Pgim India Overnight Fund Datagrid
Category Overnight Fund
BMSMONEY Rank 18
Rating
Growth Option 26-10-2026
NAV ₹1422.3(R) +0.05% ₹1428.81(D) +0.05%
Returns 1Y 3Y 5Y 7Y 10Y
Lumpsum Regular 5.09% 5.92% 5.67% 5.04% -%
Direct 5.11% 5.96% 5.73% 5.1% -%
Benchmark
SIP (XIRR) Regular 5.07% 5.54% 5.8% 5.51% -%
Direct 5.1% 5.58% 5.85% 5.56% -%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
1.38 0.71 0.61 -% -
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
0.21% 0.0% 0.0% - 0.16%
Fund AUM As on: 30/12/2025 95 Cr
Top Overnight Fund
Fund Name Rank Rating
Bank of India Overnight Fund 1
Axis Overnight Fund 2
Franklin India Overnight Fund 3
UTI Overnight Fund 4
Invesco India Overnight Fund 5
Baroda BNP Paribas Overnight Fund 6
Nippon India Overnight Fund 7

NAV Date: 26-10-2026

Scheme Name NAV Rupee Change Percent Change
PGIM India Overnight Fund - Regular Plan - Daily Dividend Option 1000.0
0.0000
0.0000%
PGIM India Overnight Fund - Direct Plan - Daily Dividend Option 1000.01
0.0000
0.0000%
PGIM India Overnight Fund - Direct Plan - Weekly Dividend Option 1000.53
-0.5900
-0.0600%
PGIM India Overnight Fund - Regular Plan - Weekly Dividend Option 1007.19
-0.5900
-0.0600%
PGIM India Overnight Fund - Regular Plan- Growth Option 1422.3
0.6600
0.0500%
PGIM India Overnight Fund - Direct Plan - Growth Option 1428.81
0.6600
0.0500%

Review Date: 26-10-2026

Beginning of Analysis

PGIM India Overnight Fund is the 10th ranked fund in the Overnight Fund category. The category has total 29 funds. The 4 star rating shows a very good past performance of the PGIM India Overnight Fund in Overnight Fund. The fund has a Sharpe Ratio of 1.38 which is higher than the category average of 1.34.
The past performance of the fund may or may not be sustained in the future. The review is not investment advice nor is it a recommendation to buy or sell funds. The ranking is based on proprietary methodology developed by bmsmoney. The methodology is based on the past performance of the funds and does not guarantee future performance.
Overnight Mutual Funds are ideal for investors seeking a safe, liquid, and ultra-low-risk investment option for very short-term cash management. These funds invest in overnight securities with a maturity of 1 day, offering quick redemption (within 1 business day) and stable returns. While they provide minimal risk and high liquidity, they offer very low returns compared to other debt funds. Investors should consider their liquidity needs and investment horizon before investing in Overnight Funds. These funds are best suited for parking surplus funds for a very short duration, such as overnight or a few days.

PGIM India Overnight Fund Return Analysis

  • The fund has given a return of 0.4%, 1.24 and 2.52 in last one, three and six months respectively. In the same period the category average return was 0.41%, 1.27% and 2.57% respectively.
  • PGIM India Overnight Fund has given a return of 5.11% in last one year. In the same period the Overnight Fund category average return was 5.21%.
  • The fund has given a return of 5.96% in last three years and ranked 25.0th out of thirty three funds in the category. In the same period the Overnight Fund category average return was 5.99%.
  • The fund has given a return of 5.73% in last five years and ranked 21st out of twenty seven funds in the category. In the same period the Overnight Fund category average return was 5.75%.
  • The fund has given a SIP return of 5.1% in last one year whereas category average SIP return is 5.2%. The fund one year return rank in the category is 30th in 35 funds
  • The fund has SIP return of 5.58% in last three years and ranks 25th in 32 funds. Bank of India Overnight Fund has given the highest SIP return (5.84%) in the category in last three years.
  • The fund has SIP return of 5.85% in last five years whereas category average SIP return is 5.89%.

PGIM India Overnight Fund Risk Analysis

  • The fund has a standard deviation of 0.21 and semi deviation of 0.16. The category average standard deviation is 0.2 and semi deviation is 0.15.

Standard deviation measures the fund's return volatility and Semi deviation focuses on downside volatility. Value at Risk (VaR) is a measure of the risk of investments. Maximum Drawdown is the maximum loss from a peak to a trough of a portfolio. Beta measures the volatility of the fund compared to the benchmark. A beta of 1 indicates that the fund will move in line with the benchmark. A beta of more than 1 indicates that the fund will be more volatile than the benchmark and vice versa.


  • Very Good Performance in Overnight Fund Category
  • Good Performance in Overnight Fund Category
  • Poor Performance in Overnight Fund Category
  • Very Poor Performance in Overnight Fund Category

    • Investors beware: Mutual Fund investments are subject to market risks. Please read the scheme related documents carefully.

