Sbi Retirement Benefit Fund Aggressive Plan Overview
Category Retirement Fund
BMSMONEY Rank 4
BMSMONEY Rating
Growth Option As On: 24-04-2024
NAV ₹18.2 (R) +0.68% ₹19.02 (D) +0.68%
Returns Gro. Opt. 1Y 3Y 5Y 7Y 10Y
LumpSum Reg. P 31.11% 21.49% -% -% -%
LumpSum Dir. P 32.7% 23.14% -% -% -%
SIP Reg. P 27.03% 18.32% -% -% -%
SIP Dir. P 28.55% 19.82% -% -% -%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
1.06 0.61 1.16 5.41% 0.15
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
11.48% -11.03% -7.76% 0.8 7.67%

NAV Date: 24-04-2024

Scheme Name NAV Rupee Change Percent Change
SBI Retirement Benefit Fund - Aggressive Plan - Regular Plan - Growth 18.2
0.1200
0.6800%
SBI Retirement Benefit Fund - Aggressive Plan - Regular Plan - Income Distribution cum Capital Withdrawal Option (IDCW) 18.21
0.1200
0.6800%
SBI Retirement Benefit Fund - Aggressive Plan - Direct Plan - Income Distribution cum Capital Withdrawal Option (IDCW) 19.01
0.1300
0.6800%
SBI Retirement Benefit Fund - Aggressive Plan - Direct Plan - Growth 19.02
0.1300
0.6800%

Review Date: March 28, 2024

Performance of the SBI Retirement Benefit Fund Aggressive Plan has been analyzed on 18 performance parameters. Out of six return parameters, the fund has two return parameters in first quartile; whereas zero risk parameters (out of five) in first quartile. Similarly six risk-adjusted performance parameters are in first quartile. Based on this performance SBI Retirement Benefit Fund Aggressive Plan has achieved fourth (out of 25 funds), which is very good rank in the Retirement Fund category. Essentially, among its peer group of similar types of funds, it stands in the very good position, a testament to its successful track record. The Retirement Fund category has 25 funds.
Using a composite performance score, our ranking methodology takes into account the fund's return, the risk it carries, and its risk-adjusted performance during the last three years. This composite performance score then becomes the basis for ranking funds within the category.

The SBI Retirement Benefit Fund Aggressive Plan has good return performance, as more than 75% 1 year and above return parameters are above average in Retirement Fund category. The details are provided below.'
    '
  1. 1 Month Return%: One month return shows funds performance in very short period of time, the SBI Retirement Benefit Fund Aggressive Plan has given return of 0.35% in last one month which is poor as it is in the below average in Retirement Fund.
  2. 3 Month Return%: Three month return shows funds performance in short period of time, the SBI Retirement Benefit Fund Aggressive Plan has given return of 1.26% in last three month which is very poor as it is in the fourth quartile in Retirement Fund.
  3. 1 Year Return%: The SBI Retirement Benefit Fund Aggressive Plan has given return of 32.48% in last one year which is good as it is above average in Retirement Fund. The one year return rank of SBI Retirement Benefit Fund Aggressive Plan is 10 in 25 funds. The investment of ₹ 10,000 in this fund would have become ₹ 13248.0 in one year.
  4. 3 Year Return%: The SBI Retirement Benefit Fund Aggressive Plan has given return of 21.0% in last three year which is very good as it is in the top quartile with return rank of 3 in 25 funds. in Retirement Fund.
  5. 1 Year SIP Return%: The SBI Retirement Benefit Fund Aggressive Plan has given return of 8.51% in last one year which is good as it is above average with return rank of 9 in 25 funds. in Retirement Fund.
  6. 3 Year SIP Return%: The SBI Retirement Benefit Fund Aggressive Plan has given return of 17.92% in last three year which is very good as it is in the top quartile with return rank of 5 in 25 funds. in Retirement Fund.
    7. '
'

