Sbi Retirement Benefit Fund Conservative Hybrid Plan Overview
Category Retirement Fund
BMSMONEY Rank 10
BMSMONEY Rating
Growth Option As On: 24-04-2024
NAV ₹14.05 (R) +0.29% ₹14.35 (D) +0.3%
Returns Gro. Opt. 1Y 3Y 5Y 7Y 10Y
LumpSum Reg. P 15.94% 11.29% -% -% -%
LumpSum Dir. P 16.55% 12.0% -% -% -%
SIP Reg. P 14.17% 9.75% -% -% -%
SIP Dir. P 14.77% 10.39% -% -% -%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
0.74 0.38 0.86 3.81% 0.05
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
4.92% -4.35% -3.37% 0.75 3.36%

NAV Date: 24-04-2024

Scheme Name NAV Rupee Change Percent Change
SBI Retirement Benefit Fund - Conservative Hybrid Plan - Regular Plan - Growth 14.05
0.0400
0.2900%
SBI Retirement Benefit Fund - Conservative Hybrid Plan - Regular Plan - Income Distribution cum Capital Withdrawal Option (IDCW) 14.06
0.0400
0.2900%
SBI Retirement Benefit Fund - Conservative Hybrid Plan - Direct Plan - Growth 14.35
0.0400
0.3000%
SBI Retirement Benefit Fund - Conservative Hybrid Plan - Direct Plan - Income Distribution cum Capital Withdrawal Option (IDCW) 14.35
0.0400
0.2900%

Review Date: March 28, 2024

The Retirement Fund category has 25 funds. Performance of the SBI Retirement Benefit Fund Conservative Hybrid Plan has been analyzed on 18 performance parameters. Out of six return parameters, the fund has zero return parameters in first quartile; whereas five risk parameters (out of five) in first quartile. Similarly zero risk-adjusted performance parameters are in first quartile, the performance on different parameters provides has achieved tenth (out of 25 funds), which is good rank in the Retirement Fund category.
Using a composite performance score, our ranking methodology takes into account the fund's return, the risk it carries, and its risk-adjusted performance during the last three years. This composite performance score then becomes the basis for ranking funds within the category.

The SBI Retirement Benefit Fund Conservative Hybrid Plan has poor return performance, as all 1 year and above return parameters are below average in Retirement Fund category. The details are provided below.'
    '
  1. 1 Month Return%: One month return shows funds performance in very short period of time, the SBI Retirement Benefit Fund Conservative Hybrid Plan has given return of 0.52% in last one month which is good as it is above average in Retirement Fund.
  2. 3 Month Return%: Three month return shows funds performance in short period of time, the SBI Retirement Benefit Fund Conservative Hybrid Plan has given return of 2.16% in last three month which is poor as it is in the below average in Retirement Fund.
  3. 1 Year Return%: The SBI Retirement Benefit Fund Conservative Hybrid Plan has given return of 17.9% in last one year which is poor as it is in the below average in Retirement Fund. The one year return rank of SBI Retirement Benefit Fund Conservative Hybrid Plan is 18 in 25 funds. The investment of ₹ 10,000 in this fund would have become ₹ 11790.0 in one year.
  4. 3 Year Return%: The SBI Retirement Benefit Fund Conservative Hybrid Plan has given return of 11.51% in last three year which is poor as it is in the below average with return rank of 12 in 25 funds. in Retirement Fund.
  5. 1 Year SIP Return%: The SBI Retirement Benefit Fund Conservative Hybrid Plan has given return of -1.19% in last one year which is poor as it is in the below average with return rank of 18 in 25 funds. in Retirement Fund.
  6. 3 Year SIP Return%: The SBI Retirement Benefit Fund Conservative Hybrid Plan has given return of 10.16% in last three year which is poor as it is in the below average with return rank of 15 in 25 funds. in Retirement Fund.
    7. '
'

