Previously Known As : Motilal Oswal Long Term Equity Fund (Moflte)
Motilal Oswal Elss Tax Saver Fund Datagrid
Category ELSS (Tax Saving) Fund
BMSMONEY Rank 25
Rating
Growth Option 12-02-2026
NAV ₹50.53(R) +0.45% ₹58.28(D) +0.45%
Returns 1Y 3Y 5Y 7Y 10Y
Lumpsum Regular 12.31% 23.15% 17.71% 18.01% 17.92%
Direct 13.64% 24.63% 19.14% 19.5% 19.45%
Nifty 500 TRI 14.19% 17.78% 14.76% 16.15% 16.32%
SIP (XIRR) Regular 5.66% 14.71% 17.51% 18.86% 16.73%
Direct 6.93% 16.15% 18.95% 20.35% 18.17%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
0.84 0.38 0.63 2.53% 0.13
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
19.0% -22.99% -25.67% 1.2 14.84%
Fund AUM As on: 30/12/2025 4439 Cr
Top ELSS (Tax Saving) Fund
Fund Name Rank Rating
Hdfc Taxsaver 1
Sbi Long Term Equity Fund 2
DSP ELSS Tax Saver Fund 3
Mirae Asset ELSS Tax Saver Fund 4
Baroda BNP Paribas ELSS Tax Saver Fund 5
Whiteoak Capital Elss Tax Saver Fund 6
ICICI Prudential ELSS Tax Saver Fund 7
Edelweiss ELSS Tax saver Fund 8

NAV Date: 12-02-2026

Scheme Name NAV Rupee Change Percent Change
Motilal Oswal ELSS Tax Saver Fund - IDCW Payout 29.97
0.1300
0.4500%
Motilal Oswal ELSS Tax Saver Fund Direct - IDCW Payout 38.73
0.1700
0.4500%
Motilal Oswal ELSS Tax Saver Fund - Regular Plan - Growth Option 50.53
0.2200
0.4500%
Motilal Oswal ELSS Tax Saver Fund - Direct Plan - Growth Option 58.28
0.2600
0.4500%

Review Date: 12-02-2026

Beginning of Analysis

In the ELSS (Tax Saving) Fund category, Motilal Oswal ELSS Tax Saver Fund is the 6th ranked fund. The category has total 35 funds. The Motilal Oswal ELSS Tax Saver Fund has shown an excellent past performence in ELSS (Tax Saving) Fund. The fund has a Jensen Alpha of 2.53% which is higher than the category average of 0.61%. Here the fund has shown very good performance in terms of risk adjusted returns. The fund has a Sharpe Ratio of 0.84 which is higher than the category average of 0.8.
The past performance of the fund may or may not be sustained in the future. The review is not investment advice nor is it a recommendation to buy or sell funds. The ranking is based on proprietary methodology developed by bmsmoney. The methodology is based on the past performance of the funds and does not guarantee future performance.
ELSS (Tax Saving) Mutual Funds are ideal for taxpayers seeking to save taxes under Section 80C while aiming for long-term wealth creation through equity investments. These funds offer a tax deduction of up to ₹1.5 lakh per financial year and have the shortest lock-in period of 3 years among all Section 80C options. However, being equity-oriented, they are subject to market risks and do not offer guaranteed returns. Investors should have a long-term investment horizon and a moderate to high risk tolerance to invest in ELSS funds. Additionally, the tax implications of long-term capital gains should be considered.

Motilal Oswal ELSS Tax Saver Fund Return Analysis

The Motilal Oswal ELSS Tax Saver Fund has delivered a mixed performance across various time horizons, showcasing both strengths and challenges when compared to its ELSS (Tax Saving) Fund peers and the Nifty 500 TRI benchmark. This analysis examines the fund’s returns over periods ranging from one month to ten years, alongside its Systematic Investment Plan (SIP) performance, highlighting its rankings within the ELSS (Tax Saving) Fund category and its ability to outperform or underperform the benchmark and category averages.

