Pgim India Overnight Fund Datagrid
Category Overnight Fund
BMSMONEY Rank 12
Rating
Growth Option 04-12-2025
NAV ₹1360.92(R) +0.03% ₹1366.84(D) +0.03%
Returns 1Y 3Y 5Y 7Y 10Y
Lumpsum Regular 5.85% 6.35% 5.32% -% -%
Direct 5.89% 6.41% 5.38% -% -%
Benchmark
SIP (XIRR) Regular 5.59% 6.18% 5.92% -% -%
Direct 5.62% 6.23% 5.98% -% -%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
4.19 4.31 0.64 -% -
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
0.14% 0.0% 0.0% - 0.12%
Fund AUM As on: 30/06/2025 70 Cr
Top Overnight Fund
Fund Name Rank Rating
Bank of India Overnight Fund 1
Axis Overnight Fund 2
Uti Overnight Fund 3
Invesco India Overnight Fund 4
Franklin India Overnight Fund 5
Nippon India Overnight Fund 6
Mirae Asset Overnight Fund 7

NAV Date: 04-12-2025

Scheme Name NAV Rupee Change Percent Change
PGIM India Overnight Fund - Regular Plan - Daily Dividend Option 1000.0
0.0000
0.0000%
PGIM India Overnight Fund - Direct Plan - Daily Dividend Option 1000.01
0.0000
0.0000%
PGIM India Overnight Fund - Direct Plan - Weekly Dividend Option 1001.42
0.2900
0.0300%
PGIM India Overnight Fund - Regular Plan - Weekly Dividend Option 1008.23
0.2800
0.0300%
PGIM India Overnight Fund - Regular Plan- Growth Option 1360.92
0.3800
0.0300%
PGIM India Overnight Fund - Direct Plan - Growth Option 1366.84
0.3800
0.0300%

Review Date: 04-12-2025

Beginning of Analysis

In the Overnight Fund category, Pgim India Overnight Fund is the 10th ranked fund. The category has total 29 funds. The 4 star rating shows a very good past performance of the Pgim India Overnight Fund in Overnight Fund. The fund has a Sharpe Ratio of 4.19 which is higher than the category average of 4.08.
The past performance of the fund may or may not be sustained in the future. The review is not investment advice nor is it a recommendation to buy or sell funds. The ranking is based on proprietary methodology developed by bmsmoney. The methodology is based on the past performance of the funds and does not guarantee future performance.
Overnight Mutual Funds are ideal for investors seeking a safe, liquid, and ultra-low-risk investment option for very short-term cash management. These funds invest in overnight securities with a maturity of 1 day, offering quick redemption (within 1 business day) and stable returns. While they provide minimal risk and high liquidity, they offer very low returns compared to other debt funds. Investors should consider their liquidity needs and investment horizon before investing in Overnight Funds. These funds are best suited for parking surplus funds for a very short duration, such as overnight or a few days.

Pgim India Overnight Fund Return Analysis

  • The fund has given a return of 0.44%, 1.33 and 2.67 in last one, three and six months respectively. In the same period the category average return was 0.43%, 1.33% and 2.69% respectively.
  • Pgim India Overnight Fund has given a return of 5.89% in last one year. In the same period the Overnight Fund category average return was 5.89%.
  • The fund has given a return of 6.41% in last three years and ranked 20.0th out of 32 funds in the category. In the same period the Overnight Fund category average return was 6.41%.
  • The fund has given a return of 5.38% in last five years and ranked 13th out of 27 funds in the category. In the same period the Overnight Fund category average return was 5.37%.
  • The fund has given a SIP return of 5.62% in last one year whereas category average SIP return is 5.64%. The fund one year return rank in the category is 22nd in 34 funds
  • The fund has SIP return of 6.23% in last three years and ranks 20th in 31 funds. Bank of India Overnight Fund has given the highest SIP return (6.35%) in the category in last three years.
  • The fund has SIP return of 5.98% in last five years whereas category average SIP return is 5.74%.

Pgim India Overnight Fund Risk Analysis

  • The fund has a standard deviation of 0.14 and semi deviation of 0.12. The category average standard deviation is 0.14 and semi deviation is 0.11.

Standard deviation measures the fund's return volatility and Semi deviation focuses on downside volatility. Value at Risk (VaR) is a measure of the risk of investments. Maximum Drawdown is the maximum loss from a peak to a trough of a portfolio. Beta measures the volatility of the fund compared to the benchmark. A beta of 1 indicates that the fund will move in line with the benchmark. A beta of more than 1 indicates that the fund will be more volatile than the benchmark and vice versa.


  • Very Good Performance in Overnight Fund Category
  • Good Performance in Overnight Fund Category
  • Poor Performance in Overnight Fund Category
  • Very Poor Performance in Overnight Fund Category

    • Investors beware: Mutual Fund investments are subject to market risks. Please read the scheme related documents carefully.

