Sbi Retirement Benefit Fund Aggressive Plan Datagrid
Category Retirement Fund
BMSMONEY Rank 26
Rating
Growth Option 27-07-2026
NAV ₹19.95(R) +0.89% ₹21.35(D) +0.9%
Returns 1Y 3Y 5Y 7Y 10Y
Lumpsum Regular 0.68% 8.35% 11.72% -% -%
Direct 1.72% 9.54% 13.08% -% -%
Nifty 500 TRI 2.3% 12.11% 12.34% 15.43% 13.47%
SIP (XIRR) Regular 2.3% 3.96% 8.77% -% -%
Direct 3.34% 5.09% 10.05% -% -%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
0.2 0.11 0.33 -3.62% 0.04
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
14.72% -21.17% -17.2% 0.9 10.89%
Fund AUM As on: 30/12/2025 3120 Cr
Top Retirement Fund
Fund Name Rank Rating
ICICI Prudential Retirement Fund - Hybrid Aggressive Plan 1
ICICI Prudential Retirement Fund - Pure Equity Plan 2
Aditya Birla Sun Life Retirement Fund - The 30s Plan 3
ICICI Prudential Retirement Fund - Hybrid Conservative Plan 4
Union Retirement Fund 5
UTI Retirement Fund 6

NAV Date: 27-07-2026

Scheme Name NAV Rupee Change Percent Change
SBI Retirement Benefit Fund - Aggressive Plan - Regular Plan - Income Distribution cum Capital Withdrawal Option (IDCW) 19.95
0.1800
0.8900%
SBI Retirement Benefit Fund - Aggressive Plan - Regular Plan - Growth 19.95
0.1800
0.8900%
SBI Retirement Benefit Fund - Aggressive Plan - Direct Plan - Income Distribution cum Capital Withdrawal Option (IDCW) 21.34
0.1900
0.9000%
SBI Retirement Benefit Fund - Aggressive Plan - Direct Plan - Growth 21.35
0.1900
0.9000%

Review Date: 27-07-2026

Beginning of Analysis

In the Retirement Fund category, SBI Retirement Benefit Fund Aggressive Plan is the 23rd ranked fund. The category has total 26 funds. The SBI Retirement Benefit Fund Aggressive Plan has shown a very poor past performence in Retirement Fund. The fund has a Jensen Alpha of -3.62% which is lower than the category average of 0.09%, showing poor performance. The fund has a Sharpe Ratio of 0.2 which is lower than the category average of 0.38.
The past performance of the fund may or may not be sustained in the future. The review is not investment advice nor is it a recommendation to buy or sell funds. The ranking is based on proprietary methodology developed by bmsmoney. The methodology is based on the past performance of the funds and does not guarantee future performance.
Retirement Mutual Funds

SBI Retirement Benefit Fund Aggressive Plan Return Analysis

The SBI Retirement Benefit Fund Aggressive Plan has delivered a mixed performance across various time horizons, showcasing both strengths and challenges when compared to its Retirement Fund peers and the Nifty 500 TRI benchmark. This analysis examines the fund’s returns over periods ranging from one month to ten years, alongside its Systematic Investment Plan (SIP) performance, highlighting its rankings within the Retirement Fund category and its ability to outperform or underperform the benchmark and category averages.

  • The fund has given a return of 0.38%, 2.2 and 3.18 in last one, three and six months respectively. In the same period the category average return was 0.79%, 2.73% and 3.8% respectively.
  • SBI Retirement Benefit Fund Aggressive Plan has given a return of 1.72% in last one year. In the same period the Nifty 500 TRI return was 2.3%. The fund has given 0.58% less return than the benchmark return.
  • The fund has given a return of 9.54% in last three years and rank 15th out of twenty six funds in the category. In the same period the Nifty 500 TRI return was 12.11%. The fund has given 2.57% less return than the benchmark return.
  • SBI Retirement Benefit Fund Aggressive Plan has given a return of 13.08% in last five years and category average returns is 10.4% in same period. The fund ranked 6th out of twenty five funds in the category. In the same period the Nifty 500 TRI return was 12.34%. The fund has given 0.74% more return than the benchmark return.
  • The fund has given a SIP return of 3.34% in last one year whereas category average SIP return is 5.82%. The fund one year return rank in the category is 20th in 29 funds
  • The fund has SIP return of 5.09% in last three years and ranks 23rd in 26 funds. Aditya Birla Sun Life Retirement Fund - The 30s Plan has given the highest SIP return (15.48%) in the category in last three years.
  • The fund has SIP return of 10.05% in last five years whereas category average SIP return is 10.11%.