The SBI Retirement Benefit Fund Aggressive Plan has average risk performance, as more than 25% risk parameters are above average Retirement Fund category. The details are provided below. '
    '
  1. Standard Deviation: It is a measure of the dispersion of a set of data from its mean. It is calculated as the square root of variance by determining the variation between each data point relative to the mean. The higher the standard deviation, the greater the risk. The SBI Retirement Benefit Fund Aggressive Plan has standard deviation of 11.48 which is very poor as it is in the fourth quartile with risk rank of 12 in 15 funds. in Retirement Fund.
  2. Semi Deviation: It is a measure of the dispersion of a set of data from its mean. It is calculated as the square root of variance by determining the variation between each data point relative to the mean. The higher the semi-deviation, the greater the risk. It uses only negative returns for calculation. The SBI Retirement Benefit Fund Aggressive Plan has semi deviation of 7.67 which is poor as it is in the below average with risk rank of 10 in 15 funds. in Retirement Fund.
  3. Max Drawdown %: It is the maximum observed loss from a peak to a trough of a portfolio before a new peak is attained. The SBI Retirement Benefit Fund Aggressive Plan has max drawdown of -7.76% which is good as it is above average with risk rank of 8 in 15 funds. in Retirement Fund.
  4. 1Y VaR at 95%: It is the maximum expected loss of an investment over a given time period with a given probability of confidence. The SBI Retirement Benefit Fund Aggressive Plan has 1Y VaR at 95% of -11.03% which is poor as it is in the below average with risk rank of 9 in 15 funds. in Retirement Fund.
  5. Average Drawdown %: It is the average of the drawdowns over a period of time. The SBI Retirement Benefit Fund Aggressive Plan has average drawdown of -3.12% which is good as it is above average with risk rank of 7 in 15 funds. in Retirement Fund.
    6. '
'

The SBI Retirement Benefit Fund Aggressive Plan has poor risk adjusted performance, as non of above risk adjusted paramerters are above average in Retirement Fund category. The details are provided below. '
    '
  1. Sterling Ratio: It is a measure of risk-adjusted return. The SBI Retirement Benefit Fund Aggressive Plan has Sterling Ratio of 1.16 which is very good as it is in the top quartile with risk rank of 3 in 15 funds. in Retirement Fund.
  2. Sortino Ratio: It is a measure of risk-adjusted return. The SBI Retirement Benefit Fund Aggressive Plan has Sortino Ratio of 0.61 which is very good as it is in the top quartile with risk rank of 3 in 15 funds. in Retirement Fund.
  3. Jensen Alpha %: It is a measure of risk-adjusted return. The SBI Retirement Benefit Fund Aggressive Plan has Jensen Alpha of 5.41% which is very good as it is in the top quartile with risk rank of 4 in 15 funds. in Retirement Fund.
  4. Treynor Ratio: It is a measure of risk-adjusted return. The SBI Retirement Benefit Fund Aggressive Plan has Treynor Ratio of 0.15 which is very good as it is in the top quartile with risk rank of 3 in 15 funds. in Retirement Fund.
  5. Modigliani Square Measure %: It is a measure of risk-adjusted return. The SBI Retirement Benefit Fund Aggressive Plan has Modigliani Square Measure of 23.66% which is very good as it is in the top quartile with risk rank of 3 in 15 funds. in Retirement Fund.
  6. Alpha %: It is a measure of risk-adjusted return. The SBI Retirement Benefit Fund Aggressive Plan has Alpha of 1.82% which is good as it is above average with risk rank of 6 in 15 funds. in Retirement Fund.
    7. '
'