    Data Source: www.amfiindia.com

    SEBI Categorization


    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.43
    0.43
    		0.39 | 0.46 3 | 34 Very Good
    3M Return % 1.32
    1.32
    		1.23 | 1.36 12 | 34 Good
    6M Return % 2.65
    2.65
    		2.49 | 2.74 17 | 34 Good
    1Y Return % 5.85
    5.81
    		5.46 | 6.01 12 | 34 Good
    3Y Return % 6.35
    6.32
    		6.03 | 6.50 12 | 32 Good
    5Y Return % 5.32
    5.29
    		5.12 | 5.43 5 | 27 Very Good
    1Y SIP Return % 5.59
    5.56
    		5.21 | 5.76 14 | 34 Good
    3Y SIP Return % 6.18
    6.14
    		5.83 | 6.33 8 | 31 Very Good
    5Y SIP Return % 5.92
    5.66
    		5.13 | 6.06 5 | 27 Very Good
    Standard Deviation 0.14
    0.14
    		0.13 | 0.15 23 | 30 Average
    Semi Deviation 0.12
    0.11
    		0.11 | 0.12 28 | 30 Poor
    Sharpe Ratio 4.19
    4.08
    		2.14 | 5.43 14 | 30 Good
    Sterling Ratio 0.64
    0.63
    		0.61 | 0.65 10 | 30 Good
    Sortino Ratio 4.31
    4.41
    		1.22 | 9.27 16 | 30 Good
    Return data last Updated On : Dec. 4, 2025.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Oct. 31, 2025
    KPIs: Key Performance Indicators

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    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.44 0.43 0.41 | 0.46 3 | 34 Very Good
    3M Return % 1.33 1.33 1.28 | 1.38 22 | 34 Average
    6M Return % 2.67 2.69 2.59 | 2.76 28 | 34 Poor
    1Y Return % 5.89 5.89 5.67 | 6.03 22 | 34 Average
    3Y Return % 6.41 6.41 6.21 | 6.62 20 | 32 Average
    5Y Return % 5.38 5.37 5.22 | 5.48 13 | 27 Good
    1Y SIP Return % 5.62 5.64 5.42 | 5.79 22 | 34 Average
    3Y SIP Return % 6.23 6.23 6.04 | 6.35 20 | 31 Average
    5Y SIP Return % 5.98 5.74 5.21 | 6.09 13 | 27 Good
    Standard Deviation 0.14 0.14 0.13 | 0.15 23 | 30 Average
    Semi Deviation 0.12 0.11 0.11 | 0.12 28 | 30 Poor
    Sharpe Ratio 4.19 4.08 2.14 | 5.43 14 | 30 Good
    Sterling Ratio 0.64 0.63 0.61 | 0.65 10 | 30 Good
    Sortino Ratio 4.31 4.41 1.22 | 9.27 16 | 30 Good
    Return data last Updated On : Dec. 4, 2025.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Oct. 31, 2025
    KPIs: Key Performance Indicators

    Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.


    Date Pgim India Overnight Fund NAV Regular Growth Pgim India Overnight Fund NAV Direct Growth
    04-12-2025 1360.9174 1366.8423
    03-12-2025 1360.7256 1366.6485
    02-12-2025 1360.5401 1366.4612
    01-12-2025 1360.3534 1366.2725
    28-11-2025 1359.5607 1365.4729
    27-11-2025 1359.3572 1365.2674
    26-11-2025 1359.1732 1365.0815
    25-11-2025 1358.9834 1364.8898
    24-11-2025 1358.7949 1364.6993
    21-11-2025 1358.2323 1364.1309
    20-11-2025 1358.0482 1363.9449
    19-11-2025 1357.8588 1363.7535
    18-11-2025 1357.6706 1363.5634
    17-11-2025 1357.4848 1363.3758
    14-11-2025 1356.9104 1362.7955
    13-11-2025 1356.7194 1362.6026
    12-11-2025 1356.5325 1362.4138
    11-11-2025 1356.3452 1362.2245
    10-11-2025 1356.1594 1362.0367
    07-11-2025 1355.5941 1361.4656
    06-11-2025 1355.4059 1361.2755
    04-11-2025 1355.0289 1360.8946

    Fund Launch Date: 12/Aug/2019
    Fund Category: Overnight Fund
    Investment Objective: The Scheme aims to provide reasonable returns commensurate with low risk and providing a high level of liquidity, through investments made primarily in overnight securities having maturity of 1 business day. However, there can be no assurance that the investment objective of the Scheme will be achieved. The Scheme does not guarantee/ indicate any returns.
    Fund Description: An open ended debt scheme investing in overnight securities
    Fund Benchmark: NIFTY 1D Rate Index
    Source: Fund FactSheet

    Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.