Kotak Tax Saver Fund Overview
Category ELSS (Tax Saving) Fund
BMSMONEY Rank 10
BMSMONEY Rating
Growth Option As On: 24-04-2024
NAV ₹105.06 (R) +0.69% ₹121.32 (D) +0.69%
Returns Gro. Opt. 1Y 3Y 5Y 7Y 10Y
LumpSum Reg. P 38.6% 21.19% 18.99% 15.39% 17.86%
LumpSum Dir. P 40.33% 22.78% 20.54% 16.85% 19.35%
SIP Reg. P 40.45% 21.54% 22.76% 19.36% 17.21%
SIP Dir. P 42.19% 23.07% 24.35% 20.83% 18.67%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
0.97 0.51 0.97 3.95% 0.14
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
11.42% -13.6% -9.96% 0.82 8.11%

NAV Date: 24-04-2024

Scheme Name NAV Rupee Change Percent Change
Kotak Tax Saver-Scheme-Payout of Income Distribution cum capital withdrawal option 39.32
0.2700
0.6900%
Kotak Tax Saver-Scheme-Payout of Income Distribution cum capital withdrawal option - Direct 50.82
0.3500
0.6900%
Kotak Tax Saver-Scheme-Growth 105.06
0.7200
0.6900%
Kotak Tax Saver-Scheme-Growth - Direct 121.32
0.8400
0.6900%

Review Date: March 28, 2024

The ELSS (Tax Saving) Fund category has 35 funds. Performance of the Kotak Tax Saver Fund has been analyzed on 20 performance parameters. Out of eight return parameters, the fund has two return parameters in first quartile; whereas four risk parameters (out of five) in first quartile. Similarly five risk-adjusted performance parameters are in first quartile, the performance on different parameters provides has achieved tenth (out of 35 funds), which is good rank in the ELSS (Tax Saving) Fund category.
Our ranking method uses a composite performance score to rank funds in a category. The score incorporates the fund's return, risk, and risk adjusted performance of the last three years.

The Kotak Tax Saver Fund has below average return performance, as more than 25% 1 year and above return parameters are below average in ELSS (Tax Saving) Fund category. The details are provided below.'
    '
  1. 1 Month Return%: One month return shows funds performance in very short period of time, the Kotak Tax Saver Fund has given return of 1.37% in last one month which is very good as it is in the top quartile in ELSS (Tax Saving) Fund.
  2. 3 Month Return%: Three month return shows funds performance in short period of time, the Kotak Tax Saver Fund has given return of 7.48% in last three month which is very good as it is in the top quartile in ELSS (Tax Saving) Fund.
  3. 1 Year Return%: The Kotak Tax Saver Fund has given return of 39.31% in last one year which is poor as it is in the below average in ELSS (Tax Saving) Fund. The one year return rank of Kotak Tax Saver Fund is 21 in 35 funds. The investment of ₹ 10,000 in this fund would have become ₹ 13931.0 in one year.
  4. 3 Year Return%: The Kotak Tax Saver Fund has given return of 19.86% in last three year which is good as it is above average with return rank of 11 in 33 funds. in ELSS (Tax Saving) Fund.
  5. 5 Year Return%: The Kotak Tax Saver Fund has given return of 18.32% in last five year which is good as it is above average with return rank of 10 in 31 funds. in ELSS (Tax Saving) Fund.
  6. 1 Year SIP Return%: The Kotak Tax Saver Fund has given return of 18.82% in last one year which is good as it is above average with return rank of 14 in 35 funds. in ELSS (Tax Saving) Fund.
  7. 3 Year SIP Return%: The Kotak Tax Saver Fund has given return of 20.27% in last three year which is good as it is above average with return rank of 11 in 33 funds. in ELSS (Tax Saving) Fund.
  8. 5 Year SIP Return%: The Kotak Tax Saver Fund has given return of 21.79% in last five year which is good as it is above average with return rank of 10 in 31 funds. in ELSS (Tax Saving) Fund.
    9. '
'

