Previously Known As : Motilal Oswal Long Term Equity Fund (Moflte)
Motilal Oswal Elss Tax Saver Fund Datagrid
Category ELSS (Tax Saving) Fund
BMSMONEY Rank 21
Rating
Growth Option 11-12-2025
NAV ₹49.54(R) +0.65% ₹57.02(D) +0.66%
Returns 1Y 3Y 5Y 7Y 10Y
Lumpsum Regular -12.63% 20.73% 20.42% 17.44% 16.58%
Direct -11.6% 22.18% 21.9% 18.92% 18.1%
Nifty 500 TRI 1.85% 15.25% 17.28% 16.24% 15.15%
SIP (XIRR) Regular 0.38% 14.09% 17.46% 18.8% 16.76%
Direct 1.58% 15.54% 18.93% 20.29% 18.21%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
0.85 0.38 0.63 4.26% 0.14
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
18.99% -22.99% -25.67% 1.18 14.83%
Fund AUM As on: 30/06/2025 4091 Cr
Top ELSS (Tax Saving) Fund
Fund Name Rank Rating
Hdfc Taxsaver 1
Sbi Long Term Equity Fund 2
Whiteoak Capital Elss Tax Saver Fund 3
Baroda BNP Paribas ELSS Tax Saver Fund 4
DSP ELSS Tax Saver Fund 5
Mirae Asset ELSS Tax Saver Fund 6
ICICI Prudential ELSS Tax Saver Fund 7
JM ELSS Tax Saver Fund 8

NAV Date: 11-12-2025

Scheme Name NAV Rupee Change Percent Change
Motilal Oswal ELSS Tax Saver Fund - IDCW Payout 29.39
0.1900
0.6500%
Motilal Oswal ELSS Tax Saver Fund Direct - IDCW Payout 37.89
0.2500
0.6600%
Motilal Oswal ELSS Tax Saver Fund - Regular Plan - Growth Option 49.54
0.3200
0.6500%
Motilal Oswal ELSS Tax Saver Fund - Direct Plan - Growth Option 57.02
0.3700
0.6600%

Review Date: 11-12-2025

Beginning of Analysis

In the ELSS (Tax Saving) Fund category, Motilal Oswal ELSS Tax Saver Fund is the 6th ranked fund. The category has total 35 funds. The Motilal Oswal ELSS Tax Saver Fund has shown an excellent past performence in ELSS (Tax Saving) Fund. The fund has a Jensen Alpha of 4.26% which is higher than the category average of 1.17%. Here the fund has shown very good performance in terms of risk adjusted returns. The fund has a Sharpe Ratio of 0.85 which is higher than the category average of 0.74.
The past performance of the fund may or may not be sustained in the future. The review is not investment advice nor is it a recommendation to buy or sell funds. The ranking is based on proprietary methodology developed by bmsmoney. The methodology is based on the past performance of the funds and does not guarantee future performance.
ELSS (Tax Saving) Mutual Funds are ideal for taxpayers seeking to save taxes under Section 80C while aiming for long-term wealth creation through equity investments. These funds offer a tax deduction of up to ₹1.5 lakh per financial year and have the shortest lock-in period of 3 years among all Section 80C options. However, being equity-oriented, they are subject to market risks and do not offer guaranteed returns. Investors should have a long-term investment horizon and a moderate to high risk tolerance to invest in ELSS funds. Additionally, the tax implications of long-term capital gains should be considered.

Motilal Oswal ELSS Tax Saver Fund Return Analysis

The Motilal Oswal ELSS Tax Saver Fund has delivered a mixed performance across various time horizons, showcasing both strengths and challenges when compared to its ELSS (Tax Saving) Fund peers and the Nifty 500 TRI benchmark. This analysis examines the fund’s returns over periods ranging from one month to ten years, alongside its Systematic Investment Plan (SIP) performance, highlighting its rankings within the ELSS (Tax Saving) Fund category and its ability to outperform or underperform the benchmark and category averages.