The SBI Retirement Benefit Fund Conservative Hybrid Plan has excellent risk performance, as all risk parameters are in the top quartile in Retirement Fund category. The details are provided below. '
    '
  1. Standard Deviation: It is a measure of the dispersion of a set of data from its mean. It is calculated as the square root of variance by determining the variation between each data point relative to the mean. The higher the standard deviation, the greater the risk. The SBI Retirement Benefit Fund Conservative Hybrid Plan has standard deviation of 4.92 which is very good as it is in the top quartile with risk rank of 4 in 15 funds. in Retirement Fund.
  2. Semi Deviation: It is a measure of the dispersion of a set of data from its mean. It is calculated as the square root of variance by determining the variation between each data point relative to the mean. The higher the semi-deviation, the greater the risk. It uses only negative returns for calculation. The SBI Retirement Benefit Fund Conservative Hybrid Plan has semi deviation of 3.36 which is very good as it is in the top quartile with risk rank of 4 in 15 funds. in Retirement Fund.
  3. Max Drawdown %: It is the maximum observed loss from a peak to a trough of a portfolio before a new peak is attained. The SBI Retirement Benefit Fund Conservative Hybrid Plan has max drawdown of -3.37% which is very good as it is in the top quartile with risk rank of 3 in 15 funds. in Retirement Fund.
  4. 1Y VaR at 95%: It is the maximum expected loss of an investment over a given time period with a given probability of confidence. The SBI Retirement Benefit Fund Conservative Hybrid Plan has 1Y VaR at 95% of -4.35% which is very good as it is in the top quartile with risk rank of 4 in 15 funds. in Retirement Fund.
  5. Average Drawdown %: It is the average of the drawdowns over a period of time. The SBI Retirement Benefit Fund Conservative Hybrid Plan has average drawdown of -1.61% which is very good as it is in the top quartile with risk rank of 3 in 15 funds. in Retirement Fund.
    6. '
'

The SBI Retirement Benefit Fund Conservative Hybrid Plan has poor risk adjusted performance, as non of above risk adjusted paramerters are above average in Retirement Fund category. The details are provided below. '
    '
  1. Sterling Ratio: It is a measure of risk-adjusted return. The SBI Retirement Benefit Fund Conservative Hybrid Plan has Sterling Ratio of 0.86 which is good as it is above average with risk rank of 8 in 15 funds. in Retirement Fund.
  2. Sortino Ratio: It is a measure of risk-adjusted return. The SBI Retirement Benefit Fund Conservative Hybrid Plan has Sortino Ratio of 0.38 which is good as it is above average with risk rank of 8 in 15 funds. in Retirement Fund.
  3. Jensen Alpha %: It is a measure of risk-adjusted return. The SBI Retirement Benefit Fund Conservative Hybrid Plan has Jensen Alpha of 3.81% which is good as it is above average with risk rank of 6 in 15 funds. in Retirement Fund.
  4. Treynor Ratio: It is a measure of risk-adjusted return. The SBI Retirement Benefit Fund Conservative Hybrid Plan has Treynor Ratio of 0.05 which is poor as it is in the below average with risk rank of 10 in 15 funds. in Retirement Fund.
  5. Modigliani Square Measure %: It is a measure of risk-adjusted return. The SBI Retirement Benefit Fund Conservative Hybrid Plan has Modigliani Square Measure of 12.58% which is poor as it is in the below average with risk rank of 10 in 15 funds. in Retirement Fund.
  6. Alpha %: It is a measure of risk-adjusted return. The SBI Retirement Benefit Fund Conservative Hybrid Plan has Alpha of 1.36% which is good as it is above average with risk rank of 7 in 15 funds. in Retirement Fund.
    7. '
'