The Kotak Tax Saver Fund has very good risk performance, as more than 75% risk parameters are in the top quartile in ELSS (Tax Saving) Fund category. The details are provided below. '
    '
  1. Standard Deviation: It is a measure of the dispersion of a set of data from its mean. It is calculated as the square root of variance by determining the variation between each data point relative to the mean. The higher the standard deviation, the greater the risk. The Kotak Tax Saver Fund has standard deviation of 11.42 which is very good as it is in the top quartile with risk rank of 2 in 33 funds. in ELSS (Tax Saving) Fund.
  2. Semi Deviation: It is a measure of the dispersion of a set of data from its mean. It is calculated as the square root of variance by determining the variation between each data point relative to the mean. The higher the semi-deviation, the greater the risk. It uses only negative returns for calculation. The Kotak Tax Saver Fund has semi deviation of 8.11 which is very good as it is in the top quartile with risk rank of 2 in 33 funds. in ELSS (Tax Saving) Fund.
  3. Max Drawdown %: It is the maximum observed loss from a peak to a trough of a portfolio before a new peak is attained. The Kotak Tax Saver Fund has max drawdown of -9.96% which is very good as it is in the top quartile with risk rank of 6 in 33 funds. in ELSS (Tax Saving) Fund.
  4. 1Y VaR at 95%: It is the maximum expected loss of an investment over a given time period with a given probability of confidence. The Kotak Tax Saver Fund has 1Y VaR at 95% of -13.6% which is good as it is above average with risk rank of 17 in 33 funds. in ELSS (Tax Saving) Fund.
  5. Average Drawdown %: It is the average of the drawdowns over a period of time. The Kotak Tax Saver Fund has average drawdown of -3.27% which is very good as it is in the top quartile with risk rank of 3 in 33 funds. in ELSS (Tax Saving) Fund.
    6. '
'

The Kotak Tax Saver Fund has poor risk adjusted performance, as non of above risk adjusted paramerters are above average in ELSS (Tax Saving) Fund category. The details are provided below. '
    '
  1. Sterling Ratio: It is a measure of risk-adjusted return. The Kotak Tax Saver Fund has Sterling Ratio of 0.97 which is very good as it is in the top quartile with risk rank of 7 in 33 funds. in ELSS (Tax Saving) Fund.
  2. Sortino Ratio: It is a measure of risk-adjusted return. The Kotak Tax Saver Fund has Sortino Ratio of 0.51 which is very good as it is in the top quartile with risk rank of 8 in 33 funds. in ELSS (Tax Saving) Fund.
  3. Jensen Alpha %: It is a measure of risk-adjusted return. The Kotak Tax Saver Fund has Jensen Alpha of 3.95% which is good as it is above average with risk rank of 10 in 33 funds. in ELSS (Tax Saving) Fund.
  4. Treynor Ratio: It is a measure of risk-adjusted return. The Kotak Tax Saver Fund has Treynor Ratio of 0.14 which is very good as it is in the top quartile with risk rank of 9 in 33 funds. in ELSS (Tax Saving) Fund.
  5. Modigliani Square Measure %: It is a measure of risk-adjusted return. The Kotak Tax Saver Fund has Modigliani Square Measure of 22.42% which is very good as it is in the top quartile with risk rank of 6 in 33 funds. in ELSS (Tax Saving) Fund.
  6. Alpha %: It is a measure of risk-adjusted return. The Kotak Tax Saver Fund has Alpha of 0.69% which is good as it is above average with risk rank of 13 in 33 funds. in ELSS (Tax Saving) Fund.
    7. '
'