    Data Source: www.amfiindia.com

    SEBI Categorization


    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.40
    0.41
    		0.38 | 0.43 31 | 35 Poor
    3M Return % 1.23
    1.25
    		1.14 | 1.29 28 | 35 Poor
    6M Return % 2.50
    2.53
    		2.35 | 2.76 28 | 34 Poor
    1Y Return % 5.09
    5.13
    		4.74 | 5.44 26 | 34 Average
    3Y Return % 5.92
    5.91
    		5.57 | 6.14 18 | 33 Good
    5Y Return % 5.67
    5.66
    		5.46 | 5.85 12 | 27 Good
    7Y Return % 5.04
    5.00
    		4.88 | 5.07 7 | 23 Good
    1Y SIP Return % 5.07
    5.13
    		4.73 | 5.46 27 | 34 Average
    3Y SIP Return % 5.54
    5.55
    		5.19 | 5.81 23 | 33 Average
    5Y SIP Return % 5.80
    5.81
    		5.58 | 6.02 19 | 27 Average
    7Y SIP Return % 5.51
    5.37
    		5.07 | 5.58 5 | 23 Very Good
    Standard Deviation 0.21
    0.20
    		0.18 | 0.27 26 | 30 Poor
    Semi Deviation 0.16
    0.15
    		0.14 | 0.20 29 | 30 Poor
    Sharpe Ratio 1.38
    1.34
    		-0.16 | 2.45 18 | 30 Average
    Sterling Ratio 0.61
    0.61
    		0.58 | 0.63 11 | 30 Good
    Sortino Ratio 0.71
    0.73
    		-0.06 | 1.62 18 | 30 Average
    Return data last Updated On : Oct. 26, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : June 30, 2026
    KPIs: Key Performance Indicators

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    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.40 0.41 0.40 | 0.44 36 | 37 Poor
    3M Return % 1.24 1.27 1.19 | 1.31 33 | 37 Poor
    6M Return % 2.52 2.57 2.45 | 2.77 32 | 36 Poor
    1Y Return % 5.11 5.21 4.94 | 5.47 29 | 36 Poor
    3Y Return % 5.96 5.99 5.78 | 6.16 25 | 33 Average
    5Y Return % 5.73 5.75 5.57 | 5.89 21 | 27 Average
    7Y Return % 5.10 5.09 4.98 | 5.14 9 | 23 Good
    1Y SIP Return % 5.10 5.20 4.94 | 5.48 30 | 35 Poor
    3Y SIP Return % 5.58 5.63 5.40 | 5.84 25 | 32 Poor
    5Y SIP Return % 5.85 5.89 5.69 | 6.05 22 | 26 Poor
    7Y SIP Return % 5.56 5.46 5.16 | 5.63 12 | 22 Good
    Standard Deviation 0.21 0.20 0.18 | 0.27 26 | 30 Poor
    Semi Deviation 0.16 0.15 0.14 | 0.20 29 | 30 Poor
    Sharpe Ratio 1.38 1.34 -0.16 | 2.45 18 | 30 Average
    Sterling Ratio 0.61 0.61 0.58 | 0.63 11 | 30 Good
    Sortino Ratio 0.71 0.73 -0.06 | 1.62 18 | 30 Average
    Return data last Updated On : Oct. 26, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : June 30, 2026
    KPIs: Key Performance Indicators

    Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.


    Date Pgim India Overnight Fund NAV Regular Growth Pgim India Overnight Fund NAV Direct Growth
    26-10-2026 1422.302 1428.8116
    23-10-2026 1421.6468 1428.1506
    22-10-2026 1421.4308 1427.9327
    21-10-2026 1421.2164 1427.7165
    19-10-2026 1420.7917 1427.288
    16-10-2026 1420.1499 1426.6406
    15-10-2026 1419.9341 1426.4228
    14-10-2026 1419.721 1426.2078
    13-10-2026 1419.5111 1425.996
    12-10-2026 1419.3085 1425.7916
    09-10-2026 1418.7104 1425.188
    08-10-2026 1418.5088 1424.9845
    07-10-2026 1418.3139 1424.788
    06-10-2026 1418.1171 1424.5892
    05-10-2026 1417.9326 1424.403
    01-10-2026 1417.1805 1423.6438
    30-09-2026 1416.9945 1423.4559
    29-09-2026 1416.8024 1423.2621
    28-09-2026 1416.6117 1423.0697

    Fund Launch Date: 12/Aug/2019
    Fund Category: Overnight Fund
    Investment Objective: The Scheme aims to provide reasonable returns commensurate with low risk and providing a high level of liquidity, through investments made primarily in overnight securities having maturity of 1 business day. However, there can be no assurance that the investment objective of the Scheme will be achieved. The Scheme does not guarantee/ indicate any returns.
    Fund Description: An open ended debt scheme investing in overnight securities
    Fund Benchmark: NIFTY 1D Rate Index
    Source: Fund FactSheet

    Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.