Previously Known As : Tata Elss Tax Saver Fund
Tata Elss Fund Datagrid
Category ELSS (Tax Saving) Fund
BMSMONEY Rank 9
Rating
Growth Option 12-06-2026
NAV ₹44.84(R) +2.29% ₹51.84(D) +2.29%
Returns 1Y 3Y 5Y 7Y 10Y
Lumpsum Regular 1.92% 13.78% 12.52% 13.3% 13.63%
Direct 3.04% 15.05% 13.83% 14.71% 15.02%
Nifty 500 TRI -1.03% 13.41% 11.87% 13.94% 14.02%
SIP (XIRR) Regular 1.16% 7.28% 10.9% 13.7% 13.21%
Direct 2.27% 8.5% 12.19% 15.09% 14.6%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
0.45 0.21 0.46 -0.25% -0.44
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
14.85% -21.13% -17.92% 0.98 11.42%
Fund AUM As on: 30/12/2025 4721 Cr
Top ELSS (Tax Saving) Fund
Fund Name Rank Rating
Motilal Oswal ELSS Tax Saver Fund 1
SBI ELSS Tax Saver Fund 2
Baroda BNP Paribas ELSS Tax Saver Fund 3
Nippon India ELSS Tax Saver Fund 4
HDFC ELSS Tax Saver 5
HSBC Elss Tax Saver Fund 6
Edelweiss ELSS Tax saver Fund 7
DSP ELSS Tax Saver Fund 8

NAV Date: 12-06-2026

Scheme Name NAV Rupee Change Percent Change
Tata ELSS Tax Saver Fund-Growth-Regular Plan 44.84
1.0000
2.2900%
Tata ELSS Tax Saver Fund-Growth-Direct Plan 51.84
1.1600
2.2900%
Tata ELSS Tax Saver Fund- Regular Plan - Payout of IDCW Option 91.81
2.0500
2.2900%
Tata ELSS Tax Saver Fund- Direct Plan - Payout of IDCW Option 224.26
5.0200
2.2900%

Review Date: 12-06-2026

Beginning of Analysis

Tata ELSS Fund is the 27th ranked fund in the ELSS (Tax Saving) Fund category. The category has total 35 funds. The 2 star rating shows a poor past performance of the Tata ELSS Fund in ELSS (Tax Saving) Fund. The fund has a Jensen Alpha of -0.25% which is lower than the category average of -0.6%, showing poor performance. The fund has a Sharpe Ratio of 0.45 which is higher than the category average of 0.41.
The past performance of the fund may or may not be sustained in the future. The review is not investment advice nor is it a recommendation to buy or sell funds. The ranking is based on proprietary methodology developed by bmsmoney. The methodology is based on the past performance of the funds and does not guarantee future performance.
ELSS (Tax Saving) Mutual Funds are ideal for taxpayers seeking to save taxes under Section 80C while aiming for long-term wealth creation through equity investments. These funds offer a tax deduction of up to ₹1.5 lakh per financial year and have the shortest lock-in period of 3 years among all Section 80C options. However, being equity-oriented, they are subject to market risks and do not offer guaranteed returns. Investors should have a long-term investment horizon and a moderate to high risk tolerance to invest in ELSS funds. Additionally, the tax implications of long-term capital gains should be considered.

Tata ELSS Fund Return Analysis

The Tata ELSS Fund has delivered a mixed performance across various time horizons, showcasing both strengths and challenges when compared to its ELSS (Tax Saving) Fund peers and the Nifty 500 TRI benchmark. This analysis examines the fund’s returns over periods ranging from one month to ten years, alongside its Systematic Investment Plan (SIP) performance, highlighting its rankings within the ELSS (Tax Saving) Fund category and its ability to outperform or underperform the benchmark and category averages.

  • The fund has given a return of 1.92%, 4.35 and -1.89 in last one, three and six months respectively. In the same period the category average return was 1.47%, 3.63% and -4.38% respectively.
  • Tata ELSS Fund has given a return of 3.04% in last one year. In the same period the Nifty 500 TRI return was -1.03%. The fund has given 4.07% more return than the benchmark return.
  • The fund has given a return of 15.05% in last three years and rank 15th out of thirty eight funds in the category. In the same period the Nifty 500 TRI return was 13.41%. The fund has given 1.64% more return than the benchmark return.
  • Tata ELSS Fund has given a return of 13.83% in last five years and category average returns is 12.69% in same period. The fund ranked 10th out of thirty one funds in the category. In the same period the Nifty 500 TRI return was 11.87%. The fund has given 1.96% more return than the benchmark return.
  • The fund has given a return of 15.02% in last ten years and ranked 11th out of twenty six funds in the category. In the same period the Nifty 500 TRI return was 14.02%. The fund has given 1.0% more return than the benchmark return.
  • The fund has given a SIP return of 2.27% in last one year whereas category average SIP return is -3.01%. The fund one year return rank in the category is 6th in 41 funds
  • The fund has SIP return of 8.5% in last three years and ranks 9th in 38 funds. Motilal Oswal ELSS Tax Saver Fund has given the highest SIP return (15.06%) in the category in last three years.
  • The fund has SIP return of 12.19% in last five years whereas category average SIP return is 10.88%.

