Previously Known As : Sbi Magnum Insta Cash Fund - Liquid Floater
Sbi Overnight Fund Datagrid
Category Overnight Fund
BMSMONEY Rank 19
Rating
Growth Option 27-10-2026
NAV ₹4447.65(R) +0.02% ₹4509.35(D) +0.02%
Returns 1Y 3Y 5Y 7Y 10Y
Lumpsum Regular 5.16% 5.91% 5.65% 4.99% 5.26%
Direct 5.22% 5.99% 5.73% 5.07% 5.35%
Benchmark
SIP (XIRR) Regular 5.16% 5.57% 5.8% 5.49% 5.31%
Direct 5.22% 5.63% 5.88% 5.57% 5.38%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
1.36 0.7 0.61 -% -
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
0.2% 0.0% 0.0% - 0.15%
Fund AUM As on: 30/12/2025 25641 Cr
Top Overnight Fund
Fund Name Rank Rating
Bank of India Overnight Fund 1
Axis Overnight Fund 2
Franklin India Overnight Fund 3
UTI Overnight Fund 4
Invesco India Overnight Fund 5
Baroda BNP Paribas Overnight Fund 6
Nippon India Overnight Fund 7

NAV Date: 27-10-2026

Scheme Name NAV Rupee Change Percent Change
SBI Overnight Fund - Regular Plan - Daily Income Distribution cum Capital Withdrawal Option (IDCW) 1392.99
0.2100
0.0200%
SBI Overnight Fund - Direct Plan - Daily Income Distribution cum Capital Withdrawal Option (IDCW) 1399.65
0.2200
0.0200%
SBI Overnight Fund - Regular Plan - Weekly Income Distribution cum Capital Withdrawal Option (IDCW) 1422.34
0.2200
0.0200%
SBI Overnight Fund - Direct Plan - Weekly Income Distribution cum Capital Withdrawal Option (IDCW) 1429.24
0.2200
0.0200%
SBI OVERNIGHT FUND - REGULAR PLAN - GROWTH 4447.65
0.6800
0.0200%
SBI OVERNIGHT FUND - DIRECT PLAN - GROWTH 4509.35
0.7000
0.0200%

Review Date: 27-10-2026

Beginning of Analysis

SBI Overnight Fund is the 16th ranked fund in the Overnight Fund category. The category has total 29 funds. The SBI Overnight Fund has shown an average past performence in Overnight Fund. The fund has a Sharpe Ratio of 1.36 which is higher than the category average of 1.34.
The past performance of the fund may or may not be sustained in the future. The review is not investment advice nor is it a recommendation to buy or sell funds. The ranking is based on proprietary methodology developed by bmsmoney. The methodology is based on the past performance of the funds and does not guarantee future performance.
Overnight Mutual Funds are ideal for investors seeking a safe, liquid, and ultra-low-risk investment option for very short-term cash management. These funds invest in overnight securities with a maturity of 1 day, offering quick redemption (within 1 business day) and stable returns. While they provide minimal risk and high liquidity, they offer very low returns compared to other debt funds. Investors should consider their liquidity needs and investment horizon before investing in Overnight Funds. These funds are best suited for parking surplus funds for a very short duration, such as overnight or a few days.

SBI Overnight Fund Return Analysis

  • The fund has given a return of 0.43%, 1.29 and 2.59 in last one, three and six months respectively. In the same period the category average return was 0.43%, 1.28% and 2.58% respectively.
  • SBI Overnight Fund has given a return of 5.22% in last one year. In the same period the Overnight Fund category average return was 5.22%.
  • The fund has given a return of 5.99% in last three years and ranked 22.0nd out of thirty three funds in the category. In the same period the Overnight Fund category average return was 5.99%.
  • The fund has given a return of 5.73% in last five years and ranked 20th out of twenty seven funds in the category. In the same period the Overnight Fund category average return was 5.75%.
  • The fund has given a return of 5.35% in last ten years and ranked 1st out of three funds in the category. In the same period the category average return was 5.33%.
  • The fund has given a SIP return of 5.22% in last one year whereas category average SIP return is 5.21%. The fund one year return rank in the category is 23rd in 35 funds
  • The fund has SIP return of 5.63% in last three years and ranks 20th in 32 funds. Bank of India Overnight Fund has given the highest SIP return (5.83%) in the category in last three years.
  • The fund has SIP return of 5.88% in last five years whereas category average SIP return is 5.89%.

SBI Overnight Fund Risk Analysis

  • The fund has a standard deviation of 0.2 and semi deviation of 0.15. The category average standard deviation is 0.2 and semi deviation is 0.15.

Standard deviation measures the fund's return volatility and Semi deviation focuses on downside volatility. Value at Risk (VaR) is a measure of the risk of investments. Maximum Drawdown is the maximum loss from a peak to a trough of a portfolio. Beta measures the volatility of the fund compared to the benchmark. A beta of 1 indicates that the fund will move in line with the benchmark. A beta of more than 1 indicates that the fund will be more volatile than the benchmark and vice versa.


  • Very Good Performance in Overnight Fund Category
  • Good Performance in Overnight Fund Category
  • Poor Performance in Overnight Fund Category
  • Very Poor Performance in Overnight Fund Category

    • Investors beware: Mutual Fund investments are subject to market risks. Please read the scheme related documents carefully.

