Previously Known As : Pgim India Equity Income Fund
Pgim India Equity Savings Fund Datagrid
Category Equity Savings Fund
BMSMONEY Rank 14
Rating
Growth Option 04-12-2025
NAV ₹50.28(R) +0.01% ₹57.11(D) +0.01%
Returns 1Y 3Y 5Y 7Y 10Y
Lumpsum Regular 5.61% 7.11% 7.82% 7.4% -%
Direct 6.42% 7.96% 8.79% 8.42% -%
Benchmark
SIP (XIRR) Regular 6.52% 7.03% 6.16% 7.05% -%
Direct 7.33% 7.87% 7.02% 8.01% -%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
0.58 0.28 0.65 2.12% 0.03
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
2.15% -1.15% -0.83% 0.47 1.51%
Fund AUM As on: 30/06/2025 71 Cr
Top Equity Savings Fund
Fund Name Rank Rating
Edelweiss Equity Savings Fund 1
Kotak Equity Savings Fund 2
Mirae Asset Equity Savings Fund 3
Aditya Birla Sun Life Equity Savings Fund 4

NAV Date: 04-12-2025

Scheme Name NAV Rupee Change Percent Change
PGIM India Equity Savings Fund - Monthly Dividend option 12.74
0.0000
0.0100%
PGIM India Equity Savings Fund - Direct Plan - Monthly Dividend 14.01
0.0000
0.0100%
PGIM India Equity Savings Fund - Annual Dividend option 15.45
0.0000
0.0100%
PGIM India Equity Savings Fund - Direct Plan - Annual Dividend 16.42
0.0000
0.0200%
PGIM India Equity Savings Fund - Growth Option 50.28
0.0100
0.0100%
PGIM India Equity Savings Fund - Direct Plan - Growth 57.11
0.0100
0.0100%

Review Date: 04-12-2025

Beginning of Analysis

In the Equity Savings Fund category, Pgim India Equity Savings Fund is the 16th ranked fund. The category has total 18 funds. The Pgim India Equity Savings Fund has shown a very poor past performence in Equity Savings Fund. The fund has a Jensen Alpha of 2.12% which is higher than the category average of 1.06%. Here the fund has shown very good performance in terms of risk adjusted returns. The fund has a Sharpe Ratio of 0.58 which is lower than the category average of 0.93.
The past performance of the fund may or may not be sustained in the future. The review is not investment advice nor is it a recommendation to buy or sell funds. The ranking is based on proprietary methodology developed by bmsmoney. The methodology is based on the past performance of the funds and does not guarantee future performance.
Equity Savings Mutual Funds

Pgim India Equity Savings Fund Return Analysis

  • The fund has given a return of 0.67%, 1.83 and 3.23 in last one, three and six months respectively. In the same period the category average return was 0.54%, 2.34% and 3.91% respectively.
  • Pgim India Equity Savings Fund has given a return of 6.42% in last one year. In the same period the Equity Savings Fund category average return was 6.42%.
  • The fund has given a return of 7.96% in last three years and ranked 19.0th out of 19 funds in the category. In the same period the Equity Savings Fund category average return was 10.82%.
  • The fund has given a return of 8.79% in last five years and ranked 15th out of 17 funds in the category. In the same period the Equity Savings Fund category average return was 10.33%.
  • The fund has given a SIP return of 7.33% in last one year whereas category average SIP return is 8.85%. The fund one year return rank in the category is 17th in 19 funds
  • The fund has SIP return of 7.87% in last three years and ranks 19th in 19 funds. HSBC Equity Savings Fund has given the highest SIP return (12.93%) in the category in last three years.
  • The fund has SIP return of 7.02% in last five years whereas category average SIP return is 9.15%.

Pgim India Equity Savings Fund Risk Analysis

  • The fund has a standard deviation of 2.15 and semi deviation of 1.51. The category average standard deviation is 4.08 and semi deviation is 2.96.
  • The fund has a Value at Risk (VaR) of -1.15 and a maximum drawdown of -0.83. The category average VaR is -3.62 and the maximum drawdown is -3.48. The fund has a beta of 0.46 which shows that fund is less volatile than the benchmark.

Standard deviation measures the fund's return volatility and Semi deviation focuses on downside volatility. Value at Risk (VaR) is a measure of the risk of investments. Maximum Drawdown is the maximum loss from a peak to a trough of a portfolio. Beta measures the volatility of the fund compared to the benchmark. A beta of 1 indicates that the fund will move in line with the benchmark. A beta of more than 1 indicates that the fund will be more volatile than the benchmark and vice versa.


  • Very Good Performance in Equity Savings Fund Category
  • Good Performance in Equity Savings Fund Category
  • Poor Performance in Equity Savings Fund Category
  • Very Poor Performance in Equity Savings Fund Category

    • Investors beware: Mutual Fund investments are subject to market risks. Please read the scheme related documents carefully.