Tata ELSS Fund Risk Analysis

  • The fund has a standard deviation of 14.85 and semi deviation of 11.42. The category average standard deviation is 14.7 and semi deviation is 11.3.
  • The fund has a Value at Risk (VaR) of -21.13 and a maximum drawdown of -17.92. The category average VaR is -22.52 and the maximum drawdown is -18.15. The fund has a beta of 0.96 which shows that fund is less volatile than the benchmark.

Standard deviation measures the fund's return volatility and Semi deviation focuses on downside volatility. Value at Risk (VaR) is a measure of the risk of investments. Maximum Drawdown is the maximum loss from a peak to a trough of a portfolio. Beta measures the volatility of the fund compared to the benchmark. A beta of 1 indicates that the fund will move in line with the benchmark. A beta of more than 1 indicates that the fund will be more volatile than the benchmark and vice versa.


  • Very Good Performance in ELSS (Tax Saving) Fund Category
  • Good Performance in ELSS (Tax Saving) Fund Category
  • Poor Performance in ELSS (Tax Saving) Fund Category
  • Very Poor Performance in ELSS (Tax Saving) Fund Category

    • Investors beware: Mutual Fund investments are subject to market risks. Please read the scheme related documents carefully.

    Data Source: www.amfiindia.com

    SEBI Categorization


    KPIs* Fund Nifty 500 TRI Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 1.82 1.51
    1.37
    		-0.11 | 3.79 13 | 40 Good
    3M Return % 4.07 3.42
    3.34
    		-1.52 | 13.68 14 | 40 Good
    6M Return % -2.42 -4.42
    -4.93
    		-9.59 | 7.70 8 | 40 Very Good
    1Y Return % 1.92 -1.03
    -2.55
    		-9.16 | 8.16 4 | 40 Very Good
    3Y Return % 13.78 13.41
    12.61
    		5.29 | 22.32 14 | 38 Good
    5Y Return % 12.52 11.87
    11.47
    		6.92 | 17.41 10 | 31 Good
    7Y Return % 13.30 13.94
    13.45
    		9.41 | 22.57 14 | 29 Good
    10Y Return % 13.63 14.02
    13.57
    		10.53 | 19.35 12 | 25 Good
    1Y SIP Return % 1.16
    -4.12
    		-12.69 | 12.39 5 | 40 Very Good
    3Y SIP Return % 7.28
    4.73
    		-2.09 | 13.68 7 | 38 Very Good
    5Y SIP Return % 10.90
    9.65
    		4.95 | 17.82 9 | 31 Good
    7Y SIP Return % 13.70
    13.14
    		8.01 | 20.53 12 | 29 Good
    10Y SIP Return % 13.21
    13.18
    		9.64 | 19.90 11 | 25 Good
    Standard Deviation 14.85
    14.70
    		11.10 | 19.53 27 | 39 Average
    Semi Deviation 11.42
    11.30
    		8.53 | 15.18 25 | 39 Average
    Max Drawdown % -17.92
    -18.15
    		-28.24 | -14.41 23 | 39 Average
    VaR 1 Y % -21.13
    -22.52
    		-38.55 | -15.29 15 | 39 Good
    Average Drawdown % -10.45
    -8.08
    		-11.51 | -4.32 33 | 39 Poor
    Sharpe Ratio 0.45
    0.41
    		-0.11 | 0.81 18 | 39 Good
    Sterling Ratio 0.46
    0.44
    		0.09 | 0.73 16 | 39 Good
    Sortino Ratio 0.21
    0.20
    		-0.01 | 0.37 17 | 39 Good
    Jensen Alpha % -0.25
    -0.60
    		-10.13 | 5.94 17 | 38 Good
    Treynor Ratio -0.44
    -0.46
    		-0.61 | -0.38 11 | 38 Good
    Modigliani Square Measure % 12.76
    12.28
    		4.00 | 18.31 18 | 38 Good
    Alpha % -0.07
    -0.75
    		-9.24 | 7.04 17 | 38 Good
    Return data last Updated On : June 12, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : March 30, 2026
    KPIs: Key Performance Indicators