    Data Source: www.amfiindia.com

    SEBI Categorization


    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.43
    0.42
    		0.40 | 0.45 11 | 35 Good
    3M Return % 1.27
    1.26
    		1.16 | 1.31 10 | 35 Good
    6M Return % 2.56
    2.55
    		2.36 | 2.78 12 | 34 Good
    1Y Return % 5.16
    5.15
    		4.75 | 5.46 18 | 34 Good
    3Y Return % 5.91
    5.91
    		5.57 | 6.14 22 | 33 Average
    5Y Return % 5.65
    5.67
    		5.46 | 5.86 20 | 27 Average
    7Y Return % 4.99
    5.00
    		4.88 | 5.07 15 | 23 Average
    10Y Return % 5.26
    5.25
    		5.24 | 5.26 1 | 3 Very Good
    15Y Return % 6.31
    6.26
    		6.08 | 6.38 2 | 3 Good
    1Y SIP Return % 5.16
    5.13
    		4.74 | 5.46 16 | 34 Good
    3Y SIP Return % 5.57
    5.55
    		5.19 | 5.81 18 | 33 Good
    5Y SIP Return % 5.80
    5.81
    		5.58 | 6.02 18 | 27 Average
    7Y SIP Return % 5.49
    5.37
    		5.07 | 5.58 9 | 23 Good
    10Y SIP Return % 5.31
    5.24
    		5.10 | 5.33 2 | 3 Good
    15Y SIP Return % 5.64
    5.61
    		5.48 | 5.72 2 | 3 Good
    Standard Deviation 0.20
    0.20
    		0.18 | 0.27 5 | 30 Very Good
    Semi Deviation 0.15
    0.15
    		0.14 | 0.20 6 | 30 Very Good
    Sharpe Ratio 1.36
    1.34
    		-0.16 | 2.45 19 | 30 Average
    Sterling Ratio 0.61
    0.61
    		0.58 | 0.63 20 | 30 Average
    Sortino Ratio 0.70
    0.73
    		-0.06 | 1.62 20 | 30 Average
    Return data last Updated On : Oct. 27, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : June 30, 2026
    KPIs: Key Performance Indicators

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    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.43 0.43 0.41 | 0.45 21 | 37 Average
    3M Return % 1.29 1.28 1.20 | 1.32 23 | 37 Average
    6M Return % 2.59 2.58 2.46 | 2.78 25 | 36 Average
    1Y Return % 5.22 5.22 4.96 | 5.48 25 | 36 Average
    3Y Return % 5.99 5.99 5.78 | 6.16 22 | 33 Average
    5Y Return % 5.73 5.75 5.57 | 5.89 20 | 27 Average
    7Y Return % 5.07 5.09 4.98 | 5.14 19 | 23 Poor
    10Y Return % 5.35 5.33 5.33 | 5.35 1 | 3 Very Good
    1Y SIP Return % 5.22 5.21 4.94 | 5.48 23 | 35 Average
    3Y SIP Return % 5.63 5.63 5.40 | 5.83 20 | 32 Average
    5Y SIP Return % 5.88 5.89 5.69 | 6.05 19 | 26 Average
    7Y SIP Return % 5.57 5.44 5.16 | 5.63 10 | 22 Good
    10Y SIP Return % 5.38 5.32 5.19 | 5.39 2 | 3 Good
    Standard Deviation 0.20 0.20 0.18 | 0.27 5 | 30 Very Good
    Semi Deviation 0.15 0.15 0.14 | 0.20 6 | 30 Very Good
    Sharpe Ratio 1.36 1.34 -0.16 | 2.45 19 | 30 Average
    Sterling Ratio 0.61 0.61 0.58 | 0.63 20 | 30 Average
    Sortino Ratio 0.70 0.73 -0.06 | 1.62 20 | 30 Average
    Return data last Updated On : Oct. 27, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : June 30, 2026
    KPIs: Key Performance Indicators

    Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.


    Date Sbi Overnight Fund NAV Regular Growth Sbi Overnight Fund NAV Direct Growth
    27-10-2026 4447.6488 4509.3478
    26-10-2026 4446.9673 4508.6524
    23-10-2026 4444.8969 4506.5402
    22-10-2026 4444.2117 4505.8411
    21-10-2026 4443.5347 4505.1504
    19-10-2026 4442.1933 4503.7817
    16-10-2026 4440.1474 4501.6944
    15-10-2026 4439.477 4501.0103
    14-10-2026 4438.8014 4500.3209
    13-10-2026 4438.1405 4499.6465
    12-10-2026 4437.5008 4498.9936
    09-10-2026 4435.5881 4497.0414
    08-10-2026 4434.9732 4496.4136
    07-10-2026 4434.3432 4495.7705
    06-10-2026 4433.7084 4495.1225
    05-10-2026 4433.1023 4494.5037
    01-10-2026 4430.6335 4491.9833
    30-09-2026 4430.0143 4491.3512
    29-09-2026 4429.4061 4490.7302
    28-09-2026 4428.8044 4490.1159

    Fund Launch Date: 25/Jul/2005
    Fund Category: Overnight Fund
    Investment Objective: To provide the investors an opportunity to invest in overnight securities maturing on the next business day.
    Fund Description: An open-ended Debt Scheme investing in overnight securities
    Fund Benchmark: CRISIL Overnight Index
    Source: Fund FactSheet

    Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.