    Data Source: www.amfiindia.com

    SEBI Categorization


    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.61
    0.47
    		-0.40 | 1.22 9 | 19 Good
    3M Return % 1.64
    2.11
    		0.03 | 3.81 16 | 19 Poor
    6M Return % 2.85
    3.42
    		0.05 | 5.79 16 | 19 Poor
    1Y Return % 5.61
    5.42
    		1.01 | 8.43 10 | 19 Good
    3Y Return % 7.11
    9.76
    		7.11 | 13.31 19 | 19 Poor
    5Y Return % 7.82
    9.26
    		7.39 | 11.19 15 | 17 Average
    7Y Return % 7.40
    8.47
    		3.90 | 10.18 12 | 14 Average
    1Y SIP Return % 6.52
    7.84
    		2.89 | 10.69 16 | 19 Poor
    3Y SIP Return % 7.03
    9.30
    		7.03 | 11.93 19 | 19 Poor
    5Y SIP Return % 6.16
    8.13
    		6.16 | 10.08 17 | 17 Poor
    7Y SIP Return % 7.05
    8.74
    		6.66 | 10.55 13 | 14 Poor
    Standard Deviation 2.15
    4.08
    		2.08 | 5.58 2 | 18 Very Good
    Semi Deviation 1.51
    2.96
    		1.41 | 4.16 2 | 18 Very Good
    Max Drawdown % -0.83
    -3.48
    		-5.90 | -0.70 2 | 18 Very Good
    VaR 1 Y % -1.15
    -3.62
    		-6.06 | -1.15 1 | 18 Very Good
    Average Drawdown % -0.39
    -1.42
    		-2.49 | -0.39 1 | 18 Very Good
    Sharpe Ratio 0.58
    0.93
    		0.58 | 1.45 18 | 18 Poor
    Sterling Ratio 0.65
    0.73
    		0.60 | 0.91 15 | 18 Average
    Sortino Ratio 0.28
    0.47
    		0.28 | 0.72 18 | 18 Poor
    Jensen Alpha % 2.12
    1.06
    		-1.58 | 3.61 4 | 18 Very Good
    Treynor Ratio 0.03
    0.04
    		0.03 | 0.07 18 | 18 Poor
    Modigliani Square Measure % 13.40
    10.53
    		8.22 | 14.93 2 | 18 Very Good
    Alpha % -2.69
    -0.07
    		-2.69 | 1.71 18 | 18 Poor
    Return data last Updated On : Dec. 4, 2025.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Oct. 31, 2025
    KPIs: Key Performance Indicators

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    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.67 0.54 -0.27 | 1.30 9 | 19 Good
    3M Return % 1.83 2.34 0.43 | 4.07 16 | 19 Poor
    6M Return % 3.23 3.91 0.86 | 6.23 15 | 19 Average
    1Y Return % 6.42 6.42 2.64 | 9.11 11 | 19 Average
    3Y Return % 7.96 10.82 7.96 | 14.32 19 | 19 Poor
    5Y Return % 8.79 10.33 7.97 | 12.20 15 | 17 Average
    7Y Return % 8.42 9.50 4.82 | 11.29 11 | 14 Average
    1Y SIP Return % 7.33 8.85 4.56 | 11.91 17 | 19 Poor
    3Y SIP Return % 7.87 10.35 7.87 | 12.93 19 | 19 Poor
    5Y SIP Return % 7.02 9.15 7.02 | 11.27 17 | 17 Poor
    7Y SIP Return % 8.01 9.74 7.62 | 11.72 12 | 14 Average
    Standard Deviation 2.15 4.08 2.08 | 5.58 2 | 18 Very Good
    Semi Deviation 1.51 2.96 1.41 | 4.16 2 | 18 Very Good
    Max Drawdown % -0.83 -3.48 -5.90 | -0.70 2 | 18 Very Good
    VaR 1 Y % -1.15 -3.62 -6.06 | -1.15 1 | 18 Very Good
    Average Drawdown % -0.39 -1.42 -2.49 | -0.39 1 | 18 Very Good
    Sharpe Ratio 0.58 0.93 0.58 | 1.45 18 | 18 Poor
    Sterling Ratio 0.65 0.73 0.60 | 0.91 15 | 18 Average
    Sortino Ratio 0.28 0.47 0.28 | 0.72 18 | 18 Poor
    Jensen Alpha % 2.12 1.06 -1.58 | 3.61 4 | 18 Very Good
    Treynor Ratio 0.03 0.04 0.03 | 0.07 18 | 18 Poor
    Modigliani Square Measure % 13.40 10.53 8.22 | 14.93 2 | 18 Very Good
    Alpha % -2.69 -0.07 -2.69 | 1.71 18 | 18 Poor
    Return data last Updated On : Dec. 4, 2025.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Oct. 31, 2025
    KPIs: Key Performance Indicators

    Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.


    Date Pgim India Equity Savings Fund NAV Regular Growth Pgim India Equity Savings Fund NAV Direct Growth
    04-12-2025 50.2763 57.1093
    03-12-2025 50.2536 57.0823
    02-12-2025 50.271 57.1009
    01-12-2025 50.3317 57.1686
    28-11-2025 50.3275 57.1605
    27-11-2025 50.3115 57.1411
    26-11-2025 50.3232 57.1532
    25-11-2025 50.1899 57.0007
    24-11-2025 50.1545 56.9593
    21-11-2025 50.208 57.0166
    20-11-2025 50.2687 57.0844
    19-11-2025 50.2251 57.0337
    18-11-2025 50.1635 56.9626
    17-11-2025 50.1898 56.9913
    14-11-2025 50.1466 56.9387
    13-11-2025 50.1175 56.9046
    12-11-2025 50.0859 56.8675
    11-11-2025 50.0179 56.7891
    10-11-2025 49.9819 56.7472
    07-11-2025 49.9193 56.6727
    06-11-2025 49.9339 56.688
    04-11-2025 49.97 56.7267

    Fund Launch Date: 15/Jan/2004
    Fund Category: Equity Savings Fund
    Investment Objective: The investment objective of the scheme is to provide capital appreciation and income distribution to the investors by using equity and equity related instruments, arbitrage opportunities and investments in debt and money market instruments.
    Fund Description: An Open Ended Scheme investing in equity, arbitrage and debt
    Fund Benchmark: 70% of the NIFTY 50 Arbitrage TR Index and 30% of the NIFTY 50 TR Index
    Source: Fund FactSheet

    Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.