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KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Better Than Cat. Avg In 1st Quartile In 4th Quartile
1M Return % 4.32
3.98
1.84 | 8.10 10 | 35
Yes
No
No
3M Return % 11.84
7.71
2.69 | 14.44 5 | 35
Yes
Yes
No
6M Return % 23.68
24.11
14.78 | 40.32 16 | 35
No
No
No
1Y Return % 38.60
40.33
24.96 | 61.05 17 | 35
No
No
No
3Y Return % 21.19
20.23
11.64 | 30.68 12 | 33
Yes
No
No
5Y Return % 18.99
17.53
10.55 | 31.90 9 | 31
Yes
No
No
7Y Return % 15.39
14.53
10.25 | 24.20 10 | 29
Yes
No
No
10Y Return % 17.86
16.36
14.14 | 25.27 6 | 22
Yes
Yes
No
15Y Return % 16.74
16.63
13.63 | 18.76 11 | 19
Yes
No
No
1Y SIP Return % 40.45
39.04
22.50 | 66.69 13 | 35
Yes
No
No
3Y SIP Return % 21.54
20.14
13.69 | 31.77 10 | 33
Yes
No
No
5Y SIP Return % 22.76
21.42
13.67 | 36.43 10 | 31
Yes
No
No
7Y SIP Return % 19.36
18.02
11.51 | 30.21 9 | 29
Yes
No
No
10Y SIP Return % 17.21
16.11
11.57 | 25.99 7 | 22
Yes
No
No
15Y SIP Return % 15.85
15.46
12.96 | 21.05 8 | 20
Yes
No
No
Standard Deviation 11.42
12.71
10.06 | 16.60 2 | 33
Yes
Yes
No
Semi Deviation 8.11
8.87
7.11 | 11.74 2 | 33
Yes
Yes
No
Max Drawdown % -9.96
-12.33
-22.81 | -6.28 6 | 33
Yes
Yes
No
VaR 1 Y % -13.60
-14.08
-20.17 | -11.38 17 | 33
Yes
No
No
Average Drawdown % -3.27
-4.86
-9.27 | -2.58 3 | 33
Yes
Yes
No
Sharpe Ratio 0.97
0.80
0.17 | 1.40 9 | 33
Yes
Yes
No
Sterling Ratio 0.97
0.85
0.35 | 1.55 7 | 33
Yes
Yes
No
Sortino Ratio 0.51
0.43
0.10 | 0.81 8 | 33
Yes
Yes
No
Jensen Alpha % 3.95
2.35
-7.38 | 15.75 10 | 33
Yes
No
No
Treynor Ratio 0.14
0.12
0.02 | 0.24 9 | 33
Yes
Yes
No
Modigliani Square Measure % 22.42
19.23
9.76 | 28.13 6 | 33
Yes
Yes
No
Alpha % 0.69
0.39
-8.49 | 13.92 13 | 33
Yes
No
No
Return data last Updated On : April 24, 2024.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : March 28, 2024
KPIs: Key Performance Indicators

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KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Better Than Cat. Avg In 1st Quartile In 4th Quartile
1M Return % 4.42 4.07 1.88 | 8.21 10 | 35
Yes
No
No
3M Return % 12.18 8.00 3.17 | 14.78 5 | 35
Yes
Yes
No
6M Return % 24.45 24.78 15.92 | 41.01 16 | 35
No
No
No
1Y Return % 40.33 41.85 26.79 | 62.81 17 | 35
No
No
No
3Y Return % 22.78 21.60 12.54 | 32.73 11 | 33
Yes
No
No
5Y Return % 20.54 18.85 11.52 | 34.08 9 | 31
Yes
No
No
7Y Return % 16.85 15.75 11.29 | 25.81 10 | 29
Yes
No
No
10Y Return % 19.35 17.33 14.26 | 26.54 5 | 23
Yes
Yes
No
1Y SIP Return % 42.19 40.54 24.35 | 68.40 11 | 35
Yes
No
No
3Y SIP Return % 23.07 21.46 14.55 | 32.62 10 | 33
Yes
No
No
5Y SIP Return % 24.35 22.77 14.60 | 38.63 9 | 31
Yes
No
No
7Y SIP Return % 20.83 19.23 12.45 | 32.09 7 | 29
Yes
Yes
No
10Y SIP Return % 18.67 17.09 12.58 | 27.46 6 | 23
Yes
Yes
No
Standard Deviation 11.42 12.71 10.06 | 16.60 2 | 33
Yes
Yes
No
Semi Deviation 8.11 8.87 7.11 | 11.74 2 | 33
Yes
Yes
No
Max Drawdown % -9.96 -12.33 -22.81 | -6.28 6 | 33
Yes
Yes
No
VaR 1 Y % -13.60 -14.08 -20.17 | -11.38 17 | 33
Yes
No
No
Average Drawdown % -3.27 -4.86 -9.27 | -2.58 3 | 33
Yes
Yes
No
Sharpe Ratio 0.97 0.80 0.17 | 1.40 9 | 33
Yes
Yes
No
Sterling Ratio 0.97 0.85 0.35 | 1.55 7 | 33
Yes
Yes
No
Sortino Ratio 0.51 0.43 0.10 | 0.81 8 | 33
Yes
Yes
No
Jensen Alpha % 3.95 2.35 -7.38 | 15.75 10 | 33
Yes
No
No
Treynor Ratio 0.14 0.12 0.02 | 0.24 9 | 33
Yes
Yes
No
Modigliani Square Measure % 22.42 19.23 9.76 | 28.13 6 | 33
Yes
Yes
No
Alpha % 0.69 0.39 -8.49 | 13.92 13 | 33
Yes
No
No
Return data last Updated On : April 24, 2024.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : March 28, 2024
KPIs: Key Performance Indicators

