Lic Mf Overnight Fund Datagrid
Category Overnight Fund
BMSMONEY Rank 15
Rating
Growth Option 26-10-2026
NAV ₹1425.34(R) +0.05% ₹1437.57(D) +0.05%
Returns 1Y 3Y 5Y 7Y 10Y
Lumpsum Regular 5.18% 5.92% 5.65% 4.98% -%
Direct 5.25% 6.03% 5.77% 5.1% -%
Benchmark
SIP (XIRR) Regular 5.19% 5.58% 5.81% 5.49% -%
Direct 5.24% 5.67% 5.91% 5.6% -%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
1.38 0.73 0.61 -% -
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
0.19% 0.0% 0.0% - 0.15%
Fund AUM As on: 30/12/2025 908 Cr
Top Overnight Fund
Fund Name Rank Rating
Bank of India Overnight Fund 1
Axis Overnight Fund 2
Franklin India Overnight Fund 3
UTI Overnight Fund 4
Invesco India Overnight Fund 5
Baroda BNP Paribas Overnight Fund 6
Nippon India Overnight Fund 7

NAV Date: 26-10-2026

Scheme Name NAV Rupee Change Percent Change
LIC MF Overnight Fund-Direct Plan-Weekly IDCW 1114.14
0.5200
0.0500%
LIC MF Overnight Fund-Regular Plan-Daily IDCW 1133.12
0.5200
0.0500%
LIC MF Overnight Fund-Direct Plan-Daily IDCW 1134.06
0.5300
0.0500%
LIC MF Overnight Fund-Regular Plan-Weekly IDCW 1180.37
0.5500
0.0500%
LIC MF Overnight Fund-Regular Plan-IDCW 1260.58
0.5800
0.0500%
LIC MF Overnight Fund-Regular Plan-Growth 1425.34
0.6600
0.0500%
LIC MF Overnight Fund-Direct Plan-Growth 1437.57
0.6700
0.0500%
LIC MF Overnight Fund-Direct Plan-IDCW 1437.74
0.6700
0.0500%

Review Date: 26-10-2026

Beginning of Analysis

In the Overnight Fund category, LIC Mf Overnight Fund is the 21st ranked fund. The category has total 29 funds. The LIC Mf Overnight Fund has shown a poor past performence in Overnight Fund. The fund has a Sharpe Ratio of 1.38 which is higher than the category average of 1.34.
The past performance of the fund may or may not be sustained in the future. The review is not investment advice nor is it a recommendation to buy or sell funds. The ranking is based on proprietary methodology developed by bmsmoney. The methodology is based on the past performance of the funds and does not guarantee future performance.
Overnight Mutual Funds are ideal for investors seeking a safe, liquid, and ultra-low-risk investment option for very short-term cash management. These funds invest in overnight securities with a maturity of 1 day, offering quick redemption (within 1 business day) and stable returns. While they provide minimal risk and high liquidity, they offer very low returns compared to other debt funds. Investors should consider their liquidity needs and investment horizon before investing in Overnight Funds. These funds are best suited for parking surplus funds for a very short duration, such as overnight or a few days.

LIC Mf Overnight Fund Return Analysis

  • The fund has given a return of 0.41%, 1.28 and 2.58 in last one, three and six months respectively. In the same period the category average return was 0.41%, 1.27% and 2.57% respectively.
  • LIC Mf Overnight Fund has given a return of 5.25% in last one year. In the same period the Overnight Fund category average return was 5.21%.
  • The fund has given a return of 6.03% in last three years and ranked 10.0th out of thirty three funds in the category. In the same period the Overnight Fund category average return was 5.99%.
  • The fund has given a return of 5.77% in last five years and ranked 10th out of twenty seven funds in the category. In the same period the Overnight Fund category average return was 5.75%.
  • The fund has given a SIP return of 5.24% in last one year whereas category average SIP return is 5.2%. The fund one year return rank in the category is 13th in 35 funds
  • The fund has SIP return of 5.67% in last three years and ranks 9th in 32 funds. Bank of India Overnight Fund has given the highest SIP return (5.84%) in the category in last three years.
  • The fund has SIP return of 5.91% in last five years whereas category average SIP return is 5.89%.

LIC Mf Overnight Fund Risk Analysis

  • The fund has a standard deviation of 0.19 and semi deviation of 0.15. The category average standard deviation is 0.2 and semi deviation is 0.15.

Standard deviation measures the fund's return volatility and Semi deviation focuses on downside volatility. Value at Risk (VaR) is a measure of the risk of investments. Maximum Drawdown is the maximum loss from a peak to a trough of a portfolio. Beta measures the volatility of the fund compared to the benchmark. A beta of 1 indicates that the fund will move in line with the benchmark. A beta of more than 1 indicates that the fund will be more volatile than the benchmark and vice versa.


  • Very Good Performance in Overnight Fund Category
  • Good Performance in Overnight Fund Category
  • Poor Performance in Overnight Fund Category
  • Very Poor Performance in Overnight Fund Category

    • Investors beware: Mutual Fund investments are subject to market risks. Please read the scheme related documents carefully.

