Previously Known As : Sbi Long Term Equity Fund
Sbi Elss Tax Saver Fund Datagrid
Category ELSS (Tax Saving) Fund
BMSMONEY Rank 1
Rating
Growth Option 13-03-2026
NAV ₹407.92(R) -2.11% ₹442.67(D) -2.11%
Returns 1Y 3Y 5Y 7Y 10Y
Lumpsum Regular 4.24% 20.66% 17.14% 16.28% 14.86%
Direct 4.91% 21.47% 17.91% 17.03% 15.61%
Nifty 500 TRI 7.03% 15.05% 12.45% 13.56% 14.3%
SIP (XIRR) Regular -9.92% 7.95% 14.35% 17.35% 15.49%
Direct -9.31% 8.71% 15.15% 18.14% 16.23%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
1.34 0.71 0.94 5.83% -0.37
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
12.85% -13.5% -15.39% 1.0 9.27%
Fund AUM As on: 30/12/2025 31884 Cr
Top ELSS (Tax Saving) Fund
Fund Name Rank Rating
SBI ELSS Tax Saver Fund 1
DSP ELSS Tax Saver Fund 2
HDFC ELSS Tax Saver 3
Baroda BNP Paribas ELSS Tax Saver Fund 4
Mirae Asset ELSS Tax Saver Fund 5
HSBC Elss Tax Saver Fund 6
Nippon India ELSS Tax Saver Fund 7
Tata ELSS Fund 8

NAV Date: 13-03-2026

Scheme Name NAV Rupee Change Percent Change
SBI Long Term Equity Fund - Regular Plan - Income Distribution cum Capital Withdrawal Option (IDCW) 82.7
-1.7800
-2.1100%
SBI Long Term Equity Fund - Direct Plan - Income Distribution cum Capital Withdrawal Option (IDCW) 109.64
-2.3600
-2.1100%
SBI LONG TERM EQUITY FUND - REGULAR PLAN- GROWTH 407.92
-8.8000
-2.1100%
SBI LONG TERM EQUITY FUND - DIRECT PLAN -GROWTH 442.67
-9.5400
-2.1100%

Review Date: 13-03-2026

Beginning of Analysis

In the ELSS (Tax Saving) Fund category, SBI ELSS Tax Saver Fund is the third ranked fund. The category has total 35 funds. The SBI ELSS Tax Saver Fund has shown an excellent past performence in ELSS (Tax Saving) Fund. The fund has a Jensen Alpha of 5.83% which is higher than the category average of -1.0%. Here the fund has shown very good performance in terms of risk adjusted returns. The fund has a Sharpe Ratio of 1.34 which is higher than the category average of 0.8.
The past performance of the fund may or may not be sustained in the future. The review is not investment advice nor is it a recommendation to buy or sell funds. The ranking is based on proprietary methodology developed by bmsmoney. The methodology is based on the past performance of the funds and does not guarantee future performance.
ELSS (Tax Saving) Mutual Funds are ideal for taxpayers seeking to save taxes under Section 80C while aiming for long-term wealth creation through equity investments. These funds offer a tax deduction of up to ₹1.5 lakh per financial year and have the shortest lock-in period of 3 years among all Section 80C options. However, being equity-oriented, they are subject to market risks and do not offer guaranteed returns. Investors should have a long-term investment horizon and a moderate to high risk tolerance to invest in ELSS funds. Additionally, the tax implications of long-term capital gains should be considered.

SBI ELSS Tax Saver Fund Return Analysis

The SBI ELSS Tax Saver Fund has delivered a mixed performance across various time horizons, showcasing both strengths and challenges when compared to its ELSS (Tax Saving) Fund peers and the Nifty 500 TRI benchmark. This analysis examines the fund’s returns over periods ranging from one month to ten years, alongside its Systematic Investment Plan (SIP) performance, highlighting its rankings within the ELSS (Tax Saving) Fund category and its ability to outperform or underperform the benchmark and category averages.

  • The fund has given a return of -8.32%, -8.99 and -6.57 in last one, three and six months respectively. In the same period the category average return was -8.23%, -9.81% and -8.42% respectively.
  • SBI ELSS Tax Saver Fund has given a return of 4.91% in last one year. In the same period the Nifty 500 TRI return was 7.03%. The fund has given 2.12% less return than the benchmark return.
  • The fund has given a return of 21.47% in last three years and rank 2nd out of thirty eight funds in the category. In the same period the Nifty 500 TRI return was 15.05%. The fund has given 6.42% more return than the benchmark return.
  • SBI ELSS Tax Saver Fund has given a return of 17.91% in last five years and category average returns is 13.18% in same period. The fund ranked 2nd out of thirty two funds in the category. In the same period the Nifty 500 TRI return was 12.45%. The fund has given 5.46% more return than the benchmark return.
  • The fund has given a return of 15.61% in last ten years and ranked 10th out of twenty seven funds in the category. In the same period the Nifty 500 TRI return was 14.3%. The fund has given 1.31% more return than the benchmark return.
  • The fund has given a SIP return of -9.31% in last one year whereas category average SIP return is -11.02%. The fund one year return rank in the category is 12th in 42 funds
  • The fund has SIP return of 8.71% in last three years and ranks 2nd in 38 funds. Motilal Oswal ELSS Tax Saver Fund has given the highest SIP return (9.05%) in the category in last three years.
  • The fund has SIP return of 15.15% in last five years whereas category average SIP return is 9.96%.