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KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Better Than Cat. Avg In 1st Quartile In 4th Quartile
1M Return % 1.26
2.33
0.00 | 5.83 18 | 25
No
No
No
3M Return % 2.84
5.06
1.24 | 12.57 19 | 25
No
No
Yes
6M Return % 8.77
14.88
3.11 | 37.95 18 | 25
No
No
No
1Y Return % 15.94
25.58
4.74 | 60.43 18 | 25
No
No
No
3Y Return % 11.29
13.21
3.37 | 30.94 14 | 25
No
No
No
1Y SIP Return % 14.17
24.24
4.98 | 62.67 18 | 25
No
No
No
3Y SIP Return % 9.75
12.95
2.18 | 30.92 15 | 25
No
No
No
Standard Deviation 4.92
8.82
1.62 | 13.66 4 | 15
Yes
Yes
No
Semi Deviation 3.36
6.06
1.28 | 9.54 4 | 15
Yes
Yes
No
Max Drawdown % -3.37
-7.80
-13.93 | -1.99 3 | 15
Yes
Yes
No
VaR 1 Y % -4.35
-9.10
-14.54 | -2.14 4 | 15
Yes
Yes
No
Average Drawdown % -1.61
-3.24
-6.68 | -0.51 3 | 15
Yes
Yes
No
Sharpe Ratio 0.74
0.44
-2.36 | 1.40 8 | 15
Yes
No
No
Sterling Ratio 0.86
0.81
0.29 | 1.47 8 | 15
Yes
No
No
Sortino Ratio 0.38
0.30
-0.58 | 0.82 8 | 15
Yes
No
No
Jensen Alpha % 3.81
2.00
-4.52 | 12.55 6 | 15
Yes
No
No
Treynor Ratio 0.05
0.08
-0.03 | 0.23 10 | 15
No
No
No
Modigliani Square Measure % 12.58
14.86
2.75 | 28.37 10 | 15
No
No
No
Alpha % 1.36
0.44
-7.77 | 9.10 7 | 15
Yes
No
No
Return data last Updated On : April 24, 2024.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : March 28, 2024
KPIs: Key Performance Indicators

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KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Better Than Cat. Avg In 1st Quartile In 4th Quartile
1M Return % 1.30 2.43 0.08 | 5.99 18 | 25
No
No
No
3M Return % 2.98 5.35 1.55 | 12.95 19 | 25
No
No
Yes
6M Return % 9.05 15.53 3.74 | 38.92 18 | 25
No
No
No
1Y Return % 16.55 27.04 6.02 | 62.65 18 | 25
No
No
No
3Y Return % 12.00 14.59 4.70 | 32.72 15 | 25
No
No
No
1Y SIP Return % 14.77 25.67 6.27 | 64.95 18 | 25
No
No
No
3Y SIP Return % 10.39 14.28 3.46 | 32.65 17 | 25
No
No
No
Standard Deviation 4.92 8.82 1.62 | 13.66 4 | 15
Yes
Yes
No
Semi Deviation 3.36 6.06 1.28 | 9.54 4 | 15
Yes
Yes
No
Max Drawdown % -3.37 -7.80 -13.93 | -1.99 3 | 15
Yes
Yes
No
VaR 1 Y % -4.35 -9.10 -14.54 | -2.14 4 | 15
Yes
Yes
No
Average Drawdown % -1.61 -3.24 -6.68 | -0.51 3 | 15
Yes
Yes
No
Sharpe Ratio 0.74 0.44 -2.36 | 1.40 8 | 15
Yes
No
No
Sterling Ratio 0.86 0.81 0.29 | 1.47 8 | 15
Yes
No
No
Sortino Ratio 0.38 0.30 -0.58 | 0.82 8 | 15
Yes
No
No
Jensen Alpha % 3.81 2.00 -4.52 | 12.55 6 | 15
Yes
No
No
Treynor Ratio 0.05 0.08 -0.03 | 0.23 10 | 15
No
No
No
Modigliani Square Measure % 12.58 14.86 2.75 | 28.37 10 | 15
No
No
No
Alpha % 1.36 0.44 -7.77 | 9.10 7 | 15
Yes
No
No
Return data last Updated On : April 24, 2024.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : March 28, 2024
KPIs: Key Performance Indicators

