Previously Known As : Sbi Magnum Insta Cash Fund - Liquid Floater
Sbi Overnight Fund Datagrid
Category Overnight Fund
BMSMONEY Rank 19
Rating
Growth Option 29-07-2026
NAV ₹4392.93(R) +0.01% ₹4453.35(D) +0.01%
Returns 1Y 3Y 5Y 7Y 10Y
Lumpsum Regular 5.23% 6.03% 5.55% 4.99% 5.29%
Direct 5.29% 6.1% 5.63% 5.07% 5.38%
Benchmark
SIP (XIRR) Regular 5.19% 5.7% 5.84% 5.47% 5.31%
Direct 5.24% 5.77% 5.92% 5.55% 5.39%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
1.36 0.7 0.61 -% -
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
0.2% 0.0% 0.0% - 0.15%
Fund AUM As on: 30/12/2025 25641 Cr
Top Overnight Fund
Fund Name Rank Rating
Bank of India Overnight Fund 1
Axis Overnight Fund 2
Franklin India Overnight Fund 3
UTI Overnight Fund 4
Invesco India Overnight Fund 5
Baroda BNP Paribas Overnight Fund 6
Nippon India Overnight Fund 7

NAV Date: 29-07-2026

Scheme Name NAV Rupee Change Percent Change
SBI Overnight Fund - Regular Plan - Daily Income Distribution cum Capital Withdrawal Option (IDCW) 1375.86
0.1900
0.0100%
SBI Overnight Fund - Direct Plan - Daily Income Distribution cum Capital Withdrawal Option (IDCW) 1382.27
0.1900
0.0100%
SBI Overnight Fund - Regular Plan - Weekly Income Distribution cum Capital Withdrawal Option (IDCW) 1404.84
0.2000
0.0100%
SBI Overnight Fund - Direct Plan - Weekly Income Distribution cum Capital Withdrawal Option (IDCW) 1411.49
0.2000
0.0100%
SBI OVERNIGHT FUND - REGULAR PLAN - GROWTH 4392.93
0.6100
0.0100%
SBI OVERNIGHT FUND - DIRECT PLAN - GROWTH 4453.35
0.6300
0.0100%

Review Date: 29-07-2026

Beginning of Analysis

In the Overnight Fund category, SBI Overnight Fund is the 16th ranked fund. The category has total 29 funds. The SBI Overnight Fund has shown an average past performence in Overnight Fund. The fund has a Sharpe Ratio of 1.36 which is higher than the category average of 1.34.
The past performance of the fund may or may not be sustained in the future. The review is not investment advice nor is it a recommendation to buy or sell funds. The ranking is based on proprietary methodology developed by bmsmoney. The methodology is based on the past performance of the funds and does not guarantee future performance.
Overnight Mutual Funds are ideal for investors seeking a safe, liquid, and ultra-low-risk investment option for very short-term cash management. These funds invest in overnight securities with a maturity of 1 day, offering quick redemption (within 1 business day) and stable returns. While they provide minimal risk and high liquidity, they offer very low returns compared to other debt funds. Investors should consider their liquidity needs and investment horizon before investing in Overnight Funds. These funds are best suited for parking surplus funds for a very short duration, such as overnight or a few days.

SBI Overnight Fund Return Analysis

  • The fund has given a return of 0.42%, 1.28 and 2.53 in last one, three and six months respectively. In the same period the category average return was 0.42%, 1.29% and 2.53% respectively.
  • SBI Overnight Fund has given a return of 5.29% in last one year. In the same period the Overnight Fund category average return was 5.3%.
  • The fund has given a return of 6.1% in last three years and ranked 22.0nd out of thirty two funds in the category. In the same period the Overnight Fund category average return was 6.12%.
  • The fund has given a return of 5.63% in last five years and ranked 21st out of twenty seven funds in the category. In the same period the Overnight Fund category average return was 5.65%.
  • The fund has given a return of 5.38% in last ten years and ranked 2nd out of three funds in the category. In the same period the category average return was 5.4%.
  • The fund has given a SIP return of 5.24% in last one year whereas category average SIP return is 5.24%. The fund one year return rank in the category is 24th in 34 funds
  • The fund has SIP return of 5.77% in last three years and ranks 19th in 30 funds. Bank of India Overnight Fund has given the highest SIP return (5.99%) in the category in last three years.
  • The fund has SIP return of 5.92% in last five years whereas category average SIP return is 5.93%.

SBI Overnight Fund Risk Analysis

  • The fund has a standard deviation of 0.2 and semi deviation of 0.15. The category average standard deviation is 0.2 and semi deviation is 0.15.

Standard deviation measures the fund's return volatility and Semi deviation focuses on downside volatility. Value at Risk (VaR) is a measure of the risk of investments. Maximum Drawdown is the maximum loss from a peak to a trough of a portfolio. Beta measures the volatility of the fund compared to the benchmark. A beta of 1 indicates that the fund will move in line with the benchmark. A beta of more than 1 indicates that the fund will be more volatile than the benchmark and vice versa.


  • Very Good Performance in Overnight Fund Category
  • Good Performance in Overnight Fund Category
  • Poor Performance in Overnight Fund Category
  • Very Poor Performance in Overnight Fund Category

    • Investors beware: Mutual Fund investments are subject to market risks. Please read the scheme related documents carefully.