SBI ELSS Tax Saver Fund Risk Analysis

  • The fund has a standard deviation of 12.85 and semi deviation of 9.27. The category average standard deviation is 12.95 and semi deviation is 9.5.
  • The fund has a Value at Risk (VaR) of -13.5 and a maximum drawdown of -15.39. The category average VaR is -16.62 and the maximum drawdown is -17.56.

Standard deviation measures the fund's return volatility and Semi deviation focuses on downside volatility. Value at Risk (VaR) is a measure of the risk of investments. Maximum Drawdown is the maximum loss from a peak to a trough of a portfolio. Beta measures the volatility of the fund compared to the benchmark. A beta of 1 indicates that the fund will move in line with the benchmark. A beta of more than 1 indicates that the fund will be more volatile than the benchmark and vice versa.


  • Very Good Performance in ELSS (Tax Saving) Fund Category
  • Good Performance in ELSS (Tax Saving) Fund Category
  • Poor Performance in ELSS (Tax Saving) Fund Category
  • Very Poor Performance in ELSS (Tax Saving) Fund Category

    • Investors beware: Mutual Fund investments are subject to market risks. Please read the scheme related documents carefully.

    Data Source: www.amfiindia.com

    SEBI Categorization


    KPIs* Fund Nifty 500 TRI Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % -8.37 -8.21
    -8.32
    		-10.27 | -5.71 17 | 41 Good
    3M Return % -9.13 -9.72
    -10.07
    		-13.81 | -4.81 9 | 41 Very Good
    6M Return % -6.86 -7.62
    -8.96
    		-15.09 | -4.98 10 | 41 Very Good
    1Y Return % 4.24 7.03
    4.60
    		-1.87 | 9.79 20 | 41 Good
    3Y Return % 20.66 15.05
    14.08
    		4.62 | 20.76 2 | 38 Very Good
    5Y Return % 17.14 12.45
    11.92
    		7.13 | 17.21 2 | 32 Very Good
    7Y Return % 16.28 13.56
    13.00
    		8.75 | 20.86 3 | 30 Very Good
    10Y Return % 14.86 14.30
    13.79
    		10.68 | 19.80 8 | 26 Good
    15Y Return % 13.97 12.36
    12.97
    		10.94 | 14.95 5 | 19 Very Good
    1Y SIP Return % -9.92
    -12.11
    		-20.64 | -5.69 9 | 41 Very Good
    3Y SIP Return % 7.95
    3.66
    		-6.30 | 7.95 1 | 38 Very Good
    5Y SIP Return % 14.35
    8.69
    		3.93 | 14.35 1 | 32 Very Good
    7Y SIP Return % 17.35
    12.38
    		7.33 | 18.44 2 | 30 Very Good
    10Y SIP Return % 15.49
    12.56
    		8.91 | 18.37 2 | 26 Very Good
    15Y SIP Return % 14.71
    13.29
    		11.16 | 18.06 4 | 20 Very Good
    Standard Deviation 12.85
    12.95
    		9.59 | 19.13 24 | 38 Average
    Semi Deviation 9.27
    9.50
    		6.93 | 14.90 22 | 38 Average
    Max Drawdown % -15.39
    -17.56
    		-28.24 | -9.56 11 | 38 Good
    VaR 1 Y % -13.50
    -16.62
    		-24.68 | -10.33 5 | 38 Very Good
    Average Drawdown % -6.44
    -5.73
    		-10.61 | -3.44 30 | 38 Average
    Sharpe Ratio 1.34
    0.80
    		0.06 | 1.35 2 | 38 Very Good
    Sterling Ratio 0.94
    0.61
    		0.18 | 0.94 1 | 38 Very Good
    Sortino Ratio 0.71
    0.40
    		0.06 | 0.76 2 | 38 Very Good
    Jensen Alpha % 5.83
    -1.00
    		-12.52 | 5.83 1 | 37 Very Good
    Treynor Ratio -0.37
    -0.43
    		-0.60 | -0.31 5 | 37 Very Good
    Modigliani Square Measure % 23.58
    16.41
    		6.57 | 23.81 2 | 37 Very Good
    Alpha % 7.62
    -1.29
    		-10.64 | 7.62 1 | 37 Very Good
    Return data last Updated On : March 13, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Feb. 27, 2026
    KPIs: Key Performance Indicators

