Kotak Tax Saver Fund Overview
Category ELSS (Tax Saving) Fund
BMSMONEY Rank 9
BMSMONEY Rating
Gro. Opt. As On: 26-07-2024
NAV ₹118.68(R) +1.34% ₹137.46(D) +1.34%
Returns 1Y 3Y 5Y 7Y 10Y
LumpSum (R) 39.45% 21.69% 22.49% 16.61% 17.35%
LumpSum (D) 41.17% 23.28% 24.08% 18.07% 18.86%
SIP (R) 49.22% 29.09% 25.59% 21.6% 18.64%
SIP (D) 51.03% 30.67% 27.16% 23.08% 20.09%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
1.18 0.62 1.09 4.71% 0.16
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
11.55% -13.6% -9.96% 0.83 8.33%
Top ELSS (Tax Saving) Fund
Fund Name Rank Rating
SBI Long Term Equity Fund 1
HDFC Taxsaver 2
Quant Tax Plan 3
Motilal Oswal Long Term Equity Fund (Moflte) 4
Bank Of India Tax Advantage Fund 5
JM Tax Gain Fund 6
ITI Long Term Equity Fund 7
Franklin India Taxshield 8

NAV Date: 26-07-2024

Scheme Name NAV Rupee Change Percent Change
Kotak Tax Saver-Scheme-Payout of Income Distribution cum capital withdrawal option 44.41
0.5900
1.3400%
Kotak Tax Saver-Scheme-Payout of Income Distribution cum capital withdrawal option - Direct 57.58
0.7600
1.3400%
Kotak Tax Saver-Scheme-Growth 118.68
1.5700
1.3400%
Kotak Tax Saver-Scheme-Growth - Direct 137.46
1.8200
1.3400%

Review Date: 26-07-2024

Kotak Tax Saver Fund has exhibited good performance in the ELSS (Tax Saving) Fund category. The fund has rank of 9 out of 35 funds in the category. The fund has delivered return of 39.45% in 1 year, 21.69% in 3 years, 22.49% in 5 years and 17.35% in 10 years. The category average for the same periods is 39.91%, 20.18%, 21.58% and 15.77% respectively, which shows good return performance of fund in the category. The fund has exhibited standard deviation of 11.55, VaR of -13.6, Average Drawdown of -3.65, Semi Deviation of 8.33 and Max Drawdown of -9.96. The category average for the same parameters is 12.71, -14.08, -5.57, 9.01 and -12.33 respectively. The fund has very low risk in the category.

Key Points:

  1. An investment of ₹10,000 in Kotak Tax Saver Fund direct growth option would have grown to ₹14117.0 in 1 year, ₹18737.0 in 3 years and ₹29410.0 in 5 years as of today (26-07-2024).
  2. An SIP of ₹1,000 per month in Kotak Tax Saver Fund direct growth option would have grown to ₹15097.0 in 1 year, ₹55827.0 in 3 years and ₹117266.0 in 5 years as of today (26-07-2024).
  3. standard deviation of 11.55 and based on VaR one can expect to lose more than -13.6% of current value of fund in one year.
  4. Sharpe ratio of the fund is 1.18 which shows very good performance of fund in the elss (tax saving) fund category.
  5. The fund has R-square of 0.9, Beta of 0.83 and Jensen's Alpha of 4.71% which exhibit very good performance in the elss (tax saving) fund category .


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KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
1M Return % 2.53
3.56
1.50 | 6.29 31 | 35 Poor
3M Return % 10.65
11.56
8.82 | 16.41 22 | 35 Average
6M Return % 24.68
20.14
15.39 | 27.68 5 | 35 Very Good
1Y Return % 39.45
39.91
24.44 | 56.46 17 | 35 Good
3Y Return % 21.69
20.18
11.54 | 28.89 10 | 33 Good
5Y Return % 22.49
21.58
15.49 | 35.49 11 | 32 Good
7Y Return % 16.61
15.52
11.28 | 24.66 10 | 29 Good
10Y Return % 17.35
15.77
13.22 | 24.50 5 | 22 Very Good
15Y Return % 15.17
15.19
12.66 | 17.44 11 | 19 Average
1Y SIP Return % 49.22
48.01
33.64 | 64.79 13 | 35 Good
3Y SIP Return % 29.09
28.05
20.20 | 39.75 11 | 33 Good
5Y SIP Return % 25.59
24.53
17.21 | 36.79 11 | 32 Good
7Y SIP Return % 21.60
20.43
14.42 | 31.24 10 | 29 Good
10Y SIP Return % 18.64
17.71
13.37 | 26.65 7 | 22 Good
15Y SIP Return % 16.72
16.38
13.80 | 21.58 9 | 20 Good
Standard Deviation 11.55
12.71
9.99 | 16.36 3 | 33 Very Good
Semi Deviation 8.33
9.01
7.16 | 11.67 4 | 33 Very Good
Max Drawdown % -9.96
-12.33
-22.81 | -6.28 6 | 33 Very Good
VaR 1 Y % -13.60
-14.08
-20.17 | -11.38 17 | 33 Good
Average Drawdown % -3.65
-5.57
-11.96 | -2.58 3 | 33 Very Good
Sharpe Ratio 1.18
0.95
0.28 | 1.59 6 | 33 Very Good
Sterling Ratio 1.09
0.93
0.36 | 1.67 6 | 33 Very Good
Sortino Ratio 0.62
0.51
0.17 | 0.91 6 | 33 Very Good
Jensen Alpha % 4.71
2.63
-8.40 | 13.97 9 | 33 Very Good
Treynor Ratio 0.16
0.14
0.04 | 0.23 7 | 33 Very Good
Modigliani Square Measure % 24.74
20.91
10.22 | 30.40 4 | 33 Very Good
Alpha % 1.34
0.58
-7.65 | 12.32 13 | 33 Good
Return data last Updated On : July 26, 2024.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : April 30, 2024
KPIs: Key Performance Indicators