SBI Retirement Benefit Fund Aggressive Plan Risk Analysis

  • The fund has a standard deviation of 14.72 and semi deviation of 10.89. The category average standard deviation is 9.64 and semi deviation is 7.17.
  • The fund has a Value at Risk (VaR) of -21.17 and a maximum drawdown of -17.2. The category average VaR is -12.9 and the maximum drawdown is -10.32. The fund has a beta of 0.82 which shows that fund is less volatile than the benchmark.

Standard deviation measures the fund's return volatility and Semi deviation focuses on downside volatility. Value at Risk (VaR) is a measure of the risk of investments. Maximum Drawdown is the maximum loss from a peak to a trough of a portfolio. Beta measures the volatility of the fund compared to the benchmark. A beta of 1 indicates that the fund will move in line with the benchmark. A beta of more than 1 indicates that the fund will be more volatile than the benchmark and vice versa.


  • Very Good Performance in Retirement Fund Category
  • Good Performance in Retirement Fund Category
  • Poor Performance in Retirement Fund Category
  • Very Poor Performance in Retirement Fund Category

    • Investors beware: Mutual Fund investments are subject to market risks. Please read the scheme related documents carefully.

    Data Source: www.amfiindia.com

    SEBI Categorization


    KPIs* Fund Nifty 500 TRI Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.31 0.82
    0.70
    		-0.07 | 2.09 22 | 29 Average
    3M Return % 1.94 1.92
    2.44
    		0.53 | 7.61 16 | 29 Good
    6M Return % 2.66 2.06
    3.22
    		-2.52 | 13.08 13 | 29 Good
    1Y Return % 0.68 2.30
    2.93
    		-2.99 | 13.74 23 | 29 Average
    3Y Return % 8.35 12.11
    9.72
    		4.94 | 19.87 15 | 26 Average
    5Y Return % 11.72 12.34
    9.13
    		4.06 | 19.96 5 | 25 Very Good
    1Y SIP Return % 2.30
    4.64
    		-3.56 | 20.03 20 | 29 Average
    3Y SIP Return % 3.96
    6.37
    		2.53 | 13.99 24 | 26 Poor
    5Y SIP Return % 8.77
    8.86
    		4.58 | 18.24 10 | 25 Good
    Standard Deviation 14.72
    9.65
    		1.31 | 16.38 22 | 26 Poor
    Semi Deviation 10.89
    7.17
    		0.96 | 11.68 22 | 26 Poor
    Max Drawdown % -17.20
    -10.32
    		-19.00 | -0.74 22 | 26 Poor
    VaR 1 Y % -21.17
    -12.90
    		-25.74 | -0.37 23 | 26 Poor
    Average Drawdown % 5.10
    5.15
    		0.38 | 11.62 14 | 26 Good
    Sharpe Ratio 0.20
    0.38
    		-0.55 | 0.91 23 | 26 Poor
    Sterling Ratio 0.33
    0.51
    		0.33 | 0.81 26 | 26 Poor
    Sortino Ratio 0.11
    0.18
    		-0.19 | 0.46 18 | 26 Average
    Jensen Alpha % -3.62
    0.09
    		-3.62 | 6.21 26 | 26 Poor
    Treynor Ratio 0.04
    0.07
    		-0.19 | 0.19 25 | 26 Poor
    Modigliani Square Measure % 3.10
    5.75
    		-8.49 | 14.04 23 | 26 Poor
    Alpha % -4.67
    -3.60
    		-9.58 | 8.09 13 | 26 Good
    Return data last Updated On : July 27, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : June 30, 2026
    KPIs: Key Performance Indicators