  • The fund has given a return of -5.27%, -4.24 and -5.17 in last one, three and six months respectively. In the same period the category average return was -0.62%, 1.16% and 1.09% respectively.
  • Motilal Oswal ELSS Tax Saver Fund has given a return of -11.6% in last one year. In the same period the Nifty 500 TRI return was 1.85%. The fund has given 13.45% less return than the benchmark return.
  • The fund has given a return of 22.18% in last three years and rank 2nd out of 37 funds in the category. In the same period the Nifty 500 TRI return was 15.25%. The fund has given 6.93% more return than the benchmark return.
  • Motilal Oswal ELSS Tax Saver Fund has given a return of 21.9% in last five years and category average returns is 18.29% in same period. The fund ranked 4th out of 33 funds in the category. In the same period the Nifty 500 TRI return was 17.28%. The fund has given 4.62% more return than the benchmark return.
  • The fund has given a return of 18.1% in last ten years and ranked 2nd out of 25 funds in the category. In the same period the Nifty 500 TRI return was 15.15%. The fund has given 2.95% more return than the benchmark return.
  • The fund has given a SIP return of 1.58% in last one year whereas category average SIP return is 9.77%. The fund one year return rank in the category is 40th in 41 funds
  • The fund has SIP return of 15.54% in last three years and ranks 7th in 37 funds. Whiteoak Capital Elss Tax Saver Fund has given the highest SIP return (17.53%) in the category in last three years.
  • The fund has SIP return of 18.93% in last five years whereas category average SIP return is 14.95%.

Motilal Oswal ELSS Tax Saver Fund Risk Analysis

  • The fund has a standard deviation of 18.99 and semi deviation of 14.83. The category average standard deviation is 13.08 and semi deviation is 9.57.
  • The fund has a Value at Risk (VaR) of -22.99 and a maximum drawdown of -25.67. The category average VaR is -16.9 and the maximum drawdown is -17.36. The fund has a beta of 1.16 which shows that fund is more volatile than the benchmark.

Standard deviation measures the fund's return volatility and Semi deviation focuses on downside volatility. Value at Risk (VaR) is a measure of the risk of investments. Maximum Drawdown is the maximum loss from a peak to a trough of a portfolio. Beta measures the volatility of the fund compared to the benchmark. A beta of 1 indicates that the fund will move in line with the benchmark. A beta of more than 1 indicates that the fund will be more volatile than the benchmark and vice versa.


  • Very Good Performance in ELSS (Tax Saving) Fund Category
  • Good Performance in ELSS (Tax Saving) Fund Category
  • Poor Performance in ELSS (Tax Saving) Fund Category
  • Very Poor Performance in ELSS (Tax Saving) Fund Category

    • Investors beware: Mutual Fund investments are subject to market risks. Please read the scheme related documents carefully.

    Data Source: www.amfiindia.com

    SEBI Categorization


    KPIs* Fund Nifty 500 TRI Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % -5.36 -0.54
    -0.71
    		-5.36 | 0.89 40 | 40 Poor
    3M Return % -4.52 2.07
    0.85
    		-6.25 | 4.29 39 | 40 Poor
    6M Return % -5.73 1.51
    0.51
    		-9.45 | 4.95 39 | 40 Poor
    1Y Return % -12.63 1.85
    -1.46
    		-19.31 | 6.32 39 | 40 Poor
    3Y Return % 20.73 15.25
    15.56
    		9.74 | 22.18 2 | 37 Very Good
    5Y Return % 20.42 17.28
    16.97
    		10.88 | 23.17 4 | 33 Very Good
    7Y Return % 17.44 16.24
    15.69
    		10.96 | 23.11 7 | 30 Very Good
    10Y Return % 16.58 15.15
    14.43
    		11.53 | 20.37 2 | 24 Very Good
    1Y SIP Return % 0.38
    8.48
    		-5.19 | 14.82 39 | 40 Poor
    3Y SIP Return % 14.09
    11.62
    		4.98 | 16.30 7 | 37 Very Good
    5Y SIP Return % 17.46
    13.66
    		8.23 | 19.45 3 | 33 Very Good
    7Y SIP Return % 18.80
    16.09
    		11.96 | 22.07 5 | 30 Very Good
    10Y SIP Return % 16.76
    15.05
    		11.34 | 20.71 5 | 24 Very Good
    Standard Deviation 18.99
    13.08
    		9.41 | 18.99 37 | 37 Poor
    Semi Deviation 14.83
    9.57
    		6.81 | 14.83 37 | 37 Poor
    Max Drawdown % -25.67
    -17.36
    		-25.67 | -9.56 37 | 37 Poor
    VaR 1 Y % -22.99
    -16.90
    		-24.68 | -10.74 35 | 37 Poor
    Average Drawdown % -9.21
    -7.11
    		-10.83 | -3.90 33 | 37 Poor
    Sharpe Ratio 0.85
    0.74
    		0.27 | 1.22 11 | 37 Good
    Sterling Ratio 0.63
    0.59
    		0.30 | 0.88 13 | 37 Good
    Sortino Ratio 0.38
    0.37
    		0.13 | 0.65 16 | 37 Good
    Jensen Alpha % 4.26
    1.17
    		-6.06 | 7.11 5 | 37 Very Good
    Treynor Ratio 0.14
    0.10
    		0.04 | 0.16 5 | 37 Very Good
    Modigliani Square Measure % 15.75
    16.05
    		8.64 | 23.27 20 | 37 Good
    Alpha % 5.37
    0.48
    		-5.26 | 8.75 2 | 37 Very Good
    Return data last Updated On : Dec. 11, 2025.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Nov. 28, 2025
    KPIs: Key Performance Indicators