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    KPIs* Fund Nifty 500 TRI Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 1.92 1.51 1.47 -0.06 | 3.88 13 | 41 Good
    3M Return % 4.35 3.42 3.63 -1.25 | 14.01 14 | 41 Good
    6M Return % -1.89 -4.42 -4.38 -9.08 | 8.33 8 | 41 Very Good
    1Y Return % 3.04 -1.03 -1.43 -8.16 | 9.27 4 | 41 Very Good
    3Y Return % 15.05 13.41 13.80 6.77 | 23.78 15 | 38 Good
    5Y Return % 13.83 11.87 12.69 7.75 | 18.84 10 | 31 Good
    7Y Return % 14.71 13.94 14.68 10.59 | 24.40 14 | 29 Good
    10Y Return % 15.02 14.02 14.62 11.20 | 20.70 11 | 26 Good
    1Y SIP Return % 2.27 -3.01 -11.72 | 13.51 6 | 41 Very Good
    3Y SIP Return % 8.50 5.87 -0.73 | 15.06 9 | 38 Very Good
    5Y SIP Return % 12.19 10.88 6.77 | 19.26 11 | 31 Good
    7Y SIP Return % 15.09 14.41 9.96 | 22.29 12 | 29 Good
    10Y SIP Return % 14.60 14.24 10.47 | 21.50 10 | 26 Good
    Standard Deviation 14.85 14.70 11.10 | 19.53 27 | 39 Average
    Semi Deviation 11.42 11.30 8.53 | 15.18 25 | 39 Average
    Max Drawdown % -17.92 -18.15 -28.24 | -14.41 23 | 39 Average
    VaR 1 Y % -21.13 -22.52 -38.55 | -15.29 15 | 39 Good
    Average Drawdown % -10.45 -8.08 -11.51 | -4.32 33 | 39 Poor
    Sharpe Ratio 0.45 0.41 -0.11 | 0.81 18 | 39 Good
    Sterling Ratio 0.46 0.44 0.09 | 0.73 16 | 39 Good
    Sortino Ratio 0.21 0.20 -0.01 | 0.37 17 | 39 Good
    Jensen Alpha % -0.25 -0.60 -10.13 | 5.94 17 | 38 Good
    Treynor Ratio -0.44 -0.46 -0.61 | -0.38 11 | 38 Good
    Modigliani Square Measure % 12.76 12.28 4.00 | 18.31 18 | 38 Good
    Alpha % -0.07 -0.75 -9.24 | 7.04 17 | 38 Good
    Return data last Updated On : June 12, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : March 30, 2026
    KPIs: Key Performance Indicators

    Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.


    Date Tata Elss Fund NAV Regular Growth Tata Elss Fund NAV Direct Growth
    12-06-2026 44.8426 51.8373
    11-06-2026 43.8396 50.6763
    10-06-2026 44.0316 50.8968
    09-06-2026 44.3207 51.2294
    08-06-2026 43.9151 50.7591
    05-06-2026 44.5233 51.4574
    04-06-2026 44.7181 51.6811
    03-06-2026 44.6665 51.6199
    02-06-2026 44.6795 51.6334
    01-06-2026 44.5673 51.5022
    29-05-2026 45.0308 52.0331
    27-05-2026 45.5736 52.6572
    26-05-2026 45.3029 52.3428
    25-05-2026 45.3809 52.4314
    22-05-2026 44.8882 51.8575
    21-05-2026 44.883 51.85
    20-05-2026 44.78 51.7294
    19-05-2026 44.6597 51.5889
    18-05-2026 44.5496 51.4602
    15-05-2026 44.8623 51.8168
    14-05-2026 44.7202 51.6511
    13-05-2026 44.2196 51.0714
    12-05-2026 44.0406 50.8631

    Fund Launch Date: 31/Mar/1996
    Fund Category: ELSS (Tax Saving) Fund
    Investment Objective: The investment objective of the Scheme is to provide medium to long term capital gains along with income tax relief to its Unitholders, while at all times emphasising the importance of capital appreciation. However, there is no assurance or guarantee that the investment objective of the Scheme will be achieved. The scheme does not assure or guarantee any returns.
    Fund Description: A) Diversified equity Fund with focus on picking stocks for longer investment horizonb) Bottom up stock picking with no market cap and sector biasc) Fund with tax benefits u/s 80C for investments up to Rs.1,50,000/-
    Fund Benchmark: S&P BSE Sensex Total Return Index
    Source: Fund FactSheet

    Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.