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    KPIs* Fund Nifty 500 TRI Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % -8.32 -8.21 -8.23 -10.19 | -5.66 18 | 42 Good
    3M Return % -8.99 -9.72 -9.81 -13.57 | -4.54 11 | 42 Very Good
    6M Return % -6.57 -7.62 -8.42 -14.61 | -4.21 10 | 42 Very Good
    1Y Return % 4.91 7.03 5.85 -0.71 | 11.15 29 | 42 Average
    3Y Return % 21.47 15.05 15.32 6.13 | 22.20 2 | 38 Very Good
    5Y Return % 17.91 12.45 13.18 7.96 | 18.83 2 | 32 Very Good
    7Y Return % 17.03 13.56 14.25 9.65 | 22.65 3 | 30 Very Good
    10Y Return % 15.61 14.30 14.90 11.78 | 21.12 10 | 27 Good
    1Y SIP Return % -9.31 -11.02 -19.68 | -4.51 12 | 42 Good
    3Y SIP Return % 8.71 4.85 -4.87 | 9.05 2 | 38 Very Good
    5Y SIP Return % 15.15 9.96 5.76 | 15.15 1 | 32 Very Good
    7Y SIP Return % 18.14 13.68 9.29 | 20.24 2 | 30 Very Good
    10Y SIP Return % 16.23 13.69 9.84 | 19.97 4 | 27 Very Good
    Standard Deviation 12.85 12.95 9.59 | 19.13 24 | 38 Average
    Semi Deviation 9.27 9.50 6.93 | 14.90 22 | 38 Average
    Max Drawdown % -15.39 -17.56 -28.24 | -9.56 11 | 38 Good
    VaR 1 Y % -13.50 -16.62 -24.68 | -10.33 5 | 38 Very Good
    Average Drawdown % -6.44 -5.73 -10.61 | -3.44 30 | 38 Average
    Sharpe Ratio 1.34 0.80 0.06 | 1.35 2 | 38 Very Good
    Sterling Ratio 0.94 0.61 0.18 | 0.94 1 | 38 Very Good
    Sortino Ratio 0.71 0.40 0.06 | 0.76 2 | 38 Very Good
    Jensen Alpha % 5.83 -1.00 -12.52 | 5.83 1 | 37 Very Good
    Treynor Ratio -0.37 -0.43 -0.60 | -0.31 5 | 37 Very Good
    Modigliani Square Measure % 23.58 16.41 6.57 | 23.81 2 | 37 Very Good
    Alpha % 7.62 -1.29 -10.64 | 7.62 1 | 37 Very Good
    Return data last Updated On : March 13, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Feb. 27, 2026
    KPIs: Key Performance Indicators

    Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.


    Date Sbi Elss Tax Saver Fund NAV Regular Growth Sbi Elss Tax Saver Fund NAV Direct Growth
    13-03-2026 407.921 442.6692
    12-03-2026 416.7166 452.2059
    11-03-2026 419.6209 455.3496
    10-03-2026 425.449 461.6656
    09-03-2026 420.1315 455.8873
    06-03-2026 429.3315 465.8454
    05-03-2026 433.3077 470.1513
    04-03-2026 429.3901 465.8924
    02-03-2026 439.0401 476.3458
    27-02-2026 444.8214 482.5925
    26-02-2026 450.0893 488.299
    25-02-2026 448.158 486.195
    24-02-2026 445.6308 483.4443
    23-02-2026 449.3189 487.4363
    20-02-2026 447.4628 485.3956
    19-02-2026 445.8732 483.6623
    18-02-2026 451.6821 489.9544
    17-02-2026 449.2219 487.2766
    16-02-2026 447.7515 485.6727
    13-02-2026 445.1891 482.8662

    Fund Launch Date: 24/Feb/1993
    Fund Category: ELSS (Tax Saving) Fund
    Investment Objective: To deliver the benefit of investment in a portfolio of equity shares, while offering deduction on such investment made in the scheme under section 80C of the Income-tax Act, 1961. It also seeks to distribute income periodically depending on distributable surplus. Investments in this scheme would be subject to a statutory lock-in of 3 years from the date of allotment to avail Section 80C benefits
    Fund Description: An open-ended Equity Linked Saving Scheme with a statutory lock-in period of 3 years and tax benefit
    Fund Benchmark: S&P BSE 500
    Source: Fund FactSheet

    Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.