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    KPIs* Fund Nifty 500 TRI Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % -5.27 -0.54 -0.62 -5.27 | 0.98 41 | 41 Poor
    3M Return % -4.24 2.07 1.16 -5.94 | 4.72 40 | 41 Poor
    6M Return % -5.17 1.51 1.09 -8.91 | 5.59 40 | 41 Poor
    1Y Return % -11.60 1.85 -0.30 -18.25 | 6.98 40 | 41 Poor
    3Y Return % 22.18 15.25 16.82 11.57 | 23.00 2 | 37 Very Good
    5Y Return % 21.90 17.28 18.29 12.12 | 24.97 4 | 33 Very Good
    7Y Return % 18.92 16.24 16.94 11.90 | 24.91 7 | 30 Very Good
    10Y Return % 18.10 15.15 15.49 12.52 | 21.69 2 | 25 Very Good
    1Y SIP Return % 1.58 9.77 -3.96 | 15.92 40 | 41 Poor
    3Y SIP Return % 15.54 12.88 6.76 | 17.53 7 | 37 Very Good
    5Y SIP Return % 18.93 14.95 10.11 | 20.26 3 | 33 Very Good
    7Y SIP Return % 20.29 17.37 12.88 | 23.93 4 | 30 Very Good
    10Y SIP Return % 18.21 16.11 12.28 | 22.30 4 | 25 Very Good
    Standard Deviation 18.99 13.08 9.41 | 18.99 37 | 37 Poor
    Semi Deviation 14.83 9.57 6.81 | 14.83 37 | 37 Poor
    Max Drawdown % -25.67 -17.36 -25.67 | -9.56 37 | 37 Poor
    VaR 1 Y % -22.99 -16.90 -24.68 | -10.74 35 | 37 Poor
    Average Drawdown % -9.21 -7.11 -10.83 | -3.90 33 | 37 Poor
    Sharpe Ratio 0.85 0.74 0.27 | 1.22 11 | 37 Good
    Sterling Ratio 0.63 0.59 0.30 | 0.88 13 | 37 Good
    Sortino Ratio 0.38 0.37 0.13 | 0.65 16 | 37 Good
    Jensen Alpha % 4.26 1.17 -6.06 | 7.11 5 | 37 Very Good
    Treynor Ratio 0.14 0.10 0.04 | 0.16 5 | 37 Very Good
    Modigliani Square Measure % 15.75 16.05 8.64 | 23.27 20 | 37 Good
    Alpha % 5.37 0.48 -5.26 | 8.75 2 | 37 Very Good
    Return data last Updated On : Dec. 11, 2025.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Nov. 28, 2025
    KPIs: Key Performance Indicators

    Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.


    Date Motilal Oswal Elss Tax Saver Fund NAV Regular Growth Motilal Oswal Elss Tax Saver Fund NAV Direct Growth
    11-12-2025 49.5423 57.0233
    10-12-2025 49.2205 56.651
    09-12-2025 49.8987 57.4297
    08-12-2025 49.5098 56.9803
    05-12-2025 50.3409 57.9311
    04-12-2025 50.3536 57.9438
    03-12-2025 50.9935 58.6784
    02-12-2025 51.6075 59.3829
    01-12-2025 51.8182 59.6235
    28-11-2025 51.7788 59.5724
    27-11-2025 52.0557 59.889
    26-11-2025 52.3365 60.2102
    25-11-2025 51.6747 59.4468
    24-11-2025 51.459 59.1968
    21-11-2025 52.1851 60.0262
    20-11-2025 52.8488 60.7877
    19-11-2025 52.9218 60.8698
    18-11-2025 53.4307 61.4531
    17-11-2025 53.7421 61.8092
    14-11-2025 53.055 61.0131
    13-11-2025 52.4109 60.2704
    12-11-2025 52.5778 60.4604
    11-11-2025 52.3503 60.1968

    Fund Launch Date: 26/Dec/2014
    Fund Category: ELSS (Tax Saving) Fund
    Investment Objective: The investment objective of the Scheme is togenerate long-term capital appreciation froma diversified portfolio of predominantly equityand equity related instruments. However,there can be no assurance or guarantee thatthe investment objective of the Scheme wouldbe achieved.
    Fund Description: An Open ended equity linked saving scheme with a statutory lock in 3 years and tax benefit
    Fund Benchmark: Nifty 500 Total Return Index
    Source: Fund FactSheet

    Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.