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    KPIs* Fund Nifty 500 TRI Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.38 0.82 0.79 -0.04 | 2.17 22 | 29 Average
    3M Return % 2.20 1.92 2.73 0.77 | 7.95 15 | 29 Good
    6M Return % 3.18 2.06 3.80 -2.05 | 13.83 12 | 29 Good
    1Y Return % 1.72 2.30 4.10 -2.01 | 15.25 23 | 29 Average
    3Y Return % 9.54 12.11 10.95 6.11 | 21.52 15 | 26 Average
    5Y Return % 13.08 12.34 10.40 5.29 | 21.62 6 | 25 Very Good
    1Y SIP Return % 3.34 5.82 -2.61 | 21.61 20 | 29 Average
    3Y SIP Return % 5.09 7.57 3.71 | 15.48 23 | 26 Poor
    5Y SIP Return % 10.05 10.11 5.77 | 19.89 10 | 25 Good
    Standard Deviation 14.72 9.65 1.31 | 16.38 22 | 26 Poor
    Semi Deviation 10.89 7.17 0.96 | 11.68 22 | 26 Poor
    Max Drawdown % -17.20 -10.32 -19.00 | -0.74 22 | 26 Poor
    VaR 1 Y % -21.17 -12.90 -25.74 | -0.37 23 | 26 Poor
    Average Drawdown % 5.10 5.15 0.38 | 11.62 14 | 26 Good
    Sharpe Ratio 0.20 0.38 -0.55 | 0.91 23 | 26 Poor
    Sterling Ratio 0.33 0.51 0.33 | 0.81 26 | 26 Poor
    Sortino Ratio 0.11 0.18 -0.19 | 0.46 18 | 26 Average
    Jensen Alpha % -3.62 0.09 -3.62 | 6.21 26 | 26 Poor
    Treynor Ratio 0.04 0.07 -0.19 | 0.19 25 | 26 Poor
    Modigliani Square Measure % 3.10 5.75 -8.49 | 14.04 23 | 26 Poor
    Alpha % -4.67 -3.60 -9.58 | 8.09 13 | 26 Good
    Return data last Updated On : July 27, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : June 30, 2026
    KPIs: Key Performance Indicators

    Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.


    Date Sbi Retirement Benefit Fund Aggressive Plan NAV Regular Growth Sbi Retirement Benefit Fund Aggressive Plan NAV Direct Growth
    27-07-2026 19.9483 21.3489
    24-07-2026 19.7714 21.158
    23-07-2026 19.8192 21.2086
    22-07-2026 19.9773 21.3772
    21-07-2026 20.2151 21.6311
    20-07-2026 20.1637 21.5755
    17-07-2026 20.2043 21.6172
    16-07-2026 20.1538 21.5626
    15-07-2026 20.1036 21.5083
    14-07-2026 19.9782 21.3736
    13-07-2026 20.1346 21.5403
    10-07-2026 20.1072 21.5094
    09-07-2026 19.8682 21.2531
    08-07-2026 19.7236 21.0979
    07-07-2026 20.1305 21.5325
    06-07-2026 20.1866 21.5919
    03-07-2026 20.1134 21.5118
    02-07-2026 20.1249 21.5235
    01-07-2026 19.9905 21.3792
    30-06-2026 19.9228 21.3062
    29-06-2026 19.8871 21.2674

    Fund Launch Date: 10/Feb/2021
    Fund Category: Retirement Fund
    Investment Objective: The investment objective of the scheme is to provide a comprehensive retirement saving solution that serves the variable needs of the investors through long term diversified investments in major asset classes. However, there can be no assurance that theinvestment objective of the Scheme will be realized.
    Fund Description: An open-ended retirement solution-oriented scheme having a lock-in of 5 years or till retirement age whichever is earlier
    Fund Benchmark: S&P BSE 500 Total Return Index
    Source: Fund FactSheet

    Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.