Previously Known As : Sbi Magnum Insta Cash Fund - Liquid Floater
Sbi Overnight Fund Datagrid
Category Overnight Fund
BMSMONEY Rank 16
Rating
Growth Option 04-12-2025
NAV ₹4252.17(R) +0.03% ₹4309.12(D) +0.03%
Returns 1Y 3Y 5Y 7Y 10Y
Lumpsum Regular 5.83% 6.32% 5.28% 5.08% 5.43%
Direct 5.9% 6.4% 5.36% 5.15% 5.52%
Benchmark
SIP (XIRR) Regular 5.57% 6.15% 5.89% 5.44% 5.34%
Direct 5.66% 6.23% 5.97% 5.52% 5.42%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
4.24 4.37 0.63 -% -
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
0.14% 0.0% 0.0% - 0.11%
Fund AUM As on: 30/06/2025 19896 Cr
Top Overnight Fund
Fund Name Rank Rating
Bank of India Overnight Fund 1
Axis Overnight Fund 2
Uti Overnight Fund 3
Invesco India Overnight Fund 4
Franklin India Overnight Fund 5
Nippon India Overnight Fund 6
Mirae Asset Overnight Fund 7

NAV Date: 04-12-2025

Scheme Name NAV Rupee Change Percent Change
SBI Overnight Fund - Regular Plan - Daily Income Distribution cum Capital Withdrawal Option (IDCW) 1331.77
0.3700
0.0300%
SBI Overnight Fund - Direct Plan - Daily Income Distribution cum Capital Withdrawal Option (IDCW) 1337.5
0.3800
0.0300%
SBI Overnight Fund - Regular Plan - Weekly Income Distribution cum Capital Withdrawal Option (IDCW) 1359.83
0.3800
0.0300%
SBI Overnight Fund - Direct Plan - Weekly Income Distribution cum Capital Withdrawal Option (IDCW) 1365.78
0.3900
0.0300%
SBI OVERNIGHT FUND - REGULAR PLAN - GROWTH 4252.17
1.1900
0.0300%
SBI OVERNIGHT FUND - DIRECT PLAN - GROWTH 4309.12
1.2200
0.0300%

Review Date: 04-12-2025

Beginning of Analysis

In the Overnight Fund category, Sbi Overnight Fund is the 16th ranked fund. The category has total 29 funds. The Sbi Overnight Fund has shown an average past performence in Overnight Fund. The fund has a Sharpe Ratio of 4.24 which is higher than the category average of 4.08.
The past performance of the fund may or may not be sustained in the future. The review is not investment advice nor is it a recommendation to buy or sell funds. The ranking is based on proprietary methodology developed by bmsmoney. The methodology is based on the past performance of the funds and does not guarantee future performance.
Overnight Mutual Funds are ideal for investors seeking a safe, liquid, and ultra-low-risk investment option for very short-term cash management. These funds invest in overnight securities with a maturity of 1 day, offering quick redemption (within 1 business day) and stable returns. While they provide minimal risk and high liquidity, they offer very low returns compared to other debt funds. Investors should consider their liquidity needs and investment horizon before investing in Overnight Funds. These funds are best suited for parking surplus funds for a very short duration, such as overnight or a few days.

Sbi Overnight Fund Return Analysis

  • The fund has given a return of 0.43%, 1.34 and 2.69 in last one, three and six months respectively. In the same period the category average return was 0.43%, 1.33% and 2.69% respectively.
  • Sbi Overnight Fund has given a return of 5.9% in last one year. In the same period the Overnight Fund category average return was 5.89%.
  • The fund has given a return of 6.4% in last three years and ranked 22.0nd out of 32 funds in the category. In the same period the Overnight Fund category average return was 6.41%.
  • The fund has given a return of 5.36% in last five years and ranked 20th out of 27 funds in the category. In the same period the Overnight Fund category average return was 5.37%.
  • The fund has given a return of 5.52% in last ten years and ranked 2nd out of three funds in the category. In the same period the category average return was 5.54%.
  • The fund has given a SIP return of 5.66% in last one year whereas category average SIP return is 5.64%. The fund one year return rank in the category is 21st in 34 funds
  • The fund has SIP return of 6.23% in last three years and ranks 21st in 31 funds. Bank of India Overnight Fund has given the highest SIP return (6.35%) in the category in last three years.
  • The fund has SIP return of 5.97% in last five years whereas category average SIP return is 5.74%.

Sbi Overnight Fund Risk Analysis

  • The fund has a standard deviation of 0.14 and semi deviation of 0.11. The category average standard deviation is 0.14 and semi deviation is 0.11.

Standard deviation measures the fund's return volatility and Semi deviation focuses on downside volatility. Value at Risk (VaR) is a measure of the risk of investments. Maximum Drawdown is the maximum loss from a peak to a trough of a portfolio. Beta measures the volatility of the fund compared to the benchmark. A beta of 1 indicates that the fund will move in line with the benchmark. A beta of more than 1 indicates that the fund will be more volatile than the benchmark and vice versa.


  • Very Good Performance in Overnight Fund Category
  • Good Performance in Overnight Fund Category
  • Poor Performance in Overnight Fund Category
  • Very Poor Performance in Overnight Fund Category

    • Investors beware: Mutual Fund investments are subject to market risks. Please read the scheme related documents carefully.