    Data Source: www.amfiindia.com

    SEBI Categorization


    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.41
    0.41
    		0.38 | 0.43 12 | 35 Good
    3M Return % 1.26
    1.25
    		1.14 | 1.29 7 | 35 Very Good
    6M Return % 2.56
    2.53
    		2.35 | 2.76 8 | 34 Very Good
    1Y Return % 5.18
    5.13
    		4.74 | 5.44 9 | 34 Very Good
    3Y Return % 5.92
    5.91
    		5.57 | 6.14 19 | 33 Average
    5Y Return % 5.65
    5.66
    		5.46 | 5.85 21 | 27 Average
    7Y Return % 4.98
    5.00
    		4.88 | 5.07 18 | 23 Average
    1Y SIP Return % 5.19
    5.13
    		4.73 | 5.46 8 | 34 Very Good
    3Y SIP Return % 5.58
    5.55
    		5.19 | 5.81 14 | 33 Good
    5Y SIP Return % 5.81
    5.81
    		5.58 | 6.02 16 | 27 Average
    7Y SIP Return % 5.49
    5.37
    		5.07 | 5.58 10 | 23 Good
    Standard Deviation 0.19
    0.20
    		0.18 | 0.27 2 | 30 Very Good
    Semi Deviation 0.15
    0.15
    		0.14 | 0.20 2 | 30 Very Good
    Sharpe Ratio 1.38
    1.34
    		-0.16 | 2.45 15 | 30 Good
    Sterling Ratio 0.61
    0.61
    		0.58 | 0.63 21 | 30 Average
    Sortino Ratio 0.73
    0.73
    		-0.06 | 1.62 16 | 30 Good
    Return data last Updated On : Oct. 26, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : June 30, 2026
    KPIs: Key Performance Indicators

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    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.41 0.41 0.40 | 0.44 21 | 37 Average
    3M Return % 1.28 1.27 1.19 | 1.31 12 | 37 Good
    6M Return % 2.58 2.57 2.45 | 2.77 13 | 36 Good
    1Y Return % 5.25 5.21 4.94 | 5.47 13 | 36 Good
    3Y Return % 6.03 5.99 5.78 | 6.16 10 | 33 Good
    5Y Return % 5.77 5.75 5.57 | 5.89 10 | 27 Good
    7Y Return % 5.10 5.09 4.98 | 5.14 8 | 23 Good
    1Y SIP Return % 5.24 5.20 4.94 | 5.48 13 | 35 Good
    3Y SIP Return % 5.67 5.63 5.40 | 5.84 9 | 32 Good
    5Y SIP Return % 5.91 5.89 5.69 | 6.05 10 | 26 Good
    7Y SIP Return % 5.60 5.46 5.16 | 5.63 4 | 22 Very Good
    Standard Deviation 0.19 0.20 0.18 | 0.27 2 | 30 Very Good
    Semi Deviation 0.15 0.15 0.14 | 0.20 2 | 30 Very Good
    Sharpe Ratio 1.38 1.34 -0.16 | 2.45 15 | 30 Good
    Sterling Ratio 0.61 0.61 0.58 | 0.63 21 | 30 Average
    Sortino Ratio 0.73 0.73 -0.06 | 1.62 16 | 30 Good
    Return data last Updated On : Oct. 26, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : June 30, 2026
    KPIs: Key Performance Indicators

    Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.


    Date Lic Mf Overnight Fund NAV Regular Growth Lic Mf Overnight Fund NAV Direct Growth
    26-10-2026 1425.3448 1437.5695
    23-10-2026 1424.6843 1436.8978
    22-10-2026 1424.4666 1436.6763
    21-10-2026 1424.2511 1436.4572
    19-10-2026 1423.8133 1436.0119
    16-10-2026 1423.1446 1435.3318
    15-10-2026 1422.9366 1435.1203
    14-10-2026 1422.7233 1434.9033
    13-10-2026 1422.5143 1434.6907
    12-10-2026 1422.3087 1434.4814
    09-10-2026 1421.7036 1433.8657
    08-10-2026 1421.4987 1433.6571
    07-10-2026 1421.3001 1433.4549
    06-10-2026 1421.1026 1433.254
    05-10-2026 1420.9136 1433.0615
    01-10-2026 1420.1065 1432.2402
    30-09-2026 1419.9157 1432.046
    29-09-2026 1419.7232 1431.85
    28-09-2026 1419.5312 1431.6545

    Fund Launch Date: 15/Jul/2019
    Fund Category: Overnight Fund
    Investment Objective: The investment objective of the Scheme is to provide reasonable returns commensurate with low risk andproviding a high level of liquidity, through investments made primarily in overnight securities havingmaturity/residual maturity of 1 business day. However, there can be no assurance that the investmentobjective of the scheme will be achieved.
    Fund Description: An open-ended debt schemeinvesting in overnight securities.
    Fund Benchmark: NIFTY 1D Rate Index
    Source: Fund FactSheet

    Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.