  • The fund has given a return of 2.41%, -3.61 and 1.7 in last one, three and six months respectively. In the same period the category average return was 0.91%, -0.86% and 3.93% respectively.
  • Motilal Oswal ELSS Tax Saver Fund has given a return of 13.64% in last one year. In the same period the Nifty 500 TRI return was 14.19%. The fund has given 0.55% less return than the benchmark return.
  • The fund has given a return of 24.63% in last three years and rank 2nd out of 38 funds in the category. In the same period the Nifty 500 TRI return was 17.78%. The fund has given 6.85% more return than the benchmark return.
  • Motilal Oswal ELSS Tax Saver Fund has given a return of 19.14% in last five years and category average returns is 15.49% in same period. The fund ranked 4th out of 32 funds in the category. In the same period the Nifty 500 TRI return was 14.76%. The fund has given 4.38% more return than the benchmark return.
  • The fund has given a return of 19.45% in last ten years and ranked 3rd out of 27 funds in the category. In the same period the Nifty 500 TRI return was 16.32%. The fund has given 3.13% more return than the benchmark return.
  • The fund has given a SIP return of 6.93% in last one year whereas category average SIP return is 8.6%. The fund one year return rank in the category is 31st in 41 funds
  • The fund has SIP return of 16.15% in last three years and ranks 6th in 38 funds. DSP ELSS Tax Saver Fund has given the highest SIP return (17.02%) in the category in last three years.
  • The fund has SIP return of 18.95% in last five years whereas category average SIP return is 14.42%.

Motilal Oswal ELSS Tax Saver Fund Risk Analysis

  • The fund has a standard deviation of 19.0 and semi deviation of 14.84. The category average standard deviation is 13.02 and semi deviation is 9.55.
  • The fund has a Value at Risk (VaR) of -22.99 and a maximum drawdown of -25.67. The category average VaR is -16.78 and the maximum drawdown is -17.65. The fund has a beta of 1.16 which shows that fund is more volatile than the benchmark.

Standard deviation measures the fund's return volatility and Semi deviation focuses on downside volatility. Value at Risk (VaR) is a measure of the risk of investments. Maximum Drawdown is the maximum loss from a peak to a trough of a portfolio. Beta measures the volatility of the fund compared to the benchmark. A beta of 1 indicates that the fund will move in line with the benchmark. A beta of more than 1 indicates that the fund will be more volatile than the benchmark and vice versa.


  • Very Good Performance in ELSS (Tax Saving) Fund Category
  • Good Performance in ELSS (Tax Saving) Fund Category
  • Poor Performance in ELSS (Tax Saving) Fund Category
  • Very Poor Performance in ELSS (Tax Saving) Fund Category

    • Investors beware: Mutual Fund investments are subject to market risks. Please read the scheme related documents carefully.

    Data Source: www.amfiindia.com

    SEBI Categorization


    KPIs* Fund Nifty 500 TRI Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 2.31 0.69
    0.81
    		-1.10 | 2.89 3 | 40 Very Good
    3M Return % -3.90 -0.67
    -1.14
    		-4.64 | 1.55 37 | 40 Poor
    6M Return % 1.10 5.12
    3.30
    		-3.99 | 7.43 33 | 40 Poor
    1Y Return % 12.31 14.19
    11.25
    		2.37 | 17.37 19 | 40 Good
    3Y Return % 23.15 17.78
    16.90
    		7.54 | 24.18 2 | 38 Very Good
    5Y Return % 17.71 14.76
    14.20
    		9.32 | 20.16 4 | 32 Very Good
    7Y Return % 18.01 16.15
    15.54
    		11.21 | 23.37 5 | 30 Very Good
    10Y Return % 17.92 16.32
    15.61
    		12.12 | 21.10 4 | 26 Very Good
    1Y SIP Return % 5.66
    7.27
    		-2.18 | 13.71 27 | 39 Average
    3Y SIP Return % 14.71
    11.28
    		-0.27 | 16.08 5 | 37 Very Good
    5Y SIP Return % 17.51
    13.08
    		8.21 | 19.00 3 | 31 Very Good
    7Y SIP Return % 18.86
    15.54
    		10.42 | 21.27 4 | 30 Very Good
    10Y SIP Return % 16.73
    14.67
    		11.00 | 20.20 4 | 26 Very Good
    Standard Deviation 19.00
    13.02
    		9.06 | 19.00 38 | 38 Poor
    Semi Deviation 14.84
    9.55
    		6.49 | 14.84 38 | 38 Poor
    Max Drawdown % -25.67
    -17.65
    		-28.24 | -9.56 37 | 38 Poor
    VaR 1 Y % -22.99
    -16.78
    		-24.68 | -8.66 35 | 38 Poor
    Average Drawdown % -8.68
    -6.26
    		-10.28 | -3.31 33 | 38 Poor
    Sharpe Ratio 0.84
    0.80
    		0.14 | 1.34 17 | 38 Good
    Sterling Ratio 0.63
    0.61
    		0.22 | 0.93 15 | 38 Good
    Sortino Ratio 0.38
    0.40
    		0.09 | 0.75 21 | 38 Average
    Jensen Alpha % 2.53
    0.61
    		-9.13 | 7.26 10 | 38 Very Good
    Treynor Ratio 0.13
    0.11
    		0.02 | 0.18 7 | 38 Very Good
    Modigliani Square Measure % 15.42
    16.56
    		6.29 | 24.80 27 | 38 Average
    Alpha % 4.12
    -0.07
    		-7.94 | 8.92 3 | 38 Very Good
    Return data last Updated On : Feb. 12, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Dec. 31, 2025
    KPIs: Key Performance Indicators