Investment Period Regular Direct
Return % Current Value of ₹ 10000 Return % Current Value of ₹ 10000
1D 0.69 ₹ 10069.0 0.69 ₹ 10069.0
1W 2.04 ₹ 10204.0 2.06 ₹ 10206.0
1M 4.32 ₹ 10432.0 4.42 ₹ 10442.0
3M 11.84 ₹ 11184.0 12.18 ₹ 11218.0
6M 23.68 ₹ 12368.0 24.45 ₹ 12445.0
1Y 38.6 ₹ 13860.0 40.33 ₹ 14033.0
3Y 21.19 ₹ 17798.0 22.78 ₹ 18509.0
5Y 18.99 ₹ 23858.0 20.54 ₹ 25444.0
7Y 15.39 ₹ 27241.0 16.85 ₹ 29751.0
10Y 17.86 ₹ 51710.0 19.35 ₹ 58635.0
15Y 16.74 ₹ 101989.0 - ₹ -

Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.

Investment Period Invested Amount Regular Direct
XIRR % Current Value of Invested Amount XIRR % Current Value of Invested Amount
1Y ₹ 12000 40.4492 ₹ 14489.16 42.1889 ₹ 14591.136
3Y ₹ 36000 21.5353 ₹ 49323.456 23.0716 ₹ 50382.828
5Y ₹ 60000 22.7601 ₹ 105548.58 24.353 ₹ 109676.28
7Y ₹ 84000 19.355 ₹ 167477.436 20.8331 ₹ 176518.188
10Y ₹ 120000 17.21 ₹ 296330.88 18.669 ₹ 320592.72
15Y ₹ 180000 15.8529 ₹ 664393.68 - ₹ -