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KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Better Than Cat. Avg In 1st Quartile In 4th Quartile
1M Return % 3.61
2.33
0.00 | 5.83 5 | 25
Yes
Yes
No
3M Return % 5.07
5.06
1.24 | 12.57 10 | 25
Yes
No
No
6M Return % 16.71
14.88
3.11 | 37.95 9 | 25
Yes
No
No
1Y Return % 31.11
25.58
4.74 | 60.43 10 | 25
Yes
No
No
3Y Return % 21.49
13.21
3.37 | 30.94 4 | 25
Yes
Yes
No
1Y SIP Return % 27.03
24.24
4.98 | 62.67 10 | 25
Yes
No
No
3Y SIP Return % 18.32
12.95
2.18 | 30.92 5 | 25
Yes
Yes
No
Standard Deviation 11.48
8.82
1.62 | 13.66 12 | 15
No
No
Yes
Semi Deviation 7.67
6.06
1.28 | 9.54 10 | 15
No
No
No
Max Drawdown % -7.76
-7.80
-13.93 | -1.99 8 | 15
Yes
No
No
VaR 1 Y % -11.03
-9.10
-14.54 | -2.14 9 | 15
No
No
No
Average Drawdown % -3.12
-3.24
-6.68 | -0.51 7 | 15
Yes
No
No
Sharpe Ratio 1.06
0.44
-2.36 | 1.40 3 | 15
Yes
Yes
No
Sterling Ratio 1.16
0.81
0.29 | 1.47 3 | 15
Yes
Yes
No
Sortino Ratio 0.61
0.30
-0.58 | 0.82 3 | 15
Yes
Yes
No
Jensen Alpha % 5.41
2.00
-4.52 | 12.55 4 | 15
Yes
Yes
No
Treynor Ratio 0.15
0.08
-0.03 | 0.23 3 | 15
Yes
Yes
No
Modigliani Square Measure % 23.66
14.86
2.75 | 28.37 3 | 15
Yes
Yes
No
Alpha % 1.82
0.44
-7.77 | 9.10 6 | 15
Yes
No
No
Return data last Updated On : April 24, 2024.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : March 28, 2024
KPIs: Key Performance Indicators

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KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Better Than Cat. Avg In 1st Quartile In 4th Quartile
1M Return % 3.71 2.43 0.08 | 5.99 5 | 25
Yes
Yes
No
3M Return % 5.37 5.35 1.55 | 12.95 10 | 25
Yes
No
No
6M Return % 17.40 15.53 3.74 | 38.92 9 | 25
Yes
No
No
1Y Return % 32.70 27.04 6.02 | 62.65 10 | 25
Yes
No
No
3Y Return % 23.14 14.59 4.70 | 32.72 4 | 25
Yes
Yes
No
1Y SIP Return % 28.55 25.67 6.27 | 64.95 10 | 25
Yes
No
No
3Y SIP Return % 19.82 14.28 3.46 | 32.65 5 | 25
Yes
Yes
No
Standard Deviation 11.48 8.82 1.62 | 13.66 12 | 15
No
No
Yes
Semi Deviation 7.67 6.06 1.28 | 9.54 10 | 15
No
No
No
Max Drawdown % -7.76 -7.80 -13.93 | -1.99 8 | 15
Yes
No
No
VaR 1 Y % -11.03 -9.10 -14.54 | -2.14 9 | 15
No
No
No
Average Drawdown % -3.12 -3.24 -6.68 | -0.51 7 | 15
Yes
No
No
Sharpe Ratio 1.06 0.44 -2.36 | 1.40 3 | 15
Yes
Yes
No
Sterling Ratio 1.16 0.81 0.29 | 1.47 3 | 15
Yes
Yes
No
Sortino Ratio 0.61 0.30 -0.58 | 0.82 3 | 15
Yes
Yes
No
Jensen Alpha % 5.41 2.00 -4.52 | 12.55 4 | 15
Yes
Yes
No
Treynor Ratio 0.15 0.08 -0.03 | 0.23 3 | 15
Yes
Yes
No
Modigliani Square Measure % 23.66 14.86 2.75 | 28.37 3 | 15
Yes
Yes
No
Alpha % 1.82 0.44 -7.77 | 9.10 6 | 15
Yes
No
No
Return data last Updated On : April 24, 2024.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : March 28, 2024
KPIs: Key Performance Indicators

Investment Period Regular Direct
Return % Current Value of ₹ 10000 Return % Current Value of ₹ 10000
1D 0.68 ₹ 10068.0 0.68 ₹ 10068.0
1W 1.92 ₹ 10192.0 1.94 ₹ 10194.0
1M 3.61 ₹ 10361.0 3.71 ₹ 10371.0
3M 5.07 ₹ 10507.0 5.37 ₹ 10537.0
6M 16.71 ₹ 11671.0 17.4 ₹ 11740.0
1Y 31.11 ₹ 13111.0 32.7 ₹ 13270.0
3Y 21.49 ₹ 17930.0 23.14 ₹ 18671.0
5Y - ₹ - - ₹ -
7Y - ₹ - - ₹ -
10Y - ₹ - - ₹ -
15Y - ₹ - - ₹ -

Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.