Investment Period Regular Direct
Return % Current Value of ₹ 10000 Return % Current Value of ₹ 10000
1D 0.29 ₹ 10029.0 0.3 ₹ 10030.0
1W 0.89 ₹ 10089.0 0.9 ₹ 10090.0
1M 1.26 ₹ 10126.0 1.3 ₹ 10130.0
3M 2.84 ₹ 10284.0 2.98 ₹ 10298.0
6M 8.77 ₹ 10877.0 9.05 ₹ 10905.0
1Y 15.94 ₹ 11594.0 16.55 ₹ 11655.0
3Y 11.29 ₹ 13783.0 12.0 ₹ 14049.0
5Y - ₹ - - ₹ -
7Y - ₹ - - ₹ -
10Y - ₹ - - ₹ -
15Y - ₹ - - ₹ -

Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.

Investment Period Invested Amount Regular Direct
XIRR % Current Value of Invested Amount XIRR % Current Value of Invested Amount
1Y ₹ 12000 14.1711 ₹ 12900.876 14.7707 ₹ 12938.244
3Y ₹ 36000 9.7489 ₹ 41685.804 10.3854 ₹ 42076.584
5Y ₹ 60000 - ₹ - - ₹ -
7Y ₹ 84000 - ₹ - - ₹ -
10Y ₹ 120000 - ₹ - - ₹ -
15Y ₹ 180000 - ₹ - - ₹ -