Date NAV Regular Growth NAV Direct Growth
24-04-2024 105.059 121.322
23-04-2024 104.339 120.486
22-04-2024 104.103 120.21
19-04-2024 103.334 119.31
18-04-2024 102.96 118.874
16-04-2024 103.308 119.269
15-04-2024 103.166 119.1
12-04-2024 104.151 120.225
09-04-2024 104.434 120.541
08-04-2024 104.729 120.877
05-04-2024 103.585 119.545
04-04-2024 103.528 119.474
03-04-2024 103.657 119.62
02-04-2024 103.367 119.281
01-04-2024 102.728 118.54
28-03-2024 101.778 117.428
27-03-2024 100.995 116.52
26-03-2024 100.711 116.189
22-03-2024 100.683 116.141
21-03-2024 99.898 115.232
20-03-2024 98.423 113.526
19-03-2024 98.009 113.045
18-03-2024 99.231 114.45
15-03-2024 98.92 114.08
14-03-2024 99.523 114.773
13-03-2024 98.137 113.171
12-03-2024 100.977 116.441
11-03-2024 101.527 117.072
07-03-2024 102.079 117.692
06-03-2024 101.803 117.37
05-03-2024 102.194 117.817
04-03-2024 102.235 117.86
01-03-2024 101.184 116.637
29-02-2024 99.606 114.814
28-02-2024 99.076 114.199
27-02-2024 100.405 115.727
26-02-2024 100.329 115.636
23-02-2024 100.285 115.573
22-02-2024 100.203 115.475
21-02-2024 99.317 114.45
20-02-2024 99.864 115.076
19-02-2024 99.611 114.782
16-02-2024 99.209 114.306
15-02-2024 98.536 113.527
14-02-2024 97.744 112.611
13-02-2024 96.462 111.13
12-02-2024 95.828 110.396
09-02-2024 97.251 112.024
08-02-2024 97.117 111.866
07-02-2024 97.378 112.162
06-02-2024 97.296 112.065
05-02-2024 96.102 110.685
02-02-2024 96.234 110.826
01-02-2024 95.654 110.155
31-01-2024 95.608 110.097
30-01-2024 94.579 108.909
29-01-2024 95.186 109.604
25-01-2024 93.933 108.147
24-01-2024 94.442 108.729
23-01-2024 93.378 107.501
19-01-2024 94.901 109.239
18-01-2024 93.695 107.847
17-01-2024 93.931 108.116
16-01-2024 95.494 109.911
15-01-2024 95.734 110.183
12-01-2024 95.305 109.678
11-01-2024 94.697 108.974
10-01-2024 94.374 108.6
09-01-2024 94.378 108.601
08-01-2024 94.089 108.264
05-01-2024 95.022 109.326
04-01-2024 94.797 109.064
03-01-2024 94.099 108.257
02-01-2024 94.332 108.521
01-01-2024 94.803 109.059
29-12-2023 94.692 108.92
28-12-2023 94.484 108.678
27-12-2023 93.989 108.105
26-12-2023 93.568 107.616
22-12-2023 93.172 107.147
21-12-2023 92.362 106.211
20-12-2023 91.83 105.596
19-12-2023 93.719 107.764
18-12-2023 93.786 107.838
15-12-2023 93.717 107.748
14-12-2023 93.113 107.05
13-12-2023 92.393 106.218
12-12-2023 92.008 105.773
11-12-2023 92.325 106.133
08-12-2023 91.998 105.747
07-12-2023 92.092 105.851
06-12-2023 92.095 105.85
05-12-2023 92.012 105.751
04-12-2023 91.396 105.04
01-12-2023 90.132 103.576
30-11-2023 89.473 102.816
29-11-2023 88.704 101.928
28-11-2023 88.014 101.133
24-11-2023 87.76 100.827
23-11-2023 87.607 100.647
22-11-2023 87.722 100.776
21-11-2023 87.727 100.778
20-11-2023 87.532 100.551
17-11-2023 87.894 100.956
16-11-2023 87.851 100.904
15-11-2023 87.43 100.417
13-11-2023 86.71 99.583
10-11-2023 86.507 99.34
09-11-2023 86.4 99.213
08-11-2023 86.666 99.515
07-11-2023 86.428 99.239
06-11-2023 86.251 99.032
03-11-2023 85.581 98.252
02-11-2023 85.06 97.651
01-11-2023 84.355 96.838
31-10-2023 84.83 97.38
30-10-2023 84.95 97.515
27-10-2023 84.875 97.419
26-10-2023 84.078 96.5
25-10-2023 84.941 97.487
23-10-2023 85.523 98.148
20-10-2023 87.136 99.989
19-10-2023 87.852 100.807
18-10-2023 87.978 100.949
17-10-2023 88.48 101.521
16-10-2023 88.106 101.088
13-10-2023 87.953 100.903
12-10-2023 88.247 101.236
11-10-2023 87.773 100.689
10-10-2023 87.281 100.122
09-10-2023 86.492 99.213
06-10-2023 87.19 100.003