Investment Period Invested Amount Regular Direct
XIRR % Current Value of Invested Amount XIRR % Current Value of Invested Amount
1Y ₹ 12000 27.0321 ₹ 13690.116 28.5529 ₹ 13781.868
3Y ₹ 36000 18.3169 ₹ 47152.512 19.8231 ₹ 48160.368
5Y ₹ 60000 - ₹ - - ₹ -
7Y ₹ 84000 - ₹ - - ₹ -
10Y ₹ 120000 - ₹ - - ₹ -
15Y ₹ 180000 - ₹ - - ₹ -


Date NAV Regular Growth NAV Direct Growth
24-04-2024 18.2044 19.0193
23-04-2024 18.0814 18.8901
22-04-2024 18.026 18.8316
19-04-2024 17.9138 18.7127
18-04-2024 17.8616 18.6575
16-04-2024 17.9199 18.7173
15-04-2024 17.9657 18.7645
12-04-2024 18.1732 18.9795
09-04-2024 18.244 19.0516
08-04-2024 18.2504 19.0578
05-04-2024 18.1882 18.9911
04-04-2024 18.1534 18.9541
03-04-2024 18.1517 18.9518
02-04-2024 18.1178 18.9158
01-04-2024 18.0594 18.8542
28-03-2024 17.8336 18.616
27-03-2024 17.6942 18.47
26-03-2024 17.5693 18.339
22-03-2024 17.6274 18.3974
21-03-2024 17.5454 18.3113
20-03-2024 17.3045 18.0593
19-03-2024 17.3236 18.0787
18-03-2024 17.448 18.2079
15-03-2024 17.3938 18.1496
14-03-2024 17.389 18.1441
13-03-2024 17.245 17.9932
12-03-2024 17.5674 18.329
11-03-2024 17.6338 18.3977
07-03-2024 17.7497 18.5163
06-03-2024 17.7399 18.5055
05-03-2024 17.7862 18.5532
04-03-2024 17.8258 18.5939
01-03-2024 17.8079 18.5734
29-02-2024 17.6195 18.3763
28-02-2024 17.5742 18.3286
27-02-2024 17.7713 18.5336
26-02-2024 17.7273 18.4871
23-02-2024 17.7842 18.5446
22-02-2024 17.7359 18.4937
21-02-2024 17.6236 18.376
20-02-2024 17.6487 18.4017
19-02-2024 17.6107 18.3614
16-02-2024 17.6246 18.3742
15-02-2024 17.4924 18.2358
14-02-2024 17.4297 18.1698
13-02-2024 17.3454 18.0814
12-02-2024 17.3196 18.0539
09-02-2024 17.4635 18.2022
08-02-2024 17.469 18.2073
07-02-2024 17.6824 18.4291
06-02-2024 17.6533 18.3982
05-02-2024 17.5064 18.2445
02-02-2024 17.6401 18.382
01-02-2024 17.5853 18.3244
31-01-2024 17.6113 18.3509
30-01-2024 17.4128 18.1435
29-01-2024 17.5112 18.2454
25-01-2024 17.3254 18.0495
24-01-2024 17.4011 18.1278
23-01-2024 17.2959 18.0177
19-01-2024 17.5864 18.3179
18-01-2024 17.4392 18.164
17-01-2024 17.5206 18.2482
16-01-2024 17.7559 18.4927
15-01-2024 17.824 18.5631
12-01-2024 17.7624 18.4971
11-01-2024 17.6635 18.3935
10-01-2024 17.6264 18.3543
09-01-2024 17.6211 18.3482
08-01-2024 17.5367 18.2597
05-01-2024 17.6772 18.4042
04-01-2024 17.5693 18.2913
03-01-2024 17.4105 18.1254
02-01-2024 17.4725 18.1893
01-01-2024 17.5824 18.3032
29-12-2023 17.6125 18.3327
28-12-2023 17.5367 18.2533
27-12-2023 17.4947 18.2089
26-12-2023 17.3208 18.0273
22-12-2023 17.2933 17.9964