Date NAV Regular Growth NAV Direct Growth
24-04-2024 14.0543 14.3541
23-04-2024 14.0132 14.3118
22-04-2024 13.9884 14.2863
19-04-2024 13.9397 14.2359
18-04-2024 13.9305 14.2264
16-04-2024 13.9483 14.244
15-04-2024 13.9677 14.2637
12-04-2024 14.0323 14.329
08-04-2024 14.074 14.3707
05-04-2024 14.0744 14.3705
04-04-2024 14.0727 14.3686
03-04-2024 14.0744 14.3701
02-04-2024 14.0619 14.3572
28-03-2024 13.9991 14.292
27-03-2024 13.9297 14.2209
26-03-2024 13.8798 14.1698
22-03-2024 13.8999 14.1896
21-03-2024 13.8896 14.1788
20-03-2024 13.7885 14.0754
19-03-2024 13.7979 14.0848
18-03-2024 13.8362 14.1237
15-03-2024 13.8351 14.1219
14-03-2024 13.8318 14.1184
13-03-2024 13.7846 14.07
12-03-2024 13.9 14.1876
11-03-2024 13.9278 14.2158
07-03-2024 13.9521 14.2397
06-03-2024 13.9361 14.2232
05-03-2024 13.9485 14.2357
04-03-2024 13.9607 14.2479
01-03-2024 13.9495 14.2359
29-02-2024 13.8794 14.1642
28-02-2024 13.8673 14.1516
27-02-2024 13.9272 14.2125
26-02-2024 13.9169 14.2017
23-02-2024 13.9315 14.216
22-02-2024 13.9175 14.2015
21-02-2024 13.8835 14.1666
20-02-2024 13.8919 14.175
16-02-2024 13.8728 14.1547
15-02-2024 13.8335 14.1145
14-02-2024 13.788 14.0678
13-02-2024 13.7694 14.0486
12-02-2024 13.7713 14.0504
09-02-2024 13.8096 14.0888
08-02-2024 13.8234 14.1027
07-02-2024 13.8961 14.1767
06-02-2024 13.878 14.1581
05-02-2024 13.8227 14.1014
02-02-2024 13.8702 14.1493
01-02-2024 13.8277 14.1057
31-01-2024 13.7786 14.0554
30-01-2024 13.6969 13.9719
29-01-2024 13.7349 14.0105
25-01-2024 13.6657 13.9391
24-01-2024 13.6859 13.9595
23-01-2024 13.6501 13.9228
19-01-2024 13.7323 14.0058
18-01-2024 13.6822 13.9545
17-01-2024 13.7075 13.9801
16-01-2024 13.7793 14.0532
15-01-2024 13.801 14.0751
12-01-2024 13.7708 14.0437
11-01-2024 13.7353 14.0073
10-01-2024 13.7246 13.9962
09-01-2024 13.7218 13.9931
08-01-2024 13.6882 13.9587
05-01-2024 13.7249 13.9955
04-01-2024 13.6912 13.9609
03-01-2024 13.641 13.9096
02-01-2024 13.6573 13.926
01-01-2024 13.6958 13.9651
29-12-2023 13.7036 13.9724
28-12-2023 13.6684 13.9363
27-12-2023 13.6528 13.9202
26-12-2023 13.5943 13.8603
22-12-2023 13.5793 13.8443
21-12-2023 13.534 13.798
20-12-2023 13.4916 13.7547
19-12-2023 13.586 13.8506
18-12-2023 13.6007 13.8655
15-12-2023 13.5904 13.8544
14-12-2023 13.5374 13.8001
13-12-2023 13.4579 13.7189
12-12-2023 13.4459 13.7065
11-12-2023 13.4535 13.714
08-12-2023 13.4397 13.6994
07-12-2023 13.4359 13.6953
06-12-2023 13.4214 13.6803
05-12-2023 13.4212 13.6799
04-12-2023 13.3921 13.6501
01-12-2023 13.2934 13.5489
30-11-2023 13.2806 13.5356
29-11-2023 13.2422 13.4963
28-11-2023 13.2049 13.458
24-11-2023 13.1939 13.4461
23-11-2023 13.1887 13.4407
22-11-2023 13.1867 13.4384
21-11-2023 13.1944 13.4461
20-11-2023 13.1929 13.4443
17-11-2023 13.1832 13.4339
16-11-2023 13.1703 13.4205
15-11-2023 13.1612 13.4111
13-11-2023 13.1011 13.3494
10-11-2023 13.0945 13.3421
09-11-2023 13.1005 13.3481
08-11-2023 13.1184 13.3661
07-11-2023 13.0894 13.3363
06-11-2023 13.0755 13.3219
03-11-2023 13.0173 13.2621
02-11-2023 12.9746 13.2185
01-11-2023 12.9291 13.1718
31-10-2023 12.9427 13.1856
30-10-2023 12.9557 13.1986
27-10-2023 12.9513 13.1936
26-10-2023 12.8797 13.1205
25-10-2023 12.9212 13.1625
23-10-2023 12.9509 13.1924
20-10-2023 13.04 13.2826
19-10-2023 13.0651 13.308
18-10-2023 13.0746 13.3175
17-10-2023 13.1094 13.3527
16-10-2023 13.0989 13.3419
13-10-2023 13.1022 13.3446
12-10-2023 13.1031 13.3453
11-10-2023 13.0979 13.3398
10-10-2023 13.0584 13.2994
09-10-2023 12.9998 13.2395
06-10-2023 13.0635 13.3039
05-10-2023 13.0695 13.3097
04-10-2023 13.034 13.2734