05-10-2023 86.857 99.618
04-10-2023 86.308 98.985
03-10-2023 87.218 100.024
29-09-2023 87.382 100.198
27-09-2023 87.45 100.27
26-09-2023 87.048 99.805
25-09-2023 87.101 99.863
22-09-2023 87.06 99.805
21-09-2023 87.059 99.801
20-09-2023 87.826 100.677
18-09-2023 88.36 101.281
15-09-2023 88.463 101.389
14-09-2023 88.329 101.233
13-09-2023 87.916 100.755
12-09-2023 87.716 100.522
11-09-2023 88.7 101.647
08-09-2023 87.886 100.704
07-09-2023 87.534 100.297
06-09-2023 87.19 99.9
05-09-2023 87.266 99.983
04-09-2023 87.062 99.745
01-09-2023 86.633 99.245
31-08-2023 85.749 98.228
30-08-2023 85.756 98.233
29-08-2023 85.664 98.125
28-08-2023 85.393 97.81
25-08-2023 84.885 97.219
24-08-2023 85.578 98.008
23-08-2023 85.681 98.123
22-08-2023 85.294 97.677
21-08-2023 84.865 97.182
18-08-2023 84.234 96.45
17-08-2023 84.241 96.454
16-08-2023 84.38 96.61
14-08-2023 84.063 96.24
11-08-2023 84.387 96.602
10-08-2023 84.729 96.99
09-08-2023 85.102 97.413
08-08-2023 84.75 97.007
07-08-2023 84.8 97.061
04-08-2023 84.614 96.838
03-08-2023 84.379 96.566
02-08-2023 84.861 97.114
01-08-2023 85.808 98.195
31-07-2023 85.759 98.135
28-07-2023 85.105 97.377
27-07-2023 84.884 97.12
26-07-2023 85.053 97.31
25-07-2023 84.597 96.786
24-07-2023 84.402 96.56
21-07-2023 84.709 96.9
20-07-2023 85.092 97.335
19-07-2023 84.556 96.719
18-07-2023 84.213 96.323
17-07-2023 84.268 96.382
14-07-2023 83.731 95.759
13-07-2023 83.284 95.244
12-07-2023 83.422 95.399
11-07-2023 83.357 95.321
10-07-2023 82.889 94.782
07-07-2023 83.193 95.121
06-07-2023 83.673 95.667
05-07-2023 83.248 95.178
04-07-2023 82.85 94.719
03-07-2023 82.651 94.488
30-06-2023 82.095 93.844
28-06-2023 81.371 93.009
27-06-2023 80.988 92.569
26-06-2023 80.566 92.083
23-06-2023 80.31 91.781
22-06-2023 81.04 92.612
21-06-2023 81.471 93.101
20-06-2023 81.371 92.984
19-06-2023 81.198 92.783
16-06-2023 81.273 92.859
15-06-2023 80.618 92.108
14-06-2023 80.819 92.334
13-06-2023 80.565 92.041
12-06-2023 79.949 91.334
09-06-2023 79.796 91.15
08-06-2023 80.001 91.381
07-06-2023 80.408 91.842
06-06-2023 79.852 91.204
05-06-2023 79.622 90.939
02-06-2023 79.274 90.532
01-06-2023 78.829 90.021
31-05-2023 79.0 90.213
30-05-2023 79.114 90.34
29-05-2023 78.923 90.119
26-05-2023 78.651 89.799
25-05-2023 77.889 88.926
24-05-2023 77.653 88.654
23-05-2023 77.851 88.877
22-05-2023 77.661 88.657
19-05-2023 77.325 88.264
18-05-2023 77.161 88.074
17-05-2023 77.643 88.621
16-05-2023 77.797 88.793
15-05-2023 77.921 88.932
12-05-2023 77.655 88.62
11-05-2023 77.669 88.632
10-05-2023 77.674 88.636
09-05-2023 77.549 88.49
08-05-2023 77.677 88.632
05-05-2023 77.01 87.863
04-05-2023 77.325 88.219
03-05-2023 76.759 87.571
02-05-2023 77.038 87.886
28-04-2023 76.734 87.528
27-04-2023 76.054 86.749
26-04-2023 75.799 86.455
25-04-2023 75.578 86.2
24-04-2023 75.357 85.946

Fund Launch Date: 29/Sep/2005
Fund Category: ELSS (Tax Saving) Fund
Investment Objective: The investment objective of the scheme is to generate long-term capital appreciation from a diversified portfolio of equity and equity related securities and enable investors to avail the income tax rebate, as permitted from time to time however, there is no assurance that the objective of the scheme will be realized
Fund Description: An open-ended equity linked saving scheme with a statutory lock in of 3 years and tax benefits
Fund Benchmark: Nifty 500 Total Return Index
Source: Fund FactSheet

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