21-12-2023 17.1644 17.8618
20-12-2023 17.0355 17.7267
19-12-2023 17.3193 18.0215
18-12-2023 17.3554 18.0584
15-12-2023 17.3441 18.0449
14-12-2023 17.1994 17.8938
13-12-2023 16.9918 17.6773
12-12-2023 16.9731 17.6573
11-12-2023 16.992 17.6763
08-12-2023 16.9544 17.6355
07-12-2023 16.93 17.6095
06-12-2023 16.9063 17.5843
05-12-2023 16.9132 17.5908
04-12-2023 16.8309 17.5047
01-12-2023 16.5575 17.2186
30-11-2023 16.4934 17.1513
29-11-2023 16.36 17.0121
28-11-2023 16.2679 16.9157
24-11-2023 16.2404 16.8849
23-11-2023 16.1999 16.8421
22-11-2023 16.2002 16.8418
21-11-2023 16.2402 16.8829
20-11-2023 16.2207 16.8621
17-11-2023 16.1803 16.8184
16-11-2023 16.1487 16.7849
15-11-2023 16.1286 16.7635
13-11-2023 15.9842 16.6124
10-11-2023 15.9862 16.6128
09-11-2023 15.987 16.613
08-11-2023 16.0546 16.6827
07-11-2023 15.987 16.6119
06-11-2023 15.96 16.5833
03-11-2023 15.8007 16.4162
02-11-2023 15.6777 16.2879
01-11-2023 15.5711 16.1766
31-10-2023 15.625 16.232
30-10-2023 15.6735 16.2819
27-10-2023 15.6665 16.2731
26-10-2023 15.476 16.0747
25-10-2023 15.5974 16.2002
23-10-2023 15.7109 16.317
20-10-2023 15.9809 16.5958
19-10-2023 16.0577 16.675
18-10-2023 16.0883 16.7063
17-10-2023 16.1979 16.8196
16-10-2023 16.1712 16.7912
13-10-2023 16.199 16.8185
12-10-2023 16.2203 16.84
11-10-2023 16.2066 16.8252
10-10-2023 16.1241 16.739
09-10-2023 15.9569 16.5649
06-10-2023 16.123 16.7356
05-10-2023 16.0248 16.6331
04-10-2023 15.9343 16.5386
03-10-2023 16.0876 16.6972
29-09-2023 16.1202 16.7288
27-09-2023 16.092 16.6985
26-09-2023 16.0277 16.6312
25-09-2023 16.0203 16.6229
22-09-2023 16.0484 16.6505
21-09-2023 16.0866 16.6895
20-09-2023 16.2207 16.8281
18-09-2023 16.3613 16.9728
15-09-2023 16.4925 17.1072
14-09-2023 16.4541 17.0668
13-09-2023 16.3297 16.9372
12-09-2023 16.3802 16.989
11-09-2023 16.5337 17.1477
08-09-2023 16.3786 16.985
07-09-2023 16.2585 16.8599
06-09-2023 16.1366 16.7329
05-09-2023 16.1027 16.6972
04-09-2023 16.0433 16.6351
01-09-2023 15.9781 16.5658
31-08-2023 15.9081 16.4927
30-08-2023 15.8676 16.4501
29-08-2023 15.7767 16.3554
28-08-2023 15.7397 16.3164
25-08-2023 15.6891 16.2624
24-08-2023 15.7984 16.3752
23-08-2023 15.8041 16.3805
22-08-2023 15.726 16.299
21-08-2023 15.6445 16.2139
18-08-2023 15.5484 16.1127
17-08-2023 15.6032 16.169
16-08-2023 15.6109 16.1764
14-08-2023 15.513 16.0739
11-08-2023 15.6189 16.182
10-08-2023 15.6544 16.2183
09-08-2023 15.7245 16.2904
08-08-2023 15.6978 16.2622
07-08-2023 15.7213 16.286
04-08-2023 15.6689 16.2301
03-08-2023 15.6052 16.1636
02-08-2023 15.7158 16.2776