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    KPIs* Fund Nifty 500 TRI Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 2.41 0.69 0.91 -1.01 | 3.00 3 | 41 Very Good
    3M Return % -3.61 -0.67 -0.86 -4.47 | 1.79 38 | 41 Poor
    6M Return % 1.70 5.12 3.93 -3.40 | 8.30 34 | 41 Poor
    1Y Return % 13.64 14.19 12.57 3.01 | 18.40 17 | 41 Good
    3Y Return % 24.63 17.78 18.16 9.08 | 25.02 2 | 38 Very Good
    5Y Return % 19.14 14.76 15.49 10.17 | 21.86 4 | 32 Very Good
    7Y Return % 19.50 16.15 16.82 12.15 | 25.19 5 | 30 Very Good
    10Y Return % 19.45 16.32 16.74 13.58 | 22.43 3 | 27 Very Good
    1Y SIP Return % 6.93 8.60 -1.53 | 15.61 31 | 41 Average
    3Y SIP Return % 16.15 12.50 1.14 | 17.02 6 | 38 Very Good
    5Y SIP Return % 18.95 14.42 10.07 | 19.80 3 | 32 Very Good
    7Y SIP Return % 20.35 16.84 12.38 | 23.09 3 | 30 Very Good
    10Y SIP Return % 18.17 15.79 12.13 | 21.79 3 | 27 Very Good
    Standard Deviation 19.00 13.02 9.06 | 19.00 38 | 38 Poor
    Semi Deviation 14.84 9.55 6.49 | 14.84 38 | 38 Poor
    Max Drawdown % -25.67 -17.65 -28.24 | -9.56 37 | 38 Poor
    VaR 1 Y % -22.99 -16.78 -24.68 | -8.66 35 | 38 Poor
    Average Drawdown % -8.68 -6.26 -10.28 | -3.31 33 | 38 Poor
    Sharpe Ratio 0.84 0.80 0.14 | 1.34 17 | 38 Good
    Sterling Ratio 0.63 0.61 0.22 | 0.93 15 | 38 Good
    Sortino Ratio 0.38 0.40 0.09 | 0.75 21 | 38 Average
    Jensen Alpha % 2.53 0.61 -9.13 | 7.26 10 | 38 Very Good
    Treynor Ratio 0.13 0.11 0.02 | 0.18 7 | 38 Very Good
    Modigliani Square Measure % 15.42 16.56 6.29 | 24.80 27 | 38 Average
    Alpha % 4.12 -0.07 -7.94 | 8.92 3 | 38 Very Good
    Return data last Updated On : Feb. 12, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Dec. 31, 2025
    KPIs: Key Performance Indicators

    Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.


    Date Motilal Oswal Elss Tax Saver Fund NAV Regular Growth Motilal Oswal Elss Tax Saver Fund NAV Direct Growth
    12-02-2026 50.5295 58.278
    11-02-2026 50.3052 58.0174
    10-02-2026 50.5725 58.3239
    09-02-2026 50.1208 57.8011
    06-02-2026 49.0787 56.5938
    05-02-2026 49.1817 56.7108
    04-02-2026 49.8831 57.5177
    03-02-2026 49.36 56.9126
    02-02-2026 47.3385 54.5801
    30-01-2026 48.6307 56.0645
    29-01-2026 48.6671 56.1047
    28-01-2026 48.5107 55.9225
    27-01-2026 47.0272 54.2106
    23-01-2026 46.9958 54.1674
    22-01-2026 48.3069 55.6768
    21-01-2026 47.7651 55.0505
    20-01-2026 48.084 55.4163
    19-01-2026 49.3217 56.841
    16-01-2026 49.9812 57.5954
    14-01-2026 49.801 57.384
    13-01-2026 49.6426 57.1997
    12-01-2026 49.3905 56.9073

    Fund Launch Date: 26/Dec/2014
    Fund Category: ELSS (Tax Saving) Fund
    Investment Objective: The investment objective of the Scheme is togenerate long-term capital appreciation froma diversified portfolio of predominantly equityand equity related instruments. However,there can be no assurance or guarantee thatthe investment objective of the Scheme wouldbe achieved.
    Fund Description: An Open ended equity linked saving scheme with a statutory lock in 3 years and tax benefit
    Fund Benchmark: Nifty 500 Total Return Index
    Source: Fund FactSheet

    Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.