    Data Source: www.amfiindia.com

    SEBI Categorization


    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.43
    0.43
    		0.39 | 0.46 19 | 34 Average
    3M Return % 1.32
    1.32
    		1.23 | 1.36 18 | 34 Good
    6M Return % 2.66
    2.65
    		2.49 | 2.74 16 | 34 Good
    1Y Return % 5.83
    5.81
    		5.46 | 6.01 17 | 34 Good
    3Y Return % 6.32
    6.32
    		6.03 | 6.50 24 | 32 Average
    5Y Return % 5.28
    5.29
    		5.12 | 5.43 18 | 27 Average
    7Y Return % 5.08
    5.08
    		5.04 | 5.12 3 | 5 Good
    10Y Return % 5.43
    5.45
    		5.37 | 5.55 2 | 3 Good
    15Y Return % 6.52
    6.39
    		6.19 | 6.52 1 | 3 Very Good
    1Y SIP Return % 5.57
    5.56
    		5.21 | 5.76 19 | 34 Average
    3Y SIP Return % 6.15
    6.14
    		5.83 | 6.33 19 | 31 Average
    5Y SIP Return % 5.89
    5.66
    		5.13 | 6.06 11 | 27 Good
    7Y SIP Return % 5.44
    5.31
    		5.06 | 5.49 2 | 5 Very Good
    10Y SIP Return % 5.34
    5.29
    		5.15 | 5.38 2 | 3 Good
    15Y SIP Return % 5.81
    5.71
    		5.62 | 5.81 1 | 3 Very Good
    Standard Deviation 0.14
    0.14
    		0.13 | 0.15 5 | 30 Very Good
    Semi Deviation 0.11
    0.11
    		0.11 | 0.12 5 | 30 Very Good
    Sharpe Ratio 4.24
    4.08
    		2.14 | 5.43 10 | 30 Good
    Sterling Ratio 0.63
    0.63
    		0.61 | 0.65 22 | 30 Average
    Sortino Ratio 4.37
    4.41
    		1.22 | 9.27 14 | 30 Good
    Return data last Updated On : Dec. 4, 2025.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Oct. 31, 2025
    KPIs: Key Performance Indicators

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    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.43 0.43 0.41 | 0.46 23 | 34 Average
    3M Return % 1.34 1.33 1.28 | 1.38 20 | 34 Average
    6M Return % 2.69 2.69 2.59 | 2.76 21 | 34 Average
    1Y Return % 5.90 5.89 5.67 | 6.03 21 | 34 Average
    3Y Return % 6.40 6.41 6.21 | 6.62 22 | 32 Average
    5Y Return % 5.36 5.37 5.22 | 5.48 20 | 27 Average
    7Y Return % 5.15 5.17 5.13 | 5.19 4 | 5 Good
    10Y Return % 5.52 5.54 5.46 | 5.64 2 | 3 Good
    1Y SIP Return % 5.66 5.64 5.42 | 5.79 21 | 34 Average
    3Y SIP Return % 6.23 6.23 6.04 | 6.35 21 | 31 Average
    5Y SIP Return % 5.97 5.74 5.21 | 6.09 14 | 27 Good
    7Y SIP Return % 5.52 5.39 5.15 | 5.55 3 | 5 Good
    10Y SIP Return % 5.42 5.37 5.24 | 5.44 2 | 3 Good
    Standard Deviation 0.14 0.14 0.13 | 0.15 5 | 30 Very Good
    Semi Deviation 0.11 0.11 0.11 | 0.12 5 | 30 Very Good
    Sharpe Ratio 4.24 4.08 2.14 | 5.43 10 | 30 Good
    Sterling Ratio 0.63 0.63 0.61 | 0.65 22 | 30 Average
    Sortino Ratio 4.37 4.41 1.22 | 9.27 14 | 30 Good
    Return data last Updated On : Dec. 4, 2025.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Oct. 31, 2025
    KPIs: Key Performance Indicators

    Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.


    Date Sbi Overnight Fund NAV Regular Growth Sbi Overnight Fund NAV Direct Growth
    04-12-2025 4252.1731 4309.1159
    03-12-2025 4251.5729 4308.5006
    02-12-2025 4250.9803 4307.893
    01-12-2025 4250.388 4307.2856
    28-11-2025 4248.5426 4305.3943
    27-11-2025 4247.921 4304.7573
    26-11-2025 4247.3235 4304.1447
    25-11-2025 4246.7208 4303.5268
    24-11-2025 4246.1227 4302.9125
    21-11-2025 4244.2898 4301.0303
    20-11-2025 4243.6796 4300.4037
    19-11-2025 4243.079 4299.7869
    18-11-2025 4242.484 4299.1757
    17-11-2025 4241.8952 4298.5708
    14-11-2025 4240.0631 4296.6895
    13-11-2025 4239.4492 4296.0592
    12-11-2025 4238.8631 4295.4571
    11-11-2025 4238.2747 4294.8526
    10-11-2025 4237.6864 4294.2482
    07-11-2025 4235.9262 4292.4398
    06-11-2025 4235.3359 4291.8334
    04-11-2025 4234.1573 4290.6225

    Fund Launch Date: 25/Jul/2005
    Fund Category: Overnight Fund
    Investment Objective: To provide the investors an opportunity to invest in overnight securities maturing on the next business day.
    Fund Description: An open-ended Debt Scheme investing in overnight securities
    Fund Benchmark: CRISIL Overnight Index
    Source: Fund FactSheet

    Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.