01-08-2023 15.8708 16.4376
31-07-2023 15.8335 16.3985
28-07-2023 15.7003 16.2589
27-07-2023 15.6832 16.2407
26-07-2023 15.6944 16.2517
25-07-2023 15.6406 16.1955
24-07-2023 15.5991 16.1519
21-07-2023 15.5887 16.1396
20-07-2023 15.6972 16.2514
19-07-2023 15.6929 16.2465
18-07-2023 15.6247 16.1753
17-07-2023 15.6104 16.16
14-07-2023 15.5287 16.0738
13-07-2023 15.4152 15.9558
12-07-2023 15.377 15.9157
11-07-2023 15.3903 15.929
10-07-2023 15.3192 15.8548
07-07-2023 15.3716 15.9075
06-07-2023 15.4419 15.9797
05-07-2023 15.4125 15.9487
04-07-2023 15.38 15.9145
03-07-2023 15.4182 15.9535
30-06-2023 15.3938 15.9266
28-06-2023 15.2371 15.7634
27-06-2023 15.1232 15.645
26-06-2023 15.0219 15.5396
23-06-2023 14.9655 15.4797
22-06-2023 15.0708 15.5881
21-06-2023 15.1595 15.6793
20-06-2023 15.1525 15.6716
19-06-2023 15.1134 15.6306
16-06-2023 15.1573 15.6744
15-06-2023 15.0012 15.5124
14-06-2023 15.0501 15.5624
13-06-2023 15.0872 15.6002
12-06-2023 14.9653 15.4736
09-06-2023 14.9383 15.4441
08-06-2023 14.9449 15.4504
07-06-2023 15.0217 15.5293
06-06-2023 14.8789 15.3812
05-06-2023 14.8526 15.3534
02-06-2023 14.8046 15.3023
01-06-2023 14.7125 15.2065
31-05-2023 14.7322 15.2264
30-05-2023 14.7433 15.2373
29-05-2023 14.6848 15.1763
26-05-2023 14.6299 15.118
25-05-2023 14.5234 15.0074
24-05-2023 14.479 14.961
23-05-2023 14.5436 15.0273
22-05-2023 14.5517 15.0352
19-05-2023 14.4924 14.9723
18-05-2023 14.4394 14.917
17-05-2023 14.4781 14.9566
16-05-2023 14.5133 14.9924
15-05-2023 14.4765 14.9539
12-05-2023 14.4347 14.9091
11-05-2023 14.4217 14.8951
10-05-2023 14.419 14.8918
09-05-2023 14.3856 14.8568
08-05-2023 14.3748 14.8452
05-05-2023 14.2238 14.6877
04-05-2023 14.2912 14.7568
03-05-2023 14.1341 14.594
02-05-2023 14.1285 14.5877
28-04-2023 14.0533 14.508
27-04-2023 13.9694 14.4209
26-04-2023 13.8845 14.3328
25-04-2023 13.824 14.2699
24-04-2023 13.8226 14.268

Fund Launch Date: 10/Feb/2021
Fund Category: Retirement Fund
Investment Objective: The investment objective of the scheme is to provide a comprehensive retirement saving solution that serves the variable needs of the investors through long term diversified investments in major asset classes. However, there can be no assurance that theinvestment objective of the Scheme will be realized.
Fund Description: An open-ended retirement solution-oriented scheme having a lock-in of 5 years or till retirement age whichever is earlier
Fund Benchmark: S&P BSE 500 Total Return Index
Source: Fund FactSheet

Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.