03-10-2023 13.0869 13.3271
29-09-2023 13.0946 13.3341
27-09-2023 13.0887 13.3278
26-09-2023 13.0696 13.3081
25-09-2023 13.0636 13.3018
22-09-2023 13.0693 13.307
21-09-2023 13.0819 13.3196
20-09-2023 13.1257 13.3641
18-09-2023 13.1708 13.4096
15-09-2023 13.2091 13.448
14-09-2023 13.2102 13.449
13-09-2023 13.155 13.3925
12-09-2023 13.155 13.3923
11-09-2023 13.2132 13.4514
08-09-2023 13.166 13.4027
07-09-2023 13.1213 13.3571
06-09-2023 13.0744 13.3091
05-09-2023 13.0674 13.3018
04-09-2023 13.0481 13.2819
01-09-2023 13.0284 13.2613
31-08-2023 12.9999 13.2321
30-08-2023 12.977 13.2086
29-08-2023 12.9444 13.1752
28-08-2023 12.9307 13.161
25-08-2023 12.9036 13.1329
24-08-2023 12.9349 13.1645
23-08-2023 12.9368 13.1663
22-08-2023 12.906 13.1348
21-08-2023 12.878 13.1061
18-08-2023 12.8357 13.0625
17-08-2023 12.8421 13.0688
14-08-2023 12.8208 13.0466
11-08-2023 12.8532 13.079
10-08-2023 12.872 13.098
09-08-2023 12.8903 13.1164
08-08-2023 12.8817 13.1075
07-08-2023 12.8867 13.1124
04-08-2023 12.8705 13.0953
03-08-2023 12.8524 13.0767
02-08-2023 12.8977 13.1226
01-08-2023 12.9491 13.1748
31-07-2023 12.9236 13.1486
28-07-2023 12.8747 13.0983
27-07-2023 12.8805 13.104
26-07-2023 12.8861 13.11
25-07-2023 12.8664 13.0897
24-07-2023 12.8614 13.0845
21-07-2023 12.853 13.0753
20-07-2023 12.888 13.1107
19-07-2023 12.8866 13.1091
18-07-2023 12.8603 13.0822
17-07-2023 12.8485 13.07
14-07-2023 12.8111 13.0314
13-07-2023 12.773 12.9924
12-07-2023 12.7485 12.9674
11-07-2023 12.7542 12.9729
10-07-2023 12.7129 12.9307
07-07-2023 12.7211 12.9385
06-07-2023 12.7433 12.9608
05-07-2023 12.7388 12.9561
04-07-2023 12.7271 12.944
03-07-2023 12.742 12.959
30-06-2023 12.7325 12.9488
28-06-2023 12.6888 12.9039
27-06-2023 12.6441 12.8583
26-06-2023 12.6104 12.8239
23-06-2023 12.5846 12.797
22-06-2023 12.6138 12.8265
21-06-2023 12.6457 12.8587
20-06-2023 12.6499 12.8628
19-06-2023 12.6393 12.8518
16-06-2023 12.6558 12.8681
15-06-2023 12.6016 12.8128
14-06-2023 12.6227 12.834
13-06-2023 12.6352 12.8465
12-06-2023 12.5936 12.804
09-06-2023 12.5794 12.7891
08-06-2023 12.5859 12.7955
07-06-2023 12.6206 12.8306
06-06-2023 12.5662 12.7751
05-06-2023 12.5527 12.7611
02-06-2023 12.5305 12.738
01-06-2023 12.4987 12.7055
31-05-2023 12.501 12.7077
30-05-2023 12.4989 12.7054
29-05-2023 12.4733 12.6791
26-05-2023 12.4572 12.6622
25-05-2023 12.4235 12.6278
24-05-2023 12.4086 12.6125
23-05-2023 12.4288 12.6328
22-05-2023 12.4383 12.6423
19-05-2023 12.4088 12.6117
18-05-2023 12.3949 12.5974
17-05-2023 12.408 12.6105
16-05-2023 12.412 12.6144
15-05-2023 12.3887 12.5905
12-05-2023 12.3688 12.5698
11-05-2023 12.3603 12.5609
10-05-2023 12.3523 12.5527
09-05-2023 12.3363 12.5361
08-05-2023 12.3306 12.5302
04-05-2023 12.3052 12.5036
03-05-2023 12.2491 12.4465
02-05-2023 12.2188 12.4155
28-04-2023 12.1856 12.3811
27-04-2023 12.1582 12.353
26-04-2023 12.1222 12.3162
25-04-2023 12.0948 12.2882
24-04-2023 12.0895 12.2828

Fund Launch Date: 10/Feb/2021
Fund Category: Retirement Fund
Investment Objective: The investment objective of the scheme is to provide a comprehensive retirement saving solution that serves the variable needs of the investors through long term diversified investments in major asset classes. However, there can be no assurance that theinvestment objective of the Scheme will be realized.
Fund Description: An open-ended retirement solution-oriented scheme having a lock-in of 5 years or till retirement age whichever is earlier
Fund Benchmark: CRISIL Hybrid 65+35 - Conservative Index
Source: Fund FactSheet

Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.