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KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
1M Return % 2.63 3.65 1.60 | 6.34 31 | 35
3M Return % 10.97 11.86 9.08 | 16.66 20 | 35
6M Return % 25.42 20.78 16.31 | 28.51 5 | 35
1Y Return % 41.17 41.42 26.33 | 58.34 16 | 35
3Y Return % 23.28 21.54 12.42 | 29.75 9 | 33
5Y Return % 24.08 22.94 16.48 | 37.72 10 | 32
7Y Return % 18.07 16.75 12.31 | 26.32 10 | 29
10Y Return % 18.86 16.76 14.09 | 25.77 5 | 23
1Y SIP Return % 51.03 49.61 35.65 | 65.93 13 | 35
3Y SIP Return % 30.67 29.41 21.08 | 40.65 11 | 33
5Y SIP Return % 27.16 25.87 18.11 | 38.88 11 | 32
7Y SIP Return % 23.08 21.64 15.35 | 33.13 8 | 29
10Y SIP Return % 20.09 18.69 14.35 | 28.13 7 | 23
Standard Deviation 11.55 12.71 9.99 | 16.36 3 | 33
Semi Deviation 8.33 9.01 7.16 | 11.67 4 | 33
Max Drawdown % -9.96 -12.33 -22.81 | -6.28 6 | 33
VaR 1 Y % -13.60 -14.08 -20.17 | -11.38 17 | 33
Average Drawdown % -3.65 -5.57 -11.96 | -2.58 3 | 33
Sharpe Ratio 1.18 0.95 0.28 | 1.59 6 | 33
Sterling Ratio 1.09 0.93 0.36 | 1.67 6 | 33
Sortino Ratio 0.62 0.51 0.17 | 0.91 6 | 33
Jensen Alpha % 4.71 2.63 -8.40 | 13.97 9 | 33
Treynor Ratio 0.16 0.14 0.04 | 0.23 7 | 33
Modigliani Square Measure % 24.74 20.91 10.22 | 30.40 4 | 33
Alpha % 1.34 0.58 -7.65 | 12.32 13 | 33
Return data last Updated On : July 26, 2024.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : April 30, 2024
KPIs: Key Performance Indicators

Investment Period Regular Direct
Return % Current Value of ₹ 10000 Return % Current Value of ₹ 10000
1D 1.34 ₹ 10,134.00 1.34 ₹ 10,134.00
1W 1.53 ₹ 10,153.00 1.54 ₹ 10,154.00
1M 2.53 ₹ 10,253.00 2.63 ₹ 10,263.00
3M 10.65 ₹ 11,065.00 10.97 ₹ 11,097.00
6M 24.68 ₹ 12,468.00 25.42 ₹ 12,542.00
1Y 39.45 ₹ 13,945.00 41.17 ₹ 14,117.00
3Y 21.69 ₹ 18,021.00 23.28 ₹ 18,737.00
5Y 22.49 ₹ 27,577.00 24.08 ₹ 29,410.00
7Y 16.61 ₹ 29,312.00 18.07 ₹ 31,994.00
10Y 17.35 ₹ 49,538.00 18.86 ₹ 56,264.00
15Y 15.17 ₹ 83,183.00 ₹

Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.

Investment Period Invested Amount Regular Direct
XIRR % Current Value of Invested Amount XIRR % Current Value of Invested Amount
1Y ₹ 12000 49.22 ₹ 14,992.74 51.03 ₹ 15,096.80
3Y ₹ 36000 29.09 ₹ 54,665.28 30.67 ₹ 55,826.93
5Y ₹ 60000 25.59 ₹ 112,934.34 27.16 ₹ 117,265.80
7Y ₹ 84000 21.60 ₹ 181,360.45 23.08 ₹ 191,122.26
10Y ₹ 120000 18.64 ₹ 320,042.40 20.09 ₹ 346,154.16
15Y ₹ 180000 16.72 ₹ 716,338.62 ₹


Date NAV Regular Growth NAV Direct Growth
26-07-2024 118.677 137.463
25-07-2024 117.108 135.641
24-07-2024 116.764 135.238
23-07-2024 116.383 134.793
22-07-2024 116.893 135.378
19-07-2024 116.309 134.689
18-07-2024 118.345 137.042
16-07-2024 118.793 137.552
15-07-2024 118.802 137.558
12-07-2024 118.368 137.042
11-07-2024 118.513 137.205
10-07-2024 118.098 136.72
09-07-2024 118.73 137.447
08-07-2024 118.295 136.939
05-07-2024 118.494 137.156
04-07-2024 117.906 136.471
03-07-2024 117.644 136.163
02-07-2024 116.595 134.945
01-07-2024 116.564 134.904
28-06-2024 115.994 134.232
27-06-2024 116.191 134.456
26-06-2024 115.75 133.942

Fund Launch Date: 29/Sep/2005
Fund Category: ELSS (Tax Saving) Fund
Investment Objective: The investment objective of the scheme is to generate long-term capital appreciation from a diversified portfolio of equity and equity related securities and enable investors to avail the income tax rebate, as permitted from time to time however, there is no assurance that the objective of the scheme will be realized
Fund Description: An open-ended equity linked saving scheme with a statutory lock in of 3 years and tax benefits
Fund Benchmark: Nifty 500 Total Return Index
Source: Fund FactSheet

Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.