Sbi Retirement Benefit Fund Conservative Hybrid Plan

Review Date: 04-12-2025

Beginning of Analysis

In the Retirement Fund category, SBI Retirement Benefit Fund Conservative Hybrid Plan is the 18th ranked fund. The category has total 26 funds. The 2 star rating shows a poor past performance of the SBI Retirement Benefit Fund Conservative Hybrid Plan in Retirement Fund. The fund has a Jensen Alpha of 3.44% which is higher than the category average of 3.01%. Here the fund has shown good performance in terms of risk adjusted returns. The fund has a Sharpe Ratio of 0.7 which is lower than the category average of 0.77.
The past performance of the fund may or may not be sustained in the future. The review is not investment advice nor is it a recommendation to buy or sell funds. The ranking is based on proprietary methodology developed by bmsmoney. The methodology is based on the past performance of the funds and does not guarantee future performance.
Retirement Mutual Funds

SBI Retirement Benefit Fund Conservative Hybrid Plan Return Analysis

The SBI Retirement Benefit Fund Conservative Hybrid Plan has delivered a mixed performance across various time horizons, showcasing both strengths and challenges when compared to its Retirement Fund peers and the Nifty 500 TRI benchmark. This analysis examines the fund’s returns over periods ranging from one month to ten years, alongside its Systematic Investment Plan (SIP) performance, highlighting its rankings within the Retirement Fund category and its ability to outperform or underperform the benchmark and category averages.

• The fund has given a return of 0.26%, 1.94 and 0.97 in last one, three and six months respectively. In the same period the category average return was 0.16%, 2.59% and 3.25% respectively.
• SBI Retirement Benefit Fund Conservative Hybrid Plan has given a return of 3.3% in last one year. In the same period the Nifty 500 TRI return was 3.82%. The fund has given 0.52% less return than the benchmark return.
• The fund has given a return of 9.71% in last three years and rank 19th out of 26 funds in the category. In the same period the Nifty 500 TRI return was 15.22%. The fund has given 5.51% less return than the benchmark return.
• The fund has given a SIP return of 5.8% in last one year whereas category average SIP return is 9.57%. The fund one year return rank in the category is 25th in 29 funds
• The fund has SIP return of 8.47% in last three years and ranks 22nd in 26 funds. Icici Prudential Retirement Fund - Pure Equity Plan has given the highest SIP return (24.11%) in the category in last three years.

SBI Retirement Benefit Fund Conservative Hybrid Plan Risk Analysis

• The fund has a standard deviation of 5.27 and semi deviation of 3.84. The category average standard deviation is 8.1 and semi deviation is 5.99.
• The fund has a Value at Risk (VaR) of -5.1 and a maximum drawdown of -6.16. The category average VaR is -9.67 and the maximum drawdown is -9.97. The fund has a beta of 0.35 which shows that fund is less volatile than the benchmark.

Standard deviation measures the fund's return volatility and Semi deviation focuses on downside volatility. Value at Risk (VaR) is a measure of the risk of investments. Maximum Drawdown is the maximum loss from a peak to a trough of a portfolio. Beta measures the volatility of the fund compared to the benchmark. A beta of 1 indicates that the fund will move in line with the benchmark. A beta of more than 1 indicates that the fund will be more volatile than the benchmark and vice versa.

Very Good Performance in Retirement Fund Category

Good Performance in Retirement Fund Category

Poor Performance in Retirement Fund Category

Very Poor Performance in Retirement Fund Category

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Investors beware: Mutual Fund investments are subject to market risks. Please read the scheme related documents carefully.

Data Source: www.amfiindia.com

SEBI Categorization