.9625
    24-09-2026 1462.3829 1472.7602
    23-09-2026 1462.186 1472.5575
    22-09-2026 1461.9862 1472.3518
    21-09-2026 1461.7875 1472.1473
    18-09-2026 1461.1957 1471.538
    17-09-2026 1461.002 1471.3385
    16-09-2026 1460.8099 1471.1406
    15-09-2026 1460.6236 1470.9486
    11-09-2026 1459.8746 1470.1767
    10-09-2026 1459.6914 1469.9878
    09-09-2026 1459.5113 1469.802
    08-09-2026 1459.3298 1469.6148
    07-09-2026 1459.1481 1469.4274
    04-09-2026 1458.6253 1468.8876
    03-09-2026 1458.453 1468.7097
    02-09-2026 1458.2739 1468.525
    01-09-2026 1458.0893 1468.3346
    31-08-2026 1457.9014 1468.141

    Fund Launch Date: 10/Jan/2019
    Fund Category: Overnight Fund
    Investment Objective: The primary objective of the Scheme is to generate income through investment in debt & money market instruments having maturity of one business day (including CBLO (Tri-Party Repo), Reverse Repo and equivalent). However, there is no assurance or guarantee that the investment objective of the scheme will be achieved
    Fund Description: An open ended debt scheme investing in overnight securities
    Fund Benchmark: NIFTY 1D Rate index Total Return Index
    Source: Fund FactSheet

    Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.