    Data Source: www.amfiindia.com

    SEBI Categorization


    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.42
    0.42
    		0.39 | 0.44 17 | 34 Good
    3M Return % 1.27
    1.27
    		1.19 | 1.45 15 | 34 Good
    6M Return % 2.50
    2.49
    		2.31 | 2.72 20 | 34 Average
    1Y Return % 5.23
    5.22
    		4.86 | 5.54 19 | 34 Average
    3Y Return % 6.03
    6.03
    		5.71 | 6.25 21 | 32 Average
    5Y Return % 5.55
    5.56
    		5.37 | 5.75 20 | 27 Average
    7Y Return % 4.99
    5.00
    		4.88 | 5.07 14 | 21 Average
    10Y Return % 5.29
    5.31
    		5.27 | 5.37 2 | 3 Good
    15Y Return % 6.36
    6.30
    		6.12 | 6.42 2 | 3 Good
    1Y SIP Return % 5.19
    5.17
    		4.80 | 5.55 18 | 34 Good
    3Y SIP Return % 5.70
    5.70
    		5.35 | 5.96 18 | 32 Average
    5Y SIP Return % 5.84
    5.85
    		5.63 | 6.07 19 | 27 Average
    7Y SIP Return % 5.47
    5.49
    		5.36 | 5.56 14 | 21 Average
    10Y SIP Return % 5.31
    4.98
    		4.75 | 5.31 1 | 3 Very Good
    15Y SIP Return % 5.68
    5.41
    		5.18 | 5.68 1 | 3 Very Good
    Standard Deviation 0.20
    0.20
    		0.18 | 0.27 5 | 30 Very Good
    Semi Deviation 0.15
    0.15
    		0.14 | 0.20 6 | 30 Very Good
    Sharpe Ratio 1.36
    1.34
    		-0.16 | 2.45 19 | 30 Average
    Sterling Ratio 0.61
    0.61
    		0.58 | 0.63 20 | 30 Average
    Sortino Ratio 0.70
    0.73
    		-0.06 | 1.62 20 | 30 Average
    Return data last Updated On : July 29, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : June 30, 2026
    KPIs: Key Performance Indicators

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    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.42 0.42 0.40 | 0.44 27 | 36 Average
    3M Return % 1.28 1.29 1.22 | 1.46 25 | 36 Average
    6M Return % 2.53 2.53 2.41 | 2.74 24 | 36 Average
    1Y Return % 5.29 5.30 5.06 | 5.58 24 | 36 Average
    3Y Return % 6.10 6.12 5.91 | 6.28 22 | 32 Average
    5Y Return % 5.63 5.65 5.47 | 5.78 21 | 27 Average
    7Y Return % 5.07 5.09 4.98 | 5.12 17 | 21 Average
    10Y Return % 5.38 5.40 5.36 | 5.46 2 | 3 Good
    1Y SIP Return % 5.24 5.24 5.01 | 5.60 24 | 34 Average
    3Y SIP Return % 5.77 5.78 5.56 | 5.99 19 | 30 Average
    5Y SIP Return % 5.92 5.93 5.73 | 6.10 18 | 25 Average
    7Y SIP Return % 5.55 5.57 5.46 | 5.61 15 | 19 Average
    10Y SIP Return % 5.39 5.06 4.81 | 5.39 1 | 3 Very Good
    Standard Deviation 0.20 0.20 0.18 | 0.27 5 | 30 Very Good
    Semi Deviation 0.15 0.15 0.14 | 0.20 6 | 30 Very Good
    Sharpe Ratio 1.36 1.34 -0.16 | 2.45 19 | 30 Average
    Sterling Ratio 0.61 0.61 0.58 | 0.63 20 | 30 Average
    Sortino Ratio 0.70 0.73 -0.06 | 1.62 20 | 30 Average
    Return data last Updated On : July 29, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : June 30, 2026
    KPIs: Key Performance Indicators

    Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.


    Date Sbi Overnight Fund NAV Regular Growth Sbi Overnight Fund NAV Direct Growth
    29-07-2026 4392.9316 4453.3509
    28-07-2026 4392.3198 4452.7234
    27-07-2026 4391.6972 4452.0851
    24-07-2026 4389.8975 4450.2392
    23-07-2026 4389.303 4449.6294
    22-07-2026 4388.6992 4449.0101
    21-07-2026 4388.0821 4448.3774
    20-07-2026 4387.4644 4447.7441
    17-07-2026 4385.6219 4445.8548
    16-07-2026 4385.0107 4445.228
    15-07-2026 4384.3892 4444.5908
    14-07-2026 4383.793 4443.9792
    13-07-2026 4383.1922 4443.363
    10-07-2026 4381.3566 4441.4807
    09-07-2026 4380.7454 4440.854
    08-07-2026 4380.1228 4440.2157
    07-07-2026 4379.5103 4439.5876
    06-07-2026 4378.9089 4438.9708
    03-07-2026 4377.1143 4437.1302
    02-07-2026 4376.5195 4436.5199
    01-07-2026 4375.9185 4435.9036
    30-06-2026 4375.3087 4435.2784
    29-06-2026 4374.6729 4434.627

    Fund Launch Date: 25/Jul/2005
    Fund Category: Overnight Fund
    Investment Objective: To provide the investors an opportunity to invest in overnight securities maturing on the next business day.
    Fund Description: An open-ended Debt Scheme investing in overnight securities
    Fund Benchmark: CRISIL Overnight Index
    Source: Fund FactSheet

    Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.